NASDAQ:CIVB Civista Bancshares (CIVB) Stock Price, News & Analysis $28.65 +0.74 (+2.64%) As of 03:57 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Civista Bancshares Stock (NASDAQ:CIVB) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Civista Bancshares alerts:Sign Up Key Stats Today's Range$27.84▼$28.5450-Day Range$23.59▼$28.0052-Week Range$18.94▼$28.54Volume133,981 shsAverage Volume92,343 shsMarket Capitalization$595.31 millionP/E Ratio10.46Dividend Yield2.51%Price Target$27.20Consensus RatingModerate Buy Company Overview Civista Bancshares, Inc. is a bank holding company headquartered in Saginaw, Michigan, operating through its wholly owned subsidiary, Civista Bank. The company offers a full suite of commercial and retail banking products and services to individuals, small- and mid-sized businesses, governmental entities and nonprofit organizations. Core offerings include deposit accounts, commercial and industrial loans, consumer and residential real estate mortgages, master-planned construction financing and treasury management solutions. Beyond traditional banking, Civista Bancshares provides wealth management, trust and investment advisory services under the Civista Wealth Enterprises brand. These services encompass financial planning, investment management, fiduciary administration and retirement plan consulting. Clients gain access to personalized strategies designed to meet the needs of both individuals and institutional investors, supported by dedicated relationship teams and digital platforms. With a network of branch offices and loan production offices across mid-Michigan and northwest Ohio, Civista Bancshares maintains a strong community focus. The company emphasizes local decision-making and relationship banking, working closely with customers to support regional economic development. Civic involvement and philanthropic efforts in the communities it serves are integral to the company’s approach to fostering long-term customer relationships and sustainable growth.AI Generated. May Contain Errors. Read More Civista Bancshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks59th Percentile Overall ScoreCIVB MarketRank™: Civista Bancshares scored higher than 59% of companies evaluated by MarketBeat, and ranked 520th out of 875 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.8 / 5Analyst RatingModerate Buy Consensus RatingCivista Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.71, and is based on 1 strong buy rating, 3 buy ratings, 3 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Civista Bancshares is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageCivista Bancshares has only been the subject of 2 research reports in the past 90 days.Read more about Civista Bancshares' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth4.58% Earnings GrowthEarnings for Civista Bancshares are expected to grow by 4.58% in the coming year, from $2.84 to $2.97 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Civista Bancshares is 10.31, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.13.Price to Earnings Ratio vs. SectorThe P/E ratio of Civista Bancshares is 10.31, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.34.Price to Book Value per Share RatioCivista Bancshares has a P/B Ratio of 1.00. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Civista Bancshares' valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.34% of the float of Civista Bancshares has been sold short.Short Interest Ratio / Days to CoverCivista Bancshares has a short interest ratio ("days to cover") of 3.07, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Civista Bancshares has recently increased by 0.73%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldCivista Bancshares pays a meaningful dividend of 2.57%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthCivista Bancshares has only been increasing its dividend for 4 years.Dividend CoverageThe dividend payout ratio of Civista Bancshares is 26.47%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Civista Bancshares will have a dividend payout ratio of 24.24% next year. This indicates that Civista Bancshares will be able to sustain or increase its dividend.Read more about Civista Bancshares' dividend. News and Social Media2.3 / 5News Sentiment0.72 News SentimentCivista Bancshares has a news sentiment score of 0.72. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Civista Bancshares this week, compared to 3 articles on an average week.Search Interest2 people have searched for CIVB on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days. Company Ownership0.