Bread Financial (BFH) Earnings Date, Estimates & Call Transcripts

$52.27

+2.97 (+6.02%)

(As of 09/17/2024 ET)

Upcoming Earnings Date: Oct. 24Estimated
Actual EPS (Jul. 25): $2.66 Beat By $1.06
Consensus EPS (Jul. 25): $1.60

BFH Earnings Estimates and Actuals by Quarter

The chart below shows up to four years of a company's earnings history. The dark blue line represents the company's actual earnings per share. The light blue area represents the range of Wall Street analysts' earnings estimates for each quarter.

BFH Estimated and Actual Revenue by Quarter

The chart below shows up to four years of a company's revenue history. The dark blue line represents the company's actual revenue. The light blue line represents the company's estimated revenue based on the consensus of Wall Street analysts for each quarter.

Ad Porter & Company

I’m giving you the name of this investment for free

Now that the Federal Reserve lowered interest rates, this investment could easily go up 50%.

Watch now and pay close attention at the 25-minute mark.

Bread Financial Analyst EPS Estimates

Quarter	Number of Estimates	Low Estimate	High Estimate	Average Estimate
Q1 2024	4	$1.92	$4.88	$3.17
Q2 2024	3	$0.82	$1.34	$1.12
Q3 2024	4	$1.78	$2.84	$2.33
Q4 2024	3	($0.25)	$1.11	$0.35
FY 2024	14	$4.27	$10.17	$6.97
Q1 2025	1	$2.05	$2.05	$2.05
Q2 2025	1	$1.84	$1.84	$1.84
Q3 2025	1	$1.42	$1.42	$1.42
Q4 2025	1	$1.01	$1.01	$1.01
FY 2025	4	$6.32	$6.32	$6.32
Q1 2026	1	$1.45	$1.45	$1.45
Q2 2026	1	$2.32	$2.32	$2.32

BFH Earnings Date and Information

Bread Financial last issued its quarterly earnings results on July 25th, 2024. The reported $2.66 earnings per share for the quarter, topping the consensus estimate of $1.60 by $1.06. The firm earned $939 million during the quarter, compared to analysts' expectations of $922.01 million. Its revenue for the quarter was down 1.4% on a year-over-year basis. Bread Financial has generated $7.94 earnings per share over the last year ($7.94 diluted earnings per share) and currently has a price-to-earnings ratio of 6.6. Earnings for Bread Financial are expected to decrease by -1.47% in the coming year, from $7.49 to $7.38 per share. Bread Financial has not formally confirmed its next earnings publication date, but the company's estimated earnings date is Thursday, October 24th, 2024 based off prior year's report dates.

Bread Financial Earnings History by Quarter

Time Frame

Start Date

End Date

Export to Excel

Date	Quarter	Consensus Estimate	Reported EPS	Beat/Miss	GAAP EPS	Revenue Estimate	Actual Revenue
10/24/2024 (Estimated)	-	-	-	-	-	-	-
7/25/2024	Q2 2024	$1.60	$2.66	+$1.06	$2.66	$922.01 million	$939.00 million
4/25/2024	Q1 2024	$2.92	$2.73	($0.19)	$2.76	$998.96 million	$991.00 million
1/25/2024	Q4 2023	($0.67)	$0.90	+$1.57	$0.93	$984.36 million	$1,000.00 million
10/26/2023	Q3 2023	$2.24	$3.46	+$1.22	$3.50	$996.07 million	$1.03 billion
7/27/2023	Q2 2023	$0.23	$1.27	+$1.04	$1.59	$0.41 million	$952.00 million
4/27/2023	Q1 2023	$7.11	$9.08	+$1.97	$9.08	$1.06 billion	$1.29 billion
Get the Latest News and Ratings for BFH and Related Stocks Enter your email address below to receive the latest news and analysts' ratings for Bread Financial and its competitors with MarketBeat's FREE daily newsletter.
1/26/2023	Q4 2022	($3.67)	($2.68)	+$0.99	($2.68)	$1.01 billion	$1.03 billion
10/27/2022	Q3 2022	$2.69	$2.69	-	$2.69	$976.21 million	$979.00 million
7/28/2022	Q2 2022	$2.25	$0.25	($2.00)	$0.25	$906.46 million	$893.00 million
4/28/2022	Q1 2022	$4.50	$4.21	($0.29)	$4.22	$914.18 million	$921.00 million
1/27/2022	Q4 2021	$0.47	$1.21	+$0.74	$2.08	$854.90 million	$855.00 million
10/28/2021	Q3 2021	$3.56	$4.47	+$0.91	$4.47	$1.09 billion	$1.10 billion
7/29/2021	Q2 2021	$3.74	$5.84	+$2.10	$6.21	$1.05 billion	$1.01 billion
4/29/2021	Q1 2021	$3.18	$6.15	+$2.97	$6.56	$1.08 billion	$1.08 billion
1/28/2021	Q4 2020	$2.40	$3.21	+$0.81	$6.17	$1.12 billion	$1.11 billion
10/29/2020	Q3 2020	$2.11	$3.36	+$1.25	$3.93	$1.03 billion	$1.05 billion
7/23/2020	Q2 2020	$1.37	$1.76	+$0.39	$2.71	$1.24 billion	$979.30 million
4/23/2020	Q1 2020	$4.77	$0.67	($4.10)	$0.71	$1.33 billion	$1.38 billion
1/30/2020	Q4 2019	$4.08	$4.11	+$0.03	$5.48	$1.50 billion	$1.46 billion
10/24/2019	Q3 2019	$5.08	$5.01	($0.07)	$12.15	$1.44 billion	$1.44 billion

Bread Financial Earnings - Frequently Asked Questions

When is Bread Financial's earnings date?: Bread Financial has not confirmed its next earnings publication date, but the company's estimated earnings date is Thursday, October 24th, 2024 based off last year's report dates. Learn more on BFH's earnings history.
Did Bread Financial beat their earnings estimates last quarter?: In the previous quarter, Bread Financial (NYSE:BFH) reported $2.66 earnings per share (EPS) to beat the analysts' consensus estimate of $1.60 by $1.06. Learn more on analysts' earnings estimate vs. BFH's actual earnings.
How can I listen to Bread Financial's earnings conference call?: The conference call for Bread Financial's latest earnings report can be listened to online. Listen to Conference Call
How can I read Bread Financial's conference call transcript?: The conference call transcript for Bread Financial's latest earnings report can be read online. Read Transcript
How much revenue does Bread Financial generate each year?: Bread Financial (NYSE:BFH) has a recorded annual revenue of $3.98 billion.
How much profit does Bread Financial generate each year?: Bread Financial (NYSE:BFH) has a recorded net income of $718 million. BFH has generated $7.94 earnings per share over the last four quarters.
What is Bread Financial's price-to-earnings ratio?: Bread Financial (NYSE:BFH) has a trailing price-to-earnings ratio of 6.58 and a forward price-to-earnings ratio of 6.98. The price/earnings-to-growth ratio is 0.16.
What is Bread Financial's EPS forecast for next year?: Bread Financial's earnings are expected to decrease from $7.49 per share to $7.38 per share in the next year, which is a -1.47% change.