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United Community Banks (UCB) Competitors

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$34.71 +0.07 (+0.21%)
Closing price 09/18/2026 03:59 PM Eastern
Extended Trading
$34.70 -0.01 (-0.03%)
As of 09/18/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

UCB vs. CATY, HWC, INDB, TRMK, and UBSI

Should you buy United Community Banks stock or one of its competitors? United Community Banks's main competitors and comparable companies include Cathay General Bancorp (CATY), Hancock Whitney (HWC), Independent Bank (INDB), Trustmark (TRMK), and United Bankshares (UBSI). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does United Community Banks compare to Cathay General Bancorp?

United Community Banks (NYSE:UCB) and Cathay General Bancorp (NASDAQ:CATY) are both mid-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, valuation, analyst recommendations, media sentiment, risk, dividends, profitability and institutional ownership.

United Community Banks pays an annual dividend of $1.04 per share and has a dividend yield of 3.0%. Cathay General Bancorp pays an annual dividend of $1.52 per share and has a dividend yield of 2.4%. United Community Banks pays out 34.2% of its earnings in the form of a dividend. Cathay General Bancorp pays out 29.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

82.3% of United Community Banks shares are held by institutional investors. Comparatively, 75.0% of Cathay General Bancorp shares are held by institutional investors. 0.5% of United Community Banks shares are held by company insiders. Comparatively, 4.5% of Cathay General Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

United Community Banks has higher revenue and earnings than Cathay General Bancorp. United Community Banks is trading at a lower price-to-earnings ratio than Cathay General Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Community Banks$1.54B2.72$328.10M$3.0411.42
Cathay General Bancorp$1.38B3.00$315.12M$5.1212.16

United Community Banks has a beta of 0.81, meaning that its stock price is 19% less volatile than the broader market. Comparatively, Cathay General Bancorp has a beta of 0.85, meaning that its stock price is 15% less volatile than the broader market.

Cathay General Bancorp has a net margin of 24.66% compared to United Community Banks' net margin of 24.43%. Cathay General Bancorp's return on equity of 11.71% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
United Community Banks24.43% 9.61% 1.24%
Cathay General Bancorp 24.66%11.71%1.43%

United Community Banks currently has a consensus price target of $39.60, indicating a potential upside of 14.08%. Cathay General Bancorp has a consensus price target of $62.25, indicating a potential upside of 0.00%. Given United Community Banks' stronger consensus rating and higher probable upside, equities analysts clearly believe United Community Banks is more favorable than Cathay General Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75
Cathay General Bancorp
1 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, United Community Banks had 2 more articles in the media than Cathay General Bancorp. MarketBeat recorded 4 mentions for United Community Banks and 2 mentions for Cathay General Bancorp. United Community Banks' average media sentiment score of 0.94 beat Cathay General Bancorp's score of 0.00 indicating that United Community Banks is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Community Banks
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Cathay General Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

United Community Banks beats Cathay General Bancorp on 10 of the 19 factors compared between the two stocks.

How does United Community Banks compare to Hancock Whitney?

Hancock Whitney (NASDAQ:HWC) and United Community Banks (NYSE:UCB) are both mid-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, earnings, dividends, media sentiment, profitability, risk and valuation.

Hancock Whitney pays an annual dividend of $2.00 per share and has a dividend yield of 2.7%. United Community Banks pays an annual dividend of $1.04 per share and has a dividend yield of 3.0%. Hancock Whitney pays out 39.2% of its earnings in the form of a dividend. United Community Banks pays out 34.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hancock Whitney has raised its dividend for 3 consecutive years. United Community Banks is clearly the better dividend stock, given its higher yield and lower payout ratio.

United Community Banks has a net margin of 24.43% compared to Hancock Whitney's net margin of 21.81%. Hancock Whitney's return on equity of 11.36% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
Hancock Whitney21.81% 11.36% 1.41%
United Community Banks 24.43%9.61%1.24%

81.2% of Hancock Whitney shares are held by institutional investors. Comparatively, 82.3% of United Community Banks shares are held by institutional investors. 0.9% of Hancock Whitney shares are held by company insiders. Comparatively, 0.5% of United Community Banks shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Hancock Whitney has a beta of 0.94, suggesting that its stock price is 6% less volatile than the broader market. Comparatively, United Community Banks has a beta of 0.81, suggesting that its stock price is 19% less volatile than the broader market.

Hancock Whitney has higher revenue and earnings than United Community Banks. United Community Banks is trading at a lower price-to-earnings ratio than Hancock Whitney, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Hancock Whitney$2.02B2.97$486.07M$5.1014.70
United Community Banks$1.54B2.72$328.10M$3.0411.42

In the previous week, United Community Banks had 2 more articles in the media than Hancock Whitney. MarketBeat recorded 4 mentions for United Community Banks and 2 mentions for Hancock Whitney. Hancock Whitney's average media sentiment score of 1.26 beat United Community Banks' score of 0.94 indicating that Hancock Whitney is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Hancock Whitney
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
United Community Banks
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Hancock Whitney currently has a consensus price target of $83.78, indicating a potential upside of 11.78%. United Community Banks has a consensus price target of $39.60, indicating a potential upside of 14.08%. Given United Community Banks' higher probable upside, analysts plainly believe United Community Banks is more favorable than Hancock Whitney.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Hancock Whitney
0 Sell rating(s)
3 Hold rating(s)
7 Buy rating(s)
1 Strong Buy rating(s)
2.82
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75

Summary

Hancock Whitney beats United Community Banks on 13 of the 19 factors compared between the two stocks.

How does United Community Banks compare to Independent Bank?

Independent Bank (NASDAQ:INDB) and United Community Banks (NYSE:UCB) are both mid-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their valuation, dividends, institutional ownership, risk, media sentiment, earnings, profitability and analyst recommendations.

Independent Bank currently has a consensus target price of $91.86, suggesting a potential upside of 11.69%. United Community Banks has a consensus target price of $39.60, suggesting a potential upside of 14.08%. Given United Community Banks' stronger consensus rating and higher probable upside, analysts plainly believe United Community Banks is more favorable than Independent Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Independent Bank
1 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.71
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75

Independent Bank pays an annual dividend of $2.56 per share and has a dividend yield of 3.1%. United Community Banks pays an annual dividend of $1.04 per share and has a dividend yield of 3.0%. Independent Bank pays out 46.2% of its earnings in the form of a dividend. United Community Banks pays out 34.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has increased its dividend for 15 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

United Community Banks has a net margin of 24.43% compared to Independent Bank's net margin of 20.31%. United Community Banks' return on equity of 9.61% beat Independent Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Independent Bank20.31% 9.19% 1.31%
United Community Banks 24.43%9.61%1.24%

In the previous week, Independent Bank had 3 more articles in the media than United Community Banks. MarketBeat recorded 7 mentions for Independent Bank and 4 mentions for United Community Banks. United Community Banks' average media sentiment score of 0.94 beat Independent Bank's score of 0.87 indicating that United Community Banks is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Independent Bank
2 Very Positive mention(s)
3 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
United Community Banks
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

United Community Banks has higher revenue and earnings than Independent Bank. United Community Banks is trading at a lower price-to-earnings ratio than Independent Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Independent Bank$1.17B3.33$205.12M$5.5414.84
United Community Banks$1.54B2.72$328.10M$3.0411.42

83.4% of Independent Bank shares are owned by institutional investors. Comparatively, 82.3% of United Community Banks shares are owned by institutional investors. 1.6% of Independent Bank shares are owned by insiders. Comparatively, 0.5% of United Community Banks shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Independent Bank has a beta of 0.76, indicating that its stock price is 24% less volatile than the broader market. Comparatively, United Community Banks has a beta of 0.81, indicating that its stock price is 19% less volatile than the broader market.

Summary

Independent Bank and United Community Banks tied by winning 9 of the 18 factors compared between the two stocks.

How does United Community Banks compare to Trustmark?

United Community Banks (NYSE:UCB) and Trustmark (NASDAQ:TRMK) are both mid-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, institutional ownership, analyst recommendations, dividends, risk, earnings, valuation and media sentiment.

United Community Banks has a net margin of 24.43% compared to Trustmark's net margin of 20.75%. Trustmark's return on equity of 10.69% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
United Community Banks24.43% 9.61% 1.24%
Trustmark 20.75%10.69%1.20%

In the previous week, United Community Banks had 1 more articles in the media than Trustmark. MarketBeat recorded 4 mentions for United Community Banks and 3 mentions for Trustmark. United Community Banks' average media sentiment score of 0.94 beat Trustmark's score of 0.67 indicating that United Community Banks is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Community Banks
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Trustmark
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

United Community Banks currently has a consensus target price of $39.60, indicating a potential upside of 14.08%. Trustmark has a consensus target price of $47.38, indicating a potential upside of 1.42%. Given United Community Banks' stronger consensus rating and higher probable upside, research analysts clearly believe United Community Banks is more favorable than Trustmark.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75
Trustmark
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.43

United Community Banks pays an annual dividend of $1.04 per share and has a dividend yield of 3.0%. Trustmark pays an annual dividend of $1.00 per share and has a dividend yield of 2.1%. United Community Banks pays out 34.2% of its earnings in the form of a dividend. Trustmark pays out 25.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Trustmark has raised its dividend for 1 consecutive years.

United Community Banks has a beta of 0.81, meaning that its stock price is 19% less volatile than the broader market. Comparatively, Trustmark has a beta of 0.64, meaning that its stock price is 36% less volatile than the broader market.

United Community Banks has higher revenue and earnings than Trustmark. United Community Banks is trading at a lower price-to-earnings ratio than Trustmark, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Community Banks$1.54B2.72$328.10M$3.0411.42
Trustmark$1.12B2.41$224.13M$3.9411.86

82.3% of United Community Banks shares are owned by institutional investors. Comparatively, 67.6% of Trustmark shares are owned by institutional investors. 0.5% of United Community Banks shares are owned by insiders. Comparatively, 1.7% of Trustmark shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

United Community Banks beats Trustmark on 13 of the 19 factors compared between the two stocks.

How does United Community Banks compare to United Bankshares?

United Community Banks (NYSE:UCB) and United Bankshares (NASDAQ:UBSI) are both mid-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their risk, profitability, dividends, institutional ownership, valuation, analyst recommendations, earnings and media sentiment.

United Community Banks has a beta of 0.81, indicating that its stock price is 19% less volatile than the broader market. Comparatively, United Bankshares has a beta of 0.7, indicating that its stock price is 30% less volatile than the broader market.

United Bankshares has a net margin of 27.97% compared to United Community Banks' net margin of 24.43%. United Community Banks' return on equity of 9.61% beat United Bankshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Community Banks24.43% 9.61% 1.24%
United Bankshares 27.97%9.39%1.53%

In the previous week, United Community Banks and United Community Banks both had 4 articles in the media. United Bankshares' average media sentiment score of 1.13 beat United Community Banks' score of 0.94 indicating that United Bankshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Community Banks
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
United Bankshares
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

United Community Banks pays an annual dividend of $1.04 per share and has a dividend yield of 3.0%. United Bankshares pays an annual dividend of $1.52 per share and has a dividend yield of 3.2%. United Community Banks pays out 34.2% of its earnings in the form of a dividend. United Bankshares pays out 41.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bankshares has increased its dividend for 26 consecutive years. United Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

United Community Banks presently has a consensus target price of $39.60, suggesting a potential upside of 14.08%. United Bankshares has a consensus target price of $47.80, suggesting a potential upside of 1.46%. Given United Community Banks' stronger consensus rating and higher possible upside, equities analysts plainly believe United Community Banks is more favorable than United Bankshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75
United Bankshares
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43

United Bankshares has higher revenue and earnings than United Community Banks. United Community Banks is trading at a lower price-to-earnings ratio than United Bankshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Community Banks$1.54B2.72$328.10M$3.0411.42
United Bankshares$1.82B3.52$464.60M$3.6712.84

82.3% of United Community Banks shares are owned by institutional investors. Comparatively, 70.8% of United Bankshares shares are owned by institutional investors. 0.5% of United Community Banks shares are owned by company insiders. Comparatively, 3.2% of United Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

United Bankshares beats United Community Banks on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UCB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UCB vs. The Competition

MetricUnited Community BanksBanks IndustryFinance SectorNYSE Exchange
Market Cap$4.18B$23.56B$13.82B$23.10B
Dividend Yield3.00%3.07%5.95%3.62%
P/E Ratio11.4227.0325.3128.21
Price / Sales2.729.32511.0720.34
Price / Cash10.9515.5143.4236.36
Price / Book1.151.372.734.67
Net Income$328.10M$2.58B$1.31B$1.07B
7 Day Performance-1.68%-0.71%-0.59%-1.64%
1 Month Performance-2.33%0.54%0.16%-3.60%
1 Year Performance7.90%22.23%7.82%8.41%

United Community Banks Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UCB
United Community Banks
4.438 of 5 stars
$34.71
+0.2%
$39.60
+14.1%
+7.9%$4.18B$1.54B11.423,070
CATY
Cathay General Bancorp
2.1399 of 5 stars
$62.42
+0.7%
$62.25
-0.3%
+26.4%$4.16B$1.38B12.181,268
HWC
Hancock Whitney
4.1891 of 5 stars
$75.50
+0.3%
$83.78
+11.0%
+17.7%$6.05B$2.02B14.803,627
INDB
Independent Bank
4.5235 of 5 stars
$83.01
+0.3%
$91.86
+10.7%
+15.6%$3.93B$1.17B14.972,294
TRMK
Trustmark
2.4545 of 5 stars
$47.11
+0.3%
$46.13
-2.1%
+14.8%$2.74B$1.12B11.962,543

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This page (NYSE:UCB) was last updated on 9/20/2026 by MarketBeat.com Staff.
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