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Civista Bancshares (CIVB) Competitors

Civista Bancshares logo
$27.77 +0.20 (+0.73%)
As of 09/4/2026 04:00 PM Eastern

CIVB vs. BUSE, CCNE, CTBI, FMBH, and IBCP

Should you buy Civista Bancshares stock or one of its competitors? Civista Bancshares's main competitors and comparable companies include First Busey (BUSE), CNB Financial (CCNE), Community Trust Bancorp (CTBI), First Mid Bancshares (FMBH), and Independent Bank (IBCP). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Civista Bancshares compare to First Busey?

First Busey (NASDAQ:BUSE) and Civista Bancshares (NASDAQ:CIVB) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, analyst recommendations, earnings, media sentiment, dividends, profitability, institutional ownership and valuation.

56.5% of First Busey shares are held by institutional investors. Comparatively, 52.1% of Civista Bancshares shares are held by institutional investors. 3.8% of First Busey shares are held by company insiders. Comparatively, 1.6% of Civista Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

First Busey has a beta of 0.71, suggesting that its share price is 29% less volatile than the broader market. Comparatively, Civista Bancshares has a beta of 0.65, suggesting that its share price is 35% less volatile than the broader market.

First Busey has a net margin of 21.00% compared to Civista Bancshares' net margin of 20.79%. Civista Bancshares' return on equity of 10.65% beat First Busey's return on equity.

Company Net Margins Return on Equity Return on Assets
First Busey21.00% 10.48% 1.40%
Civista Bancshares 20.79%10.65%1.35%

First Busey has higher revenue and earnings than Civista Bancshares. Civista Bancshares is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Busey$789.53M3.21$135.26M$2.4212.67
Civista Bancshares$254.95M2.26$46.21M$2.7010.29

First Busey currently has a consensus price target of $32.00, indicating a potential upside of 4.37%. Civista Bancshares has a consensus price target of $30.25, indicating a potential upside of 8.93%. Given Civista Bancshares' higher probable upside, analysts plainly believe Civista Bancshares is more favorable than First Busey.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Busey
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57
Civista Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Civista Bancshares had 4 more articles in the media than First Busey. MarketBeat recorded 5 mentions for Civista Bancshares and 1 mentions for First Busey. First Busey's average media sentiment score of 1.68 beat Civista Bancshares' score of 0.34 indicating that First Busey is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Busey
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Civista Bancshares
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.4%. Civista Bancshares pays an annual dividend of $0.72 per share and has a dividend yield of 2.6%. First Busey pays out 43.0% of its earnings in the form of a dividend. Civista Bancshares pays out 26.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Busey has increased its dividend for 10 consecutive years and Civista Bancshares has increased its dividend for 4 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

First Busey beats Civista Bancshares on 14 of the 19 factors compared between the two stocks.

How does Civista Bancshares compare to CNB Financial?

Civista Bancshares (NASDAQ:CIVB) and CNB Financial (NASDAQ:CCNE) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their profitability, dividends, institutional ownership, earnings, valuation, risk, media sentiment and analyst recommendations.

Civista Bancshares has a net margin of 20.79% compared to CNB Financial's net margin of 19.37%. CNB Financial's return on equity of 12.85% beat Civista Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Civista Bancshares20.79% 10.65% 1.35%
CNB Financial 19.37%12.85%1.26%

Civista Bancshares has a beta of 0.65, meaning that its share price is 35% less volatile than the broader market. Comparatively, CNB Financial has a beta of 0.61, meaning that its share price is 39% less volatile than the broader market.

In the previous week, CNB Financial had 1 more articles in the media than Civista Bancshares. MarketBeat recorded 6 mentions for CNB Financial and 5 mentions for Civista Bancshares. CNB Financial's average media sentiment score of 1.45 beat Civista Bancshares' score of 0.34 indicating that CNB Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Civista Bancshares
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
CNB Financial
6 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

52.1% of Civista Bancshares shares are owned by institutional investors. Comparatively, 52.4% of CNB Financial shares are owned by institutional investors. 1.6% of Civista Bancshares shares are owned by insiders. Comparatively, 2.9% of CNB Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

CNB Financial has higher revenue and earnings than Civista Bancshares. Civista Bancshares is trading at a lower price-to-earnings ratio than CNB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Civista Bancshares$254.95M2.26$46.21M$2.7010.29
CNB Financial$432.51M2.39$66.13M$3.1111.23

Civista Bancshares presently has a consensus price target of $30.25, suggesting a potential upside of 8.93%. CNB Financial has a consensus price target of $36.75, suggesting a potential upside of 5.27%. Given Civista Bancshares' higher possible upside, analysts plainly believe Civista Bancshares is more favorable than CNB Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Civista Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
CNB Financial
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.83

Civista Bancshares pays an annual dividend of $0.72 per share and has a dividend yield of 2.6%. CNB Financial pays an annual dividend of $0.76 per share and has a dividend yield of 2.2%. Civista Bancshares pays out 26.7% of its earnings in the form of a dividend. CNB Financial pays out 24.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Civista Bancshares has increased its dividend for 4 consecutive years and CNB Financial has increased its dividend for 1 consecutive years. Civista Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

CNB Financial beats Civista Bancshares on 13 of the 19 factors compared between the two stocks.

