Chime Financial (CHYM) Competitors

$17.88 +0.49 (+2.82%)

Closing price 04:00 PM Eastern

Extended Trading

$17.90 +0.02 (+0.11%)

As of 05:41 PM Eastern

CHYM vs. SHG, BAP, CRCL, CFG, and SYF

Should you buy Chime Financial stock or one of its competitors? MarketBeat compares Chime Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Chime Financial include Shinhan Financial Group (SHG), Credicorp (BAP), Circle Internet Group (CRCL), Citizens Financial Group (CFG), and Synchrony Financial (SYF). These companies are all part of the "banking" industry.

How does Chime Financial compare to Shinhan Financial Group?

Shinhan Financial Group (NYSE:SHG) and Chime Financial (NASDAQ:CHYM) are both banking companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, earnings, analyst recommendations, valuation, institutional ownership, dividends, risk and media sentiment.

Shinhan Financial Group has a net margin of 19.89% compared to Chime Financial's net margin of -41.87%. Shinhan Financial Group's return on equity of 10.87% beat Chime Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Shinhan Financial Group	19.89%	10.87%	0.85%
Chime Financial	-41.87%	-67.86%	-49.84%

7.8% of Shinhan Financial Group shares are owned by institutional investors. 1.0% of Shinhan Financial Group shares are owned by insiders. Comparatively, 12.3% of Chime Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Shinhan Financial Group has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Shinhan Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Shinhan Financial Group	$23.83B	1.30	$3.48B	$9.01	7.26
Chime Financial	$2.32B	2.97	-$1.01B	-$7.43	N/A

In the previous week, Chime Financial had 10 more articles in the media than Shinhan Financial Group. MarketBeat recorded 11 mentions for Chime Financial and 1 mentions for Shinhan Financial Group. Shinhan Financial Group's average media sentiment score of 1.47 beat Chime Financial's score of 0.53 indicating that Shinhan Financial Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Shinhan Financial Group	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Chime Financial	1 Very Positive mention(s)	3 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Chime Financial has a consensus price target of $31.65, indicating a potential upside of 77.01%. Given Chime Financial's stronger consensus rating and higher possible upside, analysts clearly believe Chime Financial is more favorable than Shinhan Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Shinhan Financial Group	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Chime Financial	1 Sell rating(s)	4 Hold rating(s)	13 Buy rating(s)	4 Strong Buy rating(s)	2.91

Summary

Shinhan Financial Group beats Chime Financial on 9 of the 16 factors compared between the two stocks.

How does Chime Financial compare to Credicorp?

Credicorp (NYSE:BAP) and Chime Financial (NASDAQ:CHYM) are both banking companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, earnings, analyst recommendations, valuation, institutional ownership, dividends, risk and media sentiment.

Credicorp has a net margin of 24.53% compared to Chime Financial's net margin of -41.87%. Credicorp's return on equity of 20.43% beat Chime Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credicorp	24.53%	20.43%	2.86%
Chime Financial	-41.87%	-67.86%	-49.84%

Credicorp currently has a consensus price target of $315.60, indicating a potential downside of 3.76%. Chime Financial has a consensus price target of $31.65, indicating a potential upside of 77.01%. Given Chime Financial's stronger consensus rating and higher possible upside, analysts clearly believe Chime Financial is more favorable than Credicorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credicorp	0 Sell rating(s)	3 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.57
Chime Financial	1 Sell rating(s)	4 Hold rating(s)	13 Buy rating(s)	4 Strong Buy rating(s)	2.91

Credicorp has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Credicorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credicorp	$23.99B	1.29	$1.94B	$24.31	13.49
Chime Financial	$2.32B	2.97	-$1.01B	-$7.43	N/A

89.8% of Credicorp shares are owned by institutional investors. 15.9% of Credicorp shares are owned by insiders. Comparatively, 12.3% of Chime Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

In the previous week, Credicorp and Credicorp both had 11 articles in the media. Credicorp's average media sentiment score of 0.84 beat Chime Financial's score of 0.53 indicating that Credicorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Credicorp	6 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Chime Financial	1 Very Positive mention(s)	3 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Credicorp beats Chime Financial on 10 of the 15 factors compared between the two stocks.

How does Chime Financial compare to Circle Internet Group?

Chime Financial (NASDAQ:CHYM) and Circle Internet Group (NYSE:CRCL) are both banking companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, profitability, earnings, risk, analyst recommendations, institutional ownership, media sentiment and dividends.

