Kearny Financial (KRNY) Stock Price, News & Analysis

Company Overview

Kearny Financial, Inc. (NASDAQ: KRNY) is the bank holding company for Columbia Bank, offering a broad range of banking and financial services across the New Jersey and New York metropolitan regions. Headquartered in Fair Lawn, New Jersey, the company operates through an extensive network of community banking offices, commercial lending facilities and digital platforms. Kearny Financial focuses on serving both retail and commercial customers with a full suite of deposit, credit and treasury management solutions.

The company’s primary business activities include the origination of residential mortgage and home equity loans, commercial real estate financing, construction lending and small business credit facilities. Personal banking offerings consist of checking and savings accounts, money market accounts, certificates of deposit and electronic payment services. Commercial banking services include SBA lending, equipment financing, cash management services and commercial deposit products designed to support local enterprises.

Founded in 1927 as Kearny Federal Savings and Loan Association, the organization underwent several strategic expansions in the latter half of the 20th century and adopted the Columbia Bank name in 2016 to reflect its deep ties to the regional market. Over its history, Kearny Financial has pursued selective acquisitions to strengthen its presence in key suburban communities from northern New Jersey to the Hudson Valley, emphasizing relationship banking and community involvement. Through its mobile and online banking channels, the company continues to enhance customer convenience and accessibility.

Leadership at Kearny Financial consists of a seasoned executive team led by President and Chief Executive Officer Peter D. Shea, who has driven the bank’s growth initiatives while maintaining an emphasis on credit quality and community engagement. The board of directors includes experienced finance and industry professionals tasked with guiding corporate governance, risk management and strategic planning. Under this leadership, Kearny Financial continues to balance traditional community banking values with modern digital offerings to meet evolving customer needs.

Key Stats

• Today's Range: $6.45 to $6.75
• 50-Day Range: $5.90 to $6.95
• 52-Week Range: $5.45 to $8.59
• Volume: 258,716 shs
• Average Volume: 358,314 shs
• Market Capitalization: $419.12 million
• P/E Ratio: N/A
• Dividend Yield: 6.78%
• Price Target: $7.75
• Consensus Rating: Moderate Buy

Kearny Financial Stock Analysis - MarketRank™

Kearny Financial scored higher than 42% of companies evaluated by MarketBeat, and ranked 693rd out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Kearny Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Kearny Financial has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Kearny Financial is -5.69, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Kearny Financial is -5.69, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Kearny Financial has a P/B Ratio of 0.56. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.38% of the float of Kearny Financial has been sold short.

Short Interest Ratio / Days to Cover

Kearny Financial has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Kearny Financial has recently increased by 0.60%, indicating that investor sentiment is decreasing.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Kearny Financial is a leading dividend payer. It pays a dividend yield of 6.73%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Kearny Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.38% of the float of Kearny Financial has been sold short.

Short Interest Ratio / Days to Cover

Kearny Financial has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Kearny Financial has recently increased by 0.60%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 1.6 / 5
• News Sentiment: N/A

News Sentiment

Kearny Financial has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Kearny Financial this week, compared to 2 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Kearny Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $24,520.00 in company stock.

Percentage Held by Insiders

Only 8.56% of the stock of Kearny Financial is held by insiders.

Percentage Held by Institutions

71.01% of the stock of Kearny Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

KRNY Stock Analysis - Frequently Asked Questions

How have KRNY shares performed this year?

Kearny Financial's stock was trading at $7.08 at the start of the year. Since then, KRNY stock has decreased by 8.3% and is now trading at $6.49.

How were Kearny Financial's earnings last quarter?

Kearny Financial (NASDAQ:KRNY) released its quarterly earnings data on Thursday, April, 24th. The savings and loans company reported $0.11 EPS for the quarter, meeting the consensus estimate of $0.11. The savings and loans company earned $38.60 million during the quarter, compared to analysts' expectations of $38.71 million. Kearny Financial had a positive trailing twelve-month return on equity of 3.32% and a negative net margin of 20.40%.

Who are Kearny Financial's major shareholders?

Top institutional shareholders of Kearny Financial include Wealth Enhancement Advisory Services LLC (0.03%) and Pallas Capital Advisors LLC (0.02%). Insiders that own company stock include John F Mcgovern, Leopold W Montanaro, John J Mazur Jr, John F Regan, Keith Suchodolski, Thomas Demedici, Charles J Pivirotto, Christopher Petermann, Patrick M Joyce, Timothy A Swansson, Melvina Wong-Zaza and Curtland E Fields.
View institutional ownership trends.

How do I buy shares of Kearny Financial?

Shares of KRNY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Kearny Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Kearny Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Netflix (NFLX) and Visa (V).

Company Calendar

• Last Earnings: 4/24/2025
• Record date for 5/21 Dividend: 5/07/2025
• Ex-Dividend for 5/21 Dividend: 5/07/2025
• Dividend Payable: 5/21/2025
• Today: 7/18/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 6/30/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:KRNY
• CIK: 1617242
• Web: www.kearnybank.com
• Phone: (973) 244-4500
• Fax: N/A
• Employees: 552
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Kearny Financial: $7.75
• High Price Target: $8.50
• Low Price Target: $7.00
• Potential Upside/Downside: +19.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): ($1.14)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$86.67 million
• Net Margins: -20.40%
• Pretax Margin: -19.65%
• Return on Equity: 3.32%
• Return on Assets: 0.32%

Debt

• Debt-to-Equity Ratio: 1.65
• Current Ratio: 1.04
• Quick Ratio: 1.04

Sales & Book Value

• Annual Sales: $326.88 million
• Price / Sales: 1.28
• Cash Flow: $2.02 per share
• Price / Cash Flow: 3.21
• Book Value: $11.69 per share
• Price / Book: 0.55

Miscellaneous

• Outstanding Shares: 64,580,000
• Free Float: 59,052,000
• Market Cap: $418.16 million
• Optionable: Optionable
• Beta: 0.72