Which has higher valuation and earnings, LX or TREE?

LexinFintech has higher revenue and earnings than LendingTree. LexinFintech is trading at a lower price-to-earnings ratio than LendingTree, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio LexinFintech $12.96B 0.01 $239.82M $0.84 0.80 LendingTree $1.12B 0.31 $151.31M $12.90 1.90

Do analysts prefer LX or XYF?

LexinFintech currently has a consensus target price of $2.35, indicating a potential upside of 247.63%. Given LexinFintech's higher possible upside, analysts plainly believe LexinFintech is more favorable than X Financial. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score LexinFintech 1 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.67 X Financial 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Which has higher earnings & valuation, LX or XYF?

LexinFintech has higher revenue and earnings than X Financial. LexinFintech is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio LexinFintech $12.96B 0.01 $239.82M $0.84 0.80 X Financial $5.60B 0.03 $209.43M $1.96 2.53

LexinFintech (LX) Competitors

$0.68 -0.01 (-1.31%)

Closing price 10/5/2026 04:00 PM Eastern

Extended Trading

$0.68 +0.01 (+0.89%)

As of 04:05 AM Eastern

Compare

LX vs. OPRT, TREE, RM, MFIN, and XYF

Should you buy LexinFintech stock or one of its competitors? LexinFintech's main competitors and comparable companies include Oportun Financial (OPRT), LendingTree (TREE), Regional Management (RM), Medallion Financial (MFIN), and X Financial (XYF). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does LexinFintech compare to Oportun Financial?

LexinFintech (NASDAQ:LX) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, media sentiment, profitability, risk, earnings, analyst recommendations, dividends and valuation.

LexinFintech has a beta of 0.86, meaning that its stock price is 14% less volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.25, meaning that its stock price is 25% more volatile than the broader market.

82.7% of Oportun Financial shares are owned by institutional investors. 27.8% of LexinFintech shares are owned by company insiders. Comparatively, 1.6% of Oportun Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

LexinFintech has higher revenue and earnings than Oportun Financial. LexinFintech is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$12.96B	0.01	$239.82M	$0.84	0.80
Oportun Financial	$956.70M	0.40	$25.25M	$0.40	20.95

In the previous week, Oportun Financial had 2 more articles in the media than LexinFintech. MarketBeat recorded 2 mentions for Oportun Financial and 0 mentions for LexinFintech. Oportun Financial's average media sentiment score of 0.96 beat LexinFintech's score of 0.00 indicating that Oportun Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
LexinFintech	Neutral
Oportun Financial	Positive

LexinFintech presently has a consensus target price of $2.35, indicating a potential upside of 247.63%. Oportun Financial has a consensus target price of $7.33, indicating a potential downside of 12.49%. Given LexinFintech's higher probable upside, equities research analysts clearly believe LexinFintech is more favorable than Oportun Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.67
Oportun Financial	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

LexinFintech has a net margin of 7.94% compared to Oportun Financial's net margin of 2.05%. Oportun Financial's return on equity of 13.41% beat LexinFintech's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LexinFintech	7.94%	8.59%	4.50%
Oportun Financial	2.05%	13.41%	1.66%

Summary

Oportun Financial beats LexinFintech on 9 of the 16 factors compared between the two stocks.

How does LexinFintech compare to LendingTree?

LexinFintech (NASDAQ:LX) and LendingTree (NASDAQ:TREE) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, institutional ownership, risk, profitability, media sentiment, valuation, analyst recommendations and earnings.

LexinFintech has a beta of 0.86, meaning that its share price is 14% less volatile than the broader market. Comparatively, LendingTree has a beta of 2.04, meaning that its share price is 104% more volatile than the broader market.

