S&P 500   4,967.23
DOW   37,986.40
QQQ   414.65
How major US stock indexes fared Friday, 4/19/2024
American Express, Fifth Third rise; Netflix, PPG Industries fall, Friday, 4/19/2024
Closing prices for crude oil, gold and other commodities
The Senate passes a reauthorization of a key US surveillance program just after a midnight deadline
Comprehensive Analysis of PayPal Stock
Crews turn sights to removing debris from ship's deck in Baltimore bridge collapse cleanup
MarketBeat Week in Review – 4/15 - 4/19
S&P 500   4,967.23
DOW   37,986.40
QQQ   414.65
How major US stock indexes fared Friday, 4/19/2024
American Express, Fifth Third rise; Netflix, PPG Industries fall, Friday, 4/19/2024
Closing prices for crude oil, gold and other commodities
The Senate passes a reauthorization of a key US surveillance program just after a midnight deadline
Comprehensive Analysis of PayPal Stock
Crews turn sights to removing debris from ship's deck in Baltimore bridge collapse cleanup
MarketBeat Week in Review – 4/15 - 4/19
S&P 500   4,967.23
DOW   37,986.40
QQQ   414.65
How major US stock indexes fared Friday, 4/19/2024
American Express, Fifth Third rise; Netflix, PPG Industries fall, Friday, 4/19/2024
Closing prices for crude oil, gold and other commodities
The Senate passes a reauthorization of a key US surveillance program just after a midnight deadline
Comprehensive Analysis of PayPal Stock
Crews turn sights to removing debris from ship's deck in Baltimore bridge collapse cleanup
MarketBeat Week in Review – 4/15 - 4/19
S&P 500   4,967.23
DOW   37,986.40
QQQ   414.65
How major US stock indexes fared Friday, 4/19/2024
American Express, Fifth Third rise; Netflix, PPG Industries fall, Friday, 4/19/2024
Closing prices for crude oil, gold and other commodities
The Senate passes a reauthorization of a key US surveillance program just after a midnight deadline
Comprehensive Analysis of PayPal Stock
Crews turn sights to removing debris from ship's deck in Baltimore bridge collapse cleanup
MarketBeat Week in Review – 4/15 - 4/19

Live Oak Bancshares (LOB) Competitors

$37.90
+1.19 (+3.24%)
(As of 04/19/2024 ET)

LOB vs. MBIN, IBTX, FBK, RNST, OFG, TFIN, LKFN, BANR, CUBI, and HTH

Should you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Merchants Bancorp (MBIN), Independent Bank Group (IBTX), FB Financial (FBK), Renasant (RNST), OFG Bancorp (OFG), Triumph Financial (TFIN), Lakeland Financial (LKFN), Banner (BANR), Customers Bancorp (CUBI), and Hilltop (HTH). These companies are all part of the "state commercial banks" industry.

Live Oak Bancshares vs.

Live Oak Bancshares (NASDAQ:LOB) and Merchants Bancorp (NASDAQ:MBIN) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their dividends, valuation, profitability, earnings, institutional ownership, community ranking, analyst recommendations, risk and media sentiment.

Merchants Bancorp has higher revenue and earnings than Live Oak Bancshares. Merchants Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Live Oak Bancshares$800.01M2.12$73.90M$1.6423.11
Merchants Bancorp$1.19B1.42$279.23M$5.646.94

In the previous week, Live Oak Bancshares had 3 more articles in the media than Merchants Bancorp. MarketBeat recorded 5 mentions for Live Oak Bancshares and 2 mentions for Merchants Bancorp. Merchants Bancorp's average media sentiment score of 0.56 beat Live Oak Bancshares' score of 0.26 indicating that Merchants Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Live Oak Bancshares
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Merchants Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Live Oak Bancshares currently has a consensus price target of $41.50, indicating a potential upside of 9.50%. Merchants Bancorp has a consensus price target of $46.50, indicating a potential upside of 18.77%. Given Merchants Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Merchants Bancorp is more favorable than Live Oak Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Live Oak Bancshares
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
Merchants Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.50

Live Oak Bancshares received 59 more outperform votes than Merchants Bancorp when rated by MarketBeat users. However, 64.31% of users gave Merchants Bancorp an outperform vote while only 54.07% of users gave Live Oak Bancshares an outperform vote.

