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Chime Financial (CHYM) Competitors

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$20.95 +0.03 (+0.14%)
Closing price 07/13/2026 04:00 PM Eastern
Extended Trading
$20.84 -0.11 (-0.50%)
As of 07/13/2026 06:23 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

CHYM vs. BBDO, SHG, CFG, AFRM, and SYF

Should you buy Chime Financial stock or one of its competitors? MarketBeat compares Chime Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Chime Financial include Banco Bradesco (BBDO), Shinhan Financial Group (SHG), Citizens Financial Group (CFG), Affirm (AFRM), and Synchrony Financial (SYF). These companies are all part of the "banking" industry.

How does Chime Financial compare to Banco Bradesco?

Banco Bradesco (NYSE:BBDO) and Chime Financial (NASDAQ:CHYM) are both banking companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, earnings, risk, analyst recommendations, valuation, institutional ownership, profitability and media sentiment.

Banco Bradesco has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Banco Bradesco, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Banco Bradesco$41.79B0.80$4.24B$0.398.11
Chime Financial$2.19B3.65-$1.01B-$7.43N/A

Banco Bradesco has a net margin of 8.95% compared to Chime Financial's net margin of -41.87%. Banco Bradesco's return on equity of 14.15% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Banco Bradesco8.95% 14.15% 1.10%
Chime Financial -41.87%-67.86%-49.84%

Chime Financial has a consensus price target of $29.65, suggesting a potential upside of 41.51%. Given Chime Financial's higher possible upside, analysts clearly believe Chime Financial is more favorable than Banco Bradesco.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Banco Bradesco
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Chime Financial
1 Sell rating(s)
4 Hold rating(s)
9 Buy rating(s)
5 Strong Buy rating(s)
2.95

In the previous week, Chime Financial had 10 more articles in the media than Banco Bradesco. MarketBeat recorded 15 mentions for Chime Financial and 5 mentions for Banco Bradesco. Chime Financial's average media sentiment score of 0.97 beat Banco Bradesco's score of 0.82 indicating that Chime Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Banco Bradesco
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Chime Financial
6 Very Positive mention(s)
2 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Banco Bradesco beats Chime Financial on 8 of the 14 factors compared between the two stocks.

How does Chime Financial compare to Shinhan Financial Group?

Shinhan Financial Group (NYSE:SHG) and Chime Financial (NASDAQ:CHYM) are both banking companies, but which is the better stock? We will compare the two companies based on the strength of their risk, institutional ownership, profitability, earnings, valuation, analyst recommendations, media sentiment and dividends.

7.8% of Shinhan Financial Group shares are held by institutional investors. 1.0% of Shinhan Financial Group shares are held by company insiders. Comparatively, 12.3% of Chime Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Shinhan Financial Group has a net margin of 20.07% compared to Chime Financial's net margin of -41.87%. Shinhan Financial Group's return on equity of 10.97% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Shinhan Financial Group20.07% 10.97% 0.85%
Chime Financial -41.87%-67.86%-49.84%

Chime Financial has a consensus price target of $29.65, suggesting a potential upside of 41.51%. Given Chime Financial's stronger consensus rating and higher probable upside, analysts clearly believe Chime Financial is more favorable than Shinhan Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Shinhan Financial Group
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Chime Financial
1 Sell rating(s)
4 Hold rating(s)
9 Buy rating(s)
5 Strong Buy rating(s)
2.95

In the previous week, Chime Financial had 14 more articles in the media than Shinhan Financial Group. MarketBeat recorded 15 mentions for Chime Financial and 1 mentions for Shinhan Financial Group. Chime Financial's average media sentiment score of 0.97 beat Shinhan Financial Group's score of 0.30 indicating that Chime Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Shinhan Financial Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Chime Financial
6 Very Positive mention(s)
2 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Shinhan Financial Group has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Shinhan Financial Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Shinhan Financial Group$23.83B1.46$3.48B$9.217.94
Chime Financial$2.19B3.65-$1.01B-$7.43N/A

Summary

Shinhan Financial Group and Chime Financial tied by winning 8 of the 16 factors compared between the two stocks.

How does Chime Financial compare to Citizens Financial Group?

Citizens Financial Group (NYSE:CFG) and Chime Financial (NASDAQ:CHYM) are both banking companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, dividends, profitability, earnings, analyst recommendations, risk and valuation.

Citizens Financial Group has a net margin of 16.21% compared to Chime Financial's net margin of -41.87%. Citizens Financial Group's return on equity of 8.31% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Financial Group16.21% 8.31% 0.88%
Chime Financial -41.87%-67.86%-49.84%

In the previous week, Citizens Financial Group had 4 more articles in the media than Chime Financial. MarketBeat recorded 19 mentions for Citizens Financial Group and 15 mentions for Chime Financial. Chime Financial's average media sentiment score of 0.97 beat Citizens Financial Group's score of 0.72 indicating that Chime Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens Financial Group
7 Very Positive mention(s)
1 Positive mention(s)
10 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Chime Financial
6 Very Positive mention(s)
2 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Citizens Financial Group has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Citizens Financial Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Financial Group$12.06B2.47$1.83B$4.2316.63
Chime Financial$2.19B3.65-$1.01B-$7.43N/A

94.9% of Citizens Financial Group shares are held by institutional investors. 0.7% of Citizens Financial Group shares are held by insiders. Comparatively, 12.3% of Chime Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Citizens Financial Group presently has a consensus target price of $74.35, suggesting a potential upside of 5.68%. Chime Financial has a consensus target price of $29.65, suggesting a potential upside of 41.51%. Given Chime Financial's stronger consensus rating and higher possible upside, analysts clearly believe Chime Financial is more favorable than Citizens Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Financial Group
0 Sell rating(s)
4 Hold rating(s)
16 Buy rating(s)
0 Strong Buy rating(s)
2.80
Chime Financial
1 Sell rating(s)
4 Hold rating(s)
9 Buy rating(s)
5 Strong Buy rating(s)
2.95

Summary

Citizens Financial Group beats Chime Financial on 10 of the 16 factors compared between the two stocks.

How does Chime Financial compare to Affirm?

Chime Financial (NASDAQ:CHYM) and Affirm (NASDAQ:AFRM) are both banking companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, analyst recommendations, valuation, media sentiment, institutional ownership, risk, earnings and dividends.

Chime Financial presently has a consensus target price of $29.65, suggesting a potential upside of 41.51%. Affirm has a consensus target price of $90.35, suggesting a potential upside of 10.27%. Given Chime Financial's stronger consensus rating and higher possible upside, analysts plainly believe Chime Financial is more favorable than Affirm.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chime Financial
1 Sell rating(s)
4 Hold rating(s)
9 Buy rating(s)
5 Strong Buy rating(s)
2.95
Affirm
0 Sell rating(s)
8 Hold rating(s)
21 Buy rating(s)
1 Strong Buy rating(s)
2.77

69.3% of Affirm shares are held by institutional investors. 12.3% of Chime Financial shares are held by insiders. Comparatively, 11.0% of Affirm shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Affirm has a net margin of 9.63% compared to Chime Financial's net margin of -41.87%. Affirm's return on equity of 11.17% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chime Financial-41.87% -67.86% -49.84%
Affirm 9.63%11.17%3.14%

In the previous week, Chime Financial had 2 more articles in the media than Affirm. MarketBeat recorded 15 mentions for Chime Financial and 13 mentions for Affirm. Affirm's average media sentiment score of 1.07 beat Chime Financial's score of 0.97 indicating that Affirm is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chime Financial
6 Very Positive mention(s)
2 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Affirm
5 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Affirm has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Affirm, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chime Financial$2.19B3.65-$1.01B-$7.43N/A
Affirm$3.24B8.46$52.19M$1.1074.48

Summary

Affirm beats Chime Financial on 11 of the 16 factors compared between the two stocks.

How does Chime Financial compare to Synchrony Financial?

Synchrony Financial (NYSE:SYF) and Chime Financial (NASDAQ:CHYM) are both banking companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, risk, valuation, dividends, media sentiment, profitability, earnings and institutional ownership.

Synchrony Financial has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Synchrony Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Synchrony Financial$22.60B1.09$3.55B$9.677.57
Chime Financial$2.19B3.65-$1.01B-$7.43N/A

96.5% of Synchrony Financial shares are held by institutional investors. 0.4% of Synchrony Financial shares are held by insiders. Comparatively, 12.3% of Chime Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

In the previous week, Synchrony Financial had 11 more articles in the media than Chime Financial. MarketBeat recorded 26 mentions for Synchrony Financial and 15 mentions for Chime Financial. Chime Financial's average media sentiment score of 0.97 beat Synchrony Financial's score of 0.83 indicating that Chime Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Synchrony Financial
10 Very Positive mention(s)
4 Positive mention(s)
7 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Chime Financial
6 Very Positive mention(s)
2 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Synchrony Financial has a net margin of 15.80% compared to Chime Financial's net margin of -41.87%. Synchrony Financial's return on equity of 23.41% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Synchrony Financial15.80% 23.41% 3.05%
Chime Financial -41.87%-67.86%-49.84%

Synchrony Financial presently has a consensus price target of $87.32, indicating a potential upside of 19.21%. Chime Financial has a consensus price target of $29.65, indicating a potential upside of 41.51%. Given Chime Financial's stronger consensus rating and higher possible upside, analysts clearly believe Chime Financial is more favorable than Synchrony Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Synchrony Financial
0 Sell rating(s)
8 Hold rating(s)
12 Buy rating(s)
0 Strong Buy rating(s)
2.60
Chime Financial
1 Sell rating(s)
4 Hold rating(s)
9 Buy rating(s)
5 Strong Buy rating(s)
2.95

Summary

Synchrony Financial beats Chime Financial on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CHYM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CHYM vs. The Competition

MetricChime FinancialFinancial Services IndustryFinancial SectorNASDAQ Exchange
Market Cap$7.97B$5.26B$6.20B$12.61B
Dividend YieldN/A0.07%5.23%8.00%
P/E Ratio-2.82N/A29.7524.26
Price / Sales3.65172.841,187.15117.88
Price / CashN/A60.7788.6449.36
Price / Book5.684.826.476.29
Net Income-$1.01B-$202.21M$1.13B$330.66M
7 Day Performance-0.80%-3.42%-0.12%-1.32%
1 Month Performance25.45%-2.46%0.31%-0.64%
1 Year Performance-30.51%-29.08%15.08%19.08%

Chime Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CHYM
Chime Financial
3.9963 of 5 stars
$20.95
+0.1%
$29.65
+41.5%
-30.5%$7.97B$2.19BN/A1,519
BBDO
Banco Bradesco
2.1644 of 5 stars
$3.00
-0.7%
N/A+24.6%$32.00B$41.79B7.6988,400
SHG
Shinhan Financial Group
4.4003 of 5 stars
$63.12
+0.4%
N/A+47.3%$29.85B$23.83B6.85190
CFG
Citizens Financial Group
4.8362 of 5 stars
$70.07
-0.5%
$71.64
+2.2%
+47.7%$29.78B$12.06B16.5717,398
AFRM
Affirm
3.5871 of 5 stars
$81.55
-0.3%
$87.60
+7.4%
+26.6%$27.39B$3.24B74.142,206

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This page (NASDAQ:CHYM) was last updated on 7/14/2026 by MarketBeat.com Staff.
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