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LexinFintech (LX) Competitors

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$1.32 +0.03 (+1.92%)
As of 01:28 PM Eastern
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LX vs. WRLD, NAVI, PRAA, GDOT, and OPFI

Should you buy LexinFintech stock or one of its competitors? LexinFintech's main competitors and comparable companies include World Acceptance (WRLD), Navient (NAVI), PRA Group (PRAA), Green Dot (GDOT), and OppFi (OPFI). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does LexinFintech compare to World Acceptance?

World Acceptance (NASDAQ:WRLD) and LexinFintech (NASDAQ:LX) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, risk, profitability, dividends, valuation, media sentiment, analyst recommendations and institutional ownership.

LexinFintech has a consensus target price of $3.50, suggesting a potential upside of 164.15%. Given LexinFintech's higher possible upside, analysts plainly believe LexinFintech is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
LexinFintech
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

In the previous week, World Acceptance had 3 more articles in the media than LexinFintech. MarketBeat recorded 5 mentions for World Acceptance and 2 mentions for LexinFintech. World Acceptance's average media sentiment score of 1.05 beat LexinFintech's score of -0.45 indicating that World Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
World Acceptance
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
LexinFintech
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral

LexinFintech has higher revenue and earnings than World Acceptance. LexinFintech is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
World Acceptance$585.74M1.55$34.59M$8.4622.99
LexinFintech$1.88B0.12$239.82M$1.151.15

World Acceptance has a beta of 1.14, indicating that its stock price is 14% more volatile than the broader market. Comparatively, LexinFintech has a beta of 0.88, indicating that its stock price is 12% less volatile than the broader market.

LexinFintech has a net margin of 10.78% compared to World Acceptance's net margin of 6.71%. World Acceptance's return on equity of 12.13% beat LexinFintech's return on equity.

Company Net Margins Return on Equity Return on Assets
World Acceptance6.71% 12.13% 4.00%
LexinFintech 10.78%12.12%6.29%

83.6% of World Acceptance shares are owned by institutional investors. 38.0% of World Acceptance shares are owned by company insiders. Comparatively, 27.8% of LexinFintech shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Summary

World Acceptance beats LexinFintech on 10 of the 15 factors compared between the two stocks.

How does LexinFintech compare to Navient?

LexinFintech (NASDAQ:LX) and Navient (NASDAQ:NAVI) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, institutional ownership, earnings, media sentiment, dividends, valuation, analyst recommendations and profitability.

LexinFintech presently has a consensus target price of $3.50, suggesting a potential upside of 164.15%. Navient has a consensus target price of $9.14, suggesting a potential downside of 3.81%. Given LexinFintech's higher probable upside, equities research analysts clearly believe LexinFintech is more favorable than Navient.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LexinFintech
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
Navient
4 Sell rating(s)
5 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.56

LexinFintech has a net margin of 10.78% compared to Navient's net margin of -1.64%. LexinFintech's return on equity of 12.12% beat Navient's return on equity.

Company Net Margins Return on Equity Return on Assets
LexinFintech10.78% 12.12% 6.29%
Navient -1.64%4.68%0.23%

LexinFintech pays an annual dividend of $0.30 per share and has a dividend yield of 22.6%. Navient pays an annual dividend of $0.64 per share and has a dividend yield of 6.7%. LexinFintech pays out 26.1% of its earnings in the form of a dividend. Navient pays out -128.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

In the previous week, LexinFintech and LexinFintech both had 2 articles in the media. Navient's average media sentiment score of 1.54 beat LexinFintech's score of -0.45 indicating that Navient is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LexinFintech
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral
Navient
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

LexinFintech has higher earnings, but lower revenue than Navient. Navient is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LexinFintech$1.88B0.12$239.82M$1.151.15
Navient$3.20B0.28-$80M-$0.50N/A

97.1% of Navient shares are owned by institutional investors. 27.8% of LexinFintech shares are owned by insiders. Comparatively, 33.8% of Navient shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

LexinFintech has a beta of 0.88, suggesting that its share price is 12% less volatile than the broader market. Comparatively, Navient has a beta of 1.18, suggesting that its share price is 18% more volatile than the broader market.

Summary

LexinFintech and Navient tied by winning 8 of the 16 factors compared between the two stocks.

How does LexinFintech compare to PRA Group?

LexinFintech (NASDAQ:LX) and PRA Group (NASDAQ:PRAA) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their media sentiment, analyst recommendations, profitability, earnings, dividends, valuation, risk and institutional ownership.

97.2% of PRA Group shares are held by institutional investors. 27.8% of LexinFintech shares are held by company insiders. Comparatively, 2.2% of PRA Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

LexinFintech has a beta of 0.88, suggesting that its share price is 12% less volatile than the broader market. Comparatively, PRA Group has a beta of 1.11, suggesting that its share price is 11% more volatile than the broader market.

LexinFintech presently has a consensus price target of $3.50, indicating a potential upside of 164.15%. PRA Group has a consensus price target of $26.00, indicating a potential upside of 31.95%. Given LexinFintech's higher probable upside, equities research analysts clearly believe LexinFintech is more favorable than PRA Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LexinFintech
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
PRA Group
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.40

In the previous week, LexinFintech had 1 more articles in the media than PRA Group. MarketBeat recorded 2 mentions for LexinFintech and 1 mentions for PRA Group. PRA Group's average media sentiment score of 0.00 beat LexinFintech's score of -0.45 indicating that PRA Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LexinFintech
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral
PRA Group
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

LexinFintech has a net margin of 10.78% compared to PRA Group's net margin of -19.91%. PRA Group's return on equity of 15.56% beat LexinFintech's return on equity.

