Go Pro

LexinFintech (LX) Competitors

LexinFintech logo
$0.82 +0.01 (+1.47%)
Closing price 09/14/2026 04:00 PM Eastern
Extended Trading
$0.82 0.00 (-0.12%)
As of 09/14/2026 07:59 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

LX vs. TREE, OPRT, RM, MFIN, and XYF

Should you buy LexinFintech stock or one of its competitors? LexinFintech's main competitors and comparable companies include LendingTree (TREE), Oportun Financial (OPRT), Regional Management (RM), Medallion Financial (MFIN), and X Financial (XYF). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does LexinFintech compare to LendingTree?

LendingTree (NASDAQ:TREE) and LexinFintech (NASDAQ:LX) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their risk, institutional ownership, dividends, profitability, media sentiment, analyst recommendations, earnings and valuation.

In the previous week, LendingTree had 6 more articles in the media than LexinFintech. MarketBeat recorded 8 mentions for LendingTree and 2 mentions for LexinFintech. LendingTree's average media sentiment score of 0.63 beat LexinFintech's score of 0.44 indicating that LendingTree is being referred to more favorably in the media.

Company Overall Sentiment
LendingTree Positive
LexinFintech Neutral

LexinFintech has higher revenue and earnings than LendingTree. LexinFintech is trading at a lower price-to-earnings ratio than LendingTree, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingTree$1.12B0.35$151.31M$12.902.15
LexinFintech$1.88B0.07$239.82M$0.840.97

LendingTree has a net margin of 14.33% compared to LexinFintech's net margin of 7.94%. LendingTree's return on equity of 14.57% beat LexinFintech's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingTree14.33% 14.57% 4.49%
LexinFintech 7.94%8.59%4.50%

LendingTree has a beta of 2.05, meaning that its stock price is 105% more volatile than the broader market. Comparatively, LexinFintech has a beta of 0.86, meaning that its stock price is 14% less volatile than the broader market.

LendingTree presently has a consensus price target of $61.33, indicating a potential upside of 120.94%. LexinFintech has a consensus price target of $2.35, indicating a potential upside of 187.99%. Given LexinFintech's higher probable upside, analysts plainly believe LexinFintech is more favorable than LendingTree.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingTree
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.71
LexinFintech
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67

68.3% of LendingTree shares are owned by institutional investors. 4.0% of LendingTree shares are owned by insiders. Comparatively, 27.8% of LexinFintech shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

LendingTree beats LexinFintech on 11 of the 16 factors compared between the two stocks.

How does LexinFintech compare to Oportun Financial?

LexinFintech (NASDAQ:LX) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, institutional ownership, earnings, media sentiment, profitability, analyst recommendations, risk and valuation.

LexinFintech has a beta of 0.86, indicating that its share price is 14% less volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.24, indicating that its share price is 24% more volatile than the broader market.

LexinFintech has higher revenue and earnings than Oportun Financial. LexinFintech is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LexinFintech$1.88B0.07$239.82M$0.840.97
Oportun Financial$395.98M0.94$25.25M$0.4020.25

In the previous week, Oportun Financial had 10 more articles in the media than LexinFintech. MarketBeat recorded 12 mentions for Oportun Financial and 2 mentions for LexinFintech. Oportun Financial's average media sentiment score of 0.53 beat LexinFintech's score of 0.44 indicating that Oportun Financial is being referred to more favorably in the news media.

Company Overall Sentiment
LexinFintech Neutral
Oportun Financial Positive

LexinFintech currently has a consensus target price of $2.35, indicating a potential upside of 187.99%. Oportun Financial has a consensus target price of $7.33, indicating a potential downside of 9.47%. Given LexinFintech's higher possible upside, equities analysts plainly believe LexinFintech is more favorable than Oportun Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LexinFintech
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
Oportun Financial
1 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.20

82.7% of Oportun Financial shares are owned by institutional investors. 27.8% of LexinFintech shares are owned by company insiders. Comparatively, 1.6% of Oportun Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

LexinFintech has a net margin of 7.94% compared to Oportun Financial's net margin of 2.05%. Oportun Financial's return on equity of 13.41% beat LexinFintech's return on equity.

Company Net Margins Return on Equity Return on Assets
LexinFintech7.94% 8.59% 4.50%
Oportun Financial 2.05%13.41%1.66%

Summary

Oportun Financial beats LexinFintech on 9 of the 16 factors compared between the two stocks.

How does LexinFintech compare to Regional Management?

LexinFintech (NASDAQ:LX) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their risk, profitability, earnings, analyst recommendations, media sentiment, institutional ownership, dividends and valuation.

LexinFintech pays an annual dividend of $0.30 per share and has a dividend yield of 36.8%. Regional Management pays an annual dividend of $1.20 per share and has a dividend yield of 3.6%. LexinFintech pays out 35.7% of its earnings in the form of a dividend. Regional Management pays out 25.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

LexinFintech currently has a consensus price target of $2.35, suggesting a potential upside of 187.99%. Regional Management has a consensus price target of $43.00, suggesting a potential upside of 30.38%. Given LexinFintech's higher possible upside, analysts clearly believe LexinFintech is more favorable than Regional Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LexinFintech
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

LexinFintech has higher revenue and earnings than Regional Management. LexinFintech is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LexinFintech$1.88B0.07$239.82M$0.840.97
Regional Management$645.60M0.47$44.41M$4.756.94

In the previous week, LexinFintech had 1 more articles in the media than Regional Management. MarketBeat recorded 2 mentions for LexinFintech and 1 mentions for Regional Management. Regional Management's average media sentiment score of 1.17 beat LexinFintech's score of 0.44 indicating that Regional Management is being referred to more favorably in the news media.

Company Overall Sentiment
LexinFintech Neutral
Regional Management Positive

98.9% of Regional Management shares are held by institutional investors. 27.8% of LexinFintech shares are held by company insiders. Comparatively, 10.9% of Regional Management shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

LexinFintech has a net margin of 7.94% compared to Regional Management's net margin of 6.98%. Regional Management's return on equity of 12.49% beat LexinFintech's return on equity.

Company Net Margins Return on Equity Return on Assets
LexinFintech7.94% 8.59% 4.50%
Regional Management 6.98%12.49%2.25%

LexinFintech has a beta of 0.86, suggesting that its share price is 14% less volatile than the broader market. Comparatively, Regional Management has a beta of 1, suggesting that its share price has a similar volatility profile to the broader market.

Summary

Regional Management beats LexinFintech on 10 of the 18 factors compared between the two stocks.

How does LexinFintech compare to Medallion Financial?

Medallion Financial (NASDAQ:MFIN) and LexinFintech (NASDAQ:LX) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, risk, dividends, valuation, institutional ownership, profitability, earnings and analyst recommendations.

LexinFintech has higher revenue and earnings than Medallion Financial. LexinFintech is trading at a lower price-to-earnings ratio than Medallion Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Medallion Financial$353.31M0.78$43.04M$1.339.08
LexinFintech$1.88B0.07$239.82M$0.840.97

40.6% of Medallion Financial shares are held by institutional investors. 24.6% of Medallion Financial shares are held by insiders. Comparatively, 27.8% of LexinFintech shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Medallion Financial pays an annual dividend of $0.56 per share and has a dividend yield of 4.6%. LexinFintech pays an annual dividend of $0.30 per share and has a dividend yield of 36.8%. Medallion Financial pays out 42.1% of its earnings in the form of a dividend. LexinFintech pays out 35.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. LexinFintech is clearly the better dividend stock, given its higher yield and lower payout ratio.

Medallion Financial presently has a consensus price target of $10.50, indicating a potential downside of 13.01%. LexinFintech has a consensus price target of $2.35, indicating a potential upside of 187.99%. Given LexinFintech's higher probable upside, analysts plainly believe LexinFintech is more favorable than Medallion Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Medallion Financial
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
LexinFintech
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67

In the previous week, Medallion Financial and Medallion Financial both had 2 articles in the media. Medallion Financial's average media sentiment score of 1.80 beat LexinFintech's score of 0.44 indicating that Medallion Financial is being referred to more favorably in the media.

Company Overall Sentiment
Medallion Financial Very Positive
LexinFintech Neutral

Medallion Financial has a net margin of 9.25% compared to LexinFintech's net margin of 7.94%. LexinFintech's return on equity of 8.59% beat Medallion Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Medallion Financial9.25% 7.11% 1.20%
LexinFintech 7.94%8.59%4.50%

Medallion Financial has a beta of 0.81, suggesting that its stock price is 19% less volatile than the broader market. Comparatively, LexinFintech has a beta of 0.86, suggesting that its stock price is 14% less volatile than the broader market.

Summary

LexinFintech beats Medallion Financial on 9 of the 16 factors compared between the two stocks.

How does LexinFintech compare to X Financial?

LexinFintech (NASDAQ:LX) and X Financial (NYSE:XYF) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, analyst recommendations, risk, profitability, institutional ownership, media sentiment, valuation and earnings.

X Financial has a net margin of 9.94% compared to LexinFintech's net margin of 7.94%. X Financial's return on equity of 9.14% beat LexinFintech's return on equity.

Company Net Margins Return on Equity Return on Assets
LexinFintech7.94% 8.59% 4.50%
X Financial 9.94%9.14%5.20%

LexinFintech has higher revenue and earnings than X Financial. LexinFintech is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LexinFintech$1.88B0.07$239.82M$0.840.97
X Financial$1.09B0.18$209.43M$1.962.60

LexinFintech has a beta of 0.86, meaning that its share price is 14% less volatile than the broader market. Comparatively, X Financial has a beta of 0.53, meaning that its share price is 47% less volatile than the broader market.

LexinFintech presently has a consensus price target of $2.35, suggesting a potential upside of 187.99%. Given LexinFintech's higher probable upside, research analysts clearly believe LexinFintech is more favorable than X Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LexinFintech
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
X Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

1.2% of X Financial shares are held by institutional investors. 27.8% of LexinFintech shares are held by insiders. Comparatively, 31.6% of X Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

LexinFintech pays an annual dividend of $0.30 per share and has a dividend yield of 36.8%. X Financial pays an annual dividend of $0.54 per share and has a dividend yield of 10.6%. LexinFintech pays out 35.7% of its earnings in the form of a dividend. X Financial pays out 27.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

In the previous week, LexinFintech had 1 more articles in the media than X Financial. MarketBeat recorded 2 mentions for LexinFintech and 1 mentions for X Financial. LexinFintech's average media sentiment score of 0.44 beat X Financial's score of 0.00 indicating that LexinFintech is being referred to more favorably in the media.

Company Overall Sentiment
LexinFintech Neutral
X Financial Neutral

Summary

X Financial beats LexinFintech on 10 of the 17 factors compared between the two stocks.

Get LexinFintech News Delivered to You Automatically

Sign up to receive the latest news and ratings for LX and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LX and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

LX vs. The Competition

MetricLexinFintechConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$134.70M$7.22B$14.10B$13.98B
Dividend Yield37.40%12.63%5.95%11.71%
P/E Ratio0.979.0525.5525.37
Price / Sales0.0773.33511.6775.94
Price / Cash0.5311.5730.3034.96
Price / Book0.082.612.756.24
Net Income$239.82M$442.63M$1.32B$358.08M
7 Day Performance-4.38%-0.70%-0.59%-0.70%
1 Month Performance-40.00%-3.68%-0.33%-2.76%
1 Year Performance-85.81%8.08%10.06%6.72%

LexinFintech Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LX
LexinFintech
3.9746 of 5 stars
$0.82
+1.5%
$2.35
+188.0%
-85.7%$134.70M$1.88B0.977,169
TREE
LendingTree
4.2994 of 5 stars
$26.89
+1.2%
$61.33
+128.1%
-61.3%$372.89M$1.12B2.081,250
OPRT
Oportun Financial
2.4239 of 5 stars
$7.66
-1.5%
$7.33
-4.3%
+21.8%$357.78M$956.70M19.152,488
RM
Regional Management
4.9047 of 5 stars
$32.72
-0.3%
$43.00
+31.4%
-22.4%$302.88M$645.60M6.892,112
MFIN
Medallion Financial
3.3693 of 5 stars
$12.13
+0.2%
$10.50
-13.4%
+15.1%$278.05M$353.31M9.12140

Related Companies and Tools


This page (NASDAQ:LX) was last updated on 9/15/2026 by MarketBeat.com Staff.
From Our Partners