LexinFintech has higher revenue and earnings than LendingTree. LexinFintech is trading at a lower price-to-earnings ratio than LendingTree, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$12.96B	0.01	$239.82M	$0.84	0.80
LendingTree	$1.12B	0.31	$151.31M	$12.90	1.90

68.3% of LendingTree shares are owned by institutional investors. 27.8% of LexinFintech shares are owned by company insiders. Comparatively, 4.0% of LendingTree shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

In the previous week, LendingTree had 9 more articles in the media than LexinFintech. MarketBeat recorded 9 mentions for LendingTree and 0 mentions for LexinFintech. LendingTree's average media sentiment score of 0.28 beat LexinFintech's score of 0.00 indicating that LendingTree is being referred to more favorably in the news media.

Company	Overall Sentiment
LexinFintech	Neutral
LendingTree	Neutral

LendingTree has a net margin of 14.33% compared to LexinFintech's net margin of 7.94%. LendingTree's return on equity of 14.57% beat LexinFintech's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LexinFintech	7.94%	8.59%	4.50%
LendingTree	14.33%	14.57%	4.49%

LexinFintech presently has a consensus price target of $2.35, indicating a potential upside of 247.63%. LendingTree has a consensus price target of $61.33, indicating a potential upside of 150.24%. Given LexinFintech's higher possible upside, analysts plainly believe LexinFintech is more favorable than LendingTree.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.67
LendingTree	0 Sell rating(s)	2 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.71

Summary

LendingTree beats LexinFintech on 11 of the 16 factors compared between the two stocks.

How does LexinFintech compare to Regional Management?

LexinFintech (NASDAQ:LX) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, media sentiment, valuation, institutional ownership, dividends, analyst recommendations, risk and earnings.

LexinFintech presently has a consensus target price of $2.35, suggesting a potential upside of 247.63%. Regional Management has a consensus target price of $43.00, suggesting a potential upside of 30.73%. Given LexinFintech's higher possible upside, research analysts plainly believe LexinFintech is more favorable than Regional Management.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.67
Regional Management	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

In the previous week, Regional Management had 3 more articles in the media than LexinFintech. MarketBeat recorded 3 mentions for Regional Management and 0 mentions for LexinFintech. Regional Management's average media sentiment score of 0.20 beat LexinFintech's score of 0.00 indicating that Regional Management is being referred to more favorably in the news media.

Company	Overall Sentiment
LexinFintech	Neutral
Regional Management	Neutral

LexinFintech has higher revenue and earnings than Regional Management. LexinFintech is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$12.96B	0.01	$239.82M	$0.84	0.80
Regional Management	$645.60M	0.47	$44.41M	$4.75	6.92

LexinFintech has a net margin of 7.94% compared to Regional Management's net margin of 6.98%. Regional Management's return on equity of 12.49% beat LexinFintech's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LexinFintech	7.94%	8.59%	4.50%
Regional Management	6.98%	12.49%	2.25%

LexinFintech pays an annual dividend of $0.30 per share and has a dividend yield of 44.4%. Regional Management pays an annual dividend of $1.20 per share and has a dividend yield of 3.6%. LexinFintech pays out 35.7% of its earnings in the form of a dividend. Regional Management pays out 25.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

98.9% of Regional Management shares are held by institutional investors. 27.8% of LexinFintech shares are held by insiders. Comparatively, 10.9% of Regional Management shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

LexinFintech has a beta of 0.86, suggesting that its share price is 14% less volatile than the broader market. Comparatively, Regional Management has a beta of 1.02, suggesting that its share price is 2% more volatile than the broader market.

Summary

Regional Management beats LexinFintech on 11 of the 18 factors compared between the two stocks.

How does LexinFintech compare to Medallion Financial?

LexinFintech (NASDAQ:LX) and Medallion Financial (NASDAQ:MFIN) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their valuation, dividends, risk, institutional ownership, analyst recommendations, media sentiment, earnings and profitability.

