CIVB vs. MVBF, INBK, SONA, ACNB, COFS, LBAI, SBSI, AMAL, CTBI, and FMBH
Should you be buying Civista Bancshares stock or one of its competitors? The main competitors of Civista Bancshares include MVB Financial (MVBF), First Internet Bancorp (INBK), Southern National Bancorp of Virginia (SONA), ACNB (ACNB), ChoiceOne Financial Services (COFS), Lakeland Bancorp (LBAI), Southside Bancshares (SBSI), Amalgamated Financial (AMAL), Community Trust Bancorp (CTBI), and First Mid Bancshares (FMBH). These companies are all part of the "finance" sector.
Civista Bancshares (NASDAQ:CIVB) and MVB Financial (NASDAQ:MVBF) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their media sentiment, profitability, valuation, institutional ownership, analyst recommendations, earnings, community ranking, risk and dividends.
Civista Bancshares pays an annual dividend of $0.64 per share and has a dividend yield of 4.5%. MVB Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.7%. Civista Bancshares pays out 27.5% of its earnings in the form of a dividend. MVB Financial pays out 36.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Civista Bancshares is clearly the better dividend stock, given its higher yield and lower payout ratio.
Civista Bancshares currently has a consensus target price of $17.75, indicating a potential upside of 25.80%. MVB Financial has a consensus target price of $25.25, indicating a potential upside of 38.36%. Given MVB Financial's stronger consensus rating and higher possible upside, analysts clearly believe MVB Financial is more favorable than Civista Bancshares.
Civista Bancshares has a beta of 0.81, meaning that its share price is 19% less volatile than the S&P 500. Comparatively, MVB Financial has a beta of 1.05, meaning that its share price is 5% more volatile than the S&P 500.
Civista Bancshares has a net margin of 16.38% compared to MVB Financial's net margin of 11.10%. Civista Bancshares' return on equity of 10.23% beat MVB Financial's return on equity.
Civista Bancshares has higher revenue and earnings than MVB Financial. Civista Bancshares is trading at a lower price-to-earnings ratio than MVB Financial, indicating that it is currently the more affordable of the two stocks.
52.1% of Civista Bancshares shares are owned by institutional investors. Comparatively, 52.7% of MVB Financial shares are owned by institutional investors. 3.0% of Civista Bancshares shares are owned by insiders. Comparatively, 11.1% of MVB Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Civista Bancshares received 239 more outperform votes than MVB Financial when rated by MarketBeat users. Likewise, 58.33% of users gave Civista Bancshares an outperform vote while only 43.48% of users gave MVB Financial an outperform vote.
In the previous week, Civista Bancshares' average media sentiment score of 0.00 equaled MVB Financial'saverage media sentiment score.
Summary
Civista Bancshares beats MVB Financial on 10 of the 18 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding CIVB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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