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Live Oak Bancshares (LOB) Competitors

$45.80
+1.30 (+2.92%)
(As of 07/26/2024 ET)

LOB vs. RNST, BANR, FBK, HTLF, HTH, OMF, CADE, COOP, HWC, and SFBS

Should you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Renasant (RNST), Banner (BANR), FB Financial (FBK), Heartland Financial USA (HTLF), Hilltop (HTH), OneMain (OMF), Cadence Bank (CADE), Mr. Cooper Group (COOP), Hancock Whitney (HWC), and ServisFirst Bancshares (SFBS). These companies are all part of the "finance" sector.

Live Oak Bancshares vs.

Live Oak Bancshares (NASDAQ:LOB) and Renasant (NASDAQ:RNST) are both mid-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, media sentiment, earnings, valuation, institutional ownership, risk, community ranking and dividends.

In the previous week, Renasant had 8 more articles in the media than Live Oak Bancshares. MarketBeat recorded 18 mentions for Renasant and 10 mentions for Live Oak Bancshares. Live Oak Bancshares' average media sentiment score of 0.60 beat Renasant's score of 0.42 indicating that Live Oak Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Live Oak Bancshares
2 Very Positive mention(s)
1 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Renasant
2 Very Positive mention(s)
1 Positive mention(s)
10 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral

Live Oak Bancshares has a beta of 1.62, indicating that its share price is 62% more volatile than the S&P 500. Comparatively, Renasant has a beta of 1.03, indicating that its share price is 3% more volatile than the S&P 500.

Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Renasant pays an annual dividend of $0.88 per share and has a dividend yield of 2.4%. Live Oak Bancshares pays out 6.0% of its earnings in the form of a dividend. Renasant pays out 35.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Renasant has a net margin of 15.04% compared to Live Oak Bancshares' net margin of 11.22%. Live Oak Bancshares' return on equity of 11.13% beat Renasant's return on equity.

Company Net Margins Return on Equity Return on Assets
Live Oak Bancshares11.22% 11.13% 0.88%
Renasant 15.04%6.98%0.93%

Renasant received 102 more outperform votes than Live Oak Bancshares when rated by MarketBeat users. Likewise, 57.14% of users gave Renasant an outperform vote while only 54.13% of users gave Live Oak Bancshares an outperform vote.

CompanyUnderperformOutperform
Live Oak BancsharesOutperform Votes
262
54.13%
Underperform Votes
222
45.87%
RenasantOutperform Votes
364
57.14%
Underperform Votes
273
42.86%

Renasant has lower revenue, but higher earnings than Live Oak Bancshares. Renasant is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Live Oak Bancshares$800.01M2.57$73.90M$1.9923.02
Renasant$639.68M3.27$144.68M$2.4615.08

64.0% of Live Oak Bancshares shares are owned by institutional investors. Comparatively, 77.3% of Renasant shares are owned by institutional investors. 23.9% of Live Oak Bancshares shares are owned by company insiders. Comparatively, 2.8% of Renasant shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Live Oak Bancshares presently has a consensus target price of $43.33, indicating a potential downside of 5.39%. Renasant has a consensus target price of $36.40, indicating a potential downside of 1.86%. Given Renasant's higher probable upside, analysts plainly believe Renasant is more favorable than Live Oak Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Live Oak Bancshares
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
Renasant
0 Sell rating(s)
5 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

Renasant beats Live Oak Bancshares on 11 of the 20 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LOB vs. The Competition

MetricLive Oak BancsharesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$2.06B$2.84B$9.88B$8.20B
Dividend Yield0.28%3.81%6.65%3.97%
P/E Ratio23.0214.4347.6218.66
Price / Sales2.572.333,583.0691.73
Price / Cash20.109.9317.2534.11
Price / Book2.261.222.734.51
Net Income$73.90M$406.17M$1.01B$216.36M
7 Day Performance8.43%4.86%1.79%1.82%
1 Month Performance35.34%18.67%7.70%7.09%
1 Year Performance26.10%29.27%14.91%4.89%

Live Oak Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
RNST
Renasant
1.7273 of 5 stars
1.73 / 5 stars
$36.70
+1.2%
$34.00
-7.4%
+17.6%$2.07B$910.39M14.922,300Earnings Report
Analyst Forecast
News Coverage
BANR
Banner
2.0119 of 5 stars
2.01 / 5 stars
$60.15
+1.7%
$54.00
-10.2%
+29.2%$2.07B$745.98M12.511,966Analyst Revision
News Coverage
Gap Up
FBK
FB Financial
3.2399 of 5 stars
3.24 / 5 stars
$47.23
+1.7%
$42.33
-10.4%
+34.8%$2.22B$461.07M19.841,591Short Interest ↑
HTLF
Heartland Financial USA
4.4729 of 5 stars
4.47 / 5 stars
$52.46
+1.3%
$45.60
-13.1%
+53.8%$2.25B$932.87M31.601,970Upcoming Earnings
Analyst Forecast
Short Interest ↓
HTH
Hilltop
4.6455 of 5 stars
4.65 / 5 stars
$34.70
+0.7%
$32.00
-7.8%
+11.7%$2.26B$1.57B20.293,820Earnings Report
Dividend Announcement
Short Interest ↓
News Coverage
OMF
OneMain
4.7919 of 5 stars
4.79 / 5 stars
$52.06
+1.2%
$54.33
+4.4%
+18.0%$6.24B$4.56B10.159,100Upcoming Earnings
News Coverage
CADE
Cadence Bank
3.82 of 5 stars
3.82 / 5 stars
$33.58
+3.9%
$31.00
-7.7%
+37.6%$6.12B$2.19B10.735,333Earnings Report
Dividend Announcement
Analyst Forecast
Analyst Revision
News Coverage
High Trading Volume
COOP
Mr. Cooper Group
3.9177 of 5 stars
3.92 / 5 stars
$88.75
+1.8%
$85.50
-3.7%
+61.6%$5.74B$1.79B9.296,800Analyst Forecast
Options Volume
News Coverage
Gap Up
HWC
Hancock Whitney
4.7353 of 5 stars
4.74 / 5 stars
$56.14
+1.3%
$56.78
+1.1%
+28.4%$4.86B$1.91B13.093,591Short Interest ↓
SFBS
ServisFirst Bancshares
1.5449 of 5 stars
1.54 / 5 stars
$80.29
+1.7%
$73.00
-9.1%
+34.9%$4.38B$843.66M22.00570

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This page (NASDAQ:LOB) was last updated on 7/27/2024 by MarketBeat.com Staff

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