LexinFintech currently has a consensus price target of $2.35, suggesting a potential upside of 247.63%. Medallion Financial has a consensus price target of $12.00, suggesting a potential upside of 1.61%. Given LexinFintech's higher possible upside, equities analysts plainly believe LexinFintech is more favorable than Medallion Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.67
Medallion Financial	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.40

In the previous week, Medallion Financial had 4 more articles in the media than LexinFintech. MarketBeat recorded 4 mentions for Medallion Financial and 0 mentions for LexinFintech. Medallion Financial's average media sentiment score of 0.75 beat LexinFintech's score of 0.00 indicating that Medallion Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
LexinFintech	Neutral
Medallion Financial	Positive

Medallion Financial has a net margin of 9.25% compared to LexinFintech's net margin of 7.94%. LexinFintech's return on equity of 8.59% beat Medallion Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LexinFintech	7.94%	8.59%	4.50%
Medallion Financial	9.25%	7.11%	1.20%

LexinFintech pays an annual dividend of $0.30 per share and has a dividend yield of 44.4%. Medallion Financial pays an annual dividend of $0.56 per share and has a dividend yield of 4.7%. LexinFintech pays out 35.7% of its earnings in the form of a dividend. Medallion Financial pays out 42.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. LexinFintech is clearly the better dividend stock, given its higher yield and lower payout ratio.

40.6% of Medallion Financial shares are owned by institutional investors. 27.8% of LexinFintech shares are owned by company insiders. Comparatively, 24.6% of Medallion Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

LexinFintech has higher revenue and earnings than Medallion Financial. LexinFintech is trading at a lower price-to-earnings ratio than Medallion Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$12.96B	0.01	$239.82M	$0.84	0.80
Medallion Financial	$353.31M	0.77	$43.04M	$1.33	8.88

LexinFintech has a beta of 0.86, meaning that its share price is 14% less volatile than the broader market. Comparatively, Medallion Financial has a beta of 0.79, meaning that its share price is 21% less volatile than the broader market.

Summary

LexinFintech and Medallion Financial tied by winning 9 of the 18 factors compared between the two stocks.

How does LexinFintech compare to X Financial?

LexinFintech (NASDAQ:LX) and X Financial (NYSE:XYF) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, earnings, profitability, risk, analyst recommendations, dividends, valuation and institutional ownership.

X Financial has a net margin of 9.94% compared to LexinFintech's net margin of 7.94%. X Financial's return on equity of 9.14% beat LexinFintech's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LexinFintech	7.94%	8.59%	4.50%
X Financial	9.94%	9.14%	5.20%

LexinFintech has a beta of 0.86, meaning that its share price is 14% less volatile than the broader market. Comparatively, X Financial has a beta of 0.47, meaning that its share price is 53% less volatile than the broader market.

LexinFintech currently has a consensus target price of $2.35, indicating a potential upside of 247.63%. Given LexinFintech's higher possible upside, analysts plainly believe LexinFintech is more favorable than X Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.67
X Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

LexinFintech pays an annual dividend of $0.30 per share and has a dividend yield of 44.4%. X Financial pays an annual dividend of $0.54 per share and has a dividend yield of 10.9%. LexinFintech pays out 35.7% of its earnings in the form of a dividend. X Financial pays out 27.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

1.1% of X Financial shares are held by institutional investors. 27.8% of LexinFintech shares are held by insiders. Comparatively, 31.6% of X Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

LexinFintech has higher revenue and earnings than X Financial. LexinFintech is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$12.96B	0.01	$239.82M	$0.84	0.80
X Financial	$5.60B	0.03	$209.43M	$1.96	2.53

In the previous week, LexinFintech's average media sentiment score of 0.00 equaled X Financial'saverage media sentiment score.

