Ally Financial Company Profile (NYSE:ALLY)

About Ally Financial (NYSE:ALLY)

Ally Financial logoAlly Financial Inc. is a digital financial services company. The Company is a bank and financial holding company. Its segments include Automotive Finance operations, Insurance operations, Mortgage Finance operations, Corporate Finance operations, and Corporate and Other. The Automotive Finance operations segment provides the United States-based automotive financing services to consumers and automotive dealers, and automotive and equipment financing services to companies and municipalities. The Insurance operations segment offers both consumer finance protection and insurance products sold through the automotive dealer channel, and commercial insurance products sold directly to dealers. The Mortgage Finance operations segment consists of the management of a held-for-investment consumer mortgage finance loan portfolio. The Corporate Finance operations segment provides senior secured leveraged cash flow and asset-based loans to mostly the United States-based middle market companies.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Consumer Leasing
  • Sub-Industry: N/A
  • Symbol: NYSE:ALLY
  • CUSIP: N/A
  • Web: www.ally.com
Capitalization:
  • Market Cap: $11.19 billion
  • Outstanding Shares: 479,800,000
Average Prices:
  • 50 Day Moving Avg: $22.50
  • 200 Day Moving Avg: $20.84
  • 52 Week Range: $16.68 - $23.62
P/E:
  • Trailing P/E Ratio: 11.89
  • Foreward P/E Ratio: 8.80
  • P/E Growth: 2.03
Sales & Book Value:
  • Annual Revenue: $5.95 billion
  • Price / Sales: 1.88
  • Book Value: $29.79 per share
  • Price / Book: 0.78
Dividend:
  • Annual Dividend: $0.48
  • Dividend Yield: 2.1%
Profitability:
  • Net Margins: 13.83%
  • Return on Equity: 7.55%
  • Return on Assets: 0.63%
Debt:
  • Debt-to-Equity Ratio: 3.65%
  • Current Ratio: 1.27%
  • Quick Ratio: 1.27%
Misc:
  • Average Volume: 3.41 million shs.
  • Beta: 1.42
  • Short Ratio: 4.51
 

Frequently Asked Questions for Ally Financial (NYSE:ALLY)

What is Ally Financial's stock symbol?

Ally Financial trades on the New York Stock Exchange (NYSE) under the ticker symbol "ALLY."

How often does Ally Financial pay dividends? What is the dividend yield for Ally Financial?

Ally Financial announced a quarterly dividend on Wednesday, July 19th. Investors of record on Tuesday, August 1st will be paid a dividend of $0.12 per share on Tuesday, August 15th. This represents a $0.48 annualized dividend and a dividend yield of 2.06%. The ex-dividend date of this dividend is Friday, July 28th. This is a positive change from Ally Financial's previous quarterly dividend of $0.08. View Ally Financial's Dividend History.

How will Ally Financial's stock buyback program work?

Ally Financial announced that its board has authorized a stock repurchase plan on Thursday, June 29th 2017, which allows the company to buyback $760,000,000.00 in outstanding shares, according to EventVestor. This buyback authorization allows the company to buy up to 7.5% of its stock through open market purchases. Stock buyback plans are usually an indication that the company's board of directors believes its stock is undervalued.

How were Ally Financial's earnings last quarter?

Ally Financial Inc. (NYSE:ALLY) issued its quarterly earnings data on Thursday, July, 27th. The company reported $0.58 EPS for the quarter, beating the consensus estimate of $0.53 by $0.05. The business had revenue of $1.46 billion for the quarter, compared to analyst estimates of $1.42 billion. Ally Financial had a return on equity of 7.55% and a net margin of 13.83%. During the same quarter in the prior year, the firm posted $0.54 EPS. View Ally Financial's Earnings History.

When will Ally Financial make its next earnings announcement?

Ally Financial is scheduled to release their next quarterly earnings announcement on Wednesday, October, 25th 2017. View Earnings Estimates for Ally Financial.

Where is Ally Financial's stock going? Where will Ally Financial's stock price be in 2017?

16 equities research analysts have issued 1 year price targets for Ally Financial's stock. Their predictions range from $20.00 to $31.00. On average, they anticipate Ally Financial's stock price to reach $25.58 in the next twelve months. View Analyst Ratings for Ally Financial.

What are analysts saying about Ally Financial stock?

Here are some recent quotes from research analysts about Ally Financial stock:

  • 1. Credit Suisse Group analysts commented, "ALLY hosted a mid-earnings conference call and reported that weaker used car prices are influencing their lease yields and charge-offs: We reiterate our Outperform rating but lower our earnings estimates from $2.32 in '17 to $2.22 and from $2.70 in '18 to $2.55 due to lower auto prices." (3/22/2017)
  • 2. According to Zacks Investment Research, "Ally Financial’s shares outperformed the Zacks categorized Consumer Loan industry over the last six months. The company’s fourth-quarter 2016 adjusted earnings outpaced the Zacks Consensus Estimate, attributable to rise in revenues. However, this was partially offset by an increase in expenses and higher provisions for loan losses. Moreover, the company’s high debt levels may restrain its ability to procure additional funds for working capital, acquisitions or other purposes. Nonetheless, the company’s efforts to diversify its revenue sources by enhancing its digital offerings and introducing new products will help bottom-line growth. Also, the company’s encouraging capital deployment activities reflect a strong balance sheet position." (2/7/2017)
  • 3. Jefferies Group LLC analysts commented, "ALLY presented at a competitor conference and we are updating our model for 4Q16 and 2017 guidance provided within the presentation. Our FY16 EPS estimate declines from $2.17 to $2.07 and our FY17 EPS estimate declines from $2.48 to $2.24." (12/7/2016)

Who are some of Ally Financial's key competitors?

Who are Ally Financial's key executives?

Ally Financial's management team includes the folowing people:

  • Franklin W. Hobbs IV, Independent Chairman of the Board
  • Jeffrey J. Brown, Chief Executive Officer, Director
  • Christopher A. Halmy, Chief Financial Officer
  • Diane Morais, Chief Executive Officer and President of Ally Bank
  • Timothy M. Russi, President of Auto Finance of Ally
  • David P. Shevsky, Chief Risk Officer
  • David J. DeBrunner, Chief Accounting Officer, Vice President, Corporate Controller
  • Scott A. Stengel, Vice President, General Counsel
  • Kenneth J. Bacon, Independent Director
  • Robert T. Blakely Ph.D., Independent Director

Who owns Ally Financial stock?

Ally Financial's stock is owned by many different of institutional and retail investors. Top institutional investors include Harris Associates L P (8.14%), Vanguard Group Inc. (8.02%), Franklin Resources Inc. (4.05%), JPMorgan Chase & Co. (3.60%), Canada Pension Plan Investment Board (1.93%) and Cyrus Capital Partners L.P. (1.90%). Company insiders that own Ally Financial stock include Christopher A Halmy, Jeffrey Jonathan Brown, Marjorie Magner and Mayree C Clark. View Institutional Ownership Trends for Ally Financial.

Who sold Ally Financial stock? Who is selling Ally Financial stock?

Ally Financial's stock was sold by a variety of institutional investors in the last quarter, including Iridian Asset Management LLC CT, Boston Partners, Bank of Montreal Can, State Street Corp, Harris Associates L P, Gluskin Sheff & Assoc Inc., JPMorgan Chase & Co. and Schroder Investment Management Group. View Insider Buying and Selling for Ally Financial.

Who bought Ally Financial stock? Who is buying Ally Financial stock?

Ally Financial's stock was purchased by a variety of institutional investors in the last quarter, including Hotchkis & Wiley Capital Management LLC, Thrivent Financial For Lutherans, Canada Pension Plan Investment Board, FMR LLC, Thompson Siegel & Walmsley LLC, Bank of New York Mellon Corp, Janus Henderson Group PLC and Harbour Capital Advisors LLC. Company insiders that have bought Ally Financial stock in the last two years include Christopher A Halmy, Jeffrey Jonathan Brown, Marjorie Magner and Mayree C Clark. View Insider Buying and Selling for Ally Financial.

How do I buy Ally Financial stock?

Shares of Ally Financial can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Ally Financial's stock price today?

One share of Ally Financial stock can currently be purchased for approximately $23.32.


MarketBeat Community Rating for Ally Financial (NYSE ALLY)
Community Ranking:  3.3 out of 5 (star star star)
Outperform Votes:  356 (Vote Outperform)
Underperform Votes:  184 (Vote Underperform)
Total Votes:  540
MarketBeat's community ratings are surveys of what our community members think about Ally Financial and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for Ally Financial (NYSE:ALLY) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 1 Sell Rating, 3 Hold Ratings, 12 Buy Ratings
Consensus Rating:Buy (Score: 2.69)
Consensus Price Target: $25.58 (9.71% upside)

Analysts' Ratings History for Ally Financial (NYSE:ALLY)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
9/1/2017Piper Jaffray CompaniesReiterated RatingBuyLowView Rating Details
8/25/2017BMO Capital MarketsReiterated RatingBuy$26.00LowView Rating Details
8/23/2017Jefferies Group LLCReiterated RatingBuy$28.00LowView Rating Details
7/30/2017Sanford C. BernsteinReiterated RatingOutperform$30.00 -> $31.00LowView Rating Details
7/17/2017StephensDowngradeEqual Weight -> Underweight$23.00 -> $20.00MediumView Rating Details
7/4/2017Keefe, Bruyette & WoodsReiterated RatingBuy$24.00LowView Rating Details
4/22/2017BTIG ResearchReiterated RatingBuy$30.00MediumView Rating Details
3/27/2017Janney Montgomery ScottInitiated CoverageNeutral$23.00MediumView Rating Details
3/22/2017Credit Suisse GroupLower Price TargetOutperform$27.00 -> $26.00LowView Rating Details
2/28/2017Sandler O'NeillDowngradeBuy -> HoldN/AView Rating Details
1/23/2017Susquehanna Bancshares IncInitiated CoveragePositive$28.00N/AView Rating Details
1/8/2017Deutsche Bank AGReiterated RatingBuyN/AView Rating Details
1/3/2017Barclays PLCReiterated RatingOverweight$23.00 -> $24.00N/AView Rating Details
12/20/2016Morgan StanleyInitiated CoverageEqual -> Equal WeightN/AView Rating Details
12/4/2016GuggenheimReiterated RatingBuyN/AView Rating Details
10/27/2016Citigroup Inc.Reiterated RatingBuy$22.00N/AView Rating Details
6/30/2016J P Morgan Chase & CoReiterated RatingBuyN/AView Rating Details
5/11/2016MacquarieInitiated CoverageNeutral$22.00N/AView Rating Details
4/27/2016Drexel HamiltonReiterated RatingBuyN/AView Rating Details
4/27/2016Wells Fargo & CompanyDowngradeOutperform -> Market PerformN/AView Rating Details
4/8/2016Bank of America CorporationDowngradeBuy -> NeutralN/AView Rating Details
2/3/2016Compass PointReiterated RatingBuy$26.00 -> $22.00N/AView Rating Details
1/13/2016Goldman Sachs Group, Inc. (The)Lower Price Target$27.00 -> $26.00N/AView Rating Details
(Data available from 9/23/2015 forward)

Earnings

Earnings History for Ally Financial (NYSE:ALLY)
Earnings by Quarter for Ally Financial (NYSE:ALLY)
Earnings History by Quarter for Ally Financial (NYSE ALLY)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/24/2017$0.60N/AView Earnings Details
7/27/2017Q2 2017$0.53$0.58$1.42 billion$1.46 billionViewN/AView Earnings Details
4/27/2017Q1 2017$0.49$0.48$1.39 billion$1.38 billionViewN/AView Earnings Details
1/31/2017Q416$0.47$0.54$1.36 billion$1.38 billionViewListenView Earnings Details
10/26/2016Q316$0.59$0.56$1.37 billion$1.38 billionViewListenView Earnings Details
7/26/2016Q216$0.51$0.54$1.33 billion$1.36 billionViewListenView Earnings Details
4/26/2016Q116$0.55$0.52$1.34 billion$964.00 millionViewListenView Earnings Details
2/2/2016Q415$0.51$0.52$1.33 billion$1.34 billionViewListenView Earnings Details
10/29/2015Q315$0.51$0.51$1.32 billion$1.31 billionViewListenView Earnings Details
7/28/2015Q215$0.44$0.46$1.27 billion$1.13 billionViewListenView Earnings Details
4/28/2015Q115$0.42$0.52$1.17 billion$1.09 billionViewListenView Earnings Details
1/29/2015Q414$0.39$0.40$1.25 billion$1.01 billionViewListenView Earnings Details
10/29/2014Q314$0.42$0.53$1.24 billion$1.26 billionViewListenView Earnings Details
7/29/2014Q214$0.32$0.42$1.22 billion$1.74 billionViewListenView Earnings Details
5/1/2014Q1$0.42$0.33$2.22 billion$1.14 billionViewListenView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Ally Financial (NYSE:ALLY)
Current Year EPS Consensus Estimate: $2.27 EPS
Next Year EPS Consensus Estimate: $2.65 EPS

Dividends

Current Dividend Information for Ally Financial (NYSE:ALLY)
Most Recent Dividend:8/15/2017
Annual Dividend:$0.48
Dividend Yield:2.06%
Dividend Growth:0.00% (3 Year Average)
Payout Ratio:24.49% (Trailing 12 Months of Earnings)
21.15% (Based on This Year's Estimates)
18.11% (Based on Next Year's Estimates)
Dividend Payments by Quarter for Ally Financial (NYSE:ALLY)

