Go Pro

Chime Financial (CHYM) Competitors

Chime Financial logo
$33.97 +0.97 (+2.94%)
Closing price 04:00 PM Eastern
Extended Trading
$33.86 -0.11 (-0.32%)
As of 07:12 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

CHYM vs. XYZ, PYPL, FISV, CPAY, and CRCL

Should you buy Chime Financial stock or one of its competitors? Chime Financial's main competitors and comparable companies include Block (XYZ), PayPal (PYPL), Fiserv (FISV), Corpay (CPAY), and Circle Internet Group (CRCL). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "transaction & payment processing services" industry.

How does Chime Financial compare to Block?

Block (NYSE:XYZ) and Chime Financial (NASDAQ:CHYM) are both large-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, profitability, analyst recommendations, valuation, institutional ownership, media sentiment, dividends and risk.

Block has a net margin of 1.43% compared to Chime Financial's net margin of -0.74%. Block's return on equity of 8.10% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Block1.43% 8.10% 4.53%
Chime Financial -0.74%-1.28%-0.92%

Block has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Block, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Block$25.04B1.91$1.31B$0.56141.79
Chime Financial$2.46B5.23-$1.01B-$0.07N/A

70.4% of Block shares are owned by institutional investors. 11.4% of Block shares are owned by company insiders. Comparatively, 12.3% of Chime Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Block currently has a consensus price target of $95.42, suggesting a potential upside of 20.17%. Chime Financial has a consensus price target of $36.20, suggesting a potential upside of 6.56%. Given Block's higher possible upside, research analysts clearly believe Block is more favorable than Chime Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Block
0 Sell rating(s)
9 Hold rating(s)
29 Buy rating(s)
4 Strong Buy rating(s)
2.88
Chime Financial
1 Sell rating(s)
2 Hold rating(s)
17 Buy rating(s)
4 Strong Buy rating(s)
3.00

In the previous week, Chime Financial had 56 more articles in the media than Block. MarketBeat recorded 62 mentions for Chime Financial and 6 mentions for Block. Chime Financial's average media sentiment score of 0.65 beat Block's score of -0.24 indicating that Chime Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Block
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Chime Financial
19 Very Positive mention(s)
8 Positive mention(s)
18 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Block has a beta of 2.52, suggesting that its stock price is 152% more volatile than the broader market. Comparatively, Chime Financial has a beta of 0.6, suggesting that its stock price is 40% less volatile than the broader market.

Summary

Block beats Chime Financial on 11 of the 16 factors compared between the two stocks.

How does Chime Financial compare to PayPal?

Chime Financial (NASDAQ:CHYM) and PayPal (NASDAQ:PYPL) are both large-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, valuation, risk, dividends, institutional ownership, media sentiment, profitability and analyst recommendations.

In the previous week, Chime Financial had 21 more articles in the media than PayPal. MarketBeat recorded 62 mentions for Chime Financial and 41 mentions for PayPal. Chime Financial's average media sentiment score of 0.65 beat PayPal's score of 0.58 indicating that Chime Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chime Financial
19 Very Positive mention(s)
8 Positive mention(s)
18 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PayPal
19 Very Positive mention(s)
6 Positive mention(s)
9 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Positive

PayPal has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than PayPal, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chime Financial$2.46B5.23-$1.01B-$0.07N/A
PayPal$34.13B1.35$5.23B$5.2910.21

Chime Financial has a beta of 0.6, indicating that its stock price is 40% less volatile than the broader market. Comparatively, PayPal has a beta of 1.28, indicating that its stock price is 28% more volatile than the broader market.

68.3% of PayPal shares are held by institutional investors. 12.3% of Chime Financial shares are held by insiders. Comparatively, 0.6% of PayPal shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

PayPal has a net margin of 14.36% compared to Chime Financial's net margin of -0.74%. PayPal's return on equity of 24.39% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chime Financial-0.74% -1.28% -0.92%
PayPal 14.36%24.39%6.06%

Chime Financial presently has a consensus target price of $36.20, suggesting a potential upside of 6.56%. PayPal has a consensus target price of $56.03, suggesting a potential upside of 3.70%. Given Chime Financial's stronger consensus rating and higher possible upside, equities research analysts clearly believe Chime Financial is more favorable than PayPal.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chime Financial
1 Sell rating(s)
2 Hold rating(s)
17 Buy rating(s)
4 Strong Buy rating(s)
3.00
PayPal
4 Sell rating(s)
34 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.11

Summary

PayPal beats Chime Financial on 9 of the 17 factors compared between the two stocks.

How does Chime Financial compare to Fiserv?

Chime Financial (NASDAQ:CHYM) and Fiserv (NASDAQ:FISV) are both large-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, media sentiment, risk, valuation, institutional ownership, profitability, dividends and analyst recommendations.

Chime Financial presently has a consensus price target of $36.20, suggesting a potential upside of 6.56%. Fiserv has a consensus price target of $74.20, suggesting a potential upside of 45.52%. Given Fiserv's higher probable upside, analysts plainly believe Fiserv is more favorable than Chime Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chime Financial
1 Sell rating(s)
2 Hold rating(s)
17 Buy rating(s)
4 Strong Buy rating(s)
3.00
Fiserv
4 Sell rating(s)
25 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.06

Fiserv has a net margin of 13.42% compared to Chime Financial's net margin of -0.74%. Fiserv's return on equity of 15.80% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chime Financial-0.74% -1.28% -0.92%
Fiserv 13.42%15.80%5.12%

91.0% of Fiserv shares are held by institutional investors. 12.3% of Chime Financial shares are held by company insiders. Comparatively, 0.1% of Fiserv shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Fiserv has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Fiserv, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chime Financial$2.46B5.23-$1.01B-$0.07N/A
Fiserv$21.19B1.28$3.48B$5.219.79

In the previous week, Chime Financial had 48 more articles in the media than Fiserv. MarketBeat recorded 62 mentions for Chime Financial and 14 mentions for Fiserv. Fiserv's average media sentiment score of 1.36 beat Chime Financial's score of 0.65 indicating that Fiserv is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chime Financial
19 Very Positive mention(s)
8 Positive mention(s)
18 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Fiserv
10 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Chime Financial has a beta of 0.6, indicating that its share price is 40% less volatile than the broader market. Comparatively, Fiserv has a beta of 0.8, indicating that its share price is 20% less volatile than the broader market.

Summary

Fiserv beats Chime Financial on 11 of the 17 factors compared between the two stocks.

How does Chime Financial compare to Corpay?

Chime Financial (NASDAQ:CHYM) and Corpay (NYSE:CPAY) are both large-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, analyst recommendations, valuation, profitability, earnings, dividends and risk.

Corpay has a net margin of 22.72% compared to Chime Financial's net margin of -0.74%. Corpay's return on equity of 42.18% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chime Financial-0.74% -1.28% -0.92%
Corpay 22.72%42.18%6.34%

Corpay has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Corpay, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chime Financial$2.46B5.23-$1.01B-$0.07N/A
Corpay$4.53B5.97$1.07B$16.4325.08

98.8% of Corpay shares are owned by institutional investors. 12.3% of Chime Financial shares are owned by insiders. Comparatively, 5.2% of Corpay shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, Chime Financial had 57 more articles in the media than Corpay. MarketBeat recorded 62 mentions for Chime Financial and 5 mentions for Corpay. Corpay's average media sentiment score of 0.92 beat Chime Financial's score of 0.65 indicating that Corpay is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chime Financial
19 Very Positive mention(s)
8 Positive mention(s)
18 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Corpay
4 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Chime Financial presently has a consensus price target of $36.20, indicating a potential upside of 6.56%. Corpay has a consensus price target of $438.93, indicating a potential upside of 6.52%. Given Chime Financial's stronger consensus rating and higher probable upside, research analysts clearly believe Chime Financial is more favorable than Corpay.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chime Financial
1 Sell rating(s)
2 Hold rating(s)
17 Buy rating(s)
4 Strong Buy rating(s)
3.00
Corpay
0 Sell rating(s)
3 Hold rating(s)
12 Buy rating(s)
0 Strong Buy rating(s)
2.80

Chime Financial has a beta of 0.6, suggesting that its stock price is 40% less volatile than the broader market. Comparatively, Corpay has a beta of 0.87, suggesting that its stock price is 13% less volatile than the broader market.

Summary

Corpay beats Chime Financial on 11 of the 17 factors compared between the two stocks.

How does Chime Financial compare to Circle Internet Group?

Chime Financial (NASDAQ:CHYM) and Circle Internet Group (NYSE:CRCL) are both large-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, earnings, institutional ownership, risk, dividends, media sentiment, valuation and profitability.

Circle Internet Group has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Circle Internet Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chime Financial$2.46B5.23-$1.01B-$0.07N/A
Circle Internet Group$2.75B9.01-$69.51M$1.4666.78

Chime Financial has a beta of 0.6, meaning that its stock price is 40% less volatile than the broader market. Comparatively, Circle Internet Group has a beta of 0.59, meaning that its stock price is 41% less volatile than the broader market.

Chime Financial currently has a consensus price target of $36.20, suggesting a potential upside of 6.56%. Circle Internet Group has a consensus price target of $99.67, suggesting a potential upside of 2.23%. Given Chime Financial's stronger consensus rating and higher possible upside, analysts plainly believe Chime Financial is more favorable than Circle Internet Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chime Financial
1 Sell rating(s)
2 Hold rating(s)
17 Buy rating(s)
4 Strong Buy rating(s)
3.00
Circle Internet Group
4 Sell rating(s)
12 Hold rating(s)
10 Buy rating(s)
1 Strong Buy rating(s)
2.30

Circle Internet Group has a net margin of 15.53% compared to Chime Financial's net margin of -0.74%. Circle Internet Group's return on equity of 13.58% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chime Financial-0.74% -1.28% -0.92%
Circle Internet Group 15.53%13.58%0.58%

In the previous week, Chime Financial had 41 more articles in the media than Circle Internet Group. MarketBeat recorded 62 mentions for Chime Financial and 21 mentions for Circle Internet Group. Chime Financial's average media sentiment score of 0.65 beat Circle Internet Group's score of 0.23 indicating that Chime Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chime Financial
19 Very Positive mention(s)
8 Positive mention(s)
18 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Circle Internet Group
9 Very Positive mention(s)
1 Positive mention(s)
6 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Circle Internet Group beats Chime Financial on 8 of the 15 factors compared between the two stocks.

Get Chime Financial News Delivered to You Automatically

Sign up to receive the latest news and ratings for CHYM and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CHYM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

CHYM vs. The Competition

MetricChime FinancialFinancial Services IndustryFinance SectorNASDAQ Exchange
Market Cap$12.86B$27.48B$13.99B$13.79B
Dividend YieldN/A6.14%5.95%11.71%
P/E Ratio-485.2219.7725.5525.39
Price / Sales5.23458.15499.7986.28
Price / CashN/A49.5830.3034.96
Price / Book9.213.262.756.25
Net Income-$1.01B$1.11B$1.32B$358.19M
7 Day Performance0.62%-0.92%-1.21%-1.43%
1 Month Performance6.09%12.40%-0.30%-2.71%
1 Year Performance43.58%-12.12%8.20%8.46%

Chime Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CHYM
Chime Financial
2.7844 of 5 stars
$33.97
+2.9%
$36.20
+6.6%
+39.5%$12.86B$2.46BN/A1,519
XYZ
Block
4.7234 of 5 stars
$80.03
-3.3%
$95.42
+19.2%
+8.8%$49.72B$24.19B142.9010,205
PYPL
PayPal
3.9391 of 5 stars
$53.18
-3.2%
$56.03
+5.4%
-19.7%$47.02B$33.17B10.0523,800
FISV
Fiserv
4.6467 of 5 stars
$50.86
-4.0%
$74.20
+45.9%
-61.6%$28.18B$20.87B9.7638,000
CPAY
Corpay
3.0919 of 5 stars
$406.94
-2.3%
$438.93
+7.9%
+33.0%$27.34B$4.53B24.7711,800

Related Companies and Tools


This page (NASDAQ:CHYM) was last updated on 9/14/2026 by MarketBeat.com Staff.
From Our Partners