Circle Internet Group has a net margin of -2.76% compared to Chime Financial's net margin of -41.87%. Circle Internet Group's return on equity of 2.89% beat Chime Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Chime Financial	-41.87%	-67.86%	-49.84%
Circle Internet Group	-2.76%	2.89%	0.12%

Chime Financial currently has a consensus price target of $31.65, indicating a potential upside of 77.01%. Circle Internet Group has a consensus price target of $131.76, indicating a potential upside of 6.68%. Given Chime Financial's stronger consensus rating and higher probable upside, equities research analysts plainly believe Chime Financial is more favorable than Circle Internet Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Chime Financial	1 Sell rating(s)	4 Hold rating(s)	13 Buy rating(s)	4 Strong Buy rating(s)	2.91
Circle Internet Group	3 Sell rating(s)	11 Hold rating(s)	9 Buy rating(s)	1 Strong Buy rating(s)	2.33

Circle Internet Group has higher revenue and earnings than Chime Financial. Circle Internet Group is trading at a lower price-to-earnings ratio than Chime Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Chime Financial	$2.32B	2.97	-$1.01B	-$7.43	N/A
Circle Internet Group	$2.75B	11.10	-$69.51M	-$3.20	N/A

In the previous week, Circle Internet Group had 37 more articles in the media than Chime Financial. MarketBeat recorded 48 mentions for Circle Internet Group and 11 mentions for Chime Financial. Chime Financial's average media sentiment score of 0.53 beat Circle Internet Group's score of 0.52 indicating that Chime Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Chime Financial	1 Very Positive mention(s)	3 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Circle Internet Group	18 Very Positive mention(s)	7 Positive mention(s)	17 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Circle Internet Group beats Chime Financial on 8 of the 14 factors compared between the two stocks.

How does Chime Financial compare to Citizens Financial Group?

Chime Financial (NASDAQ:CHYM) and Citizens Financial Group (NYSE:CFG) are both banking companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, profitability, earnings, risk, analyst recommendations, institutional ownership, media sentiment and dividends.

94.9% of Citizens Financial Group shares are held by institutional investors. 12.3% of Chime Financial shares are held by insiders. Comparatively, 0.7% of Citizens Financial Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Chime Financial and Chime Financial both had 11 articles in the media. Citizens Financial Group's average media sentiment score of 1.46 beat Chime Financial's score of 0.53 indicating that Citizens Financial Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Chime Financial	1 Very Positive mention(s)	3 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Citizens Financial Group	9 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Citizens Financial Group has a net margin of 16.21% compared to Chime Financial's net margin of -41.87%. Citizens Financial Group's return on equity of 8.31% beat Chime Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Chime Financial	-41.87%	-67.86%	-49.84%
Citizens Financial Group	16.21%	8.31%	0.88%

Citizens Financial Group has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Citizens Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Chime Financial	$2.32B	2.97	-$1.01B	-$7.43	N/A
Citizens Financial Group	$8.48B	3.05	$1.83B	$4.23	14.45

Chime Financial currently has a consensus price target of $31.65, indicating a potential upside of 77.01%. Citizens Financial Group has a consensus price target of $70.88, indicating a potential upside of 15.95%. Given Chime Financial's higher probable upside, equities research analysts plainly believe Chime Financial is more favorable than Citizens Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Chime Financial	1 Sell rating(s)	4 Hold rating(s)	13 Buy rating(s)	4 Strong Buy rating(s)	2.91
Citizens Financial Group	0 Sell rating(s)	1 Hold rating(s)	19 Buy rating(s)	0 Strong Buy rating(s)	2.95

Summary

Citizens Financial Group beats Chime Financial on 12 of the 15 factors compared between the two stocks.

How does Chime Financial compare to Synchrony Financial?

Chime Financial (NASDAQ:CHYM) and Synchrony Financial (NYSE:SYF) are both banking companies, but which is the better investment? We will contrast the two businesses based on the strength of their dividends, profitability, risk, earnings, analyst recommendations, institutional ownership, valuation and media sentiment.

96.5% of Synchrony Financial shares are held by institutional investors. 12.3% of Chime Financial shares are held by company insiders. Comparatively, 0.4% of Synchrony Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

In the previous week, Chime Financial had 2 more articles in the media than Synchrony Financial. MarketBeat recorded 11 mentions for Chime Financial and 9 mentions for Synchrony Financial. Synchrony Financial's average media sentiment score of 1.49 beat Chime Financial's score of 0.53 indicating that Synchrony Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Chime Financial	1 Very Positive mention(s)	3 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Synchrony Financial	8 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Synchrony Financial has a net margin of 15.80% compared to Chime Financial's net margin of -41.87%. Synchrony Financial's return on equity of 23.41% beat Chime Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Chime Financial	-41.87%	-67.86%	-49.84%
Synchrony Financial	15.80%	23.41%	3.05%

Synchrony Financial has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Synchrony Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Chime Financial	$2.32B	2.97	-$1.01B	-$7.43	N/A
Synchrony Financial	$14.96B	1.60	$3.55B	$9.67	7.37

Chime Financial presently has a consensus price target of $31.65, indicating a potential upside of 77.01%. Synchrony Financial has a consensus price target of $86.32, indicating a potential upside of 21.11%. Given Chime Financial's stronger consensus rating and higher probable upside, research analysts plainly believe Chime Financial is more favorable than Synchrony Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Chime Financial	1 Sell rating(s)	4 Hold rating(s)	13 Buy rating(s)	4 Strong Buy rating(s)	2.91
Synchrony Financial	0 Sell rating(s)	7 Hold rating(s)	12 Buy rating(s)	1 Strong Buy rating(s)	2.70

Summary

Synchrony Financial beats Chime Financial on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CHYM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

CHYM vs. The Competition

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Metric	Chime Financial	Financial Services Industry	Financial Sector	NASDAQ Exchange
Market Cap	$6.87B	$7.62B	$5.76B	$12.46B
Dividend Yield	N/A	0.08%	5.27%	5.30%
P/E Ratio	-2.41	39.47	15.78	25.61
Price / Sales	2.97	17.76	933.98	63.45
Price / Cash	N/A	60.25	90.32	55.34
Price / Book	4.77	1.84	4.39	6.71
Net Income	-$1.01B	-$242.06M	$1.15B	$333.77M
7 Day Performance	-5.94%	2.67%	0.41%	0.40%
1 Month Performance	-19.68%	5.30%	2.25%	4.03%
1 Year Performance	N/A	-5.36%	21.87%	36.33%

Chime Financial Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
CHYM Chime Financial	4.5621 of 5 stars	$17.88 +2.8%	$31.65 +77.0%	N/A	$6.87B	$2.32B	N/A	1,519	Analyst Forecast
SHG Shinhan Financial Group	4.4569 of 5 stars	$67.91 +2.5%	N/A	+75.2%	$31.45B	$23.83B	7.54	190	Positive News Upcoming Earnings
BAP Credicorp	4.0969 of 5 stars	$318.60 -0.4%	$315.60 -0.9%	+54.6%	$30.20B	$8.01B	13.11	38,000	Positive News
CRCL Circle Internet Group	3.0993 of 5 stars	$114.07 -4.6%	$129.06 +13.1%	N/A	$29.50B	$2.75B	N/A	1,100	Earnings Report Analyst Forecast Insider Trade Gap Down
CFG Citizens Financial Group	4.9882 of 5 stars	$64.34 +1.2%	$70.88 +10.2%	+44.0%	$27.01B	$12.06B	15.21	17,398	Positive News

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This page (NASDAQ:CHYM) was last updated on 5/14/2026 by MarketBeat.com Staff.

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Chime Financial (CHYM) Competitors

CHYM vs. SHG, BAP, CRCL, CFG, and SYF

How does Chime Financial compare to Shinhan Financial Group?

Summary

How does Chime Financial compare to Credicorp?

Summary

How does Chime Financial compare to Circle Internet Group?

Summary

How does Chime Financial compare to Citizens Financial Group?

Summary

How does Chime Financial compare to Synchrony Financial?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

CHYM vs. The Competition

Chime Financial Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

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Chime Financial (CHYM) Competitors

CHYM vs. SHG, BAP, CRCL, CFG, and SYF

How does Chime Financial compare to Shinhan Financial Group?

Is SHG or CHYM more profitable?

Do institutionals & insiders believe in SHG or CHYM?

Which has higher earnings & valuation, SHG or CHYM?

Does the media prefer SHG or CHYM?

Do analysts recommend SHG or CHYM?

Summary

How does Chime Financial compare to Credicorp?

Is BAP or CHYM more profitable?

Do analysts recommend BAP or CHYM?

Which has higher earnings & valuation, BAP or CHYM?

Do institutionals & insiders believe in BAP or CHYM?

Does the media prefer BAP or CHYM?

Summary

How does Chime Financial compare to Circle Internet Group?

Is CHYM or CRCL more profitable?

Do analysts prefer CHYM or CRCL?

Which has stronger valuation and earnings, CHYM or CRCL?

Does the media favor CHYM or CRCL?

Summary

How does Chime Financial compare to Citizens Financial Group?

Do insiders and institutionals believe in CHYM or CFG?

Does the media refer more to CHYM or CFG?

Is CHYM or CFG more profitable?

Which has stronger valuation and earnings, CHYM or CFG?

Do analysts prefer CHYM or CFG?

Summary

How does Chime Financial compare to Synchrony Financial?

Do institutionals and insiders believe in CHYM or SYF?

Does the media favor CHYM or SYF?

Is CHYM or SYF more profitable?

Which has higher valuation & earnings, CHYM or SYF?

Do analysts prefer CHYM or SYF?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

CHYM vs. The Competition

Chime Financial Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools