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Chime Financial (CHYM) Competitors

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$17.62 -0.98 (-5.24%)
Closing price 03:58 PM Eastern
Extended Trading
$17.35 -0.27 (-1.56%)
As of 07:59 PM Eastern
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CHYM vs. CFG, SYF, AFRM, IREN, and BSBR

Should you buy Chime Financial stock or one of its competitors? MarketBeat compares Chime Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Chime Financial include Citizens Financial Group (CFG), Synchrony Financial (SYF), Affirm (AFRM), IREN (IREN), and Banco Santander Brasil (BSBR). These companies are all part of the "banking" industry.

How does Chime Financial compare to Citizens Financial Group?

Citizens Financial Group (NYSE:CFG) and Chime Financial (NASDAQ:CHYM) are both banking companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, earnings, institutional ownership, dividends, valuation, media sentiment, analyst recommendations and risk.

Citizens Financial Group has a net margin of 16.21% compared to Chime Financial's net margin of -41.87%. Citizens Financial Group's return on equity of 8.31% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Financial Group16.21% 8.31% 0.88%
Chime Financial -41.87%-67.86%-49.84%

Citizens Financial Group presently has a consensus price target of $70.88, suggesting a potential upside of 15.17%. Chime Financial has a consensus price target of $31.65, suggesting a potential upside of 79.57%. Given Chime Financial's higher probable upside, analysts plainly believe Chime Financial is more favorable than Citizens Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Financial Group
0 Sell rating(s)
1 Hold rating(s)
19 Buy rating(s)
0 Strong Buy rating(s)
2.95
Chime Financial
1 Sell rating(s)
4 Hold rating(s)
13 Buy rating(s)
4 Strong Buy rating(s)
2.91

In the previous week, Citizens Financial Group had 11 more articles in the media than Chime Financial. MarketBeat recorded 15 mentions for Citizens Financial Group and 4 mentions for Chime Financial. Citizens Financial Group's average media sentiment score of 1.37 beat Chime Financial's score of 0.47 indicating that Citizens Financial Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens Financial Group
13 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Chime Financial
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

94.9% of Citizens Financial Group shares are held by institutional investors. 0.7% of Citizens Financial Group shares are held by insiders. Comparatively, 12.3% of Chime Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Citizens Financial Group has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Citizens Financial Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Financial Group$12.06B2.16$1.83B$4.2314.55
Chime Financial$2.19B3.07-$1.01B-$7.43N/A

Summary

Citizens Financial Group beats Chime Financial on 12 of the 16 factors compared between the two stocks.

How does Chime Financial compare to Synchrony Financial?

Synchrony Financial (NYSE:SYF) and Chime Financial (NASDAQ:CHYM) are both banking companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, institutional ownership, valuation, profitability, earnings, risk, analyst recommendations and media sentiment.

Synchrony Financial has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Synchrony Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Synchrony Financial$22.60B1.02$3.55B$9.677.11
Chime Financial$2.19B3.07-$1.01B-$7.43N/A

96.5% of Synchrony Financial shares are held by institutional investors. 0.4% of Synchrony Financial shares are held by company insiders. Comparatively, 12.3% of Chime Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Synchrony Financial has a net margin of 15.80% compared to Chime Financial's net margin of -41.87%. Synchrony Financial's return on equity of 23.41% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Synchrony Financial15.80% 23.41% 3.05%
Chime Financial -41.87%-67.86%-49.84%

