Free Trial

Chime Financial (CHYM) Competitors

Chime Financial logo
$27.25 0.00 (0.00%)
Closing price 10/2/2026 04:00 PM Eastern
Extended Trading
$27.24 -0.01 (-0.04%)
As of 09:00 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

CHYM vs. CPAY, FISV, AFRM, GPN, and CRCL

Should you buy Chime Financial stock or one of its competitors? Chime Financial's main competitors and comparable companies include Corpay (CPAY), Fiserv (FISV), Affirm (AFRM), Global Payments (GPN), and Circle Internet Group (CRCL). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "transaction & payment processing services" industry.

How does Chime Financial compare to Corpay?

Chime Financial (NASDAQ:CHYM) and Corpay (NYSE:CPAY) are both large-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, media sentiment, risk, institutional ownership, profitability, valuation and earnings.

98.8% of Corpay shares are owned by institutional investors. 12.3% of Chime Financial shares are owned by company insiders. Comparatively, 5.2% of Corpay shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Chime Financial currently has a consensus price target of $36.53, indicating a potential upside of 34.04%. Corpay has a consensus price target of $438.93, indicating a potential upside of 11.33%. Given Chime Financial's stronger consensus rating and higher possible upside, equities research analysts clearly believe Chime Financial is more favorable than Corpay.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chime Financial
1 Sell rating(s)
2 Hold rating(s)
16 Buy rating(s)
3 Strong Buy rating(s)
2.95
Corpay
0 Sell rating(s)
3 Hold rating(s)
12 Buy rating(s)
0 Strong Buy rating(s)
2.80

Chime Financial has a beta of 0.83, suggesting that its share price is 17% less volatile than the broader market. Comparatively, Corpay has a beta of 0.89, suggesting that its share price is 11% less volatile than the broader market.

In the previous week, Chime Financial had 1 more articles in the media than Corpay. MarketBeat recorded 4 mentions for Chime Financial and 3 mentions for Corpay. Corpay's average media sentiment score of 0.67 beat Chime Financial's score of 0.38 indicating that Corpay is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chime Financial
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Corpay
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Corpay has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Corpay, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chime Financial$2.19B4.72-$1.01B-$0.07N/A
Corpay$4.53B5.72$1.07B$16.4324.00

Corpay has a net margin of 22.72% compared to Chime Financial's net margin of -0.74%. Corpay's return on equity of 42.18% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chime Financial-0.74% -1.28% -0.92%
Corpay 22.72%42.18%6.34%

Summary

Corpay beats Chime Financial on 11 of the 17 factors compared between the two stocks.

How does Chime Financial compare to Fiserv?

Chime Financial (NASDAQ:CHYM) and Fiserv (NASDAQ:FISV) are both large-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, risk, earnings, dividends, institutional ownership, media sentiment, profitability and analyst recommendations.

In the previous week, Fiserv had 16 more articles in the media than Chime Financial. MarketBeat recorded 20 mentions for Fiserv and 4 mentions for Chime Financial. Chime Financial's average media sentiment score of 0.38 beat Fiserv's score of 0.21 indicating that Chime Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chime Financial
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Fiserv
5 Very Positive mention(s)
3 Positive mention(s)
5 Neutral mention(s)
5 Negative mention(s)
1 Very Negative mention(s)
Neutral

Chime Financial currently has a consensus price target of $36.53, suggesting a potential upside of 34.04%. Fiserv has a consensus price target of $73.70, suggesting a potential upside of 66.14%. Given Fiserv's higher possible upside, analysts plainly believe Fiserv is more favorable than Chime Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chime Financial
1 Sell rating(s)
2 Hold rating(s)
16 Buy rating(s)
3 Strong Buy rating(s)
2.95
Fiserv
4 Sell rating(s)
25 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.06

Fiserv has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Fiserv, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chime Financial$2.19B4.72-$1.01B-$0.07N/A
Fiserv$21.19B1.11$3.48B$5.218.51

Fiserv has a net margin of 13.42% compared to Chime Financial's net margin of -0.74%. Fiserv's return on equity of 15.80% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chime Financial-0.74% -1.28% -0.92%
Fiserv 13.42%15.80%5.12%

Chime Financial has a beta of 0.83, suggesting that its share price is 17% less volatile than the broader market. Comparatively, Fiserv has a beta of 0.8, suggesting that its share price is 20% less volatile than the broader market.

