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NYSE:ALLY

Ally Financial (ALLY) Stock Price, News & Analysis

$36.52
+0.48 (+1.33%)
(As of 12:45 PM ET)
Today's Range
$36.22
$36.63
50-Day Range
$32.14
$37.77
52-Week Range
$21.58
$38.03
Volume
634,065 shs
Average Volume
4.19 million shs
Market Capitalization
$11.02 billion
P/E Ratio
12.21
Dividend Yield
3.29%
Price Target
$35.00

Ally Financial MarketRank™ Stock Analysis

Analyst Rating
Hold
2.19 Rating Score
Upside/​Downside
4.2% Downside
$35.00 Price Target
Short Interest
Healthy
4.02% of Float Sold Short
Dividend Strength
Moderate
Based on Four Factors
Sustainability
-0.81
Upright™ Environmental Score
News Sentiment
0.51mentions of Ally Financial in the last 14 days
Based on 23 Articles This Week
Insider Trading
N/A
Proj. Earnings Growth
68.13%
From $3.20 to $5.38 Per Share

Overall MarketRank

New Rank-Based ScoringMarketRank is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.

4.80 out of 5 stars

Finance Sector

72nd out of 841 stocks

State Commercial Banks Industry

13th out of 177 stocks


ALLY stock logo

About Ally Financial Stock (NYSE:ALLY)

Ally Financial Inc. is a digital financial services company headquartered in Detroit, Michigan. It was founded in 1919 as the financial arm of General Motors, known as GMAC. Over time, Ally Financial became a diversified financial services provider offering banking, auto finance, and home loans. The company has a presence in the United States and Canada and is considered one of the leading players in the auto finance industry.

Ally Financial's management team is led by Chief Executive Officer Jeffrey J. Brown, who has been with the company since 2009. Brown has over 30 years of experience in the financial services industry and has been instrumental in the company's growth and transformation. Under Brown's leadership, Ally Financial underwent a significant shift, including a successful initial public offering in 2014 and the acquisition of CardWorks in 2020. 

Ally Financial has experienced solid financial performance, consistent revenue, and profit margin growth in recent years. The company reports growing revenue and net profit for the past several years. The company's return on equity (ROE) has consistently exceeded the industry average, reaching around 16%. Furthermore, Ally Financial's earnings per share (EPS) is higher than the industry average.

The company's debt-to-equity ratio is higher than the industry average but still within a manageable range. Ally Financial has maintained its debt levels and has a solid financial position. The company's cash and cash equivalents have recently increased, indicating strong liquidity and financial flexibility.

Regarding valuation, Ally Financial is considered favorable compared to industry peers. The company's price-to-earnings ratio is lower than the industry average, indicating that the stock is undervalued. The company's price-to-book ratio is also lower than the industry average. 

Despite the favorable valuation metrics, the company's stock performance has been mixed in recent years, with significant price movements and changes in trading volume. In 2022, the stock price decreased significantly due to investors' fears surrounding the COVID-19 pandemic. It is important to note that this drop was industry-wide, with most of Ally Financial's peers experiencing the same or similar drops in share price. Investors should know the stock's volatility and potential risks associated with investing in the financial services industry.

Ally Financial operates in a highly competitive industry, with competitors such as Capital One, JPMorgan Chase, and Wells Fargo. The auto finance industry, in particular, is highly cyclical and sensitive to changes in economic conditions. Despite the challenges, Ally Financial has a strong market position and has been able to capitalize on the trend toward digital banking and lending. The company's online banking platform has been a key growth driver, with over four million customers and $200 billion in deposits.

One of the significant growth opportunities for Ally Financial is centered around expanding its presence in the auto finance and digital banking markets. The company is well-positioned to benefit from the trend toward electric vehicles. The company recently partnered with General Motors to finance GM's Ultium Cells LLC joint venture. Additionally, the company's acquisition of CardWorks in 2020 has expanded Ally Financial's presence in the credit card and merchant services markets, providing new growth opportunities. The company's strategic focus on digital banking and lending has provided customers with convenient and innovative financial products and services.

Ally Financial faces several risks and challenges that could impact its growth and profitability. One of the most significant risks is the potential for regulatory changes in the financial services industry. The regulatory environment for financial services companies is complex and can impact the company's ability to operate effectively. The company's exposure to compliance and regulatory requirements risks could have a material impact on its financial results.

Another significant risk for Ally Financial is the potential for changes in consumer preferences. Customers are increasingly turning to digital banking and lending solutions, and the company must continue to innovate and adapt to changing customer preferences to maintain its competitive position. Additionally, the company faces increased competition from traditional banks and fintech companies, which could impact its market share and profitability.

Finally, economic conditions can significantly impact Ally Financial's financial performance. The company operates in a cyclical industry sensitive to changes in interest rates and credit quality. An economic downturn could affect the company's revenue and profitability.

