Intercorp Financial Services (IFS) Competitors

Intercorp Financial Services (NYSE:IFS) and Banco De Chile (NYSE:BCH) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, dividends, valuation, risk, analyst recommendations, media sentiment, earnings and profitability.

Which has more volatility and risk, IFS or BCH?

Intercorp Financial Services has a beta of 1.16, suggesting that its stock price is 16% more volatile than the S&P 500. Comparatively, Banco De Chile has a beta of 0.25, suggesting that its stock price is 75% less volatile than the S&P 500.

Do analysts rate IFS or BCH?

Intercorp Financial Services presently has a consensus target price of $30.00, indicating a potential downside of 18.23%. Banco De Chile has a consensus target price of $23.00, indicating a potential downside of 18.83%. Given Intercorp Financial Services' stronger consensus rating and higher probable upside, equities analysts plainly believe Intercorp Financial Services is more favorable than Banco De Chile.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Intercorp Financial Services	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Banco De Chile	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has higher valuation and earnings, IFS or BCH?

Banco De Chile has higher revenue and earnings than Intercorp Financial Services. Intercorp Financial Services is trading at a lower price-to-earnings ratio than Banco De Chile, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Intercorp Financial Services	$1.68B	2.50	$346.47M	$3.75	9.78
Banco De Chile	$3.04T	0.00	$1.37B	$2.86	9.91

Do insiders and institutionals hold more shares of IFS or BCH?

1.2% of Banco De Chile shares are held by institutional investors. 5.9% of Banco De Chile shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Is IFS or BCH a better dividend stock?

Intercorp Financial Services pays an annual dividend of $0.95 per share and has a dividend yield of 2.6%. Banco De Chile pays an annual dividend of $1.57 per share and has a dividend yield of 5.5%. Intercorp Financial Services pays out 25.3% of its earnings in the form of a dividend. Banco De Chile pays out 54.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Intercorp Financial Services has increased its dividend for 1 consecutive years.

Does the media favor IFS or BCH?

In the previous week, Banco De Chile had 1 more articles in the media than Intercorp Financial Services. MarketBeat recorded 3 mentions for Banco De Chile and 2 mentions for Intercorp Financial Services. Intercorp Financial Services' average media sentiment score of 1.07 beat Banco De Chile's score of 0.88 indicating that Intercorp Financial Services is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Intercorp Financial Services	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Banco De Chile	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is IFS or BCH more profitable?

Banco De Chile has a net margin of 32.80% compared to Intercorp Financial Services' net margin of 24.51%. Banco De Chile's return on equity of 23.64% beat Intercorp Financial Services' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Intercorp Financial Services	24.51%	15.04%	1.69%
Banco De Chile	32.80%	23.64%	2.55%

Summary

Banco De Chile beats Intercorp Financial Services on 10 of the 19 factors compared between the two stocks.