CompanyUnderperformOutperform
Live Oak BancsharesOutperform Votes
259
54.07%
Underperform Votes
220
45.93%
Merchants BancorpOutperform Votes
200
64.31%
Underperform Votes
111
35.69%

Merchants Bancorp has a net margin of 23.42% compared to Live Oak Bancshares' net margin of 9.24%. Merchants Bancorp's return on equity of 25.38% beat Live Oak Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Live Oak Bancshares9.24% 8.67% 0.68%
Merchants Bancorp 23.42%25.38%1.76%

Live Oak Bancshares has a beta of 1.6, meaning that its share price is 60% more volatile than the S&P 500. Comparatively, Merchants Bancorp has a beta of 1.18, meaning that its share price is 18% more volatile than the S&P 500.

64.0% of Live Oak Bancshares shares are owned by institutional investors. Comparatively, 24.6% of Merchants Bancorp shares are owned by institutional investors. 23.9% of Live Oak Bancshares shares are owned by company insiders. Comparatively, 39.7% of Merchants Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Merchants Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 0.9%. Live Oak Bancshares pays out 7.3% of its earnings in the form of a dividend. Merchants Bancorp pays out 6.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Merchants Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Merchants Bancorp beats Live Oak Bancshares on 14 of the 21 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LOB vs. The Competition

MetricLive Oak BancsharesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$1.70B$2.17B$8.53B$7.32B
Dividend Yield0.33%4.42%10.54%3.99%
P/E Ratio23.1110.6645.7215.06
Price / Sales2.121.813,490.2481.97
Price / Cash17.218.0416.2034.42
Price / Book1.871.002.374.15
Net Income$73.90M$415.95M$1.01B$214.00M
7 Day Performance-0.08%1.87%-0.25%-3.52%
1 Month Performance-5.98%-1.71%-2.29%-5.50%
1 Year Performance58.05%15.79%10.76%3.52%

Live Oak Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
MBIN
Merchants Bancorp
3.185 of 5 stars
$37.71
-1.1%
$46.50
+23.3%
+56.9%$1.63B$1.19B6.69618Upcoming Earnings
News Coverage
IBTX
Independent Bank Group
3.23 of 5 stars
$39.18
-2.9%
$54.20
+38.3%
-1.7%$1.62B$922.84M37.671,517Upcoming Earnings
FBK
FB Financial
4.2863 of 5 stars
$36.19
+4.5%
$37.67
+4.1%
+19.5%$1.70B$748.95M14.081,591Analyst Upgrade
High Trading Volume
RNST
Renasant
2.3019 of 5 stars
$28.53
-1.1%
$33.00
+15.7%
+2.3%$1.60B$910.39M11.062,300Upcoming Earnings
Dividend Announcement
Analyst Downgrade
OFG
OFG Bancorp
3.938 of 5 stars
$33.48
-1.7%
$40.00
+19.5%
+39.6%$1.58B$770.73M8.762,248Earnings Report
News Coverage
TFIN
Triumph Financial
0.7009 of 5 stars
$75.34
-0.3%
$66.20
-12.1%
+26.6%$1.76B$472.59M47.091,468Analyst Report
Analyst Revision
News Coverage
LKFN
Lakeland Financial
2.6128 of 5 stars
$59.34
+0.1%
$74.00
+24.7%
+7.8%$1.54B$393.12M16.26608Upcoming Earnings
News Coverage
BANR
Banner
3.9341 of 5 stars
$42.97
-2.0%
$53.75
+25.1%
-14.6%$1.48B$745.98M8.061,966Dividend Announcement
Analyst Report
Short Interest ↑
News Coverage
CUBI
Customers Bancorp
3.1696 of 5 stars
$46.32
-0.6%
$61.86
+33.6%
+147.3%$1.46B$740.94M6.34711Upcoming Earnings
Short Interest ↑
News Coverage
HTH
Hilltop
4.7285 of 5 stars
$28.71
-1.7%
$32.00
+11.5%
+0.9%$1.87B$1.57B16.993,800Earnings Report
Dividend Announcement
Short Interest ↓
News Coverage

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This page (NASDAQ:LOB) was last updated on 4/20/2024 by MarketBeat.com Staff

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