NASDAQ:AFRM Affirm (AFRM) Stock Forecast, Price & News $14.08 +0.37 (+2.70%) (As of 05/26/2023 04:00 PM ET) Add Compare Share Share Today's Range$13.57▼$14.2550-Day Range$9.01▼$14.6952-Week Range$8.62▼$40.97Volume8.11 million shsAverage Volume17.29 million shsMarket Capitalization$4.16 billionP/E RatioN/ADividend YieldN/APrice Target$16.21 ProfileProfileAnalyst RatingsChartCompetitorsEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial MediaProfileAnalyst RatingsChartCompetitorsEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial Media Affirm MarketRank™ ForecastAnalyst RatingHold2.19 Rating ScoreUpside/Downside15.1% Upside$16.21 Price TargetShort InterestBearish21.61% of Float Sold ShortDividend StrengthN/ASustainabilityN/ANews Sentiment0.94Based on 2 Articles This WeekInsider TradingSelling Shares$413,494 Sold Last QuarterProj. Earnings GrowthGrowingFrom ($3.51) to ($2.99) Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.1.86 out of 5 starsBusiness Services Sector258th out of 346 stocksPersonal Credit Institutions Industry11th out of 13 stocks 2.1 Analyst's Opinion Consensus RatingAffirm has received a consensus rating of Hold. The company's average rating score is 2.19, and is based on 5 buy ratings, 9 hold ratings, and 2 sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $16.21, Affirm has a forecasted upside of 15.1% from its current price of $14.08.Amount of Analyst CoverageAffirm has received no research coverage in the past 90 days. Previous Next 2.0 Short Interest Percentage of Shares Shorted21.61% of the float of Affirm has been sold short.Short Interest Ratio / Days to CoverAffirm has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Affirm has recently increased by 3.06%, indicating that investor sentiment is decreasing. Previous Next 0.0 Dividend Strength Dividend YieldAffirm does not currently pay a dividend.Dividend GrowthAffirm does not have a long track record of dividend growth. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for AFRM. Previous Next 3.9 News and Social Media Coverage News SentimentAffirm has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.61 average news sentiment score of Business Services companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Affirm this week, compared to 0 articles on an average week.Search Interest64 people have searched for AFRM on MarketBeat in the last 30 days. This is an increase of 52% compared to the previous 30 days.MarketBeat Follows8 people have added Affirm to their MarketBeat watchlist in the last 30 days. This is an increase of 33% compared to the previous 30 days. Previous Next 3.3 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Affirm insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $413,494.00 in company stock.Percentage Held by Insiders12.11% of the stock of Affirm is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions67.49% of the stock of Affirm is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 0.6 Earnings and Valuation Earnings GrowthEarnings for Affirm are expected to grow in the coming year, from ($3.51) to ($2.99) per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Affirm is -4.27, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Affirm is -4.27, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioAffirm has a P/B Ratio of 1.55. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Affirm (NASDAQ:AFRM) StockAffirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging from one to sixty months. As of June 30, 2022, the company had approximately 235,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel and ticketing, apparel, accessories, consumer electronics, and jewelry. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.Read More Receive AFRM Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Affirm and its competitors with MarketBeat's FREE daily newsletter. Email Address AFRM Stock News HeadlinesMay 23, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) Presents at 51st Annual J.P. Morgan Global Technology, Media and Communications Conference (Transcript)May 19, 2023 | americanbankingnews.comBrokerages Set Affirm Holdings, Inc. (NASDAQ:AFRM) Target Price at $16.34May 30, 2023 | Edge On The Street (Ad)The Graphite Shortage Story You're Not Being ToldGraphite demand for EV batteries is expected to increase 10X from 2020 to 2030. And today, with NO graphite-producing mines in N. America, China has a stranglehold on our graphite supply. That's why the U.S. government is spending billions of dollars to ensure an adequate domestic supply of this metal that's vital for energy independence and national security. May 19, 2023 | americanbankingnews.comMizuho Trims Affirm (NASDAQ:AFRM) Target Price to $17.00May 18, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) SVB MoffettNathanson's Inaugural Technology, Media and Telecom Conference (Transcript)May 17, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) Barclays Emerging Payments & FinTech Forum (Transcript)May 17, 2023 | seekingalpha.comAffirm Holdings: Business Was Too GoodMay 17, 2023 | americanbankingnews.comShort Interest in Affirm Holdings, Inc. (NASDAQ:AFRM) Declines By 7.1%May 30, 2023 | Edge On The Street (Ad)The Graphite Shortage Story You're Not Being ToldGraphite demand for EV batteries is expected to increase 10X from 2020 to 2030. And today, with NO graphite-producing mines in N. America, China has a stranglehold on our graphite supply. That's why the U.S. government is spending billions of dollars to ensure an adequate domestic supply of this metal that's vital for energy independence and national security. May 13, 2023 | americanbankingnews.comAffirm Holdings, Inc. to Post FY2023 Earnings of ($3.58) Per Share, Wedbush Forecasts (NASDAQ:AFRM)May 10, 2023 | americanbankingnews.comAffirm (NASDAQ:AFRM) Price Target Cut to $11.00May 9, 2023 | seekingalpha.comAffirm Holdings, Inc. 2023 Q3 - Results - Earnings Call PresentationMay 9, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) Q3 2023 Earnings Call TranscriptMay 9, 2023 | investorplace.comAFRM Stock Earnings: Affirm Beat EPS, Revenue EstimatesMay 1, 2023 | seekingalpha.comAffirm Q3 Earnings Preview: Exit Now, Before It's Too LateApril 24, 2023 | americanbankingnews.comAffirm Holdings, Inc. (NASDAQ:AFRM) Receives Average Recommendation of "Hold" from AnalystsApril 20, 2023 | americanbankingnews.comAffirm Holdings, Inc. (NASDAQ:AFRM) Short Interest Up 17.2% in MarchApril 14, 2023 | americanbankingnews.comWedbush Equities Analysts Decrease Earnings Estimates for Affirm Holdings, Inc. (NASDAQ:AFRM)April 13, 2023 | seekingalpha.comAffirm: A Rude AwakeningApril 5, 2023 | americanbankingnews.comAffirm Holdings, Inc. (NASDAQ:AFRM) Director Keith Rabois Sells 17,286 Shares of StockMarch 31, 2023 | seekingalpha.comAffirm Holdings: Slowing Growth Is A Big ProblemMarch 28, 2023 | americanbankingnews.comAffirm Holdings, Inc. (NASDAQ:AFRM) Receives $18.44 Consensus PT from BrokeragesMarch 21, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) Bank of America's Electronic Payments Symposium (Transcript)March 15, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) Presents at Wolfe FinTech Forum Conference (Transcript)July 11, 2022 | investorplace.comThe Pain in Affirm Stock Will ContinueJune 15, 2022 | investorplace.comCEO’s Confidence Isn’t What Affirm Stock Needs NowJune 1, 2022 | investorplace.comAffirm (AFRM) Stock Is Down 10% Despite New Deal With StripeSee More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive AFRM Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Affirm and its competitors with MarketBeat's FREE daily newsletter. Email Address AFRM Company Calendar Last Earnings5/09/2023Today5/30/2023Fiscal Year End6/30/2023Next Earnings (Estimated)8/24/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry Personal credit institutions Sub-IndustryN/A SectorBusiness Services Current SymbolNASDAQ:AFRM CUSIPN/A CIK1820953 Webwww.affirm.com Phone415-984-0490FaxN/AEmployees2,552Year FoundedN/APrice Target and Rating Average Stock Price Forecast$16.21 High Stock Price Forecast$40.00 Low Stock Price Forecast$10.00 Forecasted Upside/Downside+15.1%Consensus RatingHold Rating Score (0-4)2.19 Research Coverage16 Analysts Profitability EPS (Most Recent Fiscal Year)($3.30) Trailing P/E RatioN/A Forward P/E RatioN/A P/E GrowthN/ANet Income$-707,420,000.00 Net Margins-64.12% Pretax Margin-65.49% Return on Equity-37.86% Return on Assets-13.12% Debt Debt-to-Equity Ratio1.90 Current Ratio10.91 Quick Ratio10.91 Sales & Book Value Annual Sales$1.35 billion Price / Sales3.09 Cash FlowN/A Price / Cash FlowN/A Book Value$9.11 per share Price / Book1.55Miscellaneous Outstanding Shares295,690,000Free Float259,878,000Market Cap$4.16 billion OptionableNot Optionable Beta3.17 Key ExecutivesMr. Max Roth Levchin (Age 46)Founder, CEO & Director Comp: $478.26kMr. Libor Michalek (Age 48)Pres & Director Comp: $847.35kMr. Michael A. Linford (Age 39)Chief Financial Officer Comp: $824.82kMs. Katherine Adkins Esq. (Age 60)Chief Legal Officer & Sec. Comp: $629.17kMs. Silvija Martincevic (Age 42)Consultant Comp: $1.06MMs. Katrina HoltSr. VP of OperationsMr. Ronald ClarkVP of Investor RelationsMr. Sandeep Bhandari (Age 49)Chief Risk & Strategy Officer Mr. Geoff KottChief Revenue OfficerMr. Eduardo VilarSr. VP of Merchant SolutionsMore ExecutivesKey CompetitorsDLocalNASDAQ:DLOInsperityNYSE:NSPPagSeguro DigitalNYSE:PAGSCoherentNASDAQ:COHRDun & BradstreetNYSE:DNBView All CompetitorsInsiders & InstitutionsCravens & Co Advisors LLCBought 2,457 shares on 5/26/2023Ownership: 0.007%Ameriprise Financial Inc.Sold 169,349 shares on 5/22/2023Ownership: 0.040%JPMorgan Chase & Co.Bought 134,400 shares on 5/18/2023Ownership: 0.000%Titleist Asset Management LLCBought 121,754 shares on 5/18/2023Ownership: 0.041%Advisory Services Network LLCBought 50,652 shares on 5/17/2023Ownership: 0.025%View All Insider TransactionsView All Institutional Transactions AFRM Stock - Frequently Asked Questions Should I buy or sell Affirm stock right now? 16 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Affirm in the last year. There are currently 2 sell ratings, 9 hold ratings and 5 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" AFRM shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in AFRM, but not buy additional shares or sell existing shares. View AFRM analyst ratings or view top-rated stocks. What is Affirm's stock price forecast for 2023? 16 Wall Street analysts have issued 12-month price objectives for Affirm's shares. Their AFRM share price forecasts range from $10.00 to $40.00. On average, they expect the company's share price to reach $16.21 in the next year. This suggests a possible upside of 15.1% from the stock's current price. View analysts price targets for AFRM or view top-rated stocks among Wall Street analysts. How have AFRM shares performed in 2023? Affirm's stock was trading at $9.67 on January 1st, 2023. Since then, AFRM stock has increased by 45.6% and is now trading at $14.08. View the best growth stocks for 2023 here. When is Affirm's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, August 24th 2023. View our AFRM earnings forecast. How were Affirm's earnings last quarter? Affirm Holdings, Inc. (NASDAQ:AFRM) announced its quarterly earnings results on Tuesday, May, 9th. The company reported ($0.69) earnings per share (EPS) for the quarter, topping the consensus estimate of ($0.91) by $0.22. The business earned $380.98 million during the quarter, compared to analysts' expectations of $371.96 million. Affirm had a negative net margin of 64.12% and a negative trailing twelve-month return on equity of 37.86%. The company's quarterly revenue was up 7.4% on a year-over-year basis. During the same period in the previous year, the firm posted ($0.19) earnings per share. What ETFs hold Affirm's stock? ETFs with the largest weight of Affirm (NASDAQ:AFRM) stock in their portfolio include Amplify Online Retail ETF (IBUY), ETFMG Prime Mobile Payments ETF (IPAY), IQ U.S. Mid Cap R&D Leaders ETF (MRND), Global X FinTech Thematic ETF (FINX), Renaissance IPO ETF (IPO), AOT Growth & Innovation ETF (AOTG), Global X Founder-Run Companies ETF (BOSS) and AAM Transformers ETF (TRFM). What guidance has Affirm issued on next quarter's earnings? Affirm updated its fourth quarter 2023 earnings guidance on Tuesday, May, 9th. The company provided EPS guidance of for the period. The company issued revenue guidance of $390.00 million-$415.00 million, compared to the consensus revenue estimate of $389.67 million. When did Affirm IPO? (AFRM) raised $873 million in an initial public offering on Wednesday, January 13th 2021. The company issued 24,600,000 shares at a price of $33.00-$38.00 per share. Morgan Stanley, Goldman Sachs and Allen & Company acted as the underwriters for the IPO and RBC Capital Markets, Credit Suisse, Barclays, Truist Securities, Siebert Williams Shank and Deutsche Bank Securities were co-managers. What is Affirm's stock symbol? Affirm trades on the NASDAQ under the ticker symbol "AFRM." Who are Affirm's major shareholders? Affirm's stock is owned by many different retail and institutional investors. Top institutional shareholders include Baillie Gifford & Co. (6.80%), Price T Rowe Associates Inc. MD (3.38%), Geode Capital Management LLC (1.06%), Susquehanna International Group LLP (0.00%), Three Bridge Wealth Advisors LLC (0.77%) and Leo Brokerage LLC (0.46%). Insiders that own company stock include Del Castillo Sharda Caro, Founders Fund V Management, Ll, Jeremy Philips, Katherine Adkins, Keith Rabois, Michael Linford, Private Ltd Gic and Siphelele Jiyane. View institutional ownership trends. How do I buy shares of Affirm? Shares of AFRM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Affirm's stock price today? One share of AFRM stock can currently be purchased for approximately $14.08. How much money does Affirm make? Affirm (NASDAQ:AFRM) has a market capitalization of $4.16 billion and generates $1.35 billion in revenue each year. The company earns $-707,420,000.00 in net income (profit) each year or ($3.30) on an earnings per share basis. How many employees does Affirm have? The company employs 2,552 workers across the globe. How can I contact Affirm? Affirm's mailing address is 650 CALIFORNIA STREET, SAN FRANCISCO CA, 94108. The official website for the company is www.affirm.com. The company can be reached via phone at 415-984-0490 or via email at ir@affirm.com. 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