Most-Upgraded StocksMost-Upgraded Affirm Stock Price, News & Analysis (NASDAQ:AFRM) $37.67 +3.26 (+9.47%) (As of 12/1/2023 ET) Add Compare Share Share Today's Range$33.82▼$37.9550-Day Range$16.64▼$37.6752-Week Range$8.62▼$37.94Volume33.24 million shsAverage Volume19.91 million shsMarket Capitalization$11.37 billionP/E RatioN/ADividend YieldN/APrice Target$19.50 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial Media Affirm MarketRank™ Stock AnalysisAnalyst RatingReduce1.95 Rating ScoreUpside/Downside48.2% Downside$19.50 Price TargetShort InterestBearish20.38% of Float Sold ShortDividend StrengthN/ASustainabilityN/ANews Sentiment0.85Based on 7 Articles This WeekInsider TradingN/AProj. Earnings GrowthGrowingFrom ($0.93) to ($0.68) Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.1.63 out of 5 starsBusiness Services Sector253rd out of 305 stocksPersonal Credit Institutions Industry9th out of 11 stocks 2.0 Analyst's Opinion Consensus RatingAffirm has received a consensus rating of Reduce. The company's average rating score is 1.95, and is based on 4 buy ratings, 10 hold ratings, and 5 sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $19.50, Affirm has a forecasted downside of 48.2% from its current price of $37.67.Amount of Analyst CoverageAffirm has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock. Previous Next 2.0 Short Interest Percentage of Shares Shorted20.38% of the float of Affirm has been sold short.Short Interest Ratio / Days to CoverAffirm has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Affirm has recently increased by 2.72%, indicating that investor sentiment is decreasing. Previous Next 0.0 Dividend Strength Dividend YieldAffirm does not currently pay a dividend.Dividend GrowthAffirm does not have a long track record of dividend growth. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for AFRM. Previous Next 3.8 News and Social Media Coverage News SentimentAffirm has a news sentiment score of 0.85. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.66 average news sentiment score of Business Services companies.News Coverage This WeekMarketBeat has tracked 7 news articles for Affirm this week, compared to 1 article on an average week.Search Interest82 people have searched for AFRM on MarketBeat in the last 30 days. This is an increase of 78% compared to the previous 30 days.MarketBeat Follows35 people have added Affirm to their MarketBeat watchlist in the last 30 days. This is an increase of 169% compared to the previous 30 days. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Affirm insiders have not sold or bought any company stock.Percentage Held by Insiders13.05% of the stock of Affirm is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions59.69% of the stock of Affirm is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 0.6 Earnings and Valuation Earnings GrowthEarnings for Affirm are expected to grow in the coming year, from ($0.93) to ($0.68) per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Affirm is -12.35, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Affirm is -12.35, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioAffirm has a P/B Ratio of 4.43. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Affirm Stock (NASDAQ:AFRM)Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel and ticketing, apparel, accessories, consumer electronics, and jewelry. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.Read More AFRM Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart AFRM Stock News HeadlinesNovember 30, 2023 | americanbankingnews.comAffirm Holdings, Inc. (NASDAQ:AFRM) Receives Consensus Rating of "Reduce" from AnalystsNovember 29, 2023 | seekingalpha.comAffirm: A Fintech Underdog's Rise In A Competitive LandscapeDecember 3, 2023 | DTI Trader (Ad)New CBOE “special perk” helps traders target income every weekendYou might not immediately realize what you’re reading. Let me help you out a little… What you're looking at is a “special perk” set up by the Chicago Board of Options Exchange. November 29, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) 2023 UBS Global Technology Conference (Transcript)November 29, 2023 | seekingalpha.comAffirm: Black Friday Gains Provide A Great Opportunity To SellNovember 29, 2023 | americanbankingnews.comAffirm (NASDAQ:AFRM) Upgraded by Jefferies Financial Group to "Hold"November 23, 2023 | americanbankingnews.comAffirm (NASDAQ:AFRM) Price Target Raised to $21.50 at UBS GroupNovember 6, 2023 | seekingalpha.comAffirm: Growth To Remain Strong From Healthy Economic Figures, Continued MomentumDecember 3, 2023 | DTI Trader (Ad)New CBOE “special perk” helps traders target income every weekendYou might not immediately realize what you’re reading. Let me help you out a little… What you're looking at is a “special perk” set up by the Chicago Board of Options Exchange. November 5, 2023 | seekingalpha.comAffirm Holdings Q1 Preview: Stock Maybe Ahead Of ItselfNovember 2, 2023 | seekingalpha.comAffirm Stock: Beware Of Short Squeeze Ahead Of Q1 2024 EarningsOctober 4, 2023 | seekingalpha.comAffirm: Not Compelling Enough YetOctober 4, 2023 | seekingalpha.comAffirm: The Inescapable Interest Rate Threat (Ratings Downgrade)September 28, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) CFO Fireside Chat Call (Transcript)September 28, 2023 | seekingalpha.comAffirm: A Genuine Innovation In FinanceSeptember 14, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) Management presents at UBS 2023 Fintech Leaders Conference Call (Transcript)September 14, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) UBS 2023 Fintech Leaders Conference Call (Transcript)September 12, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) Presents at 2023 Barclays Financial Services Conference (Transcript)September 12, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) 2023 Barclays Financial Services Conference (Transcript)September 7, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) Goldman Sachs 2023 Communacopia & Technology Conference (Transcript)August 31, 2023 | seekingalpha.comAffirm Can Grow Its Business In A Tough Interest Rate EnvironmentAugust 29, 2023 | seekingalpha.comAffirm: Danger Ahead - Do Not Join This FOMO RallyAugust 25, 2023 | investorplace.comWhy Is Affirm (AFRM) Stock Up 30% Today?August 25, 2023 | seekingalpha.comAffirm Earnings: Profits On The Horizon, But This Stock Is OvervaluedAugust 24, 2023 | seekingalpha.comAffirm Holdings, Inc. 2023 Q4 - Results - Earnings Call PresentationAugust 22, 2023 | seekingalpha.comAffirm Holdings Q4 Preview: Almost All Major Numbers Expected To SlowAugust 7, 2023 | seekingalpha.comAffirm Holdings Fiscal Q4 Preview: Now Vs. Later - Balancing Profits And NarrativeSee More Headlines Receive AFRM Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Affirm and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings11/08/2023Today12/03/2023Next Earnings (Estimated)2/14/2024Fiscal Year End6/30/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry Personal credit institutions Sub-IndustryN/A SectorBusiness Services Current SymbolNASDAQ:AFRM CUSIPN/A CIK1820953 Webwww.affirm.com Phone415-984-0490FaxN/AEmployees2,171Year FoundedN/APrice Target and Rating Average Stock Price Target$19.50 High Stock Price Target$33.00 Low Stock Price Target$10.00 Potential Upside/Downside-48.2%Consensus RatingReduce Rating Score (0-4)1.95 Research Coverage19 Analysts Profitability EPS (Most Recent Fiscal Year)($3.05) Trailing P/E RatioN/A Forward P/E RatioN/A P/E GrowthN/ANet Income$-985,340,000.00 Net Margins-52.58% Pretax Margin-52.73% Return on Equity-35.74% Return on Assets-11.35% Debt Debt-to-Equity Ratio2.19 Current Ratio13.25 Quick Ratio13.25 Sales & Book Value Annual Sales$1.59 billion Price / Sales7.16 Cash FlowN/A Price / Cash FlowN/A Book Value$8.51 per share Price / Book4.43Miscellaneous Outstanding Shares301,730,000Free Float262,358,000Market Cap$11.37 billion OptionableNot Optionable Beta3.61 13 Stocks Institutional Investors Won't Stop BuyingWhich stocks are major institutional investors including hedge funds and endowments buying in today's market? Click the link below and we'll send you MarketBeat's list of thirteen stocks that institutional investors are buying up as quickly as they can.Get This Free Report Key ExecutivesMr. Max Roth Levchin (Age 47)Founder, CEO & Director Comp: $409.81kMr. Libor Michalek (Age 49)President & Director Comp: $475kMr. Michael A. Linford (Age 40)Chief Financial Officer Comp: $475kMs. Katherine Adkins Esq. (Age 61)Chief Legal Officer & Secretary Comp: $425kMs. Katrina HoltSenior Vice President of OperationsMr. Ronald ClarkVP of Investor RelationsMr. Geoff KottChief Revenue OfficerMs. Brooke E. Major-Reid (Age 49)Chief Capital Officer Mr. Robert W. O'Hare (Age 42)Senior Vice President of Finance Dr. Wayne Pommen Ph.D. (Age 44)Head of International More ExecutivesKey