Company Net Margins Return on Equity Return on Assets
LexinFintech10.78% 12.12% 6.29%
PRA Group -19.91%15.56%3.18%

LexinFintech has higher revenue and earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LexinFintech$1.88B0.12$239.82M$1.151.15
PRA Group$1.34B0.55-$305.14M-$6.73N/A

Summary

LexinFintech beats PRA Group on 9 of the 17 factors compared between the two stocks.

How does LexinFintech compare to Green Dot?

Green Dot (NYSE:GDOT) and LexinFintech (NASDAQ:LX) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, profitability, dividends, media sentiment, risk, analyst recommendations, earnings and institutional ownership.

In the previous week, LexinFintech had 1 more articles in the media than Green Dot. MarketBeat recorded 2 mentions for LexinFintech and 1 mentions for Green Dot. Green Dot's average media sentiment score of 0.70 beat LexinFintech's score of -0.45 indicating that Green Dot is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Green Dot
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
LexinFintech
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral

92.6% of Green Dot shares are held by institutional investors. 1.4% of Green Dot shares are held by insiders. Comparatively, 27.8% of LexinFintech shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Green Dot has a beta of 0.84, indicating that its stock price is 16% less volatile than the broader market. Comparatively, LexinFintech has a beta of 0.88, indicating that its stock price is 12% less volatile than the broader market.

LexinFintech has a net margin of 10.78% compared to Green Dot's net margin of -1.14%. LexinFintech's return on equity of 12.12% beat Green Dot's return on equity.

Company Net Margins Return on Equity Return on Assets
Green Dot-1.14% 6.92% 1.04%
LexinFintech 10.78%12.12%6.29%

LexinFintech has lower revenue, but higher earnings than Green Dot. Green Dot is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Green Dot$2.08B0.37-$98.87M-$0.51N/A
LexinFintech$1.88B0.12$239.82M$1.151.15

Green Dot presently has a consensus price target of $16.13, suggesting a potential upside of 19.84%. LexinFintech has a consensus price target of $3.50, suggesting a potential upside of 164.15%. Given LexinFintech's higher probable upside, analysts plainly believe LexinFintech is more favorable than Green Dot.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Green Dot
2 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.80
LexinFintech
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

Summary

LexinFintech beats Green Dot on 10 of the 16 factors compared between the two stocks.

How does LexinFintech compare to OppFi?

LexinFintech (NASDAQ:LX) and OppFi (NYSE:OPFI) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, institutional ownership, analyst recommendations, media sentiment, earnings, dividends, valuation and profitability.

LexinFintech currently has a consensus target price of $3.50, suggesting a potential upside of 164.15%. OppFi has a consensus target price of $10.25, suggesting a potential upside of 40.03%. Given LexinFintech's higher possible upside, research analysts plainly believe LexinFintech is more favorable than OppFi.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LexinFintech
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
OppFi
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

LexinFintech has higher revenue and earnings than OppFi. LexinFintech is trading at a lower price-to-earnings ratio than OppFi, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LexinFintech$1.88B0.12$239.82M$1.151.15
OppFi$597.05M1.04$26.33M$1.893.87

In the previous week, OppFi had 12 more articles in the media than LexinFintech. MarketBeat recorded 14 mentions for OppFi and 2 mentions for LexinFintech. OppFi's average media sentiment score of 0.98 beat LexinFintech's score of -0.45 indicating that OppFi is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LexinFintech
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral
OppFi
8 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

OppFi has a net margin of 16.64% compared to LexinFintech's net margin of 10.78%. OppFi's return on equity of 30.89% beat LexinFintech's return on equity.

Company Net Margins Return on Equity Return on Assets
LexinFintech10.78% 12.12% 6.29%
OppFi 16.64%30.89%13.99%

LexinFintech has a beta of 0.88, meaning that its share price is 12% less volatile than the broader market. Comparatively, OppFi has a beta of 1.77, meaning that its share price is 77% more volatile than the broader market.

7.1% of OppFi shares are held by institutional investors. 27.8% of LexinFintech shares are held by insiders. Comparatively, 70.2% of OppFi shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

OppFi beats LexinFintech on 13 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LX and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LX vs. The Competition

MetricLexinFintechConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$221.94M$7.52B$14.01B$12.77B
Dividend Yield22.62%12.28%5.89%10.78%
P/E Ratio1.159.2229.6424.18
Price / Sales0.1275.06513.94127.55
Price / Cash0.8711.8230.7136.89
Price / Book0.132.722.876.52
Net Income$239.82M$442.63M$1.31B$347.63M
7 Day Performance-1.12%0.78%1.28%1.51%
1 Month Performance-10.47%1.94%2.88%5.13%
1 Year Performance-79.65%8.40%11.57%17.74%

LexinFintech Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LX
LexinFintech
3.6628 of 5 stars
$1.33
+1.9%
$3.50
+164.2%
-80.7%$221.94M$1.88B1.157,169
WRLD
World Acceptance
1.848 of 5 stars
$190.00
-2.4%
N/A+10.5%$907.61M$585.74M22.462,907
NAVI
Navient
1.9661 of 5 stars
$9.16
-0.1%
$9.14
-0.2%
-30.2%$860.00M$601MN/A2,100
PRAA
PRA Group
2.5061 of 5 stars
$20.23
-1.8%
$26.00
+28.5%
+16.3%$775.55M$1.20BN/A2,615
GDOT
Green Dot
2.5688 of 5 stars
$13.46
-0.5%
$16.13
+19.8%
-0.1%$771.01M$2.08BN/A1,150

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This page (NASDAQ:LX) was last updated on 8/25/2026 by MarketBeat.com Staff.
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