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Stock market today: Markets mostly higher after Biden-McCarthy deal on US debt
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Takeaways on debt ceiling: McCarthy's balancing act, Biden's choice and the challenges ahead
Debt ceiling agreement gets thumbs up from business groups, jeers from some on political right
S&P 500   4,205.45
DOW   33,093.34
QQQ   348.40
Stock market today: Markets mostly higher after Biden-McCarthy deal on US debt
Sell every Stock except ONE (Ad)
Text released of 99-page bill to raise debt limit, curb spending; lawmakers to review as House eyes Wednesday vote
PwC Australia sidelines 9 directors as leak of tax information investigated
Free A.I. Trade Alerts. Up to 15 opportunities a day. (Ad)
North Korea notifies neighboring Japan it plans to launch satellite in coming days
Drought-struck Barcelona quenches thirst with costly desalination
Free A.I. Trade Alerts. Up to 15 opportunities a day. (Ad)
Takeaways on debt ceiling: McCarthy's balancing act, Biden's choice and the challenges ahead
Debt ceiling agreement gets thumbs up from business groups, jeers from some on political right
S&P 500   4,205.45
DOW   33,093.34
QQQ   348.40
Stock market today: Markets mostly higher after Biden-McCarthy deal on US debt
Sell every Stock except ONE (Ad)
Text released of 99-page bill to raise debt limit, curb spending; lawmakers to review as House eyes Wednesday vote
PwC Australia sidelines 9 directors as leak of tax information investigated
Free A.I. Trade Alerts. Up to 15 opportunities a day. (Ad)
North Korea notifies neighboring Japan it plans to launch satellite in coming days
Drought-struck Barcelona quenches thirst with costly desalination
Free A.I. Trade Alerts. Up to 15 opportunities a day. (Ad)
Takeaways on debt ceiling: McCarthy's balancing act, Biden's choice and the challenges ahead
Debt ceiling agreement gets thumbs up from business groups, jeers from some on political right
S&P 500   4,205.45
DOW   33,093.34
QQQ   348.40
Stock market today: Markets mostly higher after Biden-McCarthy deal on US debt
Sell every Stock except ONE (Ad)
Text released of 99-page bill to raise debt limit, curb spending; lawmakers to review as House eyes Wednesday vote
PwC Australia sidelines 9 directors as leak of tax information investigated
Free A.I. Trade Alerts. Up to 15 opportunities a day. (Ad)
North Korea notifies neighboring Japan it plans to launch satellite in coming days
Drought-struck Barcelona quenches thirst with costly desalination
Free A.I. Trade Alerts. Up to 15 opportunities a day. (Ad)
Takeaways on debt ceiling: McCarthy's balancing act, Biden's choice and the challenges ahead
Debt ceiling agreement gets thumbs up from business groups, jeers from some on political right
NYSE:ALLY

Ally Financial (ALLY) Stock Forecast, Price & News

$26.62
+0.32 (+1.22%)
(As of 05/26/2023 08:46 PM ET)
Compare
Today's Range
$26.06
$26.72
50-Day Range
$23.50
$27.45
52-Week Range
$21.58
$44.33
Volume
2.06 million shs
Average Volume
6.34 million shs
Market Capitalization
$8.01 billion
P/E Ratio
6.54
Dividend Yield
4.51%
Price Target
$34.87

Ally Financial MarketRank™ Forecast

Analyst Rating
Hold
2.19 Rating Score
Upside/​Downside
31.0% Upside
$34.87 Price Target
Short Interest
Healthy
4.45% of Float Sold Short
Dividend Strength
Strong
Based on Four Factors
Sustainability
-0.81
Upright™ Environmental Score
News Sentiment
0.11mentions of Ally Financial in the last 14 days
Based on 11 Articles This Week
Insider Trading
N/A
Proj. Earnings Growth
35.33%
From $3.51 to $4.75 Per Share

Overall MarketRank

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.94 out of 5 stars

Finance Sector

159th out of 902 stocks

State Commercial Banks Industry

56th out of 190 stocks


ALLY stock logo

About Ally Financial (NYSE:ALLY) Stock

Ally Financial Inc. is a digital financial services company headquartered in Detroit, Michigan. It was founded in 1919 as the financial arm of General Motors, known as GMAC. Over time, Ally Financial became a diversified financial services provider offering banking, auto finance, and home loans. The company has a presence in the United States and Canada and is considered one of the leading players in the auto finance industry.

Ally Financial's management team is led by Chief Executive Officer Jeffrey J. Brown, who has been with the company since 2009. Brown has over 30 years of experience in the financial services industry and has been instrumental in the company's growth and transformation. Under Brown's leadership, Ally Financial underwent a significant shift, including a successful initial public offering in 2014 and the acquisition of CardWorks in 2020. 

Ally Financial has experienced solid financial performance, consistent revenue, and profit margin growth in recent years. The company reports growing revenue and net profit for the past several years. The company's return on equity (ROE) has consistently exceeded the industry average, reaching around 16%. Furthermore, Ally Financial's earnings per share (EPS) is higher than the industry average.