In the previous week, Synchrony Financial had 9 more articles in the media than Chime Financial. MarketBeat recorded 13 mentions for Synchrony Financial and 4 mentions for Chime Financial. Synchrony Financial's average media sentiment score of 1.46 beat Chime Financial's score of 0.47 indicating that Synchrony Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Synchrony Financial
11 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Chime Financial
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Synchrony Financial currently has a consensus price target of $86.05, indicating a potential upside of 25.09%. Chime Financial has a consensus price target of $31.65, indicating a potential upside of 79.57%. Given Chime Financial's stronger consensus rating and higher probable upside, analysts plainly believe Chime Financial is more favorable than Synchrony Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Synchrony Financial
0 Sell rating(s)
8 Hold rating(s)
12 Buy rating(s)
1 Strong Buy rating(s)
2.67
Chime Financial
1 Sell rating(s)
4 Hold rating(s)
13 Buy rating(s)
4 Strong Buy rating(s)
2.91

Summary

Synchrony Financial beats Chime Financial on 10 of the 16 factors compared between the two stocks.

How does Chime Financial compare to Affirm?

Affirm (NASDAQ:AFRM) and Chime Financial (NASDAQ:CHYM) are both banking companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, dividends, valuation, earnings, institutional ownership, risk, analyst recommendations and profitability.

Affirm has a net margin of 9.63% compared to Chime Financial's net margin of -41.87%. Affirm's return on equity of 11.17% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Affirm9.63% 11.17% 3.14%
Chime Financial -41.87%-67.86%-49.84%

In the previous week, Affirm had 7 more articles in the media than Chime Financial. MarketBeat recorded 11 mentions for Affirm and 4 mentions for Chime Financial. Affirm's average media sentiment score of 0.94 beat Chime Financial's score of 0.47 indicating that Affirm is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Affirm
4 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Chime Financial
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Affirm has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Affirm, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Affirm$3.24B6.84$52.19M$1.1060.25
Chime Financial$2.19B3.07-$1.01B-$7.43N/A

69.3% of Affirm shares are held by institutional investors. 11.0% of Affirm shares are held by insiders. Comparatively, 12.3% of Chime Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Affirm currently has a consensus target price of $86.20, suggesting a potential upside of 30.07%. Chime Financial has a consensus target price of $31.65, suggesting a potential upside of 79.57%. Given Chime Financial's stronger consensus rating and higher probable upside, analysts plainly believe Chime Financial is more favorable than Affirm.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Affirm
0 Sell rating(s)
9 Hold rating(s)
19 Buy rating(s)
1 Strong Buy rating(s)
2.72
Chime Financial
1 Sell rating(s)
4 Hold rating(s)
13 Buy rating(s)
4 Strong Buy rating(s)
2.91

Summary

Affirm beats Chime Financial on 12 of the 16 factors compared between the two stocks.

How does Chime Financial compare to IREN?

IREN (NASDAQ:IREN) and Chime Financial (NASDAQ:CHYM) are both banking companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, risk, earnings, media sentiment, profitability, dividends, valuation and institutional ownership.

IREN presently has a consensus target price of $80.69, indicating a potential upside of 23.23%. Chime Financial has a consensus target price of $31.65, indicating a potential upside of 79.57%. Given Chime Financial's stronger consensus rating and higher probable upside, analysts clearly believe Chime Financial is more favorable than IREN.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
IREN
1 Sell rating(s)
5 Hold rating(s)
13 Buy rating(s)
0 Strong Buy rating(s)
2.63
Chime Financial
1 Sell rating(s)
4 Hold rating(s)
13 Buy rating(s)
4 Strong Buy rating(s)
2.91

IREN has higher earnings, but lower revenue than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than IREN, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
IREN$757.07M30.91$86.94M$0.48136.42
Chime Financial$2.19B3.07-$1.01B-$7.43N/A

In the previous week, IREN had 23 more articles in the media than Chime Financial. MarketBeat recorded 27 mentions for IREN and 4 mentions for Chime Financial. Chime Financial's average media sentiment score of 0.47 beat IREN's score of 0.46 indicating that Chime Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
IREN
11 Very Positive mention(s)
2 Positive mention(s)
10 Neutral mention(s)
1 Negative mention(s)
2 Very Negative mention(s)
Neutral
Chime Financial
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

IREN has a net margin of 20.90% compared to Chime Financial's net margin of -41.87%. IREN's return on equity of -13.13% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
IREN20.90% -13.13% -6.03%
Chime Financial -41.87%-67.86%-49.84%

41.1% of IREN shares are owned by institutional investors. 5.0% of IREN shares are owned by insiders. Comparatively, 12.3% of Chime Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

IREN beats Chime Financial on 9 of the 15 factors compared between the two stocks.

