Univest Financial (UVSP) Competitors

Univest Financial (NASDAQ:UVSP) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, media sentiment, earnings, profitability, valuation, risk, institutional ownership, community ranking and dividends.

Which has more risk and volatility, UVSP or FMBH?

Univest Financial has a beta of 0.87, indicating that its stock price is 13% less volatile than the S&P 500. Comparatively, First Mid Bancshares has a beta of 0.87, indicating that its stock price is 13% less volatile than the S&P 500.

Does the media favor UVSP or FMBH?

In the previous week, Univest Financial had 2 more articles in the media than First Mid Bancshares. MarketBeat recorded 3 mentions for Univest Financial and 1 mentions for First Mid Bancshares. First Mid Bancshares' average media sentiment score of 1.87 beat Univest Financial's score of 1.67 indicating that First Mid Bancshares is being referred to more favorably in the news media.

Company	Overall Sentiment
Univest Financial	Very Positive
First Mid Bancshares	Very Positive

Do analysts recommend UVSP or FMBH?

Univest Financial currently has a consensus target price of $21.00, indicating a potential downside of 3.67%. First Mid Bancshares has a consensus target price of $37.00, indicating a potential upside of 16.57%. Given First Mid Bancshares' stronger consensus rating and higher possible upside, analysts clearly believe First Mid Bancshares is more favorable than Univest Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Univest Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
First Mid Bancshares	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is UVSP or FMBH a better dividend stock?

Univest Financial pays an annual dividend of $0.84 per share and has a dividend yield of 3.9%. First Mid Bancshares pays an annual dividend of $0.92 per share and has a dividend yield of 2.9%. Univest Financial pays out 35.1% of its earnings in the form of a dividend. First Mid Bancshares pays out 29.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has higher earnings & valuation, UVSP or FMBH?

Univest Financial has higher revenue and earnings than First Mid Bancshares. Univest Financial is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Univest Financial	$448.55M	1.42	$71.10M	$2.39	9.12
First Mid Bancshares	$386.95M	1.96	$68.93M	$3.10	10.24

Does the MarketBeat Community favor UVSP or FMBH?

First Mid Bancshares received 26 more outperform votes than Univest Financial when rated by MarketBeat users. Likewise, 52.23% of users gave First Mid Bancshares an outperform vote while only 50.79% of users gave Univest Financial an outperform vote.

Company	Underperform	Outperform
Univest Financial	Outperform Votes 161 50.79%	Underperform Votes 156 49.21%
First Mid Bancshares	Outperform Votes 187 52.23%	Underperform Votes 171 47.77%

Is UVSP or FMBH more profitable?

First Mid Bancshares has a net margin of 17.01% compared to Univest Financial's net margin of 14.98%. First Mid Bancshares' return on equity of 10.56% beat Univest Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Univest Financial	14.98%	8.35%	0.89%
First Mid Bancshares	17.01%	10.56%	1.06%

Do institutionals and insiders believe in UVSP or FMBH?

75.1% of Univest Financial shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 2.1% of Univest Financial shares are owned by company insiders. Comparatively, 7.7% of First Mid Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

First Mid Bancshares beats Univest Financial on 14 of the 19 factors compared between the two stocks.