NASDAQ:CIVB Civista Bancshares (CIVB) Stock Price, News & Analysis $26.91 +0.22 (+0.82%) Closing price 10/20/2026 04:00 PM EasternExtended Trading$26.92 +0.02 (+0.06%) As of 10/20/2026 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Civista Bancshares Stock (NASDAQ:CIVB) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Civista Bancshares alerts:Sign Up Key Stats Today's Range$26.65▼$27.3350-Day Range$26.38▼$28.7152-Week Range$20.60▼$29.97Volume151,027 shsAverage Volume113,553 shsMarket Capitalization$559.46 millionP/E Ratio9.33Dividend Yield2.68%Price Target$30.25Consensus RatingModerate Buy Company Overview Civista Bancshares, Inc. is a financial holding company headquartered in Sandusky, Ohio. It operates primarily through Civista Bank, a community banking institution that provides financial services to individuals, families, businesses and public-sector organizations. Civista Bank offers a range of deposit products, including checking, savings, money market and certificate of deposit accounts. Its lending activities include residential and commercial real estate, consumer, agricultural and commercial loans. The bank also provides treasury and cash-management services, online and mobile banking, mortgage services, wealth management and fiduciary services. With roots dating to 1884, Civista serves customers through banking locations and digital channels in communities across Ohio, Indiana and Kentucky. The company focuses on relationship-based banking and supporting the financial needs of the local markets in which it operates.AI Generated. May Contain Errors. Read More Civista Bancshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks70th Percentile Overall ScoreCIVB MarketRank™: 3.4762541806 of 5 starsCivista Bancshares scored higher than 70% of companies evaluated by MarketBeat, and ranked 425th out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.0 / 5Analyst RatingModerate Buy Consensus RatingCivista Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 3 buy ratings, 3 hold ratings, and no sell ratings.Upside PotentialCivista Bancshares has a consensus price target of $30.25, representing about 12.4% upside from its current price of $26.91.Amount of Analyst CoverageCivista Bancshares has only been the subject of 4 research reports in the past 90 days.Read more about Civista Bancshares' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth3.51% Earnings GrowthEarnings for Civista Bancshares are expected to grow by 3.51% in the coming year, from $2.85 to $2.95 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Civista Bancshares is 9.33, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.77.Price to Earnings Ratio vs. SectorThe P/E ratio of Civista Bancshares is 9.33, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.89.Price to Book Value per Share RatioCivista Bancshares has a P/B Ratio of 0.96. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Civista Bancshares' valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted3.60% of the float of Civista Bancshares has been sold short.Short Interest Ratio / Days to CoverCivista Bancshares has a short interest ratio ("days to cover") of 4.88.Change versus previous monthShort interest in Civista Bancshares has recently increased by 14.94%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldCivista Bancshares pays a meaningful dividend of 2.70%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthCivista Bancshares has only been increasing its dividend for 4 years.Dividend CoverageThe dividend payout ratio of Civista Bancshares is 26.67%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Civista Bancshares will have a dividend payout ratio of 24.41% next year. This indicates that Civista Bancshares will be able to sustain or increase its dividend.Read more about Civista Bancshares' dividend. News and Social Media1.9 / 5News Sentiment0.06 News SentimentCivista Bancshares has a news sentiment score of 0.06. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.58 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Civista Bancshares this week, compared to 2 articles on an average week. Company Ownership0.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Civista Bancshares insiders have not sold or bought any company stock.Percentage Held by Insiders1.64% of the stock of Civista Bancshares is held by insiders.Percentage Held by Institutions52.10% of the stock of Civista Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Civista Bancshares' insider trading history. Receive CIVB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Civista Bancshares and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CIVB Stock News HeadlinesCivista Bancshares (NASDAQ:CIVB) vs. Orion Digital (NASDAQ:ORIO) Critical ReviewOctober 19 at 4:58 AM | americanbankingnews.comCivista Bancshares (CIVB) Projected to Announce Quarterly Earnings on ThursdayOctober 15, 2026 | americanbankingnews.comYour book attachedBill Poulos is giving away his 'Safe Trade Options Formula' book for free - but only for a limited time through a temporary download link. He plans to charge for it soon. Download your copy now and lock it in at no cost, regardless of future pricing. | Profits Run (Ad)Civista Bancshares, Inc. Announce Appointment of Mark J. Sams as Senior Vice President and Chief Revenue OfficerOctober 1, 2026 | marketscreener.comMCivista Bancshares, Inc.: Civista Bancshares Names Mark J. Sams Senior Vice President and Chief Revenue OfficerOctober 1, 2026 | finanznachrichten.deCivista Bancshares Names Mark Sams Chief Revenue OfficerOctober 1, 2026 | tipranks.comCivista Bancshares Names Mark J. Sams Senior Vice President and Chief Revenue OfficerOctober 1, 2026 | prnewswire.comIs the Options Market Predicting a Spike in Cameco Stock?September 24, 2026 | uk.finance.yahoo.comSee More Headlines CIVB Stock Analysis - Frequently Asked Questions How have CIVB shares performed this year? Civista Bancshares' stock was trading at $22.22 on January 1st, 2026. Since then, CIVB shares have increased by 21.1% and is now trading at $26.91. How were Civista Bancshares' earnings last quarter? Civista Bancshares, Inc. (NASDAQ:CIVB) posted its quarterly earnings data on Thursday, July, 23rd. The bank reported $0.69 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.67 by $0.02. The bank had revenue of $47.60 million for the quarter, compared to the consensus estimate of $48.08 million. Civista Bancshares had a net margin of 20.79% and a trailing twelve-month return on equity of 10.65%. Read the conference call transcript. How do I buy shares of Civista Bancshares? Shares of CIVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Civista Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that Civista Bancshares investors own include Walt Disney (DIS), NIKE (NKE), Verizon Communications (VZ), Enterprise Products Partners (EPD), Cisco Systems (CSCO), AbbVie (ABBV) and Astrazeneca (AZN). Company Calendar Last Earnings7/23/2026Record date for 8/18 Dividend8/04/2026Ex-Dividend for 8/18 Dividend8/04/2026Dividend Payable8/18/2026Today10/21/2026Next Earnings (Estimated)10/22/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (12m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 CIVB's financial health is in the Green zone, according to TradeSmith. CIVB has been in this zone for over 12 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:CIVB CIK944745 Webwww.civb.com Phone(419) 625-4121Fax419-627-3359Employees549Year Founded1884Price Target and Rating Average Price Target for Civista Bancshares$30.25 High Price Target$33.00 Low Price Target$26.00 Potential Upside/Downside+12.4%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage6 Analysts Profitability EPS (Trailing Twelve Months)$2.70 Trailing P/E Ratio9.33 Forward P/E Ratio9.44 P/E GrowthN/ANet Income$46.21 million Net Margins20.79% Pretax Margin25.10% Return on Equity10.65% Return on Assets1.35% Debt Debt-to-Equity Ratio0.41 Current Ratio0.95 Quick Ratio0.94 Sales & Book Value Annual Sales$254.95 million Price / Sales2.19 Cash Flow$2.96 per share Price / Cash Flow9.10 Book Value$28.14 per share Price / Book0.96Miscellaneous Outstanding Shares20,790,000Free Float20,453,000Market Cap$559.46 million OptionableOptionable Beta0.66 Social Links Don't Wait for the OpenAI IPOThe AI wave will soon hit public markets with Anthropic and OpenAI set to go public later this year. 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