How does Civista Bancshares compare to Community Trust Bancorp?

Community Trust Bancorp (NASDAQ:CTBI) and Civista Bancshares (NASDAQ:CIVB) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, institutional ownership, valuation, earnings, analyst recommendations, media sentiment, dividends and profitability.

Community Trust Bancorp presently has a consensus target price of $81.50, suggesting a potential upside of 4.81%. Civista Bancshares has a consensus target price of $30.25, suggesting a potential upside of 8.93%. Given Civista Bancshares' higher probable upside, analysts plainly believe Civista Bancshares is more favorable than Community Trust Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Community Trust Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.75
Civista Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

Community Trust Bancorp has higher revenue and earnings than Civista Bancshares. Civista Bancshares is trading at a lower price-to-earnings ratio than Community Trust Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Community Trust Bancorp$409.34M3.45$98.06M$5.9713.03
Civista Bancshares$254.95M2.26$46.21M$2.7010.29

60.2% of Community Trust Bancorp shares are owned by institutional investors. Comparatively, 52.1% of Civista Bancshares shares are owned by institutional investors. 2.6% of Community Trust Bancorp shares are owned by insiders. Comparatively, 1.6% of Civista Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Community Trust Bancorp pays an annual dividend of $2.12 per share and has a dividend yield of 2.7%. Civista Bancshares pays an annual dividend of $0.72 per share and has a dividend yield of 2.6%. Community Trust Bancorp pays out 35.5% of its earnings in the form of a dividend. Civista Bancshares pays out 26.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Trust Bancorp has raised its dividend for 44 consecutive years and Civista Bancshares has raised its dividend for 4 consecutive years. Community Trust Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Community Trust Bancorp has a net margin of 25.55% compared to Civista Bancshares' net margin of 20.79%. Community Trust Bancorp's return on equity of 12.52% beat Civista Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Community Trust Bancorp25.55% 12.52% 1.60%
Civista Bancshares 20.79%10.65%1.35%

Community Trust Bancorp has a beta of 0.52, suggesting that its share price is 48% less volatile than the broader market. Comparatively, Civista Bancshares has a beta of 0.65, suggesting that its share price is 35% less volatile than the broader market.

In the previous week, Community Trust Bancorp had 3 more articles in the media than Civista Bancshares. MarketBeat recorded 8 mentions for Community Trust Bancorp and 5 mentions for Civista Bancshares. Community Trust Bancorp's average media sentiment score of 1.75 beat Civista Bancshares' score of 0.34 indicating that Community Trust Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Community Trust Bancorp
7 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Civista Bancshares
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Community Trust Bancorp beats Civista Bancshares on 16 of the 20 factors compared between the two stocks.

How does Civista Bancshares compare to First Mid Bancshares?

First Mid Bancshares (NASDAQ:FMBH) and Civista Bancshares (NASDAQ:CIVB) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, earnings, valuation, profitability, risk, media sentiment and dividends.

47.6% of First Mid Bancshares shares are owned by institutional investors. Comparatively, 52.1% of Civista Bancshares shares are owned by institutional investors. 6.0% of First Mid Bancshares shares are owned by insiders. Comparatively, 1.6% of Civista Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

First Mid Bancshares has a beta of 0.78, suggesting that its stock price is 22% less volatile than the broader market. Comparatively, Civista Bancshares has a beta of 0.65, suggesting that its stock price is 35% less volatile than the broader market.

In the previous week, First Mid Bancshares and First Mid Bancshares both had 5 articles in the media. First Mid Bancshares' average media sentiment score of 1.71 beat Civista Bancshares' score of 0.34 indicating that First Mid Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Mid Bancshares
5 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Civista Bancshares
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

First Mid Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.0%. Civista Bancshares pays an annual dividend of $0.72 per share and has a dividend yield of 2.6%. First Mid Bancshares pays out 25.8% of its earnings in the form of a dividend. Civista Bancshares pays out 26.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Mid Bancshares has raised its dividend for 3 consecutive years and Civista Bancshares has raised its dividend for 4 consecutive years. Civista Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Mid Bancshares presently has a consensus target price of $54.63, indicating a potential upside of 6.42%. Civista Bancshares has a consensus target price of $30.25, indicating a potential upside of 8.93%. Given Civista Bancshares' higher possible upside, analysts clearly believe Civista Bancshares is more favorable than First Mid Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Civista Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

