Flushing Financial (FFIC) Stock Price, News & Analysis

Company Overview

Flushing Financial Corporation is the bank holding company for Flushing Bank, a community-oriented financial institution headquartered in Flushing, Queens, New York. Tracing its origins to the founding of Flushing Bank in 1929, the holding company was established in 2006 to support the bank’s growth and diversification. Flushing Financial operates under the Nasdaq ticker FFIC, delivering a full suite of banking services to personal, commercial and institutional customers.

The company’s primary business activities include deposit-taking, consumer and commercial lending, mortgage banking and treasury management. Personal banking offerings encompass checking and savings accounts, home equity lines of credit and residential mortgage loans, while commercial clients can access business loans, lines of credit, SBA financing and commercial real estate lending. Online and mobile banking platforms complement its branch network, enabling customers to manage accounts, initiate payments and monitor transactions remotely.

In addition to core banking services, Flushing Financial provides non-deposit financial products through affiliated entities and strategic partnerships. These include property and casualty insurance, life insurance and retirement planning solutions, designed to address the broader financial and risk-management needs of individuals and businesses. Mortgage services are delivered through dedicated mortgage centers offering purchase and refinance options across a range of loan programs.

Flushing Financial serves the New York metropolitan region and northwestern New Jersey through a network of full-service branches in Queens, Brooklyn, Manhattan, Long Island, Westchester County and select New Jersey communities. Its leadership team comprises seasoned banking executives and finance professionals overseen by a board of directors with expertise in community banking, risk management and corporate governance. The company’s regional focus and long-standing community ties underpin its strategy of personalized service and local market knowledge.

Key Stats

• Today's Range: $15.41 to $15.89
• 50-Day Range: $15.39 to $16.36
• 52-Week Range: $11.13 to $17.79
• Volume: 2.32 million shs
• Average Volume: 328,518 shs
• Market Capitalization: $524.63 million
• P/E Ratio: 15.49
• Dividend Yield: 5.68%
• Price Target: $16.80
• Consensus Rating: Hold

Flushing Financial Stock Analysis - MarketRank™

Flushing Financial scored higher than 60% of companies evaluated by MarketBeat, and ranked 519th out of 876 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.0 / 5
• Analyst Rating: Hold

Consensus Rating

Flushing Financial has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Flushing Financial is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Flushing Financial has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Flushing Financial is 15.49, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.94.

Price to Earnings Ratio vs. Sector

The P/E ratio of Flushing Financial is 15.49, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.16.

Price to Book Value per Share Ratio

Flushing Financial has a P/B Ratio of 0.74. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.95% of the float of Flushing Financial has been sold short.

Short Interest Ratio / Days to Cover

Flushing Financial has a short interest ratio ("days to cover") of 3.59, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Flushing Financial has recently decreased by 1.99%, indicating that investor sentiment is improving.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Flushing Financial is a leading dividend payer. It pays a dividend yield of 5.69%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Flushing Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Flushing Financial is 88.00%. Payout ratios above 75% are not desirable because they may not be sustainable.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 1.6 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Flushing Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $175,560.00 in company stock.

Percentage Held by Insiders

5.66% of the stock of Flushing Financial is held by insiders.

Percentage Held by Institutions

67.10% of the stock of Flushing Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 3/27 Dividend: 3/13/2026
• Ex-Dividend for 3/27 Dividend: 3/13/2026
• Dividend Payable: 3/27/2026
• Record date for 4/24 Dividend: 4/10/2026
• Ex-Dividend for 4/24 Dividend: 4/10/2026
• Dividend Payable: 4/24/2026
• Last Earnings: 4/28/2026
• Today: 6/18/2026
• Next Earnings (Estimated): 7/23/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:FFIC
• CIK: 923139
• Web: www.flushingbank.com
• Phone: (718) 961-5400
• Fax: 718-961-7646
• Employees: 540
• Year Founded: 1929

Price Target and Rating

• Average Price Target for Flushing Financial: $16.80
• High Price Target: $16.80
• Low Price Target: $16.80
• Potential Upside/Downside: +8.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.25
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.00
• Trailing P/E Ratio: 15.49
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $18.88 million
• Net Margins: 7.15%
• Pretax Margin: 10.07%
• Return on Equity: 6.25%
• Return on Assets: 0.50%

Debt

• Debt-to-Equity Ratio: 0.60
• Current Ratio: 0.89
• Quick Ratio: 0.89

Sales & Book Value

• Annual Sales: $489.63 million
• Price / Sales: 1.07
• Cash Flow: $2.05 per share
• Price / Cash Flow: 7.57
• Book Value: $20.96 per share
• Price / Book: 0.74

Miscellaneous

• Outstanding Shares: 33,880,000
• Free Float: 31,966,000
• Market Cap: $524.63 million
• Optionable: Optionable
• Beta: 0.74