Dividend History by Quarter for Ally Financial (NYSE ALLY)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
7/19/2017Quarterly$0.122.23%7/28/20178/1/20178/15/2017
4/18/2017Quarterly$0.081.65%4/27/20175/1/20175/15/2017
1/17/2017quarterly$0.081.65%1/30/20172/1/20172/15/2017
10/19/2016Quarterly$0.081.65%10/28/201611/1/201611/15/2016
7/20/2016special$0.087/28/20168/1/20168/15/2016
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for Ally Financial (NYSE:ALLY)
Insider Ownership Percentage: 0.15%
Insider Trades by Quarter for Ally Financial (NYSE:ALLY)
Institutional Ownership by Quarter for Ally Financial (NYSE:ALLY)
Insider Trades by Quarter for Ally Financial (NYSE:ALLY)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
5/4/2016Christopher A HalmyCFOBuy6,000$16.90$101,400.00View SEC Filing  
5/4/2016Jeffrey Jonathan BrownCEOBuy12,000$16.81$201,720.00View SEC Filing  
5/4/2016Marjorie MagnerDirectorBuy1,000$16.72$16,720.00View SEC Filing  
2/25/2016Mayree C ClarkDirectorBuy4,500$17.11$76,995.00View SEC Filing  
5/8/2015David J DebrunnerCAOSell12,500$22.64$283,000.00View SEC Filing  
5/4/2015Mayree C ClarkDirectorBuy5,500$22.11$121,605.00View SEC Filing  
4/15/2014Brian M GunnInsiderBuy1,000$25.00$25,000.00View SEC Filing  
4/15/2014Franklin W Iv HobbsDirectorBuy5,000$25.00$125,000.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Headline Trends for Ally Financial (NYSE:ALLY)
Latest Headlines for Ally Financial (NYSE:ALLY)
Source:
DateHeadline
americanbankingnews.com logoAlly Financial Inc. (ALLY) Upgraded to "Strong-Buy" by ValuEngine
www.americanbankingnews.com - September 22 at 11:34 PM
finance.yahoo.com logoAlly & Crescent Communities Announce New Office Tower in Charlotte
finance.yahoo.com - September 20 at 3:38 PM
finance.yahoo.com logoAlly Financial to anchor long-awaited Crescent Communities uptown project
finance.yahoo.com - September 20 at 3:37 PM
msn.com logoStarting a Business? Here's Why You Need a Financial Plan
www.msn.com - September 19 at 3:45 PM
americanbankingnews.com logoCritical Review: Encore Capital Group (ECPG) vs. Ally Financial (ALLY)
www.americanbankingnews.com - September 19 at 10:53 AM
bloomberg.com logoChinese Deals Need More Western Scrutiny
www.bloomberg.com - September 18 at 9:14 PM
finance.yahoo.com logoAlly Financial Shows Rising Relative Price Performance; Still Shy Of Key Benchmark
finance.yahoo.com - September 18 at 4:11 PM
americanbankingnews.com logo$1.46 Billion in Sales Expected for Ally Financial Inc. (ALLY) This Quarter
www.americanbankingnews.com - September 18 at 1:18 PM
americanbankingnews.com logoAlly Financial (ALLY) vs. Credit Acceptance Corporation (CACC) Critical Analysis
www.americanbankingnews.com - September 17 at 10:46 AM
benzinga.com logoAs Financial Processes Go Digital, Detroit Looks To Siphon Talent From New York, Chicago - Benzinga
www.benzinga.com - September 16 at 3:33 PM
americanbankingnews.com logo Analysts Anticipate Ally Financial Inc. (ALLY) to Post $0.57 Earnings Per Share
www.americanbankingnews.com - September 16 at 4:22 AM
nasdaq.com logoThe Best, and Worst, Junk Bond Funds (Paying Up to 10.2%)
www.nasdaq.com - September 16 at 2:08 AM
americanbankingnews.com logoComparing Ally Financial (ALLY) & Encore Capital Group (ECPG)
www.americanbankingnews.com - September 14 at 10:40 PM
americanbankingnews.com logoHead to Head Comparison: Credit Acceptance Corporation (CACC) versus Ally Financial (ALLY)
www.americanbankingnews.com - September 14 at 2:28 PM
reuters.com logoLargest U.S. university endowment funds pull back on ETF exposure
www.reuters.com - September 13 at 4:52 PM
seekingalpha.com logoA Fundamental Analysis of Ally Financial - Seeking Alpha
seekingalpha.com - September 11 at 9:37 PM
americanbankingnews.com logoComparing Credit Acceptance Corporation (CACC) and Ally Financial (ALLY)
www.americanbankingnews.com - September 11 at 4:22 AM
americanbankingnews.com logoFinancial Analysis: Ally Financial (ALLY) vs. Orix Corp Ads (IX)
www.americanbankingnews.com - September 9 at 4:06 AM
americanbankingnews.com logoHead to Head Analysis: Encore Capital Group (ECPG) and Ally Financial (ALLY)
www.americanbankingnews.com - September 8 at 12:30 PM
seekingalpha.com logoMorgan Stanley trims estimates for Harvey-affected lenders - Seeking Alpha
seekingalpha.com - September 6 at 8:44 PM
prnewswire.com logoMortgage Investment Stocks on Investors' Radar -- Ally Financial, Ocwen Financial, Santander Consumer, and Walter ... - PR Newswire (press release)
