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Synchrony Financial (SYF) Earnings Date, Estimates & Call Transcripts

Synchrony Financial logo
$70.25 -2.89 (-3.95%)
Closing price 03:59 PM Eastern
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$70.27 +0.02 (+0.03%)
As of 05:58 PM Eastern
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Synchrony Financial Earnings Summary

Synchrony Financial announced Q1 2026 earnings on April 21, 2026, reporting an EPS of $2.27, which topped analysts' consensus estimates of $2.14 by $0.13. Quarterly revenue fell 7.4% year-over-year to $3.70 billion, below the consensus estimate of $3.81 billion. With a trailing EPS of $9.67 and a P/E Ratio of 7.26, Synchrony Financial's earnings are expected to grow 10.76% next year, from $9.29 to $10.29 per share.

Upcoming Q2
Earnings Date
Jul. 21Before Market OpensEstimated
Consensus EPS
(Apr. 21)
$2.14
Actual EPS
(Apr. 21)
$2.27 Beat By $0.13
Actual Revenue
(Apr. 21)
$3.70B

Q1 2026 Earnings Resources

SYF Upcoming Earnings

Synchrony Financial's next earnings date is estimated for Tuesday, July 21, 2026, based on past reporting schedules.

Slide Deck

Synchrony Financial's Q1 2026 Slide DeckFull Screen Slide Deck
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SYF Earnings Estimates and Actuals by Quarter

The chart below shows up to four years of a company's earnings history. The dark blue line represents the company's actual earnings per share. The light blue area represents the range of Wall Street analysts' earnings estimates for each quarter.

SYF Estimated and Actual Revenue by Quarter

The chart below shows up to four years of a company's revenue history. The dark blue line represents the company's actual revenue. The light blue line represents the company's estimated revenue based on the consensus of Wall Street analysts for each quarter.

Synchrony Financial Analyst EPS Estimates

QuarterNumber of EstimatesLow EstimateHigh EstimateAverage EstimateRevenue EstimateCompany EPS GuidanceCompany Revenue Guidance
Q1 20261$2.30$2.30$2.30
Q2 20261$1.85$1.85$1.85
Q3 20261$2.57$2.57$2.57
Q4 20261$2.52$2.52$2.52
FY 2026 4 $9.24 $9.24 $9.24
Q1 20271$2.53$2.53$2.53
Q2 20271$2.02$2.02$2.02
Q3 20271$3.07$3.07$3.07
Q4 20271$2.64$2.64$2.64
FY 2027 4 $10.26 $10.26 $10.26
Q1 20281$2.69$2.69$2.69

Synchrony Financial Earnings History by Quarter

Export
DateQuarterConsensus EstimateReported EPSBeat/MissGAAP EPSRevenue EstimateActual RevenueDetails
7/21/2026
(Estimated)		--------
4/21/2026Q1 2026$2.14$2.27+$0.13$2.27$3.81B$3.70B
1/27/2026Q4 2025$2.02$2.18+$0.16$2.04$3.84B$3.79B
10/15/2025Q3 2025$2.22$2.86+$0.64$2.86$3.79B$3.82B
7/22/2025Q2 2025$1.72$2.50+$0.78$2.50$3.71B$3.65B
4/22/2025Q1 2025$1.63$1.89+$0.26$1.89$3.80B$3.72B
1/28/2025Q4 2024$1.89$1.91+$0.02$1.91$3.83B-
10/16/2024Q3 2024$1.77$1.94+$0.17$1.94$3.76B$3.81B
7/17/2024Q2 2024$1.35$1.55+$0.20$1.55$4.44B$5.58B

Data powered by Fiscal.ai.

Synchrony Financial Earnings - Frequently Asked Questions

Synchrony Financial has not confirmed its next earnings publication date, but the company's estimated earnings date is Tuesday, July 21st, 2026 based off last year's report dates. Learn more on SYF's earnings history.

Synchrony Financial updated its FY 2026 earnings guidance on Tuesday, April, 21st. The company provided earnings per share guidance of 9.100-9.500 for the period, compared to the consensus earnings per share estimate of 9.240. The company issued revenue guidance of -.

In the previous quarter, Synchrony Financial (NYSE:SYF) reported $2.27 earnings per share (EPS) to beat the analysts' consensus estimate of $2.14 by $0.13. Learn more on analysts' earnings estimate vs. SYF's actual earnings.

The conference call for Synchrony Financial's latest earnings report can be listened to online.
Listen to Conference Call

The conference call transcript for Synchrony Financial's latest earnings report can be read online.
Read Transcript

Synchrony Financial's earnings report can be found in their filing with the SEC.
View SEC filing

Synchrony Financial (NYSE:SYF) has a recorded annual revenue of $14.96 billion.

Synchrony Financial (NYSE:SYF) has a recorded net income of $3.55 billion. SYF has generated $9.67 earnings per share over the last four quarters.

Synchrony Financial (NYSE:SYF) has a trailing price-to-earnings ratio of 7.26 and a forward price-to-earnings ratio of 7.56. The price/earnings-to-growth ratio is 0.64.

Synchrony Financial's earnings are expected to grow from $9.29 per share to $10.29 per share in the next year, which is a 10.76% increase.

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This page (NYSE:SYF) was last updated on 5/11/2026 by MarketBeat.com Staff.
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