NASDAQ:LOB Live Oak Bancshares (LOB) Stock Forecast, Price & News $22.92 +0.90 (+4.09%) (As of 05/26/2023 07:00 PM ET) Add Compare Share Share Today's Range$21.80▼$23.0250-Day Range$20.05▼$28.1352-Week Range$17.31▼$43.72Volume203,900 shsAverage Volume335,459 shsMarket Capitalization$1.02 billionP/E Ratio7.23Dividend Yield0.52%Price Target$26.13 ProfileProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial Media Live Oak Bancshares MarketRank™ ForecastAnalyst RatingHold2.20 Rating ScoreUpside/Downside14.0% Upside$26.13 Price TargetShort InterestBearish4.61% of Float Sold ShortDividend StrengthWeakBased on Four FactorsSustainabilityN/ANews Sentiment0.31Based on 6 Articles This WeekInsider TradingAcquiring Shares$100,100 Bought Last QuarterProj. Earnings Growth94.21%From $1.21 to $2.35 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.62 out of 5 starsFinance Sector400th out of 902 stocksState Commercial Banks Industry126th out of 191 stocks 2.1 Analyst's Opinion Consensus RatingLive Oak Bancshares has received a consensus rating of Hold. The company's average rating score is 2.20, and is based on 1 buy rating, 4 hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $26.13, Live Oak Bancshares has a forecasted upside of 14.0% from its current price of $22.92.Amount of Analyst CoverageLive Oak Bancshares has only been the subject of 3 research reports in the past 90 days. Previous Next 2.0 Short Interest Percentage of Shares Shorted4.61% of the float of Live Oak Bancshares has been sold short.Short Interest Ratio / Days to CoverLive Oak Bancshares has a short interest ratio ("days to cover") of 4.3.Change versus previous monthShort interest in Live Oak Bancshares has recently increased by 16.79%, indicating that investor sentiment is decreasing significantly. Previous Next 1.7 Dividend Strength Dividend YieldLive Oak Bancshares has a dividend yield of 0.52%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthLive Oak Bancshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Live Oak Bancshares is 3.79%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Live Oak Bancshares will have a dividend payout ratio of 5.11% next year. This indicates that Live Oak Bancshares will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for LOB. Previous Next 2.4 News and Social Media Coverage News SentimentLive Oak Bancshares has a news sentiment score of 0.31. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for Live Oak Bancshares this week, compared to 3 articles on an average week.MarketBeat Follows2 people have added Live Oak Bancshares to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days. Previous Next 5.0 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Live Oak Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $100,100.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders24.90% of the stock of Live Oak Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions63.28% of the stock of Live Oak Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for Live Oak Bancshares are expected to grow by 94.21% in the coming year, from $1.21 to $2.35 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Live Oak Bancshares is 7.23, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 125.87.Price to Earnings Ratio vs. SectorThe P/E ratio of Live Oak Bancshares is 7.23, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 147.44.Price to Book Value per Share RatioLive Oak Bancshares has a P/B Ratio of 1.24. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Live Oak Bancshares (NASDAQ:LOB) StockLive Oak Bancshares, Inc. is a bank holding company for Live Oak Banking Company, which operates as a national online platform for small business lending. It operates through the following segments: Banking, Fintech, and Other. The Banking segment provides financing services to small businesses nationwide in targeted industries and deposit-related services to small businesses, consumers, and other customers nationwide. The Fintech segment focuses on making strategic investments into emerging financial technology companies. The company was founded by James S. Mahan III on December 18, 2018 and is headquartered in Wilmington, NC.Read More Receive LOB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Live Oak Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address LOB Stock News HeadlinesMay 28, 2023 | americanbankingnews.comLive Oak Bancshares, Inc. (NASDAQ:LOB) to Issue $0.03 Quarterly DividendMay 26, 2023 | msn.comLive Oak Bancshares (LOB) Declares $0.03 DividendMay 29, 2023 | Stocks To Trade (Ad)15 A.I. Trading Opportunities a DayUsing our algorithm, we sift through 15,000 stocks every second. We generate 15 trading opportunities a day.May 23, 2023 | americanbankingnews.comBrokerages Set Live Oak Bancshares, Inc. (NASDAQ:LOB) PT at $26.13May 18, 2023 | americanbankingnews.comLive Oak Bancshares, Inc. (NASDAQ:LOB) Director David G. Lucht Purchases 5,000 SharesMay 16, 2023 | finance.yahoo.comLiquidity Fears Impacted Live Oak Bancshares (LOB) in Q1May 15, 2023 | msn.comLive Oak Bank Pavilion announces second Parker McCollum concertMay 5, 2023 | americanbankingnews.comLive Oak Bancshares (NASDAQ:LOB) Price Target Lowered to $26.00 at Truist FinancialMay 29, 2023 | Stocks To Trade (Ad)15 A.I. Trading Opportunities a DayUsing our algorithm, we sift through 15,000 stocks every second. We generate 15 trading opportunities a day.May 4, 2023 | finance.yahoo.comDo You Believe in the Growth Prospects of Live Oak Bancshares (LOB)?May 3, 2023 | seekingalpha.com3 Bank Failures Bigger Than 2008, 3 Bank Stocks To Sell Stand Out With QuantMay 3, 2023 | msn.comTruist Securities Maintains Live Oak Bancshares (LOB) Buy RecommendationMay 2, 2023 | markets.businessinsider.comWhere Live Oak Bancshares Stands With AnalystsMay 1, 2023 | finance.yahoo.comInvesting in Live Oak Bancshares (NYSE:LOB) three years ago would have delivered you a 77% gainApril 30, 2023 | americanbankingnews.comLive Oak Bancshares (NASDAQ:LOB) PT Lowered to $25.00April 29, 2023 | americanbankingnews.comLive Oak Bancshares (NASDAQ:LOB) Upgraded to Neutral at JPMorgan Chase & Co.April 28, 2023 | msn.comJP Morgan Upgrades Live Oak Bancshares (LOB)April 28, 2023 | msn.comLive Oak Bancshares (LOB) Q1 2023 Earnings Call TranscriptApril 28, 2023 | msn.comLive Oak Bancshares upgraded at J.P. Morgan as trough NIM in viewApril 28, 2023 | americanbankingnews.comBrokerages Set Live Oak Bancshares, Inc. (NASDAQ:LOB) PT at $29.00April 27, 2023 | msn.comLive Oak Bancshares (LOB) Lags Q1 Earnings and Revenue EstimatesApril 26, 2023 | finance.yahoo.comLive Oak Bancshares, Inc. Reports First Quarter 2023 ResultsApril 24, 2023 | americanbankingnews.comLive Oak Bancshares (LOB) to Release Earnings on TuesdayApril 24, 2023 | americanbankingnews.comLive Oak Bancshares (LOB) to Release Quarterly Earnings on TuesdayApril 23, 2023 | americanbankingnews.comReviewing First Mid Bancshares (NASDAQ:FMBH) & Live Oak Bancshares (NASDAQ:LOB)April 20, 2023 | americanbankingnews.comLive Oak Bancshares (NASDAQ:LOB) Raised to Sell at StockNews.comApril 19, 2023 | msn.comCrash in Suwannee County kills motorcyclist from Live OakSee More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive LOB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Live Oak Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address LOB Company Calendar Ex-Dividend for 3/14 Dividend2/27/2023Dividend Payable3/14/2023Last Earnings4/26/2023Today5/29/2023Ex-Dividend for 6/21 Dividend6/06/2023Dividend Payable6/21/2023Next Earnings (Estimated)7/26/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:LOB CUSIPN/A CIK1462120 Webwww.liveoakbank.com Phone(866) 518-0286Fax910-790-5868Employees1,004Year FoundedN/APrice Target and Rating Average Stock Price Forecast$26.13 High Stock Price Forecast$27.00 Low Stock Price Forecast$25.00 Forecasted Upside/Downside+14.0%Consensus RatingHold Rating Score (0-4)2.20 Research