Civista Bancshares, Inc. is a regional bank holding company headquartered in Saginaw, Michigan, serving communities across mid-Michigan and northwestern Ohio. As the parent company of Civista Bank, it traces its roots to the early 20th century and has grown into a full-service financial institution. Through an extensive branch network and digital platforms, Civista Bancshares offers a comprehensive range of banking solutions tailored to the needs of individuals, families and businesses in its core markets.
The company’s primary business activities include traditional commercial and consumer lending, deposit services, mortgage origination, wealth management and insurance products. Consumer offerings span personal checking and savings accounts, home equity lines of credit, residential mortgages and online banking capabilities. On the commercial side, Civista Bancshares provides term loans, lines of credit, treasury management services and equipment financing, leveraging local decision making to streamline credit approvals and relationship management.
Beyond its banking operations, Civista Bancshares delivers wealth planning, investment advisory and trust services through dedicated teams of financial advisors. Its insurance subsidiary offers property and casualty coverage, life and health policies, and benefits consulting for both individual and corporate clients. By integrating banking, wealth management and insurance under one umbrella, the company aims to provide a holistic approach to financial planning and risk mitigation for its customers.
With origins dating back more than a century, Civista Bancshares has expanded through both organic growth and strategic acquisitions, while maintaining a strong community focus. The board of directors comprises seasoned banking professionals and local business leaders who guide corporate strategy and governance. Daily operations are overseen by an experienced executive team led by the president and chief executive officer. Under their leadership, the company remains committed to fostering long-term relationships, supporting regional economic development and delivering personalized service to the communities it serves.
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