Company	Overall Sentiment
LexinFintech	Neutral
X Financial	Neutral

Summary

X Financial beats LexinFintech on 10 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LX and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

LX vs. The Competition

Export

Metric	LexinFintech	Consumer Finance Industry	Finance Sector	NASDAQ Exchange
Market Cap	$114.74M	$6.71B	$13.34B	$13.26B
Dividend Yield	42.67%	12.81%	6.03%	17.36%
P/E Ratio	0.80	8.48	24.43	26.20
Price / Sales	0.01	66.44	497.04	95.18
Price / Cash	0.45	11.12	29.46	34.70
Price / Book	0.07	2.51	2.71	6.40
Net Income	$239.82M	$442.63M	$1.31B	$381.07M
7 Day Performance	-7.73%	-0.08%	-0.28%	-0.28%
1 Month Performance	-23.33%	-6.56%	-3.21%	-4.51%
1 Year Performance	-87.27%	1.83%	11.16%	1.63%

LexinFintech Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
LX LexinFintech	2.7879 of 5 stars	$0.68 -1.3%	$2.35 +247.6%	-87.1%	$114.74M	$12.96B	0.80	7,169
OPRT Oportun Financial	3.2332 of 5 stars	$8.23 +1.1%	$7.33 -10.9%	+44.5%	$374.34M	$956.70M	20.58	2,488
TREE LendingTree	4.27 of 5 stars	$24.55 +0.5%	$61.33 +149.8%	-61.2%	$342.99M	$1.12B	1.90	926
RM Regional Management	4.2839 of 5 stars	$30.93 +2.3%	$43.00 +39.0%	-15.5%	$278.90M	$645.60M	6.51	2,112	Analyst Downgrade
MFIN Medallion Financial	3.755 of 5 stars	$11.92 +0.3%	$10.50 -11.9%	+18.3%	$273M	$353.31M	8.96	179

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This page (NASDAQ:LX) was last updated on 10/6/2026 by MarketBeat.com Staff.

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LexinFintech (LX) Competitors

LX vs. OPRT, TREE, RM, MFIN, and XYF

How does LexinFintech compare to Oportun Financial?

Summary

How does LexinFintech compare to LendingTree?

Summary

How does LexinFintech compare to Regional Management?

Summary

How does LexinFintech compare to Medallion Financial?

Summary

How does LexinFintech compare to X Financial?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

LX vs. The Competition

LexinFintech Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

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LexinFintech (LX) Competitors

LX vs. OPRT, TREE, RM, MFIN, and XYF

How does LexinFintech compare to Oportun Financial?

Which has more risk and volatility, LX or OPRT?

Do institutionals and insiders believe in LX or OPRT?

Which has preferable earnings & valuation, LX or OPRT?

Does the media refer more to LX or OPRT?

Do analysts recommend LX or OPRT?

Is LX or OPRT more profitable?

Summary

How does LexinFintech compare to LendingTree?

Which has more volatility & risk, LX or TREE?

Which has higher valuation and earnings, LX or TREE?

Do insiders & institutionals believe in LX or TREE?

Does the media prefer LX or TREE?

Is LX or TREE more profitable?

Do analysts prefer LX or TREE?

Summary

How does LexinFintech compare to Regional Management?

Do analysts prefer LX or RM?

Does the media favor LX or RM?

Which has stronger valuation and earnings, LX or RM?

Is LX or RM more profitable?

Is LX or RM a better dividend stock?

Do institutionals and insiders believe in LX or RM?

Which has more volatility & risk, LX or RM?

Summary

How does LexinFintech compare to Medallion Financial?

Do analysts prefer LX or MFIN?

Does the media prefer LX or MFIN?

Is LX or MFIN more profitable?

Is LX or MFIN a better dividend stock?

Do institutionals and insiders believe in LX or MFIN?

Which has better earnings & valuation, LX or MFIN?

Which has more risk and volatility, LX or MFIN?

Summary

How does LexinFintech compare to X Financial?

Is LX or XYF more profitable?

Which has more volatility & risk, LX or XYF?

Do analysts prefer LX or XYF?

Is LX or XYF a better dividend stock?

Do insiders & institutionals have more ownership in LX or XYF?

Which has higher earnings & valuation, LX or XYF?

Does the media favor LX or XYF?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

LX vs. The Competition

LexinFintech Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools