Lowest-Rated StocksLowest-RatedNASDAQ:AFRM Affirm (AFRM) Stock Forecast, Price & News $20.85 +0.59 (+2.91%) (As of 09/28/2023 ET) Add Compare Share Share Today's Range$20.04▼$21.0750-Day Range$13.81▼$25.0152-Week Range$8.62▼$25.63Volume9.47 million shsAverage Volume16.61 million shsMarket Capitalization$6.24 billionP/E RatioN/ADividend YieldN/APrice Target$16.22 ProfileProfileAnalyst RatingsChartCompetitorsEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial MediaProfileAnalyst RatingsChartCompetitorsEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial Media Affirm MarketRank™ ForecastAnalyst RatingHold2.00 Rating ScoreUpside/Downside22.2% Downside$16.22 Price TargetShort InterestBearish19.67% of Float Sold ShortDividend StrengthN/ASustainabilityN/ANews Sentiment0.55Based on 3 Articles This WeekInsider TradingSelling Shares$3.14 M Sold Last QuarterProj. Earnings GrowthGrowingFrom ($2.81) to ($2.44) Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.1.59 out of 5 starsBusiness Services Sector283rd out of 322 stocksPersonal Credit Institutions Industry11th out of 13 stocks 2.0 Analyst's Opinion Consensus RatingAffirm has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on 4 buy ratings, 9 hold ratings, and 4 sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $16.22, Affirm has a forecasted downside of 22.2% from its current price of $20.85.Amount of Analyst CoverageAffirm has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock. Previous Next 2.0 Short Interest Percentage of Shares Shorted19.67% of the float of Affirm has been sold short.Short Interest Ratio / Days to CoverAffirm has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Affirm has recently increased by 9.89%, indicating that investor sentiment is decreasing significantly. Previous Next 0.0 Dividend Strength Dividend YieldAffirm does not currently pay a dividend.Dividend GrowthAffirm does not have a long track record of dividend growth. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for AFRM. Previous Next 2.5 News and Social Media Coverage News SentimentAffirm has a news sentiment score of 0.55. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Affirm this week, compared to 1 article on an average week.Search InterestOnly 48 people have searched for AFRM on MarketBeat in the last 30 days. This is a decrease of -17% compared to the previous 30 days.MarketBeat Follows30 people have added Affirm to their MarketBeat watchlist in the last 30 days. This is an increase of 400% compared to the previous 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Affirm insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,144,215.00 in company stock.Percentage Held by Insiders12.11% of the stock of Affirm is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions59.69% of the stock of Affirm is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 0.6 Earnings and Valuation Earnings GrowthEarnings for Affirm are expected to grow in the coming year, from ($2.81) to ($2.44) per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Affirm is -6.24, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Affirm is -6.24, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioAffirm has a P/B Ratio of 2.44. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Affirm (NASDAQ:AFRM) StockAffirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel and ticketing, apparel, accessories, consumer electronics, and jewelry. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.Read More AFRM Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart AFRM Stock News HeadlinesSeptember 28, 2023 | seekingalpha.comAffirm: A Genuine Innovation In FinanceSeptember 14, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) Management presents at UBS 2023 Fintech Leaders Conference Call (Transcript)September 28, 2023 | The Oxford Club (Ad)Better Than Oil Stocks?The best way to profit from energy is NOT a stock...Rather, it's this little-known alternative investment. September 14, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) UBS 2023 Fintech Leaders Conference Call (Transcript)September 12, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) Presents at 2023 Barclays Financial Services Conference (Transcript)September 12, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) 2023 Barclays Financial Services Conference (Transcript)September 7, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) Goldman Sachs 2023 Communacopia & Technology Conference (Transcript)August 31, 2023 | seekingalpha.comAffirm Can Grow Its Business In A Tough Interest Rate EnvironmentSeptember 28, 2023 | Behind the Markets (Ad)Laser breakthrough could send stock soaring 2,467%Laser breakthrough could send stock soaring 2,476% Whenever the military develops a breakthrough technology, timely investors could see groundbreaking returns. General Dynamics returned 8,990%... Boeing soared 