91.0% of Fiserv shares are owned by institutional investors. 12.3% of Chime Financial shares are owned by company insiders. Comparatively, 0.1% of Fiserv shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Fiserv beats Chime Financial on 10 of the 17 factors compared between the two stocks.

How does Chime Financial compare to Affirm?

Chime Financial (NASDAQ:CHYM) and Affirm (NASDAQ:AFRM) are both large-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, media sentiment, risk, institutional ownership, dividends, profitability, valuation and analyst recommendations.

Affirm has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Affirm, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chime Financial$2.19B4.72-$1.01B-$0.07N/A
Affirm$4.26B5.60$1.93B$5.5212.82

In the previous week, Chime Financial and Chime Financial both had 4 articles in the media. Chime Financial's average media sentiment score of 0.38 beat Affirm's score of 0.30 indicating that Chime Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chime Financial
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Affirm
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

69.3% of Affirm shares are held by institutional investors. 12.3% of Chime Financial shares are held by insiders. Comparatively, 11.0% of Affirm shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Affirm has a net margin of 45.29% compared to Chime Financial's net margin of -0.74%. Affirm's return on equity of 47.91% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chime Financial-0.74% -1.28% -0.92%
Affirm 45.29%47.91%14.46%

Chime Financial currently has a consensus price target of $36.53, suggesting a potential upside of 34.04%. Affirm has a consensus price target of $98.78, suggesting a potential upside of 39.58%. Given Affirm's higher possible upside, analysts plainly believe Affirm is more favorable than Chime Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chime Financial
1 Sell rating(s)
2 Hold rating(s)
16 Buy rating(s)
3 Strong Buy rating(s)
2.95
Affirm
0 Sell rating(s)
8 Hold rating(s)
25 Buy rating(s)
0 Strong Buy rating(s)
2.76

Chime Financial has a beta of 0.83, indicating that its stock price is 17% less volatile than the broader market. Comparatively, Affirm has a beta of 3.82, indicating that its stock price is 282% more volatile than the broader market.

Summary

Affirm beats Chime Financial on 12 of the 16 factors compared between the two stocks.

How does Chime Financial compare to Global Payments?

Chime Financial (NASDAQ:CHYM) and Global Payments (NYSE:GPN) are both large-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, institutional ownership, media sentiment, valuation, risk, earnings, analyst recommendations and profitability.

Chime Financial has a beta of 0.83, indicating that its stock price is 17% less volatile than the broader market. Comparatively, Global Payments has a beta of 0.8, indicating that its stock price is 20% less volatile than the broader market.

89.8% of Global Payments shares are held by institutional investors. 12.3% of Chime Financial shares are held by company insiders. Comparatively, 0.6% of Global Payments shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Global Payments has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Global Payments, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chime Financial$2.19B4.72-$1.01B-$0.07N/A
Global Payments$7.71B2.69$1.40B-$2.98N/A

Chime Financial has a net margin of -0.74% compared to Global Payments' net margin of -9.16%. Global Payments' return on equity of 13.80% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chime Financial-0.74% -1.28% -0.92%
Global Payments -9.16%13.80%5.73%

Chime Financial currently has a consensus target price of $36.53, suggesting a potential upside of 34.04%. Global Payments has a consensus target price of $94.48, suggesting a potential upside of 20.61%. Given Chime Financial's stronger consensus rating and higher possible upside, equities research analysts clearly believe Chime Financial is more favorable than Global Payments.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chime Financial
1 Sell rating(s)
2 Hold rating(s)
16 Buy rating(s)
3 Strong Buy rating(s)
2.95
Global Payments
3 Sell rating(s)
17 Hold rating(s)
10 Buy rating(s)
0 Strong Buy rating(s)
2.23

In the previous week, Global Payments had 3 more articles in the media than Chime Financial. MarketBeat recorded 7 mentions for Global Payments and 4 mentions for Chime Financial. Chime Financial's average media sentiment score of 0.38 beat Global Payments' score of 0.04 indicating that Chime Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chime Financial
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Global Payments
1 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Chime Financial beats Global Payments on 10 of the 17 factors compared between the two stocks.

