NYSE:UCB United Community Banks (UCB) Stock Price, News & Analysis $33.44 -0.14 (-0.40%) Closing price 10/9/2026 03:59 PM EasternExtended Trading$33.38 -0.06 (-0.18%) As of 10/9/2026 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC FilingsShort Interest About United Community Banks Stock (NYSE:UCB) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get United Community Banks alerts:Sign Up Key Stats Today's Range$33.16▼$33.5850-Day Range$33.22▼$36.7852-Week Range$28.65▼$37.18Volume627,023 shsAverage Volume945,661 shsMarket Capitalization$4.03 billionP/E Ratio11.00Dividend Yield3.11%Price Target$39.60Consensus RatingModerate Buy Company Overview United Community Banks, Inc. is a bank holding company headquartered in Greenville, South Carolina. Through its subsidiary, United Community Bank, the company provides banking and financial services to individuals, families, businesses and municipalities across the southeastern United States. United Community Bank offers consumer and commercial deposit accounts, residential and commercial real estate loans, consumer lending, business lending and treasury-management services. Its services also include wealth management, investment advisory and trust solutions, as well as online and mobile banking. The company traces its history to 1950, when its banking operations were established in Blairsville, Georgia. United Community has expanded through organic growth and acquisitions and serves communities in states including Georgia, North Carolina, South Carolina, Tennessee and Florida. Rich Bradshaw serves as the company's president and chief executive officer.AI Generated. May Contain Errors. Read More United Community Banks Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks86th Percentile Overall ScoreUCB MarketRank™: United Community Banks scored higher than 86% of companies evaluated by MarketBeat, and ranked 238th out of 853 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.8 / 5Analyst RatingModerate Buy Consensus RatingUnited Community Banks has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on 1 strong buy rating, 4 buy ratings, 3 hold ratings, and no sell ratings.Upside PotentialUnited Community Banks has a consensus price target of $39.60, representing about 18.4% upside from its current price of $33.45.Amount of Analyst CoverageUnited Community Banks has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about United Community Banks' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth12.04% Earnings GrowthEarnings for United Community Banks are expected to grow by 12.04% in the coming year, from $2.99 to $3.35 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of United Community Banks is 11.00, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.03.Price to Earnings Ratio vs. SectorThe P/E ratio of United Community Banks is 11.00, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.74.Price to Book Value per Share RatioUnited Community Banks has a P/B Ratio of 1.11. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted4.48% of the float of United Community Banks has been sold short.Short Interest Ratio / Days to CoverUnited Community Banks has a short interest ratio ("days to cover") of 5.87.Change versus previous monthShort interest in United Community Banks has recently increased by 4.54%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldUnited Community Banks pays a meaningful dividend of 3.13%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUnited Community Banks does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of United Community Banks is 34.21%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, United Community Banks will have a dividend payout ratio of 31.04% next year. This indicates that United Community Banks will be able to sustain or increase its dividend.Read more about United Community Banks' dividend. News and Social Media2.2 / 5News SentimentN/A News SentimentUnited Community Banks has a news sentiment score of 0.57. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for United Community Banks this week, compared to 3 articles on an average week.Search Interest5 people have searched for UCB on MarketBeat in the last 30 days. This is an increase of 25% compared to the previous 30 days. Company Ownership1.4 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, United Community Banks insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $935,218.00 in company stock.Percentage Held by Insiders0.45% of the stock of United Community Banks is held by insiders.Percentage Held by Institutions82.29% of the stock of United Community Banks is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about United Community Banks' insider trading history. Receive UCB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Community Banks and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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Schedules Third Quarter 2026 Earnings Release and Conference CallSeptember 30, 2026 | quiverquant.comQIran War Shock: What I Was Told In That Private MeetingYou’re Being LIED To About The Iran War Forget EVERYTHING you’ve heard about the Iran war. Especially the reasons why we’re bombing the country.October 10 at 1:00 AM | Banyan Hill Publishing (Ad)United Community Banks, Inc. Announces Date for Third Quarter 2026 Earnings Release and Conference CallSeptember 30, 2026 | globenewswire.comQ2 Earnings Highs And Lows: United Community Banks (NYSE:UCB) Vs The Rest Of The Regional Banks StocksSeptember 30, 2026 | msn.comUnited Community Banks, Inc. (NYSE:UCB) Stock Has Average Price Target of $39.60 According to BrokeragesSeptember 30, 2026 | americanbankingnews.comUnited Community Banks : Bank | Foundation nears $3 million in community giving, marks milestone anniversarySeptember 29, 2026 | marketscreener.comMUnited Community Bank Foundation nears $3 million in community giving, marks milestone anniversarySeptember 29, 2026 | prnewswire.comSee More Headlines UCB Stock Analysis - Frequently Asked Questions How have UCB shares performed this year? United Community Banks' stock was trading at $31.20 at the start of the year. Since then, UCB stock has increased by 7.2% and is now trading at $33.4450. How were United Community Banks' earnings last quarter? United Community Banks, Inc. (NYSE:UCB) issued its quarterly earnings results on Tuesday, July, 21st. The company reported $0.71 earnings per share for the quarter, missing analysts' consensus estimates of $0.80 by $0.09. The business had revenue of $279.28 million for the quarter. United Community Banks had a trailing twelve-month return on equity of 9.61% and a net margin of 24.43%. Read the conference call transcript. How will United Community Banks' stock buyback program work? United Community Banks' Board of Directors authorized a stock buyback plan on Monday, December 8th 2025, which authorizes the company to repurchase $100,000,000 in shares, according to EventVestor. This means that the company could purchase up to 2.6% of its stock through open market purchases. Stock repurchase plans are often a sign that the company's board believes its shares are undervalued. Who are United Community Banks' major shareholders? United Community Banks' top institutional shareholders include Moody National Bank Trust Division (0.03%), Everhart Financial Group Inc. (0.02%), GAMMA Investing LLC (0.01%) and Versant Capital Management Inc. Insiders that own company stock include H Lynn Harton, Richard Bradshaw, Jefferson L Harralson, Alan H Kumler, Sally Pope Davis and Kenneth L Daniels. View institutional ownership trends. How do I buy shares of United Community Banks? Shares of UCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Company Calendar Last Earnings7/21/2026Record date for 10/5 Dividend9/15/2026Ex-Dividend for 10/5 Dividend9/15/2026Dividend Payable10/05/2026Today10/10/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (6m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 UCB's financial health is in the Green zone, according to TradeSmith. UCB has been in this zone for over 6 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNYSE:UCB Previous SymbolNYSE:UCB CIK857855 Webucbi.com Phone18008222651Fax706-745-8960Employees3,070Year Founded1950Price Target and Rating Average Price Target for United Community Banks$39.60 High Price Target$42.00 Low Price Target$37.00 Potential Upside/Downside+18.4%Consensus RatingModerate Buy Rating Score (0-4)2.75 Research Coverage8 Analysts Profitability EPS (Trailing Twelve Months)$3.04 Trailing P/E Ratio11.00 Forward P/E Ratio11.19 P/E GrowthN/ANet Income$328.10 million Net Margins24.43% Pretax Margin31.62% Return on Equity9.61% Return on Assets1.24% Debt Debt-to-Equity Ratio0.22 Current Ratio0.83 Quick Ratio0.83 Sales & Book Value Annual Sales$1.09 billion Price / Sales3.71 Cash Flow$3.16 per share Price / Cash Flow10.60 Book Value$30.17 per share Price / Book1.11Miscellaneous Outstanding Shares120,576,000Free Float120,033,000Market Cap$4.03 billion OptionableN/A Beta0.88 Social Links 10 Stocks Powering The Next AI Boom The AI boom is creating opportunities across semiconductors, cloud computing, enterprise software, infrastructure, cybersecurity, and automation. 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