Live Oak Bancshares (LOB) Competitors $32.17 +0.36 (+1.13%) As of 01:27 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock LOB vs. ABCB, CATY, HWC, OBK, PNFP, PPBI, UBSI, AX, HOMB, and SNVShould you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Ameris Bancorp (ABCB), Cathay General Bancorp (CATY), Hancock Whitney (HWC), Origin Bancorp (OBK), Pinnacle Financial Partners (PNFP), Pacific Premier Bancorp (PPBI), United Bankshares (UBSI), Axos Financial (AX), Home BancShares (HOMB), and Synovus Financial (SNV). These companies are all part of the "finance" sector. Live Oak Bancshares vs. Its Competitors Ameris Bancorp Cathay General Bancorp Hancock Whitney Origin Bancorp Pinnacle Financial Partners Pacific Premier Bancorp United Bankshares Axos Financial Home BancShares Synovus Financial Live Oak Bancshares (NASDAQ:LOB) and Ameris Bancorp (NASDAQ:ABCB) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, risk, earnings, profitability, media sentiment and institutional ownership. Is LOB or ABCB a better dividend stock? Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.4%. Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. Live Oak Bancshares pays out 9.2% of its earnings in the form of a dividend. Ameris Bancorp pays out 14.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Which has more volatility and risk, LOB or ABCB? Live Oak Bancshares has a beta of 1.84, indicating that its stock price is 84% more volatile than the S&P 500. Comparatively, Ameris Bancorp has a beta of 0.93, indicating that its stock price is 7% less volatile than the S&P 500. Do institutionals and insiders believe in LOB or ABCB? 64.0% of Live Oak Bancshares shares are owned by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are owned by institutional investors. 23.4% of Live Oak Bancshares shares are owned by company insiders. Comparatively, 5.4% of Ameris Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term. Is LOB or ABCB more profitable? Ameris Bancorp has a net margin of 21.46% compared to Live Oak Bancshares' net margin of 7.10%. Ameris Bancorp's return on equity of 9.57% beat Live Oak Bancshares' return on equity.Company Net Margins Return on Equity Return on Assets Live Oak Bancshares7.10% 6.88% 0.55% Ameris Bancorp 21.46%9.57%1.32% Which has better earnings & valuation, LOB or ABCB? Ameris Bancorp has higher revenue and earnings than Live Oak Bancshares. Ameris Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioLive Oak Bancshares$498.34M2.94$77.47M$1.3024.74Ameris Bancorp$1.12B4.13$358.68M$5.4012.48 Do analysts recommend LOB or ABCB? Live Oak Bancshares presently has a consensus target price of $42.00, suggesting a potential upside of 30.56%. Ameris Bancorp has a consensus target price of $71.43, suggesting a potential upside of 6.03%. Given Live Oak Bancshares' higher possible upside, equities analysts clearly believe Live Oak Bancshares is more favorable than Ameris Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Live Oak Bancshares 0 Sell rating(s) 2 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.33Ameris Bancorp 0 Sell rating(s) 1 Hold rating(s) 6 Buy rating(s) 0 Strong Buy rating(s) 2.86 Does the media refer more to LOB or ABCB? In the previous week, Ameris Bancorp had 5 more articles in the media than Live Oak Bancshares. MarketBeat recorded 10 mentions for Ameris Bancorp and 5 mentions for Live Oak Bancshares. Ameris Bancorp's average media sentiment score of 1.13 beat Live Oak Bancshares' score of 0.26 indicating that Ameris Bancorp is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Live Oak Bancshares 1 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Ameris Bancorp 7 Very Positive mention(s) 1 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SummaryAmeris Bancorp beats Live Oak Bancshares on 13 of the 18 factors compared between the two stocks. Get Live Oak Bancshares News Delivered to You Automatically Sign up to receive the latest news and ratings for LOB and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LOB vs. The Competition Export to ExcelMetricLive Oak BancsharesState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$1.47B$1.39B$12.03B$9.39BDividend Yield0.37%8.91%5.58%4.09%P/E Ratio22.179.5019.1519.87Price / Sales2.943.3426.2398.56Price / Cash15.409.9621.3457.53Price / Book1.590.982.325.70Net Income$77.47M$756.71M$997.60M$257.71M7 Day Performance-1.17%-0.05%-0.06%0.89%1 Month Performance16.84%5.15%4.70%11.09%1 Year Performance-24.82%3.09%541.24%16.58% Live Oak Bancshares Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LOBLive Oak Bancshares4.0469 of 5 stars$32.17+1.1%$42.00+30.6%-23.1%$1.47B$498.34M22.17960ABCBAmeris Bancorp3.3099 of 5 stars$68.18+1.1%$71.43+4.8%+12.7%$4.70B$1.12B13.092,850Positive NewsCATYCathay General Bancorp4.0807 of 5 stars$49.26+2.4%$50.17+1.8%+13.0%$3.45B$1.39B12.441,266Positive NewsUpcoming EarningsHWCHancock Whitney4.8278 of 5 stars$60.23+1.1%$63.43+5.3%+10.7%$5.16B$2.06B11.113,476Trending NewsEarnings ReportAnalyst ForecastOBKOrigin Bancorp3.3965 of 5 stars$37.96+1.8%$42.20+11.2%+3.1%$1.18B$358.20M15.431,010PNFPPinnacle Financial Partners4.3261 of 5 stars$119.04+0.7%$124.82+4.9%+27.7%$9.23B$3.07B19.263,565Trending NewsEarnings ReportDividend AnnouncementAnalyst ForecastPPBIPacific Premier Bancorp4.3445 of 5 stars$22.56+0.9%$27.25+20.8%-20.2%$2.19B$541.46M14.841,325News CoveragePositive NewsUpcoming EarningsUBSIUnited Bankshares2.9777 of 5 stars$37.95+1.0%$40.63+7.0%-0.8%$5.39B$1.63B14.112,553News CoveragePositive NewsUpcoming EarningsAXAxos Financial3.1796 of 5 stars$85.65+1.8%$85.86+0.2%+17.6%$4.83B$1.88B11.671,781HOMBHome BancShares3.6014 of 5 stars$29.51+0.5%$32.40+9.8%+7.0%$5.83B$1.01B14.052,552Trending NewsEarnings ReportSNVSynovus Financial4.8719 of 5 stars$54.70+0.3%$59.35+8.5%+16.4%$7.60B$3.43B15.324,775Trending NewsEarnings Report Related Companies and Tools Related Companies ABCB Alternatives CATY Alternatives HWC Alternatives OBK Alternatives PNFP Alternatives PPBI Alternatives UBSI Alternatives AX Alternatives HOMB Alternatives SNV Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:LOB) was last updated on 7/17/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredThis Signal Only Flashes Once Every 4 Years – And It Just TriggeredThis same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in cryp...Crypto Swap Profits | SponsoredPresidential Bombshell: $150T Resource to Be Released as soon as this Summer?Something extraordinary is happening in Washington. 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