Kearny Financial (KRNY) Stock Price, News & Analysis

Company Overview

Kearny Financial Corp. is the holding company for Kearny Bank, a community-oriented savings bank serving customers in New Jersey and New York. Founded in 1884 as a mutual savings institution, Kearny Bank has historically focused on relationship-based banking for individuals, families, businesses and nonprofit organizations.

The bank offers deposit products such as checking, savings and money market accounts, certificates of deposit and retirement accounts. Its lending activities include residential mortgages, home equity loans, commercial real estate loans, construction financing, commercial and industrial loans, and consumer credit. Kearny Bank also provides online and mobile banking, cash-management services and other financial services for business and personal customers.

Kearny Bank has operated through a network of branches and lending offices concentrated in northern and central New Jersey, as well as parts of New York City, including Brooklyn and Queens. The organization has expanded its market presence over time through branch development and acquisitions while maintaining a focus on community banking. Craig L. Montanaro has served as the company’s president and chief executive officer.

Key Stats

• Today's Range: $9.47 to $9.60
• 50-Day Range: $9.12 to $10.13
• 52-Week Range: $6.22 to $10.23
• Volume: 1.27 million shs
• Average Volume: 464,173 shs
• Market Capitalization: $620.72 million
• P/E Ratio: 16.77
• Dividend Yield: 4.60%
• Price Target: $10.75
• Consensus Rating: Moderate Buy

Kearny Financial Stock Analysis - MarketRank™

Kearny Financial scored higher than 99% of companies evaluated by MarketBeat, and ranked 33rd out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Kearny Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on no strong buy ratings, 3 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

Kearny Financial has a consensus price target of $10.75, representing about 12.4% upside from its current price of $9.56.

Amount of Analyst Coverage

Kearny Financial has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 26.58%

Earnings Growth

Earnings for Kearny Financial are expected to grow by 26.58% in the coming year, from $0.79 to $1.00 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Kearny Financial is 16.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.94.

Price to Earnings Ratio vs. Sector

The P/E ratio of Kearny Financial is 16.77, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.29.

Price to Book Value per Share Ratio

Kearny Financial has a P/B Ratio of 0.81. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.49% of the float of Kearny Financial has been sold short.

Short Interest Ratio / Days to Cover

Kearny Financial has a short interest ratio ("days to cover") of 2.98, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Kearny Financial has recently increased by 40.85%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Kearny Financial is a leading dividend payer. It pays a dividend yield of 4.49%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Kearny Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Kearny Financial is 77.19%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Kearny Financial will have a dividend payout ratio of 44.00% next year. This indicates that Kearny Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 1.87

News Sentiment

Kearny Financial has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.81 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Kearny Financial this week, compared to 2 articles on an average week.

Company Ownership

• Score: 4.6 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

3 insiders have purchased shares of Kearny Financial in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $228,778.00 in company stock, which represents 0.0369% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Kearny Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $228,778.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

7.68% of the stock of Kearny Financial is held by insiders.

Percentage Held by Institutions

71.01% of the stock of Kearny Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/23/2026
• Record date for 8/26 Dividend: 8/12/2026
• Ex-Dividend for 8/26 Dividend: 8/12/2026
• Dividend Payable: 8/26/2026
• Today: 9/18/2026
• AGM 2026: 10/20/2026
• Next Earnings (Estimated): 10/22/2026
• Fiscal Year End: 6/30/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:KRNY
• CIK: 1617242
• Web: www.kearnybank.com
• Phone: (973) 244-4500
• Fax: N/A
• Employees: 549
• Year Founded: 1884

Price Target and Rating

• Average Price Target for Kearny Financial: $10.75
• High Price Target: $11.00
• Low Price Target: $10.50
• Potential Upside/Downside: +12.4%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.57
• Trailing P/E Ratio: 16.77
• Forward P/E Ratio: 12.10
• P/E Growth: N/A
• Net Income: $36.26 million
• Net Margins: 10.45%
• Pretax Margin: 13.65%
• Return on Equity: 4.90%
• Return on Assets: 0.49%

Debt

• Debt-to-Equity Ratio: 1.50
• Current Ratio: 1.05
• Quick Ratio: 1.05

Sales & Book Value

• Annual Sales: $178.11 million
• Price / Sales: 3.49
• Cash Flow: $0.58 per share
• Price / Cash Flow: 16.56
• Book Value: $11.84 per share
• Price / Book: 0.81

Miscellaneous

• Outstanding Shares: 64,929,000
• Free Float: 59,942,000
• Market Cap: $620.72 million
• Optionable: Optionable
• Beta: 0.63