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United Community Banks (UCB) Competitors

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$36.04 -0.41 (-1.11%)
Closing price 07/20/2026 03:59 PM Eastern
Extended Trading
$36.05 +0.00 (+0.01%)
As of 07/20/2026 07:34 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

UCB vs. CRCL, BSAC, WF, IREN, and ALLY

Should you buy United Community Banks stock or one of its competitors? MarketBeat compares United Community Banks with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with United Community Banks include Circle Internet Group (CRCL), Banco Santander Chile (BSAC), Woori Bank (WF), IREN (IREN), and Ally Financial (ALLY). These companies are all part of the "banking" industry.

How does United Community Banks compare to Circle Internet Group?

United Community Banks (NYSE:UCB) and Circle Internet Group (NYSE:CRCL) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, valuation, risk, media sentiment, institutional ownership, dividends, profitability and earnings.

United Community Banks has a net margin of 22.05% compared to Circle Internet Group's net margin of -2.76%. United Community Banks' return on equity of 9.65% beat Circle Internet Group's return on equity.

Company Net Margins Return on Equity Return on Assets
United Community Banks22.05% 9.65% 1.24%
Circle Internet Group -2.76%2.89%0.12%

United Community Banks presently has a consensus price target of $38.40, suggesting a potential upside of 6.53%. Circle Internet Group has a consensus price target of $113.25, suggesting a potential upside of 73.31%. Given Circle Internet Group's higher probable upside, analysts clearly believe Circle Internet Group is more favorable than United Community Banks.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75
Circle Internet Group
3 Sell rating(s)
12 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
2.29

United Community Banks has higher earnings, but lower revenue than Circle Internet Group. Circle Internet Group is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Community Banks$1.54B2.81$328.10M$2.7213.25
Circle Internet Group$2.75B5.91-$69.51M-$3.20N/A

82.3% of United Community Banks shares are owned by institutional investors. 0.5% of United Community Banks shares are owned by company insiders. Comparatively, 10.9% of Circle Internet Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Circle Internet Group had 11 more articles in the media than United Community Banks. MarketBeat recorded 19 mentions for Circle Internet Group and 8 mentions for United Community Banks. United Community Banks' average media sentiment score of 0.83 beat Circle Internet Group's score of 0.21 indicating that United Community Banks is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Community Banks
2 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Circle Internet Group
8 Very Positive mention(s)
1 Positive mention(s)
6 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

United Community Banks beats Circle Internet Group on 9 of the 15 factors compared between the two stocks.

How does United Community Banks compare to Banco Santander Chile?

United Community Banks (NYSE:UCB) and Banco Santander Chile (NYSE:BSAC) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, risk, analyst recommendations, valuation, institutional ownership, profitability, media sentiment and earnings.

Banco Santander Chile has higher revenue and earnings than United Community Banks. United Community Banks is trading at a lower price-to-earnings ratio than Banco Santander Chile, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Community Banks$1.54B2.81$328.10M$2.7213.25
Banco Santander Chile$4.50B3.46$1.12B$2.3214.25

In the previous week, United Community Banks had 1 more articles in the media than Banco Santander Chile. MarketBeat recorded 8 mentions for United Community Banks and 7 mentions for Banco Santander Chile. Banco Santander Chile's average media sentiment score of 1.16 beat United Community Banks' score of 0.83 indicating that Banco Santander Chile is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Community Banks
2 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Banco Santander Chile
5 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

United Community Banks pays an annual dividend of $1.00 per share and has a dividend yield of 2.8%. Banco Santander Chile pays an annual dividend of $1.10 per share and has a dividend yield of 3.3%. United Community Banks pays out 36.8% of its earnings in the form of a dividend. Banco Santander Chile pays out 47.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Banco Santander Chile has a net margin of 24.95% compared to United Community Banks' net margin of 22.05%. Banco Santander Chile's return on equity of 21.00% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
United Community Banks22.05% 9.65% 1.24%
Banco Santander Chile 24.95%21.00%1.54%

United Community Banks currently has a consensus target price of $38.40, suggesting a potential upside of 6.53%. Banco Santander Chile has a consensus target price of $35.40, suggesting a potential upside of 7.09%. Given Banco Santander Chile's higher possible upside, analysts clearly believe Banco Santander Chile is more favorable than United Community Banks.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75
Banco Santander Chile
1 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.50

82.3% of United Community Banks shares are owned by institutional investors. Comparatively, 6.4% of Banco Santander Chile shares are owned by institutional investors. 0.5% of United Community Banks shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

United Community Banks has a beta of 0.81, meaning that its stock price is 19% less volatile than the broader market. Comparatively, Banco Santander Chile has a beta of 0.52, meaning that its stock price is 48% less volatile than the broader market.

