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United Community Banks (UCB) Competitors

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$33.44 -0.14 (-0.40%)
Closing price 10/9/2026 03:59 PM Eastern
Extended Trading
$33.38 -0.06 (-0.18%)
As of 10/9/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

UCB vs. CATY, FULT, HWC, UBSI, and ABCB

Should you buy United Community Banks stock or one of its competitors? United Community Banks's main competitors and comparable companies include Cathay General Bancorp (CATY), Fulton Financial (FULT), Hancock Whitney (HWC), United Bankshares (UBSI), and Ameris Bancorp (ABCB). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does United Community Banks compare to Cathay General Bancorp?

Cathay General Bancorp (NASDAQ:CATY) and United Community Banks (NYSE:UCB) are both mid-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, media sentiment, dividends, earnings, profitability, risk and institutional ownership.

Cathay General Bancorp pays an annual dividend of $1.52 per share and has a dividend yield of 2.6%. United Community Banks pays an annual dividend of $1.04 per share and has a dividend yield of 3.1%. Cathay General Bancorp pays out 29.7% of its earnings in the form of a dividend. United Community Banks pays out 34.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Cathay General Bancorp has a beta of 0.89, meaning that its share price is 11% less volatile than the broader market. Comparatively, United Community Banks has a beta of 0.88, meaning that its share price is 12% less volatile than the broader market.

75.0% of Cathay General Bancorp shares are owned by institutional investors. Comparatively, 82.3% of United Community Banks shares are owned by institutional investors. 4.5% of Cathay General Bancorp shares are owned by company insiders. Comparatively, 0.5% of United Community Banks shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Cathay General Bancorp has a net margin of 24.66% compared to United Community Banks' net margin of 24.43%. Cathay General Bancorp's return on equity of 11.71% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
Cathay General Bancorp24.66% 11.71% 1.43%
United Community Banks 24.43%9.61%1.24%

United Community Banks has higher revenue and earnings than Cathay General Bancorp. United Community Banks is trading at a lower price-to-earnings ratio than Cathay General Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cathay General Bancorp$1.38B2.85$315.12M$5.1211.55
United Community Banks$1.54B2.62$328.10M$3.0411.00

Cathay General Bancorp presently has a consensus price target of $62.25, suggesting a potential upside of 5.29%. United Community Banks has a consensus price target of $39.60, suggesting a potential upside of 18.40%. Given United Community Banks' stronger consensus rating and higher probable upside, analysts clearly believe United Community Banks is more favorable than Cathay General Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cathay General Bancorp
1 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75

In the previous week, Cathay General Bancorp had 2 more articles in the media than United Community Banks. MarketBeat recorded 3 mentions for Cathay General Bancorp and 1 mentions for United Community Banks. United Community Banks' average media sentiment score of 0.57 beat Cathay General Bancorp's score of 0.22 indicating that United Community Banks is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Cathay General Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
United Community Banks
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Cathay General Bancorp beats United Community Banks on 10 of the 19 factors compared between the two stocks.

How does United Community Banks compare to Fulton Financial?

Fulton Financial (NASDAQ:FULT) and United Community Banks (NYSE:UCB) are both mid-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, dividends, profitability, analyst recommendations, institutional ownership, media sentiment, risk and valuation.

Fulton Financial has a beta of 0.79, indicating that its share price is 21% less volatile than the broader market. Comparatively, United Community Banks has a beta of 0.88, indicating that its share price is 12% less volatile than the broader market.

United Community Banks has a net margin of 24.43% compared to Fulton Financial's net margin of 20.63%. Fulton Financial's return on equity of 12.68% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
Fulton Financial20.63% 12.68% 1.30%
United Community Banks 24.43%9.61%1.24%

Fulton Financial has higher revenue and earnings than United Community Banks. Fulton Financial is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Fulton Financial$1.89B2.23$391.61M$2.0910.57
United Community Banks$1.54B2.62$328.10M$3.0411.00

Fulton Financial presently has a consensus target price of $24.75, indicating a potential upside of 11.99%. United Community Banks has a consensus target price of $39.60, indicating a potential upside of 18.40%. Given United Community Banks' stronger consensus rating and higher probable upside, analysts plainly believe United Community Banks is more favorable than Fulton Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Fulton Financial
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.20
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75

72.0% of Fulton Financial shares are owned by institutional investors. Comparatively, 82.3% of United Community Banks shares are owned by institutional investors. 0.0% of Fulton Financial shares are owned by insiders. Comparatively, 0.5% of United Community Banks shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Fulton Financial pays an annual dividend of $0.76 per share and has a dividend yield of 3.4%. United Community Banks pays an annual dividend of $1.04 per share and has a dividend yield of 3.1%. Fulton Financial pays out 36.4% of its earnings in the form of a dividend. United Community Banks pays out 34.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Fulton Financial has increased its dividend for 4 consecutive years. Fulton Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Fulton Financial had 12 more articles in the media than United Community Banks. MarketBeat recorded 13 mentions for Fulton Financial and 1 mentions for United Community Banks. United Community Banks' average media sentiment score of 0.57 beat Fulton Financial's score of 0.03 indicating that United Community Banks is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Fulton Financial
1 Very Positive mention(s)
4 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
United Community Banks
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

United Community Banks beats Fulton Financial on 13 of the 20 factors compared between the two stocks.

