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Chime Financial (CHYM) Competitors

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$32.84 +0.14 (+0.43%)
As of 02:23 PM Eastern
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CHYM vs. FISV, CPAY, AFRM, GPN, and FIS

Should you buy Chime Financial stock or one of its competitors? Chime Financial's main competitors and comparable companies include Fiserv (FISV), Corpay (CPAY), Affirm (AFRM), Global Payments (GPN), and Fidelity National Information Services (FIS). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "transaction & payment processing services" industry.

How does Chime Financial compare to Fiserv?

Fiserv (NASDAQ:FISV) and Chime Financial (NASDAQ:CHYM) are both large-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, profitability, earnings, institutional ownership, analyst recommendations, valuation, dividends and media sentiment.

Fiserv has a beta of 0.8, suggesting that its stock price is 20% less volatile than the broader market. Comparatively, Chime Financial has a beta of 0.3, suggesting that its stock price is 70% less volatile than the broader market.

In the previous week, Fiserv had 3 more articles in the media than Chime Financial. MarketBeat recorded 28 mentions for Fiserv and 25 mentions for Chime Financial. Fiserv's average media sentiment score of 1.31 beat Chime Financial's score of 0.64 indicating that Fiserv is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Fiserv
24 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Chime Financial
11 Very Positive mention(s)
1 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Fiserv has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Fiserv, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Fiserv$21.19B1.32$3.48B$5.2110.10
Chime Financial$2.19B5.68-$1.01B-$0.07N/A

Fiserv presently has a consensus price target of $74.20, indicating a potential upside of 40.96%. Chime Financial has a consensus price target of $32.33, indicating a potential downside of 1.53%. Given Fiserv's higher probable upside, analysts plainly believe Fiserv is more favorable than Chime Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Fiserv
4 Sell rating(s)
25 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.06
Chime Financial
1 Sell rating(s)
3 Hold rating(s)
14 Buy rating(s)
4 Strong Buy rating(s)
2.95

Fiserv has a net margin of 13.42% compared to Chime Financial's net margin of -0.74%. Fiserv's return on equity of 15.80% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Fiserv13.42% 15.80% 5.12%
Chime Financial -0.74%-1.28%-0.92%

91.0% of Fiserv shares are owned by institutional investors. 0.1% of Fiserv shares are owned by company insiders. Comparatively, 12.3% of Chime Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

Fiserv beats Chime Financial on 12 of the 17 factors compared between the two stocks.

How does Chime Financial compare to Corpay?

Corpay (NYSE:CPAY) and Chime Financial (NASDAQ:CHYM) are both large-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, institutional ownership, dividends, analyst recommendations, media sentiment, profitability, risk and earnings.

Corpay presently has a consensus target price of $430.31, indicating a potential upside of 4.06%. Chime Financial has a consensus target price of $32.33, indicating a potential downside of 1.53%. Given Corpay's higher possible upside, equities analysts clearly believe Corpay is more favorable than Chime Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Corpay
0 Sell rating(s)
3 Hold rating(s)
12 Buy rating(s)
0 Strong Buy rating(s)
2.80
Chime Financial
1 Sell rating(s)
3 Hold rating(s)
14 Buy rating(s)
4 Strong Buy rating(s)
2.95

Corpay has a net margin of 22.72% compared to Chime Financial's net margin of -0.74%. Corpay's return on equity of 42.18% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Corpay22.72% 42.18% 6.34%
Chime Financial -0.74%-1.28%-0.92%

Corpay has a beta of 0.87, suggesting that its stock price is 13% less volatile than the broader market. Comparatively, Chime Financial has a beta of 0.3, suggesting that its stock price is 70% less volatile than the broader market.

In the previous week, Chime Financial had 13 more articles in the media than Corpay. MarketBeat recorded 25 mentions for Chime Financial and 12 mentions for Corpay. Chime Financial's average media sentiment score of 0.64 beat Corpay's score of 0.57 indicating that Chime Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Corpay
7 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Chime Financial
11 Very Positive mention(s)
1 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

98.8% of Corpay shares are held by institutional investors. 5.2% of Corpay shares are held by company insiders. Comparatively, 12.3% of Chime Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Corpay has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Corpay, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Corpay$5.02B5.41$1.07B$16.4325.17
Chime Financial$2.19B5.68-$1.01B-$0.07N/A

Summary

Corpay beats Chime Financial on 10 of the 17 factors compared between the two stocks.