How does Chime Financial compare to Banco Santander Brasil?

Banco Santander Brasil (NYSE:BSBR) and Chime Financial (NASDAQ:CHYM) are both banking companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, earnings, valuation, media sentiment, analyst recommendations, profitability, institutional ownership and risk.

In the previous week, Chime Financial had 4 more articles in the media than Banco Santander Brasil. MarketBeat recorded 4 mentions for Chime Financial and 0 mentions for Banco Santander Brasil. Chime Financial's average media sentiment score of 0.47 beat Banco Santander Brasil's score of 0.00 indicating that Chime Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Banco Santander Brasil Neutral
Chime Financial Neutral

Banco Santander Brasil has a net margin of 7.06% compared to Chime Financial's net margin of -41.87%. Banco Santander Brasil's return on equity of 10.49% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Banco Santander Brasil7.06% 10.49% 1.04%
Chime Financial -41.87%-67.86%-49.84%

Banco Santander Brasil has higher revenue and earnings than Chime Financial.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Banco Santander Brasil$42.52B0.47$2.29BN/AN/A
Chime Financial$2.19B3.07-$1.01B-$7.43N/A

14.5% of Banco Santander Brasil shares are owned by institutional investors. 0.1% of Banco Santander Brasil shares are owned by insiders. Comparatively, 12.3% of Chime Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Chime Financial has a consensus price target of $31.65, suggesting a potential upside of 79.57%. Given Chime Financial's stronger consensus rating and higher possible upside, analysts clearly believe Chime Financial is more favorable than Banco Santander Brasil.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Banco Santander Brasil
1 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Chime Financial
1 Sell rating(s)
4 Hold rating(s)
13 Buy rating(s)
4 Strong Buy rating(s)
2.91

Summary

Chime Financial beats Banco Santander Brasil on 8 of the 14 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CHYM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CHYM vs. The Competition

MetricChime FinancialFinancial Services IndustryFinancial SectorNASDAQ Exchange
Market Cap$6.72B$5.77B$5.71B$12.42B
Dividend YieldN/A0.08%5.28%5.29%
P/E Ratio-2.37N/A16.1624.19
Price / Sales3.07189.051,070.40138.36
Price / CashN/A47.9995.0657.88
Price / Book4.783.446.566.72
Net Income-$1.01B-$220.76M$1.14B$337.19M
7 Day Performance2.06%-3.30%0.27%0.48%
1 Month Performance-20.75%-3.77%1.33%5.07%
1 Year PerformanceN/A-9.68%19.75%34.25%

Chime Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CHYM
Chime Financial
4.0246 of 5 stars
$17.63
-5.2%
$31.65
+79.6%
N/A$6.72B$2.19BN/A1,519
CFG
Citizens Financial Group
4.9767 of 5 stars
$63.61
+1.1%
$70.88
+11.4%
+56.1%$26.60B$8.48B15.0417,398
SYF
Synchrony Financial
4.9183 of 5 stars
$71.98
+0.2%
$86.05
+19.5%
+22.1%$24.16B$22.60B7.4420,000
AFRM
Affirm
4.7123 of 5 stars
$69.27
+6.2%
$86.00
+24.2%
+34.2%$21.84B$3.24B62.972,206
IREN
IREN
3.6538 of 5 stars
$59.78
+5.2%
$71.77
+20.1%
+662.9%$20.31B$501.02M124.54100

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This page (NASDAQ:CHYM) was last updated on 6/3/2026 by MarketBeat.com Staff.
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