Summary

Banco Santander Chile beats United Community Banks on 10 of the 18 factors compared between the two stocks.

How does United Community Banks compare to Woori Bank?

United Community Banks (NYSE:UCB) and Woori Bank (NYSE:WF) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, analyst recommendations, valuation, risk, media sentiment and dividends.

Woori Bank has higher revenue and earnings than United Community Banks. Woori Bank is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Community Banks$1.54B2.81$328.10M$2.7213.25
Woori Bank$16.27B0.93$2.16B$8.657.19

United Community Banks currently has a consensus target price of $38.40, suggesting a potential upside of 6.53%. Given United Community Banks' stronger consensus rating and higher possible upside, analysts clearly believe United Community Banks is more favorable than Woori Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75
Woori Bank
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

United Community Banks has a net margin of 22.05% compared to Woori Bank's net margin of 13.34%. United Community Banks' return on equity of 9.65% beat Woori Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
United Community Banks22.05% 9.65% 1.24%
Woori Bank 13.34%8.46%0.55%

United Community Banks has a beta of 0.81, suggesting that its share price is 19% less volatile than the broader market. Comparatively, Woori Bank has a beta of 1.02, suggesting that its share price is 2% more volatile than the broader market.

82.3% of United Community Banks shares are held by institutional investors. Comparatively, 3.4% of Woori Bank shares are held by institutional investors. 0.5% of United Community Banks shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

United Community Banks pays an annual dividend of $1.00 per share and has a dividend yield of 2.8%. Woori Bank pays an annual dividend of $1.67 per share and has a dividend yield of 2.7%. United Community Banks pays out 36.8% of its earnings in the form of a dividend. Woori Bank pays out 19.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

In the previous week, United Community Banks had 6 more articles in the media than Woori Bank. MarketBeat recorded 8 mentions for United Community Banks and 2 mentions for Woori Bank. United Community Banks' average media sentiment score of 0.83 beat Woori Bank's score of 0.00 indicating that United Community Banks is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Community Banks
2 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Woori Bank
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

United Community Banks beats Woori Bank on 14 of the 19 factors compared between the two stocks.

How does United Community Banks compare to IREN?

United Community Banks (NYSE:UCB) and IREN (NASDAQ:IREN) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, risk, institutional ownership, valuation, media sentiment, dividends, analyst recommendations and earnings.

82.3% of United Community Banks shares are held by institutional investors. Comparatively, 41.1% of IREN shares are held by institutional investors. 0.5% of United Community Banks shares are held by company insiders. Comparatively, 5.0% of IREN shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

United Community Banks currently has a consensus target price of $38.40, indicating a potential upside of 6.53%. IREN has a consensus target price of $82.36, indicating a potential upside of 104.87%. Given IREN's higher probable upside, analysts plainly believe IREN is more favorable than United Community Banks.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75
IREN
2 Sell rating(s)
3 Hold rating(s)
14 Buy rating(s)
1 Strong Buy rating(s)
2.70

United Community Banks has a beta of 0.81, indicating that its share price is 19% less volatile than the broader market. Comparatively, IREN has a beta of 4.27, indicating that its share price is 327% more volatile than the broader market.

In the previous week, IREN had 31 more articles in the media than United Community Banks. MarketBeat recorded 39 mentions for IREN and 8 mentions for United Community Banks. United Community Banks' average media sentiment score of 0.83 beat IREN's score of 0.40 indicating that United Community Banks is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Community Banks
2 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
IREN
10 Very Positive mention(s)
7 Positive mention(s)
16 Neutral mention(s)
6 Negative mention(s)
0 Very Negative mention(s)
Neutral

United Community Banks has higher revenue and earnings than IREN. United Community Banks is trading at a lower price-to-earnings ratio than IREN, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Community Banks$1.54B2.81$328.10M$2.7213.25
IREN$501.02M28.67$86.94M$0.4883.75

United Community Banks has a net margin of 22.05% compared to IREN's net margin of 20.90%. United Community Banks' return on equity of 9.65% beat IREN's return on equity.

Company Net Margins Return on Equity Return on Assets
United Community Banks22.05% 9.65% 1.24%
IREN 20.90%-13.13%-6.03%

Summary

United Community Banks beats IREN on 9 of the 16 factors compared between the two stocks.

How does United Community Banks compare to Ally Financial?

Ally Financial (NYSE:ALLY) and United Community Banks (NYSE:UCB) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, earnings, analyst recommendations, valuation, institutional ownership, dividends, risk and media sentiment.

Ally Financial has a beta of 1.09, indicating that its stock price is 9% more volatile than the broader market. Comparatively, United Community Banks has a beta of 0.81, indicating that its stock price is 19% less volatile than the broader market.

Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 2.6%. United Community Banks pays an annual dividend of $1.00 per share and has a dividend yield of 2.8%. Ally Financial pays out 29.3% of its earnings in the form of a dividend. United Community Banks pays out 36.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

88.8% of Ally Financial shares are owned by institutional investors. Comparatively, 82.3% of United Community Banks shares are owned by institutional investors. 0.5% of Ally Financial shares are owned by company insiders. Comparatively, 0.5% of United Community Banks shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

United Community Banks has a net margin of 22.05% compared to Ally Financial's net margin of 16.47%. Ally Financial's return on equity of 11.41% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
Ally Financial16.47% 11.41% 0.76%
United Community Banks 22.05%9.65%1.24%

Ally Financial currently has a consensus price target of $53.79, indicating a potential upside of 18.28%. United Community Banks has a consensus price target of $38.40, indicating a potential upside of 6.53%. Given Ally Financial's stronger consensus rating and higher possible upside, analysts clearly believe Ally Financial is more favorable than United Community Banks.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75

Ally Financial has higher revenue and earnings than United Community Banks. Ally Financial is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ally Financial$7.91B1.76$852M$4.1011.09
United Community Banks$1.54B2.81$328.10M$2.7213.25

In the previous week, Ally Financial had 1 more articles in the media than United Community Banks. MarketBeat recorded 9 mentions for Ally Financial and 8 mentions for United Community Banks. United Community Banks' average media sentiment score of 0.83 beat Ally Financial's score of 0.59 indicating that United Community Banks is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Ally Financial
3 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
United Community Banks
2 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Ally Financial beats United Community Banks on 12 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UCB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UCB vs. The Competition

MetricUnited Community BanksBANKS IndustryFinance SectorNYSE Exchange
Market Cap$4.36B$2.03B$14.38B$23.42B
Dividend Yield2.74%2.33%5.67%4.16%
P/E Ratio13.2517.2920.5530.65
Price / Sales2.812.6944.4220.36
Price / Cash11.5113.2819.2418.81
Price / Book1.191.322.264.74
Net Income$328.10M$146.81M$1.14B$1.07B
7 Day Performance1.20%0.85%0.19%-0.42%
1 Month Performance9.85%4.43%1.38%0.69%
1 Year Performance14.36%23.01%13.19%16.45%

United Community Banks Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UCB
United Community Banks
4.2971 of 5 stars
$36.05
-1.1%
$38.40
+6.5%
+13.6%$4.36B$1.54B13.253,070
CRCL
Circle Internet Group
4.0238 of 5 stars
$64.46
+6.6%
$113.25
+75.7%
-70.8%$16.07B$2.75BN/A1,100
BSAC
Banco Santander Chile
4.5602 of 5 stars
$32.86
+0.1%
$35.40
+7.7%
+39.8%$15.46B$4.50B14.158,526
WF
Woori Bank
4.1853 of 5 stars
$62.49
+0.1%
N/A+15.1%$15.16B$16.27B7.2212,947
IREN
IREN
3.1171 of 5 stars
$39.14
+16.4%
$82.36
+110.4%
+124.1%$14.03B$501.02M81.81100

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This page (NYSE:UCB) was last updated on 7/21/2026 by MarketBeat.com Staff.
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