How does Chime Financial compare to Affirm?

Chime Financial (NASDAQ:CHYM) and Affirm (NASDAQ:AFRM) are both large-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, analyst recommendations, valuation, media sentiment, institutional ownership, dividends, profitability and risk.

Chime Financial presently has a consensus price target of $32.33, indicating a potential downside of 1.53%. Affirm has a consensus price target of $93.63, indicating a potential upside of 21.07%. Given Affirm's higher probable upside, analysts clearly believe Affirm is more favorable than Chime Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chime Financial
1 Sell rating(s)
3 Hold rating(s)
14 Buy rating(s)
4 Strong Buy rating(s)
2.95
Affirm
0 Sell rating(s)
7 Hold rating(s)
22 Buy rating(s)
2 Strong Buy rating(s)
2.84

Chime Financial has a beta of 0.3, meaning that its stock price is 70% less volatile than the broader market. Comparatively, Affirm has a beta of 3.71, meaning that its stock price is 271% more volatile than the broader market.

Affirm has a net margin of 9.63% compared to Chime Financial's net margin of -0.74%. Affirm's return on equity of 11.17% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chime Financial-0.74% -1.28% -0.92%
Affirm 9.63%11.17%3.14%

In the previous week, Chime Financial had 17 more articles in the media than Affirm. MarketBeat recorded 25 mentions for Chime Financial and 8 mentions for Affirm. Chime Financial's average media sentiment score of 0.64 beat Affirm's score of 0.62 indicating that Chime Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chime Financial
11 Very Positive mention(s)
1 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Affirm
4 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive

Affirm has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Affirm, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chime Financial$2.19B5.68-$1.01B-$0.07N/A
Affirm$3.24B7.98$52.19M$1.1070.30

69.3% of Affirm shares are held by institutional investors. 12.3% of Chime Financial shares are held by insiders. Comparatively, 11.0% of Affirm shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

Affirm beats Chime Financial on 12 of the 17 factors compared between the two stocks.

How does Chime Financial compare to Global Payments?

Chime Financial (NASDAQ:CHYM) and Global Payments (NYSE:GPN) are both large-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, valuation, media sentiment, earnings, analyst recommendations, institutional ownership, profitability and risk.

Chime Financial has a beta of 0.3, meaning that its share price is 70% less volatile than the broader market. Comparatively, Global Payments has a beta of 0.74, meaning that its share price is 26% less volatile than the broader market.

Chime Financial currently has a consensus target price of $32.33, suggesting a potential downside of 1.53%. Global Payments has a consensus target price of $92.16, suggesting a potential downside of 2.01%. Given Chime Financial's stronger consensus rating and higher possible upside, analysts clearly believe Chime Financial is more favorable than Global Payments.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chime Financial
1 Sell rating(s)
3 Hold rating(s)
14 Buy rating(s)
4 Strong Buy rating(s)
2.95
Global Payments
3 Sell rating(s)
15 Hold rating(s)
10 Buy rating(s)
0 Strong Buy rating(s)
2.25

89.8% of Global Payments shares are owned by institutional investors. 12.3% of Chime Financial shares are owned by company insiders. Comparatively, 0.6% of Global Payments shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

In the previous week, Global Payments had 17 more articles in the media than Chime Financial. MarketBeat recorded 42 mentions for Global Payments and 25 mentions for Chime Financial. Global Payments' average media sentiment score of 0.87 beat Chime Financial's score of 0.64 indicating that Global Payments is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chime Financial
11 Very Positive mention(s)
1 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Global Payments
24 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

Global Payments has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Global Payments, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chime Financial$2.19B5.68-$1.01B-$0.07N/A
Global Payments$7.71B3.23$1.40B-$2.98N/A

Chime Financial has a net margin of -0.74% compared to Global Payments' net margin of -9.16%. Global Payments' return on equity of 13.80% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chime Financial-0.74% -1.28% -0.92%
Global Payments -9.16%13.80%5.73%

Summary

Global Payments beats Chime Financial on 9 of the 17 factors compared between the two stocks.