www.prnewswire.com - September 6 at 3:41 PM
finance.yahoo.com logoCarvana opens in 37th market in this West Coast state
finance.yahoo.com - September 6 at 3:41 PM
americanbankingnews.com logoAlly Financial Inc. (ALLY) Receives Consensus Recommendation of "Buy" from Brokerages
www.americanbankingnews.com - September 6 at 1:02 PM
americanbankingnews.com logoAlly Financial Inc. (ALLY) Earns Buy Rating from Piper Jaffray Companies
www.americanbankingnews.com - September 4 at 9:26 PM
americanbankingnews.com logo Brokerages Expect Ally Financial Inc. (ALLY) Will Post Quarterly Sales of $1.46 Billion
www.americanbankingnews.com - August 30 at 5:16 AM
americanbankingnews.com logoOrix Corp Ads (IX) and Ally Financial (ALLY) Financial Contrast
www.americanbankingnews.com - August 30 at 4:08 AM
americanbankingnews.com logoContrasting Ally Financial (ALLY) & Credit Acceptance Corp. (CACC)
www.americanbankingnews.com - August 30 at 2:16 AM
finance.yahoo.com logoAlly and Classroom Central Deliver Supplies to More Than 1,000 Students in Charlotte
finance.yahoo.com - August 29 at 4:05 PM
marketwatch.com logoAlly Financial shares slip on concerns about its car loan exposure in hurricane Harvey-battered Texas - MarketWatch
www.marketwatch.com - August 28 at 3:52 PM
finance.yahoo.com logoAlly Financial shares slip on concerns about its car loan exposure in hurricane Harvey-battered Texas
finance.yahoo.com - August 28 at 3:52 PM
americanbankingnews.com logoContrasting Ally Financial (ALLY) & Orix Corp Ads (IX)
www.americanbankingnews.com - August 27 at 4:24 AM
americanbankingnews.com logoAlly Financial Inc. (ALLY) Earns "Buy" Rating from BMO Capital Markets
www.americanbankingnews.com - August 25 at 11:42 AM
bloomberg.com logoWells Fargo Cedes U.S. Auto-Lending Crown to Ally Amid Car Glut ... - Bloomberg
www.bloomberg.com - August 24 at 1:53 AM
prnewswire.com logoAlly Announces Normalization of Regulatory Capital Requirements at Ally Bank - PR Newswire (press release)
www.prnewswire.com - August 23 at 3:46 PM
finance.yahoo.com logoWhat Ally exec Rich Hagen noticed during the solar eclipse
finance.yahoo.com - August 23 at 3:46 PM
finance.yahoo.com logoAlly Financial: An Interesting Opportunity?
finance.yahoo.com - August 23 at 3:46 PM
americanbankingnews.com logoAlly Financial's (ALLY) "Buy" Rating Reaffirmed at Jefferies Group LLC
www.americanbankingnews.com - August 23 at 2:22 PM
streetinsider.com logoAlly (ALLY) Reports Normalization of Regulatory Capital Requirements at Ally Bank
www.streetinsider.com - August 23 at 2:53 AM
reuters.com logoBRIEF-Ally announces normalization of regulatory capital requirements at Ally Bank
www.reuters.com - August 23 at 2:53 AM
seekingalpha.com logoUsed car value depreciation rises again - Seeking Alpha
seekingalpha.com - August 22 at 9:35 PM
reuters.com logoBRIEF-Ally announces normalization of regulatory capital requirements at Ally Bank - Reuters
www.reuters.com - August 22 at 9:35 PM
finance.yahoo.com logoAlly Announces Normalization of Regulatory Capital Requirements at Ally Bank
finance.yahoo.com - August 22 at 4:31 PM
businesswire.com logoAM Best Affirms Credit Ratings of Members of Ally Insurance Group - Business Wire (press release)
www.businesswire.com - August 16 at 3:43 PM
finance.yahoo.com logoAlly Financial to Present at Barclays Global Financial Services Conference
finance.yahoo.com - August 15 at 4:47 PM
finance.yahoo.com logoETFs with exposure to Ally Financial, Inc. : August 15, 2017
finance.yahoo.com - August 15 at 4:47 PM
prnewswire.com logoLongtime Detroit Lions Kicker Jason Hanson teamed with Ally to surprise kids ...
www.prnewswire.com - August 12 at 8:39 PM
finance.yahoo.com logoLongtime Detroit Lions Kicker Jason Hanson teamed with Ally to surprise kids with school supplies
finance.yahoo.com - August 12 at 3:33 PM
americanbankingnews.com logoAlly Financial Inc. (NYSE:ALLY) Receives Average Recommendation of "Buy" from Brokerages
www.americanbankingnews.com - August 12 at 12:28 PM
finance.yahoo.com logoHere's how long it takes to get money out of online savings accounts
finance.yahoo.com - August 11 at 4:11 PM
finance.yahoo.com logoEarnings Review and Free Research Report: Ally Financial’s Q2 Diluted EPS Beat Estimates
finance.yahoo.com - August 11 at 4:11 PM

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Chart

Ally Financial (ALLY) Chart for Saturday, September, 23, 2017

This page was last updated on 9/23/2017 by MarketBeat.com Staff