Top-Rated Dividend StocksTop-Rated DividendPositive News SentimentPositive NewsNASDAQ:CIVB Civista Bancshares (CIVB) Stock Forecast, Price & News $15.68 +0.07 (+0.45%) (As of 09/27/2023 ET) Add Compare Share Share Today's Range$15.64▼$15.8350-Day Range$15.61▼$19.7152-Week Range$14.02▼$24.28Volume11,080 shsAverage Volume29,520 shsMarket Capitalization$246.94 millionP/E Ratio5.32Dividend Yield4.08%Price Target$26.00 ProfileProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainabilityProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainability Civista Bancshares MarketRank™ ForecastAnalyst RatingBuy3.00 Rating ScoreUpside/Downside65.8% Upside$26.00 Price TargetShort InterestHealthy0.93% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainability-0.68Upright™ Environmental ScoreNews Sentiment1.65Based on 2 Articles This WeekInsider TradingN/AProj. Earnings Growth-4.94%From $2.63 to $2.50 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.77 out of 5 starsFinance Sector215th out of 861 stocksState Commercial Banks Industry58th out of 181 stocks 3.5 Analyst's Opinion Consensus RatingCivista Bancshares has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 4 buy ratings, no hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $26.00, Civista Bancshares has a forecasted upside of 65.8% from its current price of $15.68.Amount of Analyst CoverageCivista Bancshares has only been the subject of 1 research reports in the past 90 days. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.93% of the float of Civista Bancshares has been sold short.Short Interest Ratio / Days to CoverCivista Bancshares has a short interest ratio ("days to cover") of 5.3.Change versus previous monthShort interest in Civista Bancshares has recently decreased by 3.37%, indicating that investor sentiment is improving. Previous Next 3.3 Dividend Strength Dividend LeadershipCivista Bancshares is a leading dividend payer. It pays a dividend yield of 4.02%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthCivista Bancshares has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Civista Bancshares is 21.69%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Civista Bancshares will have a dividend payout ratio of 25.60% next year. This indicates that Civista Bancshares will be able to sustain or increase its dividend. Previous Next 3.1 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreCivista Bancshares has received a 30.87% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Cash withdrawal services", "Mortgages provided by brick and mortar banks", "Mortgage loans for corporations", "Corporate debit cards", "Home equity loans", and "Consumer savings accounts provided by brick and mortar banks" products. See details.Environmental SustainabilityThe Environmental Impact score for Civista Bancshares is -0.68. Previous Next 3.1 News and Social Media Coverage News SentimentCivista Bancshares has a news sentiment score of 1.65. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.73 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Civista Bancshares this week, compared to 1 article on an average week. Previous Next 0.8 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Civista Bancshares insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 2.76% of the stock of Civista Bancshares is held by insiders.Percentage Held by Institutions50.16% of the stock of Civista Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.9 Earnings and Valuation Earnings GrowthEarnings for Civista Bancshares are expected to decrease by -4.94% in the coming year, from $2.63 to $2.50 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Civista Bancshares is 5.32, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 123.57.Price to Earnings Ratio vs. SectorThe P/E ratio of Civista Bancshares is 5.32, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 83.81.Price to Book Value per Share RatioCivista Bancshares has a P/B Ratio of 0.74. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Civista Bancshares (NASDAQ:CIVB) StockCivista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also purchases equity securities; and provides trust and third-party insurance services. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.Read More CIVB Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart CIVB Stock News HeadlinesSeptember 25, 2023 | finance.yahoo.comSeveral Insiders Invested In Civista Bancshares Flagging Positive NewsAugust 29, 2023 | finance.yahoo.comWith 52% ownership of the shares, Civista Bancshares, Inc. (NASDAQ:CIVB) is heavily dominated by institutional ownersSeptember 28, 2023 | Chaikin Analytics (Ad)His system isolated NVIDIA - Here's His Next Buy.Most investors don't know the truth about A.I. 50-year Wall Street Insider Marc Chaikin reveals what you should be doing to profit. Learn more here.August 2, 2023 | finance.yahoo.comCivista Bancshares (NASDAQ:CIVB) Could Be A Buy For Its Upcoming DividendAugust 1, 2023 | finance.yahoo.comCivista Bancshares (NASDAQ:CIVB) Is Paying Out A Larger Dividend Than Last YearJuly 30, 2023 | finance.yahoo.comCivista Bancshares, Inc. (NASDAQ:CIVB) Q2 2023 Earnings Call TranscriptJuly 29, 2023 | finance.yahoo.comQ2 2023 Civista Bancshares Inc Earnings CallJuly 28, 2023 | finance.yahoo.comCivista Bancshares, Inc. Announces Second Quarter 2023 Financial ResultsSeptember 28, 2023 | Chaikin Analytics (Ad)His system isolated NVIDIA - Here's His Next Buy.Most investors don't know the truth about A.I. 50-year Wall Street Insider Marc Chaikin reveals what you should be doing to profit. Learn more here.July 28, 2023 | finance.yahoo.comCivista Bancshares (CIVB) Q2 Earnings and Revenues Lag EstimatesJuly 28, 2023 | finance.yahoo.comCivista Bancshares (CIVB) Q2 Earnings: Taking a Look at Key Metrics Versus EstimatesJuly 28, 2023 | markets.businessinsider.comWhat Wall Street expects from Civista Bancshares's earningsJuly 7, 2023 | finance.yahoo.comCivista Bancshares, Inc. Announces Second Quarter 2023 Earnings Release DateJune 15, 2023 | finance.yahoo.comInvestors in Civista Bancshares (NASDAQ:CIVB) have unfortunately lost 26% over the last five yearsJune 8, 2023 | finance.yahoo.comStrength Seen in Civista Bancshares (CIVB): Can Its 6.4% Jump Turn into More Strength?May 31, 2023 | finance.yahoo.comNortheast Community Bancorp (NECB) Up on New Buyback ProgramMay 30, 2023 | finance.yahoo.comStellar Bancorp (STEL) Rises 2% on Repurchase Plan ExpansionMay 26, 2023 | finance.yahoo.comColumbia Financial (CLBK) Announces Sixth Stock Buyback PlanMay 25, 2023 | finance.yahoo.comIf EPS Growth Is Important To You, Civista Bancshares (NASDAQ:CIVB) Presents An OpportunityMay 10, 2023 | finance.yahoo.comCivista (CIVB) Gains 2.2% on New Share Repurchase ProgramMay 8, 2023 | msn.comCivista Bancshares approves new $13.5M stock buybackMay 5, 2023 | finance.yahoo.comCivista Bancshares (NASDAQ:CIVB) Has Affirmed Its Dividend Of $0.15May 2, 2023 | msn.comCivista Bancshares (CIVB) Declares $0.15 DividendMay 1, 2023 | markets.businessinsider.comD.A. Davidson Keeps Their Buy Rating on Civista Bancshares (CIVB)April 30, 2023 | seekingalpha.comCivista Bancshares GAAP EPS of $0.82 beats by $0.01, revenue of $43.66M beats by $0.51MApril 29, 2023 | finance.yahoo.comQ1 2023 Civista Bancshares Inc Earnings CallApril 28, 2023 | finance.yahoo.comCivista Bancshares, Inc. Announces First Quarter 2023 Financial ResultsSee More Headlines Receive CIVB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Civista Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address CIVB Company Calendar Last Earnings7/28/2023Ex-Dividend for 8/22 Dividend8/07/2023Dividend Payable8/22/2023Today9/28/2023Next Earnings (Estimated)10/26/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:CIVB CUSIPN/A CIK944745 Webwww.civb.com Phone(419) 625-4121Fax419-627-3359Employees532Year Founded1884Price Target and Rating Average Stock Price Forecast$26.00 High Stock Price Forecast$30.00 Low Stock Price Forecast$22.00 Forecasted Upside/Downside+65.8%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$2.95 Trailing P/E Ratio5.32 Forward P/E Ratio5.96 P/E GrowthN/ANet Income$39.43 million Net Margins24.13% Pretax Margin28.75% Return on Equity13.84% Return on Assets1.32% Debt Debt-to-Equity Ratio0.75 Current Ratio0.89 Quick Ratio0.89 Sales & Book Value Annual Sales$160.57 million Price / Sales1.54 Cash Flow$2.74 per share Price / Cash Flow5.73 Book Value$21.29 per share Price / Book0.74Miscellaneous Outstanding Shares15,749,000Free Float15,314,000Market Cap$246.94 million OptionableOptionable Beta0.82 Social Links 13 Stocks Institutional Investors Won't Stop BuyingWhich stocks are major institutional investors including hedge funds and endowments buying in today's market? Click the link below and we'll send you MarketBeat's list of thirteen stocks that institutional investors are buying up as quickly as they can.Get This Free Report Key ExecutivesMr. Dennis G. Shaffer (Age 60)Pres, CEO & Vice Chairman Mr. Richard J. Dutton (Age 60)Sr. VP & COO Mr. Paul J. Stark (Age 65)Sr. VP & Chief Credit Officer Comp: $315.9kMr. Todd A. Michel (Age 58)Sr. VP & Controller Comp: $311.5kMr. Harry Singer (Age 68)Independent Director Comp: $31.81kMr. Charles A. Parcher (Age 58)Sr. VP & Chief Lending Officer Comp: $431.14kMr. Carl A. Kessler III (Age 54)Sr. VP & Chief Information Officer Mr. Lance A. Morrison (Age 55)Sr. VP, Gen. Counsel & Corp. Sec. Ms. Donna M. Waltz-Jaskolski (Age 57)Sr. VP & Customer Experience Officer Russell L. EdwardsSr. VP of Retail BankingMore ExecutivesKey CompetitorsRBB BancorpNASDAQ:RBBFirst Business Financial ServicesNASDAQ:FBIZOrange County BancorpNASDAQ:OBTUnity BancorpNASDAQ:UNTYJohn Marshall BancorpNASDAQ:JMSBView All CompetitorsInsiders & InstitutionsBarclays PLCBought 1,235 shares on 9/21/2023Ownership: 0.137%Goldman Sachs Group Inc.Bought 23,535 shares on 8/15/2023Ownership: 0.149%Royal Bank of CanadaBought 748 shares on 8/15/2023Ownership: 0.097%Wells Fargo & Company MNBought 3,157 shares on 8/15/2023Ownership: 0.037%State Street CorpBought 8,248 shares on 8/14/2023Ownership: 1.836%View All Insider TransactionsView All Institutional Transactions CIVB Stock - Frequently Asked Questions Should I buy or sell Civista Bancshares stock right now? 4 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Civista Bancshares in the last year. There are currently 4 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "buy" CIVB shares. View CIVB analyst ratings or view top-rated stocks. What is Civista Bancshares' stock price forecast for 2023? 