First Mid Bancshares has higher revenue and earnings than Civista Bancshares. Civista Bancshares is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Mid Bancshares$466.04M2.93$91.75M$4.0312.74
Civista Bancshares$254.95M2.26$46.21M$2.7010.29

Civista Bancshares has a net margin of 20.79% compared to First Mid Bancshares' net margin of 19.76%. First Mid Bancshares' return on equity of 10.86% beat Civista Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
First Mid Bancshares19.76% 10.86% 1.29%
Civista Bancshares 20.79%10.65%1.35%

Summary

First Mid Bancshares beats Civista Bancshares on 10 of the 16 factors compared between the two stocks.

How does Civista Bancshares compare to Independent Bank?

Independent Bank (NASDAQ:IBCP) and Civista Bancshares (NASDAQ:CIVB) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their valuation, earnings, risk, profitability, analyst recommendations, institutional ownership, media sentiment and dividends.

Independent Bank pays an annual dividend of $1.12 per share and has a dividend yield of 3.0%. Civista Bancshares pays an annual dividend of $0.72 per share and has a dividend yield of 2.6%. Independent Bank pays out 32.6% of its earnings in the form of a dividend. Civista Bancshares pays out 26.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has increased its dividend for 11 consecutive years and Civista Bancshares has increased its dividend for 4 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

79.4% of Independent Bank shares are held by institutional investors. Comparatively, 52.1% of Civista Bancshares shares are held by institutional investors. 5.9% of Independent Bank shares are held by insiders. Comparatively, 1.6% of Civista Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Independent Bank has higher revenue and earnings than Civista Bancshares. Civista Bancshares is trading at a lower price-to-earnings ratio than Independent Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Independent Bank$315.38M2.63$68.54M$3.4410.86
Civista Bancshares$254.95M2.26$46.21M$2.7010.29

Independent Bank currently has a consensus target price of $39.50, suggesting a potential upside of 5.70%. Civista Bancshares has a consensus target price of $30.25, suggesting a potential upside of 8.93%. Given Civista Bancshares' stronger consensus rating and higher possible upside, analysts clearly believe Civista Bancshares is more favorable than Independent Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Independent Bank
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Civista Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Civista Bancshares had 4 more articles in the media than Independent Bank. MarketBeat recorded 5 mentions for Civista Bancshares and 1 mentions for Independent Bank. Independent Bank's average media sentiment score of 0.94 beat Civista Bancshares' score of 0.34 indicating that Independent Bank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Independent Bank
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Civista Bancshares
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Independent Bank has a beta of 0.7, suggesting that its stock price is 30% less volatile than the broader market. Comparatively, Civista Bancshares has a beta of 0.65, suggesting that its stock price is 35% less volatile than the broader market.

Independent Bank has a net margin of 22.32% compared to Civista Bancshares' net margin of 20.79%. Independent Bank's return on equity of 14.12% beat Civista Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Independent Bank22.32% 14.12% 1.29%
Civista Bancshares 20.79%10.65%1.35%

Summary

Independent Bank beats Civista Bancshares on 13 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CIVB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CIVB vs. The Competition

MetricCivista BancsharesBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$573.30M$24.20B$14.30B$12.90B
Dividend Yield2.61%3.15%5.88%8.90%
P/E Ratio10.2927.3526.1925.45
Price / Sales2.269.78517.7379.03
Price / Cash9.4016.2039.5952.28
Price / Book1.021.392.136.17
Net Income$46.21M$2.58B$1.32B$350.08M
7 Day Performance1.06%1.39%3.84%-0.14%
1 Month Performance-3.71%1.02%1.61%1.02%
1 Year Performance32.11%24.38%11.96%14.51%

Civista Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CIVB
Civista Bancshares
3.0779 of 5 stars
$27.77
+0.7%
$30.25
+8.9%
+31.1%$573.30M$254.95M10.29440
BUSE
First Busey
3.7171 of 5 stars
$29.90
-0.7%
$32.00
+7.0%
+23.8%$2.47B$1.04B12.361,948
CCNE
CNB Financial
3.4607 of 5 stars
$33.42
-1.2%
$36.75
+10.0%
+32.7%$989.90M$432.51M10.75760
CTBI
Community Trust Bancorp
3.977 of 5 stars
$75.71
-0.6%
$81.50
+7.6%
+32.2%$1.38B$409.34M12.68980
FMBH
First Mid Bancshares
3.1883 of 5 stars
$49.79
+0.1%
$54.63
+9.7%
+26.3%$1.32B$466.04M12.351,170

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This page (NASDAQ:CIVB) was last updated on 9/5/2026 by MarketBeat.com Staff.
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