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Civista Bancshares insiders have not sold or bought any company stock.Percentage Held by Insiders1.64% of the stock of Civista Bancshares is held by insiders.Percentage Held by Institutions52.10% of the stock of Civista Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Civista Bancshares' insider trading history. Receive CIVB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Civista Bancshares and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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CIVB Stock News HeadlinesCivista Bancshares (CIVB) Stock Faces Mixed Analyst Target Changes After Refreshed ValuationJune 24 at 8:16 AM | finance.yahoo.comCivista Bancshares (NASDAQ:CIVB) Stock Price Crosses Above Two Hundred Day Moving Average - Here's What HappenedJune 24 at 3:10 AM | americanbankingnews.comPrint this and keep it by your screenEver been right about a stock's direction and still lost money on the trade? It's almost never bad luck - it's a checkpoint you skipped. The Smart Trade Options Checklist puts the 7 most important pre-trade checks on one page. Normally $29.97, it's free today. Run it in about 30 seconds before any options trade to catch the bad ones before they cost you.June 26 at 1:00 AM | Profits Run (Ad)Are Options Traders Betting on a Big Move in Civista Stock?June 18, 2026 | finance.yahoo.comCivista Bancshares (NASDAQ:CIVB) Stock Price Crosses Above 200 Day Moving Average - Should You Sell?June 16, 2026 | americanbankingnews.comCivista Bancshares Schedules Release of Q2 2026 ResultsJune 15, 2026 | tipranks.comCIVISTA BANCSHARES, INC. ANNOUNCES SECOND QUARTER 2026 EARNINGS RELEASE DATEJune 15, 2026 | prnewswire.comWhy The Narrative Around Civista Bancshares (CIVB) Is Shifting Without New Analyst TargetsJune 9, 2026 | finance.yahoo.comSee More Headlines CIVB Stock Analysis - Frequently Asked Questions How have CIVB shares performed this year? Civista Bancshares' stock was trading at $22.22 on January 1st, 2026. Since then, CIVB shares have increased by 26.3% and is now trading at $28.0640. How were Civista Bancshares' earnings last quarter? Civista Bancshares, Inc. (NASDAQ:CIVB) announced its quarterly earnings results on Wednesday, April, 22nd. The bank reported $0.74 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.56 by $0.18. The bank earned $47.25 million during the quarter, compared to analysts' expectations of $45.64 million. Civista Bancshares had a net margin of 19.73% and a trailing twelve-month return on equity of 10.70%. Read the conference call transcript. Who are Civista Bancshares' major shareholders? Top institutional shareholders of Civista Bancshares include Dimensional Fund Advisors LP (3.85%), The Manufacturers Life Insurance Company (2.77%), Mendon Capital Advisors Corp (1.50%) and Hillsdale Investment Management Inc. (0.53%). Insiders that own company stock include Gerald B Wurm, Dennis E Murray Jr, Julie A Mattlin, Nathan E Weaks, Richard J Dutton, Charles A Parcher, Clyde A Perfect Jr, Darci L Congrove, Dennis G Shaffer, Lance A Morrison, Ian Whinnem, Michael D Mulford and Mark J Macioce. View institutional ownership trends. How do I buy shares of Civista Bancshares? Shares of CIVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Civista Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that Civista Bancshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), ServiceNow (NOW) and Arista Networks (ANET). Company Calendar Last Earnings4/22/2026Record date for 5/19 Dividend5/05/2026Ex-Dividend for 5/19 Dividend5/05/2026Dividend Payable5/19/2026Today6/26/2026Next Earnings (Estimated)7/23/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (8m+) 1-Year History Jun 25 Sep 25 Dec 25 Mar 26 Jun 26 CIVB's financial health is in the Green zone, according to TradeSmith. CIVB has been in this zone for over 8 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - MIDWEST Sub-IndustryBanking Current SymbolNASDAQ:CIVB CIK944745 Webwww.civb.com Phone(419) 625-4121Fax419-627-3359Employees440Year Founded1884Price Target and Rating Average Price Target for Civista Bancshares$27.20 High Price Target$30.00 Low Price Target$24.00 Potential Upside/Downside-5.1%Consensus RatingModerate Buy Rating Score (0-4)2.71 Research Coverage7 Analysts Profitability EPS (Trailing Twelve Months)$2.72 Trailing P/E Ratio10.46 Forward P/E Ratio10.09 P/E GrowthN/ANet Income$46.21 million Net Margins19.73% Pretax Margin23.71% Return on Equity10.70% Return on Assets1.26% Debt Debt-to-Equity Ratio0.38 Current Ratio0.93 Quick Ratio0.93 Sales & Book Value Annual Sales$254.95 million Price / Sales2.33 Cash Flow$3.00 per share Price / Cash Flow9.55 Book Value$28.14 per share Price / Book1.02Miscellaneous Outstanding Shares20,780,000Free Float20,442,000Market Cap$595.31 million OptionableOptionable Beta0.67 Social Links 7 Best Space Stocks to Own in 2026The space race is growing fast, and you don’t have to have gotten in early on SpaceX to profit. 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