NASDAQ:LOB Live Oak Bancshares (LOB) Stock Price, News & Analysis $45.80 +1.30 (+2.92%) (As of 07/26/2024 ET) Add Compare Share Share Today's Range$45.04▼$46.1350-Day Range$31.66▼$44.5052-Week Range$26.11▼$47.22Volume300,791 shsAverage Volume180,247 shsMarket Capitalization$2.06 billionP/E Ratio23.02Dividend Yield0.26%Price Target$41.00 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsTrendsStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsTrends Get Live Oak Bancshares alerts: Email Address Live Oak Bancshares MarketRank™ Stock AnalysisAnalyst RatingModerate Buy2.67 Rating ScoreUpside/Downside10.2% Downside$41.00 Price TargetShort InterestN/ADividend StrengthWeakBased on Four FactorsSustainabilityN/ANews Sentiment0.80Based on 10 Articles This WeekInsider TradingSelling Shares$93,522 Sold Last QuarterProj. Earnings Growth46.63%From $1.93 to $2.83 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.3.42 out of 5 starsFinance Sector384th out of 898 stocksState Commercial Banks Industry83rd out of 181 stocks 1.3 Analyst's Opinion Consensus RatingLive Oak Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageLive Oak Bancshares has only been the subject of 3 research reports in the past 90 days.Read more about Live Oak Bancshares' stock forecast and price target. Previous Next N/A Short Interest Short InterestThere is no current short interest data available for LOB. Previous Next 1.7 Dividend Strength Dividend YieldLive Oak Bancshares has a dividend yield of 0.28%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthLive Oak Bancshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Live Oak Bancshares is 6.03%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Live Oak Bancshares will have a dividend payout ratio of 4.24% next year. This indicates that Live Oak Bancshares will be able to sustain or increase its dividend.Read more about Live Oak Bancshares' dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for LOB. Previous Next 3.8 News and Social Media Coverage News SentimentLive Oak Bancshares has a news sentiment score of 0.80. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.49 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 10 news articles for Live Oak Bancshares this week, compared to 3 articles on an average week.Search Interest3 people have searched for LOB on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.MarketBeat Follows6 people have added Live Oak Bancshares to their MarketBeat watchlist in the last 30 days. Previous Next 4.2 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Live Oak Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $93,522.00 in company stock.Percentage Held by Insiders23.90% of the stock of Live Oak Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions63.95% of the stock of Live Oak Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Live Oak Bancshares' insider trading history. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for Live Oak Bancshares are expected to grow by 46.63% in the coming year, from $1.93 to $2.83 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Live Oak Bancshares is 22.94, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 140.19.Price to Earnings Ratio vs. SectorThe P/E ratio of Live Oak Bancshares is 22.94, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 57.14.Price to Book Value per Share RatioLive Oak Bancshares has a P/B Ratio of 2.26. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Live Oak Bancshares' valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad American Hartford Gold GroupDave Ramsey Makes Big Mistake Live On AirDave Ramsey Is Dangerously Wrong And Here’s Why>> Asked whether we’re on the cusp of a US Dollar crash, Dave Ramsey made a stunning miscalculation while live on air: “Am I worried about this? Absolutely not.” Frankly, I've never seen someone so confident in being wrong… Because what’s happening to the US Dollar is not something you should “keep an eye on”… But instead, is an imminent threat you should get ahead of right NOW.GET THE FREE GUIDE About Live Oak Bancshares Stock (NASDAQ:LOB)Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments, Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.Read More LOB Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart LOB Stock News HeadlinesJuly 26 at 3:15 PM | seekingalpha.comLive Oak Bancshares: CD Related Costs Could Become A TailwindJuly 25 at 10:13 AM | seekingalpha.comLive Oak Bancshares, Inc. 2024 Q2 - Results - Earnings Call PresentationJuly 26, 2024 | Darwin (Ad)Top Stock Unveiled!Ready to discover the standout stock of 2024? We’ve identified a single buy & hold gem that’s poised to redefine your portfolio. Download our exclusive report now and dive into the Insights. Click below to opt-in and receive up to two additional free bonus subscriptions. Unsubscribe at any time.July 24 at 4:45 PM | globenewswire.comLive Oak Bancshares, Inc. Reports Second Quarter 2024 ResultsJuly 23 at 6:23 PM | markets.businessinsider.comLive Oak Bancshares is about to announce its earnings — here's what Wall Street expectsJuly 23 at 6:23 PM | msn.comLive Oak Bancshares Q2 2024 Earnings PreviewJuly 17, 2024 | americanbankingnews.comLive Oak Bancshares (LOB) Scheduled to Post Earnings on WednesdayJuly 10, 2024 | globenewswire.comLive Oak Bancshares, Inc. Announces Date of Second Quarter 2024 Financial ResultsJuly 26, 2024 | Darwin (Ad)Top Stock Unveiled!Ready to discover the standout stock of 2024? We’ve identified a single buy & hold gem that’s poised to redefine your portfolio. Download our exclusive report now and dive into the Insights. Click below to opt-in and receive up to two additional free bonus subscriptions. Unsubscribe at any time.June 27, 2024 | globenewswire.comLive Oak Bancshares Announces Michael J. Cairns to be Named as Chief Credit Officer as Steven J.June 3, 2024 | globenewswire.comLive Oak Bank Announces First Embedded Banking Partnership with Anatomy Financial, Inc.May 27, 2024 | msn.comFire destroys home at South Live Oak Drive in Moncks Corner; three displacedMay 20, 2024 | msn.comJon Pardi coming to Live Oak Bank PavilionMay 17, 2024 | msn.comLive Oak chef wins $20K in national General Mills recipe contestMay 15, 2024 | msn.comLive Oak Police investigating deadly Monday morning shootingMay 15, 2024 | msn.comLive Oak Bancshares (LOB) Gave Back Some of its 2023 GainsMay 14, 2024 | msn.comLive Oak Police investigating deadly shootingApril 30, 2024 | finance.yahoo.comLive Oak Bancshares, Inc. (NASDAQ:LOB) Q1 2024 Earnings Call TranscriptSee More Headlines Receive LOB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Live Oak Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 6/18 Dividend6/04/2024Dividend Payable6/18/2024Last Earnings7/24/2024Today7/26/2024Next Earnings (Estimated)10/23/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:LOB CUSIPN/A CIK1462120 Webwww.liveoakbank.com Phone(866) 518-0286Fax910-790-5868Employees960Year FoundedN/APrice Target and Rating Average Stock Price Target$41.00 High Stock Price Target$47.00 Low Stock Price Target$34.00 Potential Upside/Downside-10.5%Consensus RatingModerate Buy Rating Score (0-4)2.67 Research Coverage3 Analysts Profitability EPS (Most Recent Fiscal Year)$1.99 Trailing P/E Ratio23.02 Forward P/E Ratio23.73 P/E GrowthN/ANet Income$73.90 million Net Margins11.22% Pretax Margin11.95% Return on Equity11.13% Return on Assets0.88% Debt Debt-to-Equity RatioN/A Current Ratio0.92 Quick Ratio0.89 Sales & Book Value Annual Sales$800.01 million Price / Sales2.57 Cash Flow$2.28 per share Price / Cash Flow20.10 Book Value$20.23 per share Price / Book2.26Miscellaneous Outstanding Shares44,970,000Free Float34,221,000Market Cap$2.06 billion OptionableOptionable Beta1.62 The Best High-Yield Dividend Stocks for 2024Looking to generate income with your stock portfolio? Use these ten stocks to generate a safe and reliable source of investment income.Get This Free Report Key ExecutivesMr. William C. Losch III (Age 53)President Comp: $825.4kMr. Gregory W. Seward (Age 48)Chief Risk Officer & General Counsel Comp: $483.93kMs. Stephanie A. Mann (Age 49)Chief Strategy Officer Comp: $437.71kMr. Renato