The company's debt-to-equity ratio is higher than the industry average but still within a manageable range. Ally Financial has maintained its debt levels and has a solid financial position. The company's cash and cash equivalents have recently increased, indicating strong liquidity and financial flexibility.

Regarding valuation, Ally Financial is considered favorable compared to industry peers. The company's price-to-earnings ratio is lower than the industry average, indicating that the stock is undervalued. The company's price-to-book ratio is also lower than the industry average. 

Despite the favorable valuation metrics, the company's stock performance has been mixed in recent years, with significant price movements and changes in trading volume. In 2022, the stock price decreased significantly due to investors' fears surrounding the COVID-19 pandemic. It is important to note that this drop was industry-wide, with most of Ally Financial's peers experiencing the same or similar drops in share price. Investors should know the stock's volatility and potential risks associated with investing in the financial services industry.

Ally Financial operates in a highly competitive industry, with competitors such as Capital One, JPMorgan Chase, and Wells Fargo. The auto finance industry, in particular, is highly cyclical and sensitive to changes in economic conditions. Despite the challenges, Ally Financial has a strong market position and has been able to capitalize on the trend toward digital banking and lending. The company's online banking platform has been a key growth driver, with over four million customers and $200 billion in deposits.

One of the significant growth opportunities for Ally Financial is centered around expanding its presence in the auto finance and digital banking markets. The company is well-positioned to benefit from the trend toward electric vehicles. The company recently partnered with General Motors to finance GM's Ultium Cells LLC joint venture. Additionally, the company's acquisition of CardWorks in 2020 has expanded Ally Financial's presence in the credit card and merchant services markets, providing new growth opportunities. The company's strategic focus on digital banking and lending has provided customers with convenient and innovative financial products and services.

Ally Financial faces several risks and challenges that could impact its growth and profitability. One of the most significant risks is the potential for regulatory changes in the financial services industry. The regulatory environment for financial services companies is complex and can impact the company's ability to operate effectively. The company's exposure to compliance and regulatory requirements risks could have a material impact on its financial results.

Another significant risk for Ally Financial is the potential for changes in consumer preferences. Customers are increasingly turning to digital banking and lending solutions, and the company must continue to innovate and adapt to changing customer preferences to maintain its competitive position. Additionally, the company faces increased competition from traditional banks and fintech companies, which could impact its market share and profitability.

Finally, economic conditions can significantly impact Ally Financial's financial performance. The company operates in a cyclical industry sensitive to changes in interest rates and credit quality. An economic downturn could affect the company's revenue and profitability.

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ALLY Stock News Headlines

Buffett's Latest Buys: What Stocks Is He Adding to His Portfolio? (ALLY)
Berkshire Hathaway buys $13.2 billion stake in Occidental Petroleum. Capital One is a new large holding, while stakes in Bank of America and Citigroup increase.
Bitcoin And Crypto Have a New Powerful Ally
Free A.I. Trade Alerts. Up to 15 opportunities a day.
Using our algorithm, we sift through 15,000 stocks every second. We generate 15 trading opportunities a day.
Ally Bank CD Rates for May 2023
Sell every Stock except ONE
Markets are down...But Jeff Clark couldn't care less because he ignores almost every stock in the market except ONE. He lives financially free trading this One Stock Once per month...
Poll: Will you buy an ASUS ROG Ally?
Putin May Be Losing a Key NATO Ally
See More Headlines
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ALLY Company Calendar

Last Earnings
4/19/2023
Ex-Dividend for 5/15 Dividend
4/28/2023
Dividend Payable
5/15/2023
Today
5/28/2023
Next Earnings (Estimated)
7/18/2023
Fiscal Year End
12/31/2023

Industry, Sector and Symbol

Industry
State commercial banks
Sub-Industry
N/A
Sector
Finance
Fax
N/A
Employees
11,600
Year Founded
1919

Price Target and Rating

Average Stock Price Forecast
$34.87
High Stock Price Forecast
$55.00
Low Stock Price Forecast
$20.00
Forecasted Upside/Downside
+31.0%
Consensus Rating
Hold
Rating Score (0-4)
2.19
Research Coverage
16 Analysts

Profitability

Net Income
$1.71 billion
Pretax Margin
22.45%

Debt

Sales & Book Value

Annual Sales
$8.43 billion
Cash Flow
$11.28 per share
Book Value
$36.75 per share

Miscellaneous

Free Float
298,685,000
Market Cap
$8.01 billion
Optionable
Optionable
Beta
1.34

Social Links


Key Executives

  • Jeffrey Jonathan BrownJeffrey Jonathan Brown
    Chief Executive Officer & Director
  • Bradley J. Brown
    Chief Financial Officer & Treasurer
  • Sathish Muthukrishnan
    Chief Information, Data & Digital Officer
  • Daniel D. Soto
    Chief Compliance Officer
  • David J. DeBrunnerDavid J. DeBrunner
    Chief Accounting Officer, VP & Controller













ALLY Stock - Frequently Asked Questions

Should I buy or sell Ally Financial stock right now?