How does Chime Financial compare to Circle Internet Group?

Chime Financial (NASDAQ:CHYM) and Circle Internet Group (NYSE:CRCL) are both large-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their media sentiment, risk, earnings, institutional ownership, dividends, analyst recommendations, valuation and profitability.

In the previous week, Circle Internet Group had 5 more articles in the media than Chime Financial. MarketBeat recorded 9 mentions for Circle Internet Group and 4 mentions for Chime Financial. Chime Financial's average media sentiment score of 0.38 beat Circle Internet Group's score of 0.37 indicating that Chime Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chime Financial
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Circle Internet Group
2 Very Positive mention(s)
2 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Chime Financial has a beta of 0.83, meaning that its stock price is 17% less volatile than the broader market. Comparatively, Circle Internet Group has a beta of 0.73, meaning that its stock price is 27% less volatile than the broader market.

Circle Internet Group has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Circle Internet Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chime Financial$2.19B4.72-$1.01B-$0.07N/A
Circle Internet Group$2.75B7.49-$69.51M$1.4655.53

Circle Internet Group has a net margin of 15.53% compared to Chime Financial's net margin of -0.74%. Circle Internet Group's return on equity of 13.58% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chime Financial-0.74% -1.28% -0.92%
Circle Internet Group 15.53%13.58%0.58%

Chime Financial currently has a consensus price target of $36.53, suggesting a potential upside of 34.04%. Circle Internet Group has a consensus price target of $97.82, suggesting a potential upside of 20.66%. Given Chime Financial's stronger consensus rating and higher probable upside, equities analysts plainly believe Chime Financial is more favorable than Circle Internet Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chime Financial
1 Sell rating(s)
2 Hold rating(s)
16 Buy rating(s)
3 Strong Buy rating(s)
2.95
Circle Internet Group
4 Sell rating(s)
9 Hold rating(s)
10 Buy rating(s)
1 Strong Buy rating(s)
2.33

Summary

Circle Internet Group beats Chime Financial on 9 of the 15 factors compared between the two stocks.

Get Chime Financial News Delivered to You Automatically

Sign up to receive the latest news and ratings for CHYM and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CHYM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

CHYM vs. The Competition

MetricChime FinancialFinancial Services IndustryFinance SectorNASDAQ Exchange
Market Cap$10.32B$26.69B$13.31B$13.26B
Dividend YieldN/A6.88%6.04%17.33%
P/E Ratio-389.2319.3424.3926.04
Price / Sales4.72344.27509.1491.95
Price / CashN/A46.1029.4634.69
Price / Book7.383.182.706.34
Net Income-$1.01B$1.11B$1.31B$381.61M
7 Day Performance2.10%-1.12%-0.46%-0.73%
1 Month Performance-19.28%-2.39%-3.21%-4.68%
1 Year Performance30.57%-2.56%10.48%1.58%

Chime Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CHYM
Chime Financial
4.1035 of 5 stars
$27.25
flat
$36.53
+34.0%
+30.6%$10.32B$2.19BN/A1,519
CPAY
Corpay
3.142 of 5 stars
$392.17
-1.0%
$438.93
+11.9%
+36.6%$26.02B$4.53B23.8711,800
FISV
Fiserv
4.8723 of 5 stars
$45.36
-1.4%
$73.70
+62.5%
-65.2%$24.47B$21.19B8.7138,000
AFRM
Affirm
4.4691 of 5 stars
$69.30
+3.1%
$98.78
+42.5%
-5.4%$22.68B$4.26B12.552,358
GPN
Global Payments
4.4833 of 5 stars
$83.35
-1.6%
$94.48
+13.4%
-11.0%$22.41B$10.21BN/A26,000

Related Companies and Tools


This page (NASDAQ:CHYM) was last updated on 10/5/2026 by MarketBeat.com Staff.
From Our Partners