Trending NewsTrending NewsNASDAQ:CIVB Civista Bancshares (CIVB) Stock Price, News & Analysis $28.58 +0.29 (+1.03%) Closing price 07/24/2026 04:00 PM EasternExtended Trading$28.58 0.00 (-0.02%) As of 07/24/2026 07:34 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Civista Bancshares Stock (NASDAQ:CIVB) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Civista Bancshares alerts:Sign Up Key Stats Today's Range$28.30▼$28.9850-Day Range$24.78▼$29.0652-Week Range$18.94▼$29.38Volume125,190 shsAverage Volume157,996 shsMarket Capitalization$593.89 millionP/E Ratio10.59Dividend Yield2.52%Price Target$27.80Consensus RatingHold Company Overview Civista Bancshares, Inc. is a bank holding company headquartered in Saginaw, Michigan, operating through its wholly owned subsidiary, Civista Bank. The company offers a full suite of commercial and retail banking products and services to individuals, small- and mid-sized businesses, governmental entities and nonprofit organizations. Core offerings include deposit accounts, commercial and industrial loans, consumer and residential real estate mortgages, master-planned construction financing and treasury management solutions. Beyond traditional banking, Civista Bancshares provides wealth management, trust and investment advisory services under the Civista Wealth Enterprises brand. These services encompass financial planning, investment management, fiduciary administration and retirement plan consulting. Clients gain access to personalized strategies designed to meet the needs of both individuals and institutional investors, supported by dedicated relationship teams and digital platforms. With a network of branch offices and loan production offices across mid-Michigan and northwest Ohio, Civista Bancshares maintains a strong community focus. The company emphasizes local decision-making and relationship banking, working closely with customers to support regional economic development. Civic involvement and philanthropic efforts in the communities it serves are integral to the company’s approach to fostering long-term customer relationships and sustainable growth.AI Generated. May Contain Errors. Read More Civista Bancshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks66th Percentile Overall ScoreCIVB MarketRank™: Civista Bancshares scored higher than 66% of companies evaluated by MarketBeat, and ranked 481st out of 876 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.0 / 5Analyst RatingHold Consensus RatingCivista Bancshares has received a consensus rating of Hold. The company's average rating score is 2.43, and is based on no strong buy ratings, 3 buy ratings, 4 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Civista Bancshares is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageCivista Bancshares has only been the subject of 4 research reports in the past 90 days.Read more about Civista Bancshares' stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth3.90% Earnings GrowthEarnings for Civista Bancshares are expected to grow by 3.90% in the coming year, from $2.82 to $2.93 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Civista Bancshares is 10.59, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.81.Price to Earnings Ratio vs. SectorThe P/E ratio of Civista Bancshares is 10.59, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.66.Price to Book Value per Share RatioCivista Bancshares has a P/B Ratio of 1.02. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.03% of the float of Civista Bancshares has been sold short.Short Interest Ratio / Days to CoverCivista Bancshares has a short interest ratio ("days to cover") of 3.11, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Civista Bancshares has recently decreased by 16.24%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldCivista Bancshares pays a meaningful dividend of 2.52%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthCivista Bancshares has only been increasing its dividend for 4 years.Dividend CoverageThe dividend payout ratio of Civista Bancshares is 26.47%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Civista Bancshares will have a dividend payout ratio of 24.57% next year. This indicates that Civista Bancshares will be able to sustain or increase its dividend.Read more about Civista Bancshares' dividend. News and Social Media2.3 / 5News Sentiment0.67 News SentimentCivista Bancshares has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.81 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 20 news articles for Civista Bancshares this week, compared to 3 articles on an average week. Company Ownership0.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Civista Bancshares insiders have not sold or bought any company stock.Percentage Held by Insiders1.64% of the stock of Civista Bancshares is held by insiders.Percentage Held by Institutions52.10% of the stock of Civista Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Civista Bancshares' insider trading history. Receive CIVB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Civista Bancshares and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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It exist (kind of)Robert Kiyosaki, author of Rich Dad Poor Dad, is highlighting an income strategy he calls the Patriot Income Plan - direct ownership in 14 entities controlling U.S. pipelines, terminals, and processing plants, targeting 10% annually. The plan issues 42 payouts per year and is on pace to distribute $53 billion in 2025 - a record. The next distribution drops in days.July 26 at 1:00 AM | Freedom Financial (Ad)CIVISTA BANCSHARES, INC. ANNOUNCES REVISED RECORD DATE FOR THIRD QUARTER COMMON DIVIDENDJuly 24 at 4:30 PM | prnewswire.comCivista signals mid-single-digit 2026 loan growth as CEO transition begins next monthJuly 23 at 9:14 PM | seekingalpha.comCivista Bancshares Inc (CIVB) Q2 2026 Earnings Call Highlights: Strong Net Income Growth Amidst ...July 23 at 9:14 PM | finance.yahoo.comCivista Bancshares, Inc. (CIVB) Q2 2026 Earnings Call TranscriptJuly 23 at 6:00 PM | seekingalpha.comCivista Bancshares Q2 2026 EarningsJuly 23 at 11:13 AM | 247wallst.comSee More Headlines CIVB Stock Analysis - Frequently Asked Questions How have CIVB shares performed this year? Civista Bancshares' stock was trading at $22.22 at the start of the year. Since then, CIVB shares have increased by 28.6% and is now trading at $28.58. How were Civista Bancshares' earnings last quarter? Civista Bancshares, Inc. (NASDAQ:CIVB) announced its quarterly earnings results on Thursday, July, 23rd. The bank reported $0.69 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.67 by $0.02. The bank had revenue of $47.60 million for the quarter, compared to analyst estimates of $48.08 million. Civista Bancshares had a trailing twelve-month return on equity of 10.82% and a net margin of 20.79%. Read the conference call transcript. How do I buy shares of Civista Bancshares? Shares of CIVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Civista Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that Civista Bancshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), ServiceNow (NOW) and Arista Networks (ANET). Company Calendar Record date for 5/19 Dividend5/05/2026Ex-Dividend for 5/19 Dividend5/05/2026Dividend Payable5/19/2026Last Earnings7/23/2026Today7/26/2026Record date for 8/18 Dividend8/04/2026Ex-Dividend for 8/18 Dividend8/04/2026Dividend Payable8/18/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (9m+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 CIVB's financial health is in the Green zone, according to TradeSmith. CIVB has been in this zone for over 9 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - MIDWEST Sub-IndustryBanking Current SymbolNASDAQ:CIVB CIK944745 Webwww.civb.com Phone(419) 625-4121Fax419-627-3359Employees440Year Founded1884Price Target and Rating Average Price Target for Civista Bancshares$27.80 High Price Target$31.00 Low Price Target$24.00 Potential Upside/Downside-2.7%Consensus RatingHold Rating Score (0-4)2.43 Research Coverage7 Analysts Profitability EPS (Trailing Twelve Months)$2.72 Trailing P/E Ratio10.59 Forward P/E Ratio10.13 P/E GrowthN/ANet Income$46.21 million Net Margins20.79% Pretax Margin23.71% Return on Equity10.82% Return on Assets1.35% Debt Debt-to-Equity Ratio0.38 Current Ratio0.93 Quick Ratio0.93 Sales & Book Value Annual Sales$254.95 million Price / Sales2.33 Cash Flow$2.93 per share Price / Cash Flow9.75 Book Value$28.14 per share Price / Book1.02Miscellaneous Outstanding Shares20,780,000Free Float20,442,000Market Cap$593.89 million OptionableOptionable Beta0.67 Social Links 7 Stocks to Buy And Hold ForeverClick the link to see MarketBeat's list of seven stocks and why their long-term outlooks are very promising. 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