CompetitorsDuolingoNYSE:DUOLGFL EnvironmentalNYSE:GFLUiPathNYSE:PATHClean HarborsNYSE:CLHDocuSignNASDAQ:DOCUView All CompetitorsInsiders & InstitutionsAmerican Century Companies Inc.Bought 19,151 shares on 11/30/2023Ownership: 0.011%Deutsche Bank AGSold 1,001,153 shares on 11/24/2023Ownership: 0.006%Walleye Trading LLCBought 86,700 shares on 11/21/2023Ownership: 0.000%Walleye Capital LLCBought 14,100 shares on 11/21/2023Ownership: 0.000%Comerica BankBought 4,635 shares on 11/21/2023Ownership: 0.002%View All Insider TransactionsView All Institutional Transactions AFRM Stock Analysis - Frequently Asked Questions Should I buy or sell Affirm stock right now? 19 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Affirm in the last year. There are currently 5 sell ratings, 10 hold ratings and 4 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "reduce" AFRM shares. View AFRM analyst ratings or view top-rated stocks. What is Affirm's stock price target for 2024? 19 equities research analysts have issued 1-year price objectives for Affirm's shares. Their AFRM share price targets range from $10.00 to $33.00. On average, they predict the company's share price to reach $19.50 in the next twelve months. This suggests that the stock has a possible downside of 48.2%. View analysts price targets for AFRM or view top-rated stocks among Wall Street analysts. How have AFRM shares performed in 2023? Affirm's stock was trading at $9.67 at the beginning of 2023. Since then, AFRM shares have increased by 289.6% and is now trading at $37.67. View the best growth stocks for 2023 here. When is Affirm's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, February 14th 2024. View our AFRM earnings forecast. How were Affirm's earnings last quarter? Affirm Holdings, Inc. (NASDAQ:AFRM) posted its quarterly earnings data on Wednesday, November, 8th. The company reported ($0.57) earnings per share for the quarter, missing the consensus estimate of $0.08 by $0.65. The business had revenue of $496.55 million for the quarter, compared to the consensus estimate of $444.48 million. Affirm had a negative trailing twelve-month return on equity of 35.74% and a negative net margin of 52.58%. The business's quarterly revenue was up 37.3% compared to the same quarter last year. During the same period last year, the company earned ($0.86) earnings per share. What ETFs hold Affirm's stock? ETFs with the largest weight of Affirm (NASDAQ:AFRM) stock in their portfolio include Roundhill MEME ETF (MEME), Amplify Online Retail ETF (IBUY), ETFMG Prime Mobile Payments ETF (IPAY), Harbor Corporate Culture Small Cap ETF (HAPS), Global X FinTech Thematic ETF (FINX), Renaissance IPO ETF (IPO) and IQ U.S. Mid Cap R&D Leaders ETF (MRND).JPMorgan BetaBuilders U.S. Small Cap Equity ETF (BBSC). What guidance has Affirm issued on next quarter's earnings? Affirm updated its second quarter 2024 earnings guidance on Wednesday, November, 8th. The company provided earnings per share guidance of for the period. The company issued revenue guidance of $495.00 million-$520.00 million, compared to the consensus revenue estimate of $502.39 million. When did Affirm IPO? (AFRM) raised $873 million in an initial public offering on Wednesday, January 13th 2021. The company issued 24,600,000 shares at $33.00-$38.00 per share. Morgan Stanley, Goldman Sachs and Allen & Company acted as the underwriters for the IPO and RBC Capital Markets, Credit Suisse, Barclays, Truist Securities, Siebert Williams Shank and Deutsche Bank Securities were co-managers. Who are Affirm's major shareholders? Affirm's stock is owned by a variety of institutional and retail investors. Top institutional shareholders include Baillie Gifford & Co. (6.36%), Abdiel Capital Advisors LP (0.77%), Three Bridge Wealth Advisors LLC (0.67%), Barclays PLC (0.00%), Charles Schwab Investment Management Inc. (0.43%) and Northern Trust Corp (0.34%). Insiders that own company stock include Del Castillo Sharda Caro, Founders Fund V Management, Ll, Jeremy Philips, Katherine Adkins, Keith Rabois, Michael Linford, Private Ltd Gic and Siphelele Jiyane. View institutional ownership trends. How do I buy shares of Affirm? Shares of AFRM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. This page (NASDAQ:AFRM) was last updated on 12/3/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Affirm Holdings, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. 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