Derraik (Age 52)Chief Information & Digital Officer of Bank Comp: $642.97kMr. James S. Mahan III (Age 72)Chairman & CEO Comp: $781.2kMr. William L. Williams III (Age 72)Vice Chairman & Executive VP Mr. Walter J. Phifer (Age 40)Chief Financial Officer Mr. John Wesley Sutherland (Age 53)Chief Accounting Officer Ms. Claire ParkerSenior Vice President of Corporate CommunicationsMr. Micah S. Davis (Age 47)Chief Marketing & Communications Officer More ExecutivesKey CompetitorsRenasantNASDAQ:RNSTBannerNASDAQ:BANRHeartland Financial USANASDAQ:HTLFHilltopNYSE:HTHIBERIABANKNASDAQ:IBKCView All CompetitorsInsiders & InstitutionsBank of New York Mellon CorpBought 8,327 shares on 7/26/2024Ownership: 0.416%Allspring Global Investments Holdings LLCBought 2,206 shares on 7/26/2024Ownership: 0.005%Allegiance Financial Group Advisory Services LLCSold 2,325 shares on 7/24/2024Ownership: 0.016%Blue Trust Inc.Bought 250,939 shares on 7/18/2024Ownership: 0.563%Chatham Capital Group Inc.Bought 735 shares on 7/16/2024Ownership: 0.097%View All Insider TransactionsView All Institutional Transactions LOB Stock Analysis - Frequently Asked Questions How have LOB shares performed this year? Live Oak Bancshares' stock was trading at $45.50 on January 1st, 2024. Since then, LOB stock has increased by 0.4% and is now trading at $45.66. View the best growth stocks for 2024 here. How were Live Oak Bancshares' earnings last quarter? Live Oak Bancshares, Inc. (NASDAQ:LOB) announced its quarterly earnings data on Wednesday, July, 24th. The bank reported $0.59 EPS for the quarter, beating analysts' consensus estimates of $0.46 by $0.13. The bank had revenue of $232.61 million for the quarter, compared to analysts' expectations of $123.08 million. Live Oak Bancshares had a trailing twelve-month return on equity of 11.13% and a net margin of 11.22%. What is Chip Mahan III's approval rating as Live Oak Bancshares' CEO? 17 employees have rated Live Oak Bancshares Chief Executive Officer Chip Mahan III on Glassdoor.com. Chip Mahan III has an approval rating of 94% among the company's employees. This puts Chip Mahan III in the top 30% of approval ratings compared to other CEOs of publicly-traded companies. When did Live Oak Bancshares IPO? Live Oak Bancshares (LOB) raised $68 million in an initial public offering on Thursday, July 23rd 2015. The company issued 4,000,000 shares at $16.00-$18.00 per share. Sandler O�Neill & Partners, L.P served as the underwriter for the IPO and Keefe Bruyette & Woods (A Stifle Company) and SunTrust Robinson Humphrey were co-managers. Who are Live Oak Bancshares' major shareholders? Live Oak Bancshares' top institutional investors include Blue Trust Inc. (0.56%), Bank of New York Mellon Corp (0.42%), Profit Investment Management LLC (0.27%) and Salem Investment Counselors Inc. (0.20%). Insiders that own company stock include William Henderson Cameron, Steve Smits, Miltom Emmett Petty, Diane Beth Glossman, John W Sutherland, Micah S Davis, David G Lucht, Renato Derraik, Tonya Williams Bradford, William L Williams III, William C Losch III, Gregory W Seward, Susan N Janson and Neil Lawrence Underwood. View institutional ownership trends. How do I buy shares of Live Oak Bancshares? Shares of LOB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of Live Oak Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that Live Oak Bancshares investors own include NVIDIA (NVDA), Walt Disney (DIS), Stitch Fix (SFIX), Wix.com (WIX), Zscaler (ZS), Appian (APPN) and Fastly (FSLY). This page (NASDAQ:LOB) was last updated on 7/26/2024 by MarketBeat.com Staff From Our Partners625,000% GainImagine swapping your daily coffee expense for a future free of financial worries. It might seem far-fetche...Crypto Swap Profits | Sponsored“Generational Bull Run” IncomingLIVE Cash Flow Workshop Event / Hosted Virtually Weds @ 7PM EST Everyone who attends will also receive 3 sp...Unstoppable Prosperity | SponsoredWe recommended Nvidia in 2016, now we’re recommending this…The AI boom is just getting started. 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