How does Chime Financial compare to Fidelity National Information Services?

Fidelity National Information Services (NYSE:FIS) and Chime Financial (NASDAQ:CHYM) are both large-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, valuation, earnings, profitability, dividends, analyst recommendations, institutional ownership and media sentiment.

96.2% of Fidelity National Information Services shares are owned by institutional investors. 0.3% of Fidelity National Information Services shares are owned by insiders. Comparatively, 12.3% of Chime Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Fidelity National Information Services has a net margin of 27.64% compared to Chime Financial's net margin of -0.74%. Fidelity National Information Services' return on equity of 20.95% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Fidelity National Information Services27.64% 20.95% 8.13%
Chime Financial -0.74%-1.28%-0.92%

Fidelity National Information Services has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Fidelity National Information Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Fidelity National Information Services$10.68B1.95$382M$6.516.20
Chime Financial$2.19B5.68-$1.01B-$0.07N/A

Fidelity National Information Services has a beta of 0.77, suggesting that its share price is 23% less volatile than the broader market. Comparatively, Chime Financial has a beta of 0.3, suggesting that its share price is 70% less volatile than the broader market.

Fidelity National Information Services currently has a consensus price target of $54.17, indicating a potential upside of 34.19%. Chime Financial has a consensus price target of $32.33, indicating a potential downside of 1.53%. Given Fidelity National Information Services' higher probable upside, research analysts clearly believe Fidelity National Information Services is more favorable than Chime Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Fidelity National Information Services
2 Sell rating(s)
11 Hold rating(s)
10 Buy rating(s)
0 Strong Buy rating(s)
2.35
Chime Financial
1 Sell rating(s)
3 Hold rating(s)
14 Buy rating(s)
4 Strong Buy rating(s)
2.95

In the previous week, Fidelity National Information Services had 1 more articles in the media than Chime Financial. MarketBeat recorded 26 mentions for Fidelity National Information Services and 25 mentions for Chime Financial. Fidelity National Information Services' average media sentiment score of 1.37 beat Chime Financial's score of 0.64 indicating that Fidelity National Information Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Fidelity National Information Services
20 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Chime Financial
11 Very Positive mention(s)
1 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Fidelity National Information Services beats Chime Financial on 12 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CHYM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CHYM vs. The Competition

MetricChime FinancialFinancial Services IndustryFinance SectorNASDAQ Exchange
Market Cap$12.41B$27.09B$14.02B$12.76B
Dividend YieldN/A6.07%5.89%10.78%
P/E Ratio-468.3320.7429.6424.16
Price / Sales5.68447.97513.98128.34
Price / CashN/A52.4230.7136.89
Price / Book8.903.482.876.51
Net Income-$1.01B$1.09B$1.31B$347.63M
7 Day Performance2.90%11.46%1.28%1.50%
1 Month Performance58.70%12.97%2.88%5.15%
1 Year Performance22.20%-2.38%11.56%17.73%

Chime Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CHYM
Chime Financial
2.0415 of 5 stars
$32.84
+0.4%
$32.33
-1.5%
+18.0%$12.41B$2.19BN/A1,519
FISV
Fiserv
4.8515 of 5 stars
$51.72
-0.9%
$74.17
+43.4%
-62.0%$28.92B$21.19B9.9338,000
CPAY
Corpay
3.0403 of 5 stars
$407.19
-0.1%
$426.08
+4.6%
+25.3%$27.42B$4.53B24.7811,800
AFRM
Affirm
3.989 of 5 stars
$73.58
-1.3%
$93.15
+26.6%
-3.3%$26.24B$3.24B66.892,206
GPN
Global Payments
3.9389 of 5 stars
$90.50
+0.1%
$90.68
+0.2%
+4.9%$24.62B$7.71BN/A26,000

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This page (NASDAQ:CHYM) was last updated on 8/25/2026 by MarketBeat.com Staff.
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