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Live Oak Bancshares (LOB) Competitors

Live Oak Bancshares logo
$32.17 +0.36 (+1.13%)
As of 01:27 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

LOB vs. ABCB, CATY, HWC, OBK, PNFP, PPBI, UBSI, AX, HOMB, and SNV

Should you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Ameris Bancorp (ABCB), Cathay General Bancorp (CATY), Hancock Whitney (HWC), Origin Bancorp (OBK), Pinnacle Financial Partners (PNFP), Pacific Premier Bancorp (PPBI), United Bankshares (UBSI), Axos Financial (AX), Home BancShares (HOMB), and Synovus Financial (SNV). These companies are all part of the "finance" sector.

Live Oak Bancshares vs. Its Competitors

Live Oak Bancshares (NASDAQ:LOB) and Ameris Bancorp (NASDAQ:ABCB) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, risk, earnings, profitability, media sentiment and institutional ownership.

Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.4%. Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. Live Oak Bancshares pays out 9.2% of its earnings in the form of a dividend. Ameris Bancorp pays out 14.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Live Oak Bancshares has a beta of 1.84, indicating that its stock price is 84% more volatile than the S&P 500. Comparatively, Ameris Bancorp has a beta of 0.93, indicating that its stock price is 7% less volatile than the S&P 500.

64.0% of Live Oak Bancshares shares are owned by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are owned by institutional investors. 23.4% of Live Oak Bancshares shares are owned by company insiders. Comparatively, 5.4% of Ameris Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Ameris Bancorp has a net margin of 21.46% compared to Live Oak Bancshares' net margin of 7.10%. Ameris Bancorp's return on equity of 9.57% beat Live Oak Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Live Oak Bancshares7.10% 6.88% 0.55%
Ameris Bancorp 21.46%9.57%1.32%

Ameris Bancorp has higher revenue and earnings than Live Oak Bancshares. Ameris Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Live Oak Bancshares$498.34M2.94$77.47M$1.3024.74
Ameris Bancorp$1.12B4.13$358.68M$5.4012.48

Live Oak Bancshares presently has a consensus target price of $42.00, suggesting a potential upside of 30.56%. Ameris Bancorp has a consensus target price of $71.43, suggesting a potential upside of 6.03%. Given Live Oak Bancshares' higher possible upside, equities analysts clearly believe Live Oak Bancshares is more favorable than Ameris Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Live Oak Bancshares
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Ameris Bancorp
0 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.86

In the previous week, Ameris Bancorp had 5 more articles in the media than Live Oak Bancshares. MarketBeat recorded 10 mentions for Ameris Bancorp and 5 mentions for Live Oak Bancshares. Ameris Bancorp's average media sentiment score of 1.13 beat Live Oak Bancshares' score of 0.26 indicating that Ameris Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Live Oak Bancshares
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Ameris Bancorp
7 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Ameris Bancorp beats Live Oak Bancshares on 13 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LOB vs. The Competition

MetricLive Oak BancsharesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$1.47B$1.39B$12.03B$9.39B
Dividend Yield0.37%8.91%5.58%4.09%
P/E Ratio22.179.5019.1519.87
Price / Sales2.943.3426.2398.56
Price / Cash15.409.9621.3457.53
Price / Book1.590.982.325.70
Net Income$77.47M$756.71M$997.60M$257.71M
7 Day Performance-1.17%-0.05%-0.06%0.89%
1 Month Performance16.84%5.15%4.70%11.09%
1 Year Performance-24.82%3.09%541.24%16.58%

Live Oak Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LOB
Live Oak Bancshares
4.0469 of 5 stars
$32.17
+1.1%
$42.00
+30.6%
-23.1%$1.47B$498.34M22.17960
ABCB
Ameris Bancorp
3.3099 of 5 stars
$68.18
+1.1%
$71.43
+4.8%
+12.7%$4.70B$1.12B13.092,850Positive News
CATY
Cathay General Bancorp
4.0807 of 5 stars
$49.26
+2.4%
$50.17
+1.8%
+13.0%$3.45B$1.39B12.441,266Positive News
Upcoming Earnings
HWC
Hancock Whitney
4.8278 of 5 stars
$60.23
+1.1%
$63.43
+5.3%
+10.7%$5.16B$2.06B11.113,476Trending News
Earnings Report
Analyst Forecast
OBK
Origin Bancorp
3.3965 of 5 stars
$37.96
+1.8%
$42.20
+11.2%
+3.1%$1.18B$358.20M15.431,010
PNFP
Pinnacle Financial Partners
4.3261 of 5 stars
$119.04
+0.7%
$124.82
+4.9%
+27.7%$9.23B$3.07B19.263,565Trending News
Earnings Report
Dividend Announcement
Analyst Forecast
PPBI
Pacific Premier Bancorp
4.3445 of 5 stars
$22.56
+0.9%
$27.25
+20.8%
-20.2%$2.19B$541.46M14.841,325News Coverage
Positive News
Upcoming Earnings
UBSI
United Bankshares
2.9777 of 5 stars
$37.95
+1.0%
$40.63
+7.0%
-0.8%$5.39B$1.63B14.112,553News Coverage
Positive News
Upcoming Earnings
AX
Axos Financial
3.1796 of 5 stars
$85.65
+1.8%
$85.86
+0.2%
+17.6%$4.83B$1.88B11.671,781
HOMB
Home BancShares
3.6014 of 5 stars
$29.51
+0.5%
$32.40
+9.8%
+7.0%$5.83B$1.01B14.052,552Trending News
Earnings Report
SNV
Synovus Financial
4.8719 of 5 stars
$54.70
+0.3%
$59.35
+8.5%
+16.4%$7.60B$3.43B15.324,775Trending News
Earnings Report

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This page (NASDAQ:LOB) was last updated on 7/17/2025 by MarketBeat.com Staff
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