How does United Community Banks compare to Hancock Whitney?

United Community Banks (NYSE:UCB) and Hancock Whitney (NASDAQ:HWC) are both mid-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, risk, analyst recommendations, valuation, institutional ownership, media sentiment, dividends and profitability.

United Community Banks has a net margin of 24.43% compared to Hancock Whitney's net margin of 21.81%. Hancock Whitney's return on equity of 11.36% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
United Community Banks24.43% 9.61% 1.24%
Hancock Whitney 21.81%11.36%1.41%

In the previous week, Hancock Whitney had 9 more articles in the media than United Community Banks. MarketBeat recorded 10 mentions for Hancock Whitney and 1 mentions for United Community Banks. United Community Banks' average media sentiment score of 0.57 beat Hancock Whitney's score of 0.56 indicating that United Community Banks is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Community Banks
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Hancock Whitney
3 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

United Community Banks currently has a consensus target price of $39.60, indicating a potential upside of 18.40%. Hancock Whitney has a consensus target price of $84.56, indicating a potential upside of 16.79%. Given United Community Banks' higher probable upside, research analysts clearly believe United Community Banks is more favorable than Hancock Whitney.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75
Hancock Whitney
0 Sell rating(s)
3 Hold rating(s)
7 Buy rating(s)
1 Strong Buy rating(s)
2.82

Hancock Whitney has higher revenue and earnings than United Community Banks. United Community Banks is trading at a lower price-to-earnings ratio than Hancock Whitney, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Community Banks$1.54B2.62$328.10M$3.0411.00
Hancock Whitney$2.02B2.87$486.07M$5.1014.20

United Community Banks pays an annual dividend of $1.04 per share and has a dividend yield of 3.1%. Hancock Whitney pays an annual dividend of $2.00 per share and has a dividend yield of 2.8%. United Community Banks pays out 34.2% of its earnings in the form of a dividend. Hancock Whitney pays out 39.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hancock Whitney has raised its dividend for 3 consecutive years. United Community Banks is clearly the better dividend stock, given its higher yield and lower payout ratio.

82.3% of United Community Banks shares are held by institutional investors. Comparatively, 81.2% of Hancock Whitney shares are held by institutional investors. 0.5% of United Community Banks shares are held by insiders. Comparatively, 0.9% of Hancock Whitney shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

United Community Banks has a beta of 0.88, meaning that its stock price is 12% less volatile than the broader market. Comparatively, Hancock Whitney has a beta of 0.97, meaning that its stock price is 3% less volatile than the broader market.

Summary

Hancock Whitney beats United Community Banks on 13 of the 19 factors compared between the two stocks.

How does United Community Banks compare to United Bankshares?

United Bankshares (NASDAQ:UBSI) and United Community Banks (NYSE:UCB) are both mid-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, profitability, dividends, valuation, analyst recommendations, media sentiment, risk and earnings.

70.8% of United Bankshares shares are held by institutional investors. Comparatively, 82.3% of United Community Banks shares are held by institutional investors. 3.2% of United Bankshares shares are held by insiders. Comparatively, 0.5% of United Community Banks shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

United Bankshares has a beta of 0.72, suggesting that its share price is 28% less volatile than the broader market. Comparatively, United Community Banks has a beta of 0.88, suggesting that its share price is 12% less volatile than the broader market.

United Bankshares currently has a consensus target price of $47.80, suggesting a potential upside of 5.15%. United Community Banks has a consensus target price of $39.60, suggesting a potential upside of 18.40%. Given United Community Banks' stronger consensus rating and higher possible upside, analysts clearly believe United Community Banks is more favorable than United Bankshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bankshares
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75

In the previous week, United Bankshares had 5 more articles in the media than United Community Banks. MarketBeat recorded 6 mentions for United Bankshares and 1 mentions for United Community Banks. United Bankshares' average media sentiment score of 0.67 beat United Community Banks' score of 0.57 indicating that United Bankshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Bankshares
0 Very Positive mention(s)
3 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
United Community Banks
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

United Bankshares has a net margin of 27.97% compared to United Community Banks' net margin of 24.43%. United Community Banks' return on equity of 9.61% beat United Bankshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bankshares27.97% 9.39% 1.53%
United Community Banks 24.43%9.61%1.24%

United Bankshares has higher revenue and earnings than United Community Banks. United Community Banks is trading at a lower price-to-earnings ratio than United Bankshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bankshares$1.82B3.40$464.60M$3.6712.39
United Community Banks$1.54B2.62$328.10M$3.0411.00

United Bankshares pays an annual dividend of $1.52 per share and has a dividend yield of 3.3%. United Community Banks pays an annual dividend of $1.04 per share and has a dividend yield of 3.1%. United Bankshares pays out 41.4% of its earnings in the form of a dividend. United Community Banks pays out 34.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bankshares has raised its dividend for 26 consecutive years. United Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

United Bankshares beats United Community Banks on 12 of the 20 factors compared between the two stocks.

How does United Community Banks compare to Ameris Bancorp?

United Community Banks (NYSE:UCB) and Ameris Bancorp (NYSE:ABCB) are both mid-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, earnings, risk, valuation, analyst recommendations, profitability, institutional ownership and media sentiment.

Ameris Bancorp has lower revenue, but higher earnings than United Community Banks. United Community Banks is trading at a lower price-to-earnings ratio than Ameris Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Community Banks$1.54B2.62$328.10M$3.0411.00
Ameris Bancorp$1.23B4.32$412.15M$5.5314.29

United Community Banks presently has a consensus price target of $39.60, indicating a potential upside of 18.40%. Ameris Bancorp has a consensus price target of $90.67, indicating a potential upside of 14.72%. Given United Community Banks' stronger consensus rating and higher probable upside, equities research analysts plainly believe United Community Banks is more favorable than Ameris Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75
Ameris Bancorp
0 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Ameris Bancorp had 1 more articles in the media than United Community Banks. MarketBeat recorded 2 mentions for Ameris Bancorp and 1 mentions for United Community Banks. Ameris Bancorp's average media sentiment score of 0.67 beat United Community Banks' score of 0.57 indicating that Ameris Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Community Banks
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Ameris Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

United Community Banks has a beta of 0.88, meaning that its share price is 12% less volatile than the broader market. Comparatively, Ameris Bancorp has a beta of 0.96, meaning that its share price is 4% less volatile than the broader market.

United Community Banks has a net margin of 24.43% compared to Ameris Bancorp's net margin of 21.98%. Ameris Bancorp's return on equity of 10.62% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
United Community Banks24.43% 9.61% 1.24%
Ameris Bancorp 21.98%10.62%1.55%

82.3% of United Community Banks shares are held by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are held by institutional investors. 0.5% of United Community Banks shares are held by company insiders. Comparatively, 5.7% of Ameris Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

United Community Banks pays an annual dividend of $1.04 per share and has a dividend yield of 3.1%. Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.0%. United Community Banks pays out 34.2% of its earnings in the form of a dividend. Ameris Bancorp pays out 14.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Ameris Bancorp beats United Community Banks on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UCB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UCB vs. The Competition

MetricUnited Community BanksBanks IndustryFinance SectorNYSE Exchange
Market Cap$4.05B$21.52B$13.07B$22.94B
Dividend Yield3.13%3.15%6.08%3.72%
P/E Ratio11.0025.6224.7428.60
Price / Sales3.718.99476.4814.92
Price / Cash10.6014.7345.1337.72
Price / Book1.111.322.714.72
Net Income$328.10M$2.60B$1.32B$1.07B
7 Day Performance-1.97%-1.17%-0.51%0.35%
1 Month Performance-4.85%-3.27%-2.39%-2.94%
1 Year Performance9.62%21.84%10.29%9.25%

United Community Banks Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UCB
United Community Banks
4.3053 of 5 stars
$33.45
-0.4%
$39.60
+18.4%
+4.3%$4.05B$1.09B11.003,070
CATY
Cathay General Bancorp
3.0751 of 5 stars
$60.76
-0.1%
$62.25
+2.5%
+20.6%$4.05B$1.38B11.861,268
FULT
Fulton Financial
3.6048 of 5 stars
$22.75
-0.3%
$24.75
+8.8%
+20.6%$4.34B$1.89B10.883,400
HWC
Hancock Whitney
4.1946 of 5 stars
$73.28
+0.3%
$84.56
+15.4%
+17.2%$5.88B$2.02B14.373,627
UBSI
United Bankshares
3.3999 of 5 stars
$46.61
-0.9%
$47.80
+2.5%
+22.8%$6.35B$1.82B12.702,694

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This page (NYSE:UCB) was last updated on 10/10/2026 by MarketBeat.com Staff.
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