ALLY Stock Price History

ALLY Stock News Headlines

This is the #1 Stock to Buy for the AI Tidal Wave
Marc Chaikin warned people about NVDA before its 2023 bull run - now he’s naming his next pick or the AI tidal wave. Learn more here.
This is the #1 Stock to Buy for the AI Tidal Wave
Marc Chaikin warned people about NVDA before its 2023 bull run - now he’s naming his next pick or the AI tidal wave. Learn more here.
Barclays Keeps Their Hold Rating on Ally Financial (ALLY)
Ally Financial Stock (NYSE:ALLY) Insider Trades
Ally CD rates: Top offers of 2024
Ally Bank savings rates in February 2024
1 Warren Buffett Stock to Buy for Under $40
1 Warren Buffett Stock to Buy for Under $40
Short Interest in Ally Financial Inc. (NYSE:ALLY) Drops By 6.0%
ALLY Mar 2024 30.000 put
ALLY Feb 2024 36.500 put
See More Headlines
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Company Calendar

Last Earnings
1/19/2024
Ex-Dividend for 2/15 Dividend
1/31/2024
Dividend Payable
2/15/2024
Today
2/27/2024
Next Earnings (Estimated)
4/17/2024
Fiscal Year End
12/31/2024

Industry, Sector and Symbol

Sector
Finance
Industry
State commercial banks
Sub-Industry
N/A
Fax
N/A
Employees
11,100
Year Founded
1919

Price Target and Rating

Average Stock Price Target
$35.00
High Stock Price Target
$47.00
Low Stock Price Target
$25.00
Potential Upside/Downside
-2.9%
Consensus Rating
Hold
Rating Score (0-4)
2.19
Research Coverage
16 Analysts

Profitability

Net Income
$1.02 billion
Pretax Margin
6.78%

Debt

Sales & Book Value

Annual Sales
$9.07 billion
Cash Flow
$7.54 per share
Book Value
$37.93 per share

Miscellaneous

Free Float
299,488,000
Market Cap
$10.87 billion
Optionable
Optionable
Beta
1.41

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ALLY Stock Analysis - Frequently Asked Questions

Should I buy or sell Ally Financial stock right now?

16 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Ally Financial in the last twelve months. There are currently 3 sell ratings, 7 hold ratings and 6 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" ALLY shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in ALLY, but not buy additional shares or sell existing shares.
View ALLY analyst ratings
or view top-rated stocks.

What is Ally Financial's stock price target for 2024?

16 Wall Street research analysts have issued 12 month price objectives for Ally Financial's stock. Their ALLY share price targets range from $25.00 to $47.00. On average, they predict the company's share price to reach $35.00 in the next year. This suggests that the stock has a possible downside of 4.2%.
View analysts price targets for ALLY
or view top-rated stocks among Wall Street analysts.

How have ALLY shares performed in 2024?

Ally Financial's stock was trading at $34.92 at the start of the year. Since then, ALLY stock has increased by 4.6% and is now trading at $36.52.
View the best growth stocks for 2024 here
.

Are investors shorting Ally Financial?

Ally Financial saw a decrease in short interest in January. As of January 31st, there was short interest totaling 12,000,000 shares, a decrease of 6.0% from the January 15th total of 12,760,000 shares. Based on an average trading volume of 4,330,000 shares, the short-interest ratio is currently 2.8 days. Approximately 4.0% of the shares of the stock are short sold.
View Ally Financial's Short Interest
.

When is Ally Financial's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Wednesday, April 17th 2024.
View our ALLY earnings forecast
.

How were Ally Financial's earnings last quarter?

Ally Financial Inc. (NYSE:ALLY) announced its quarterly earnings results on Friday, January, 19th. The financial services provider reported $0.45 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.44 by $0.01. The financial services provider earned $2.07 billion during the quarter, compared to analysts' expectations of $1.99 billion. Ally Financial had a trailing twelve-month return on equity of 9.41% and a net margin of 12.42%. During the same quarter in the prior year, the firm posted $1.08 EPS.

How often does Ally Financial pay dividends? What is the dividend yield for Ally Financial?

Ally Financial announced a quarterly dividend on Tuesday, January 16th. Investors of record on Thursday, February 1st will be given a dividend of $0.30 per share on Thursday, February 15th. This represents a $1.20 dividend on an annualized basis and a yield of 3.29%. The ex-dividend date of this dividend is Wednesday, January 31st.
Read our dividend analysis for ALLY
.

Is Ally Financial a good dividend stock?

Ally Financial (NYSE:ALLY) pays an annual dividend of $1.20 per share and currently has a dividend yield of 3.31%. The dividend payout ratio is 40.13%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, ALLY will have a dividend payout ratio of 22.30% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for ALLY.

What is Jeffrey Brown's approval rating as Ally Financial's CEO?

306 employees have rated Ally Financial Chief Executive Officer Jeffrey Brown on Glassdoor.com. Jeffrey Brown has an approval rating of 89% among the company's employees.

What other stocks do shareholders of Ally Financial own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Ally Financial investors own include AT&T (T), Bank of America (BAC), Alibaba Group (BABA), Delta Air Lines (DAL), CVS Health (CVS), Ford Motor (F), JPMorgan Chase & Co. (JPM), Wells Fargo & Company (WFC), Walt Disney (DIS) and Exxon Mobil (XOM).

Who are Ally Financial's major shareholders?

Ally Financial's stock is owned by a number of institutional and retail investors. Top institutional shareholders include Vanguard Group Inc. (9.30%), Dimensional Fund Advisors LP (2.28%), Northern Trust Corp (0.97%), LSV Asset Management (0.95%), Donald Smith & CO. Inc. (0.91%) and Goldman Sachs Group Inc. (0.90%). Insiders that own company stock include David J Debrunner, Diane E Morais, Douglas R Timmerman, Douglas R Timmerman, Jason E Schugel, Jason E Schugel, Jeffrey Jonathan Brown, Jennifer A Laclair, Marjorie Magner and Scott A Stengel.
View institutional ownership trends
.

How do I buy shares of Ally Financial?

Shares of ALLY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

This page (NYSE:ALLY) was last updated on 2/27/2024 by MarketBeat.com Staff