Coverage5 Analysts Profitability EPS (Most Recent Fiscal Year)$3.17 Trailing P/E Ratio7.23 Forward P/E Ratio18.94 P/E GrowthN/ANet Income$176.21 million Net Margins19.52% Pretax Margin23.49% Return on Equity17.61% Return on Assets1.47% Debt Debt-to-Equity RatioN/A Current Ratio0.91 Quick Ratio0.85 Sales & Book Value Annual Sales$682.47 million Price / Sales1.49 Cash Flow$4.55 per share Price / Cash Flow5.04 Book Value$18.41 per share Price / Book1.24Miscellaneous Outstanding Shares44,310,000Free Float33,280,000Market Cap$1.02 billion OptionableOptionable Beta1.46 Key ExecutivesChip MahanChairman & Chief Executive OfficerNeil Lawrence UnderwoodPresident & DirectorWilliam C. LoschChief Financial & Banking OfficerRenato DerraikChief Information & Digital OfficerWilliam L. WilliamsVice Chairman & Executive Vice PresidentKey CompetitorsMerchants BancorpNASDAQ:MBINFirst BuseyNASDAQ:BUSE1st SourceNASDAQ:SRCES&T BancorpNASDAQ:STBAVeritexNASDAQ:VBTXView All CompetitorsInsiders & InstitutionsRoyce & Associates LPBought 8,100 shares on 5/23/2023Ownership: 0.131%Ameriprise Financial Inc.Sold 1,017,486 shares on 5/22/2023Ownership: 2.707%JPMorgan Chase & Co.Bought 18,645 shares on 5/18/2023Ownership: 0.164%New York State Common Retirement FundSold 144,521 shares on 5/18/2023Ownership: 0.039%Centaurus Financial Inc.Bought 1,450 shares on 5/18/2023Ownership: 0.018%View All Insider TransactionsView All Institutional Transactions LOB Stock - Frequently Asked Questions Should I buy or sell Live Oak Bancshares stock right now? 5 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Live Oak Bancshares in the last twelve months. There are currently 4 hold ratings and 1 buy rating for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" LOB shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in LOB, but not buy additional shares or sell existing shares. View LOB analyst ratings or view top-rated stocks. What is Live Oak Bancshares' stock price forecast for 2023? 5 analysts have issued twelve-month price objectives for Live Oak Bancshares' stock. Their LOB share price forecasts range from $25.00 to $27.00. On average, they predict the company's stock price to reach $26.13 in the next year. This suggests a possible upside of 14.0% from the stock's current price. View analysts price targets for LOB or view top-rated stocks among Wall Street analysts. How have LOB shares performed in 2023? Live Oak Bancshares' stock was trading at $30.20 at the beginning of 2023. Since then, LOB shares have decreased by 24.1% and is now trading at $22.92. View the best growth stocks for 2023 here. Are investors shorting Live Oak Bancshares? Live Oak Bancshares saw a increase in short interest in April. As of April 30th, there was short interest totaling 1,530,000 shares, an increase of 16.8% from the April 15th total of 1,310,000 shares. Based on an average daily trading volume, of 356,400 shares, the short-interest ratio is presently 4.3 days. Approximately 4.6% of the shares of the company are short sold. View Live Oak Bancshares' Short Interest. When is Live Oak Bancshares' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, July 26th 2023. View our LOB earnings forecast. How were Live Oak Bancshares' earnings last quarter? Live Oak Bancshares, Inc. (NASDAQ:LOB) posted its quarterly earnings data on Wednesday, April, 26th. The bank reported $0.01 earnings per share for the quarter, missing analysts' consensus estimates of $0.36 by $0.35. The bank earned $101.60 million during the quarter, compared to analysts' expectations of $111.27 million. Live Oak Bancshares had a net margin of 19.52% and a trailing twelve-month return on equity of 17.61%. How often does Live Oak Bancshares pay dividends? What is the dividend yield for Live Oak Bancshares? Live Oak Bancshares announced a quarterly dividend on Friday, May 26th. Investors of record on Wednesday, June 7th will be paid a dividend of $0.03 per share on Wednesday, June 21st. This represents a $0.12 dividend on an annualized basis and a dividend yield of 0.52%. The ex-dividend date of this dividend is Tuesday, June 6th. Read our dividend analysis for LOB. What ETFs hold Live Oak Bancshares' stock? ETFs with the largest weight of Live Oak Bancshares (NASDAQ:LOB) stock in their portfolio include MFAM Small-Cap Growth ETF (MFMS), Motley Fool Small-Cap Growth ETF (TMFS), BlackRock Future Financial and Technology ETF (BPAY), SPDR S&P Regional Banking ETF (KRE), SPDR S&P Bank ETF (KBE), First Trust NASDAQ BuyWrite Income ETF (FTQI), Direxion Daily Regional Banks Bull 3x Shares (DPST) and Janus Henderson Small/Mid Cap Growth Alpha ETF (JSMD). Is Live Oak Bancshares a good dividend stock? Live Oak Bancshares (NASDAQ:LOB) pays an annual dividend of $0.12 per share and currently has a dividend yield of 0.52%. The dividend payout ratio is 3.79%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, LOB will have a dividend payout ratio of 5.11% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for LOB. What is Chip Mahan III's approval rating as Live Oak Bancshares' CEO? 17 employees have rated Live Oak Bancshares Chief Executive Officer Chip Mahan III on Glassdoor.com. Chip Mahan III has an approval rating of 94% among the company's employees. This puts Chip Mahan III in the top 30% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of Live Oak Bancshares own? Based on aggregate information from My MarketBeat watchlists, some companies that other Live Oak Bancshares investors own include NVIDIA (NVDA), Walt Disney (DIS), Stitch Fix (SFIX), Wix.com (WIX), Zscaler (ZS), Appian (APPN), Fastly (FSLY), Block (SQ), Teladoc Health (TDOC) and Trade Desk (TTD). When did Live Oak Bancshares IPO? (LOB) raised $68 million in an initial public offering on Thursday, July 23rd 2015. The company issued 4,000,000 shares at $16.00-$18.00 per share. Sandler O�Neill & Partners, L.P acted as the underwriter for the IPO and Keefe Bruyette & Woods (A Stifle Company) and SunTrust Robinson Humphrey were co-managers. What is Live Oak Bancshares' stock symbol? Live Oak Bancshares trades on the NASDAQ under the ticker symbol "LOB." Who are Live Oak Bancshares' major shareholders? Live Oak Bancshares' stock is owned by a number of institutional and retail investors. Top institutional shareholders include BlackRock Inc. (5.55%), Diamond Hill Capital Management Inc. (4.97%), State Street Corp (2.98%), Ameriprise Financial Inc. (2.71%), Dimensional Fund Advisors LP (2.70%) and Southernsun Asset Management LLC (2.08%). Insiders that own company stock include David G Lucht, Diane Beth Glossman, Gregory W Seward, H K Landis, James S Mahan III, John W Sutherland, Neil Lawrence Underwood, Steve Smits, Susan N Janson, Tonya Williams Bradford, William C Losch III, William Henderson Cameron and William L Williams III. View institutional ownership trends. How do I buy shares of Live Oak Bancshares? Shares of LOB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Live Oak Bancshares' stock price today? One share of LOB stock can currently be purchased for approximately $22.92. How much money does Live Oak Bancshares make? Live Oak Bancshares (NASDAQ:LOB) has a market capitalization of $1.02 billion and generates $682.47 million in revenue each year. The bank earns $176.21 million in net income (profit) each year or $3.17 on an earnings per share basis. How many employees does Live Oak Bancshares have? The company employs 1,004 workers across the globe. How can I contact Live Oak Bancshares? Live Oak Bancshares' mailing address is 1741 TIBURON DRIVE, WILMINGTON NC, 28403. The official website for the company is www.liveoakbank.com. The bank can be reached via phone at (866) 518-0286 or via fax at 910-790-5868. This page (NASDAQ:LOB) was last updated on 5/29/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Live Oak Bancshares, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. 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