4 Wall Street analysts have issued 12 month price objectives for Civista Bancshares' shares. Their CIVB share price forecasts range from $22.00 to $30.00. On average, they predict the company's share price to reach $26.00 in the next year. This suggests a possible upside of 65.8% from the stock's current price. View analysts price targets for CIVB or view top-rated stocks among Wall Street analysts. How have CIVB shares performed in 2023? Civista Bancshares' stock was trading at $22.01 on January 1st, 2023. Since then, CIVB stock has decreased by 28.8% and is now trading at $15.68. View the best growth stocks for 2023 here. When is Civista Bancshares' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, October 26th 2023. View our CIVB earnings forecast. How were Civista Bancshares' earnings last quarter? Civista Bancshares, Inc. (NASDAQ:CIVB) posted its quarterly earnings data on Friday, July, 28th. The bank reported $0.64 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.73 by $0.09. The bank had revenue of $40.49 million for the quarter, compared to analysts' expectations of $41.70 million. Civista Bancshares had a net margin of 24.13% and a trailing twelve-month return on equity of 13.84%. How often does Civista Bancshares pay dividends? What is the dividend yield for Civista Bancshares? Civista Bancshares announced a quarterly dividend on Thursday, July 27th. Shareholders of record on Tuesday, August 8th will be paid a dividend of $0.16 per share on Tuesday, August 22nd. This represents a $0.64 dividend on an annualized basis and a yield of 4.08%. The ex-dividend date of this dividend is Monday, August 7th. This is a boost from the stock's previous quarterly dividend of $0.15. Read our dividend analysis for CIVB. Is Civista Bancshares a good dividend stock? Civista Bancshares (NASDAQ:CIVB) pays an annual dividend of $0.64 per share and currently has a dividend yield of 4.02%. CIVB has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 21.69%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, CIVB will have a dividend payout ratio of 25.60% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for CIVB. What other stocks do shareholders of Civista Bancshares own? Based on aggregate information from My MarketBeat watchlists, some companies that other Civista Bancshares investors own include Walt Disney (DIS), Enterprise Products Partners (EPD), BAE Systems (BA), Verizon Communications (VZ), AbbVie (ABBV), Dominion Energy (D), Enbridge (ENB), Huntington Bancshares (HBAN), Iron Mountain (IRM) and Kimco Realty (KIM). What is Civista Bancshares' stock symbol? Civista Bancshares trades on the NASDAQ under the ticker symbol "CIVB." Who are Civista Bancshares' major shareholders? Civista Bancshares' stock is owned by a variety of institutional and retail investors. Top institutional shareholders include BlackRock Inc. (7.40%), Dimensional Fund Advisors LP (4.56%), The Manufacturers Life Insurance Company (3.32%), Geode Capital Management LLC (1.91%), State Street Corp (1.84%) and Beese Fulmer Investment Management Inc. (1.22%). Insiders that own company stock include Allen R Nickles, Gerald B Wurm, Harry Singer, Julie A Mattlin, Nathan E Weaks and William F Ritzmann. View institutional ownership trends. How do I buy shares of Civista Bancshares? Shares of CIVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Civista Bancshares' stock price today? One share of CIVB stock can currently be purchased for approximately $15.68. How much money does Civista Bancshares make? Civista Bancshares (NASDAQ:CIVB) has a market capitalization of $246.94 million and generates $160.57 million in revenue each year. The bank earns $39.43 million in net income (profit) each year or $2.95 on an earnings per share basis. How many employees does Civista Bancshares have? The company employs 532 workers across the globe. How can I contact Civista Bancshares? Civista Bancshares' mailing address is 100 EAST WATER ST, SANDUSKY OH, 44870. The official website for the company is www.civb.com. The bank can be reached via phone at (419) 625-4121, via email at dgshaffer@civista.bank, or via fax at 419-627-3359. This page (NASDAQ:CIVB) was last updated on 9/28/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Civista Bancshares, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. 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