16 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Ally Financial in the last twelve months. There are currently 2 sell ratings, 9 hold ratings and 5 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" ALLY shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in ALLY, but not buy additional shares or sell existing shares.
View ALLY analyst ratings
or view top-rated stocks.

What is Ally Financial's stock price forecast for 2023?

16 analysts have issued 12-month price targets for Ally Financial's shares. Their ALLY share price forecasts range from $20.00 to $55.00. On average, they expect the company's share price to reach $34.87 in the next year. This suggests a possible upside of 31.0% from the stock's current price.
View analysts price targets for ALLY
or view top-rated stocks among Wall Street analysts.

How have ALLY shares performed in 2023?

Ally Financial's stock was trading at $24.45 on January 1st, 2023. Since then, ALLY shares have increased by 8.9% and is now trading at $26.62.
View the best growth stocks for 2023 here
.

Are investors shorting Ally Financial?

Ally Financial saw a increase in short interest in the month of May. As of May 15th, there was short interest totaling 13,270,000 shares, an increase of 6.1% from the April 30th total of 12,510,000 shares. Based on an average trading volume of 6,170,000 shares, the days-to-cover ratio is currently 2.2 days. Currently, 4.5% of the shares of the stock are sold short.
View Ally Financial's Short Interest
.

When is Ally Financial's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Tuesday, July 18th 2023.
View our ALLY earnings forecast
.

How were Ally Financial's earnings last quarter?

Ally Financial Inc. (NYSE:ALLY) announced its quarterly earnings results on Wednesday, April, 19th. The financial services provider reported $0.82 earnings per share for the quarter, missing the consensus estimate of $0.88 by $0.06. The financial services provider earned $2.05 billion during the quarter, compared to analyst estimates of $2.07 billion. Ally Financial had a net margin of 16.42% and a trailing twelve-month return on equity of 14.79%. The firm's quarterly revenue was down 4.1% compared to the same quarter last year. During the same quarter last year, the business posted $2.03 earnings per share.

How often does Ally Financial pay dividends? What is the dividend yield for Ally Financial?

Ally Financial declared a quarterly dividend on Monday, April 17th. Investors of record on Monday, May 1st will be paid a dividend of $0.30 per share on Monday, May 15th. This represents a $1.20 annualized dividend and a yield of 4.51%. The ex-dividend date of this dividend is Friday, April 28th.
Read our dividend analysis for ALLY
.

Is Ally Financial a good dividend stock?

Ally Financial (NYSE:ALLY) pays an annual dividend of $1.20 per share and currently has a dividend yield of 4.51%. ALLY has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The company has been increasing its dividend for 6 consecutive years, indicating the company has a new, but growing committment to grow its dividend. The dividend payout ratio is 29.48%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, ALLY will have a dividend payout ratio of 25.26% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for ALLY.

What is Jeffrey Brown's approval rating as Ally Financial's CEO?

306 employees have rated Ally Financial Chief Executive Officer Jeffrey Brown on Glassdoor.com. Jeffrey Brown has an approval rating of 89% among the company's employees.

What other stocks do shareholders of Ally Financial own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Ally Financial investors own include AT&T (T), Bank of America (BAC), Alibaba Group (BABA), Delta Air Lines (DAL), CVS Health (CVS), Ford Motor (F), JPMorgan Chase & Co. (JPM), Wells Fargo & Company (WFC), Walt Disney (DIS) and Exxon Mobil (XOM).

What is Ally Financial's stock symbol?

Ally Financial trades on the New York Stock Exchange (NYSE) under the ticker symbol "ALLY."

Who are Ally Financial's major shareholders?

Ally Financial's stock is owned by many different retail and institutional investors. Top institutional investors include Berkshire Hathaway Inc (9.64%), Sessa Capital IM L.P. (3.16%), Arrowstreet Capital Limited Partnership (2.77%), State Street Corp (2.45%), Dimensional Fund Advisors LP (2.35%) and Thrivent Financial for Lutherans (1.89%). Insiders that own company stock include David J Debrunner, Diane E Morais, Douglas R Timmerman, Douglas R Timmerman, Jason E Schugel, Jason E Schugel, Jeffrey Jonathan Brown, Jennifer A Laclair, Marjorie Magner and Scott A Stengel.
View institutional ownership trends
.

How do I buy shares of Ally Financial?

Shares of ALLY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.

What is Ally Financial's stock price today?

One share of ALLY stock can currently be purchased for approximately $26.62.

How much money does Ally Financial make?

Ally Financial (NYSE:ALLY) has a market capitalization of $8.01 billion and generates $8.43 billion in revenue each year. The financial services provider earns $1.71 billion in net income (profit) each year or $4.07 on an earnings per share basis.

How many employees does Ally Financial have?

The company employs 11,600 workers across the globe.

How can I contact Ally Financial?

Ally Financial's mailing address is 500 WOODWARD AVE. FLOOR 10, DETROIT MI, 48226. The official website for the company is www.ally.com. The financial services provider can be reached via phone at (866) 710-4623 or via email at investor.relations@ally.com.

This page (NYSE:ALLY) was last updated on 5/29/2023 by MarketBeat.com Staff

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