4,238%... L3Harris shot up 1,628%...August 29, 2023 | seekingalpha.comAffirm: Danger Ahead - Do Not Join This FOMO RallyAugust 25, 2023 | investorplace.comWhy Is Affirm (AFRM) Stock Up 30% Today?August 25, 2023 | seekingalpha.comAffirm Earnings: Profits On The Horizon, But This Stock Is OvervaluedAugust 24, 2023 | seekingalpha.comAffirm Holdings, Inc. 2023 Q4 - Results - Earnings Call PresentationAugust 22, 2023 | seekingalpha.comAffirm Holdings Q4 Preview: Almost All Major Numbers Expected To SlowAugust 7, 2023 | seekingalpha.comAffirm Holdings Fiscal Q4 Preview: Now Vs. Later - Balancing Profits And NarrativeJuly 19, 2023 | seekingalpha.comAffirm Holdings: Not Well Positioned To Face An Higher Rates EnvironmentJuly 7, 2023 | seekingalpha.comAffirm: What's Next After The Dead Cat Bounce Of The Shares?July 6, 2023 | seekingalpha.comAffirm: A Brilliant Business Model Atop A Giant Net Liquidity PositionJune 21, 2023 | seekingalpha.comAffirm: Why Amazon Partnership Is A Potential Game ChangerJune 13, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) RBC Capital Markets 2023 Financial Technology Conference (Transcript)June 13, 2023 | seekingalpha.comAffirm: Buy Now, Pay The Price LaterJune 12, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) CFO Fireside Chat TranscriptJune 8, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) Bank of America 2023 Global Technology Conference TranscriptJune 7, 2023 | investorplace.comAFRM Stock Alert: Amazon Pay Adds Affirm’s Buy Now, Pay Later ServiceJune 7, 2023 | seekingalpha.comAffirm: Is It Just Hype? Stock Rises On Amazon Pay InclusionMay 26, 2023 | seekingalpha.comAffirm: Not Quite A Dead Cat Bounce - Reversal May Be HereMay 23, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) Presents at 51st Annual J.P. Morgan Global Technology, Media and Communications Conference (Transcript)See More Headlines Receive AFRM Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Affirm and its competitors with MarketBeat's FREE daily newsletter. Email Address AFRM Company Calendar Last Earnings8/24/2023Today9/28/2023Next Earnings (Estimated)11/14/2023Fiscal Year End6/30/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry Personal credit institutions Sub-IndustryN/A SectorBusiness Services Current SymbolNASDAQ:AFRM CUSIPN/A CIK1820953 Webwww.affirm.com Phone415-984-0490FaxN/AEmployees2,171Year FoundedN/APrice Target and Rating Average Stock Price Forecast$16.22 High Stock Price Forecast$25.00 Low Stock Price Forecast$10.00 Forecasted Upside/Downside-21.6%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage17 Analysts Profitability EPS (Most Recent Fiscal Year)($3.34) Trailing P/E RatioN/A Forward P/E RatioN/A P/E GrowthN/ANet Income$-985,340,000.00 Net Margins-62.05% Pretax Margin-62.30% Return on Equity-38.95% Return on Assets-12.87% Debt Debt-to-Equity Ratio2.13 Current Ratio11.81 Quick Ratio11.81 Sales & Book Value Annual Sales$1.59 billion Price / Sales3.90 Cash FlowN/A Price / Cash FlowN/A Book Value$8.54 per share Price / Book2.42Miscellaneous Outstanding Shares299,300,000Free Float263,052,000Market Cap$6.19 billion OptionableNot Optionable Beta3.06 Metaverse Stocks And Why You Can't Ignore ThemThinking about investing in Meta, Roblox, or Unity? Click the link to learn what streetwise investors need to know about the metaverse and public markets before making an investment.Get This Free Report Key ExecutivesMr. Max Roth Levchin (Age 47)Founder, CEO & Director Comp: $478.26kMr. Libor Michalek (Age 49)Pres & Director Comp: $847.35kMr. Michael A. Linford (Age 40)Chief Financial Officer Comp: $824.82kMs. Katherine Adkins Esq. (Age 61)Chief Legal Officer & Sec. Comp: $629.17kMs. Katrina HoltSr. VP of OperationsMr. Ronald ClarkVP of Investor RelationsMr. Geoff KottChief Revenue OfficerMs. Brooke E. Major-Reid (Age 49)Chief Capital Officer Mr. Robert W. O'Hare (Age 42)Sr. VP of Fin. Dr. Wayne Pommen Ph.D. (Age 44)Head of International More ExecutivesKey CompetitorsAPi GroupNYSE:APGFTI ConsultingNYSE:FCNDuolingoNYSE:DUOLParsonsNYSE:PSNSPS CommerceNASDAQ:SPSCView All CompetitorsInsiders & InstitutionsWolverine Trading LLCSold 189,600 shares on 8/23/2023Ownership: 0.000%Virginia Retirement Systems ET ALBought 43,300 shares on 8/22/2023Ownership: 0.015%California State Teachers Retirement SystemSold 22,262 shares on 8/21/2023Ownership: 0.084%Osaic Holdings Inc.Sold 2,603 shares on 8/21/2023Ownership: 0.031%GTS Securities LLCBought 22,129 shares on 8/16/2023Ownership: 0.007%View All Insider TransactionsView All Institutional Transactions AFRM Stock - Frequently Asked Questions Should I buy or sell Affirm stock right now? 17 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Affirm in the last twelve months. There are currently 4 sell ratings, 9 hold ratings and 4 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" AFRM shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in AFRM, but not buy additional shares or sell existing shares. View AFRM analyst ratings or view top-rated stocks. What is Affirm's stock price forecast for 2023? 17 Wall Street research analysts have issued 12 month price objectives for Affirm's shares. Their AFRM share price forecasts range from $10.00 to $25.00. On average, they expect the company's stock price to reach $16.22 in the next year. This suggests that the stock has a possible downside of 21.6%. View analysts price targets for AFRM or view top-rated stocks among Wall Street analysts. How have AFRM shares performed in 2023? Affirm's stock was trading at $9.67 at the beginning of the year. Since then, AFRM stock has increased by 114.0% and is now trading at $20.69. View the best growth stocks for 2023 here. Are investors shorting Affirm? Affirm saw a increase in short interest in the month of September. As of September 15th, there was short interest totaling 43,570,000 shares, an increase of 9.9% from the August 31st total of 39,650,000 shares. Based on an average trading volume of 14,940,000 shares, the short-interest ratio is currently 2.9 days. Currently, 19.7% of the shares of the company are short sold. View Affirm's Short Interest. When is Affirm's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Tuesday, November 14th 2023. View our AFRM earnings forecast. How were Affirm's earnings last quarter? Affirm Holdings, Inc. (NASDAQ:AFRM) issued its earnings results on Thursday, August, 24th. The company reported ($0.69) EPS for the quarter, beating the consensus estimate of ($0.87) by $0.18. The firm earned $445.83 million during the quarter, compared to the consensus estimate of $406.18 million. Affirm had a negative trailing twelve-month return on equity of 38.95% and a negative net margin of 62.05%. The business's quarterly revenue was up 22.4% compared to the same quarter last year. During the same quarter in the prior year, the company posted ($0.65) earnings per share. What ETFs hold Affirm's stock? ETFs with the largest weight of Affirm (NASDAQ:AFRM) stock in their portfolio include Roundhill MEME ETF (MEME), Amplify Online Retail ETF (IBUY), ETFMG Prime Mobile Payments ETF (IPAY), Harbor Corporate Culture Small Cap ETF (HAPS), Global X FinTech Thematic ETF (FINX), Renaissance IPO ETF (IPO) and IQ U.S. Mid Cap R&D Leaders ETF (MRND).JPMorgan BetaBuilders U.S. Small Cap Equity ETF (BBSC). What guidance has Affirm issued on next quarter's earnings? Affirm updated its first quarter 2024 earnings guidance on Saturday, August, 26th. The company provided earnings per share (EPS) guidance of for the period. The company issued revenue guidance of $430.00 million-$455.00 million, compared to the consensus revenue estimate of $429.86 million. When did Affirm IPO? (AFRM) raised $873 million in an initial public offering (IPO) on Wednesday, January 13th 2021. The company issued 24,600,000 shares at a price of $33.00-$38.00 per share. Morgan Stanley, Goldman Sachs and Allen & Company acted as the underwriters for the IPO and RBC Capital Markets, Credit Suisse, Barclays, Truist Securities, Siebert Williams Shank and Deutsche Bank Securities were co-managers. What is Affirm's stock symbol? Affirm trades on the NASDAQ under the ticker symbol "AFRM." Who are Affirm's major shareholders? Affirm's stock is owned by a variety of retail and institutional investors. Top institutional investors include Capital Research Global Investors (7.45%), Baillie Gifford & Co. (6.56%), Capital World Investors (5.68%), Citadel Advisors LLC (0.00%), Geode Capital Management LLC (1.09%) and Spyglass Capital Management LLC (1.00%). Insiders that own company stock include Del Castillo Sharda Caro, Founders Fund V Management, Ll, Jeremy Philips, Katherine Adkins, Keith Rabois, Michael Linford, Private Ltd Gic and Siphelele Jiyane. View institutional ownership trends. How do I buy shares of Affirm? Shares of AFRM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Affirm's stock price today? One share of AFRM stock can currently be purchased for approximately $20.69. How much money does Affirm make? Affirm (NASDAQ:AFRM) has a market capitalization of $6.19 billion and generates $1.59 billion in revenue each year. The company earns $-985,340,000.00 in net income (profit) each year or ($3.34) on an earnings per share basis. How many employees does Affirm have? The company employs 2,171 workers across the globe. How can I contact Affirm? Affirm's mailing address is 650 CALIFORNIA STREET, SAN FRANCISCO CA, 94108. The official website for the company is www.affirm.com. The company can be reached via phone at 415-984-0490 or via email at ir@affirm.com. This page (NASDAQ:AFRM) was last updated on 9/28/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Affirm Holdings, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. 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