Free Trial

Bread Financial (BFH) Stock Price, News & Analysis

$41.43
-0.13 (-0.31%)
(As of 05/20/2024 ET)
Today's Range
$41.43
$42.06
50-Day Range
$32.23
$42.15
52-Week Range
$26.08
$42.40
Volume
671,357 shs
Average Volume
817,401 shs
Market Capitalization
$2.05 billion
P/E Ratio
5.22
Dividend Yield
2.03%
Price Target
$39.17

Bread Financial MarketRank™ Stock Analysis

Analyst Rating
Reduce
1.93 Rating Score
Upside/​Downside
5.5% Downside
$39.17 Price Target
Short Interest
Bearish
7.30% of Float Sold Short
Dividend Strength
Moderate
Based on Four Factors
Sustainability
N/A
News Sentiment
0.45mentions of Bread Financial in the last 14 days
Based on 13 Articles This Week
Insider Trading
N/A
Proj. Earnings Growth
22.04%
From $5.58 to $6.81 Per Share

Overall MarketRank

New Rank-Based ScoringMarketRank is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.

4.03 out of 5 stars

Business Services Sector

57th out of 303 stocks

Personal Credit Institutions Industry

6th out of 14 stocks

BFH stock logo

About Bread Financial Stock (NYSE:BFH)

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread CashbackTM, Bread PayTM, and Bread SavingsTM brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.

BFH Stock Price History

BFH Stock News Headlines

Comparing Nelnet (NYSE:NNI) & Bread Financial (NYSE:BFH)
Bread Financial Holdings (BFH) Receives a Buy from KBW
Unveiling 4 Analyst Insights On Bread Finl Hldgs
Bread Financial™ Reports First Quarter 2024 Results
See More Headlines
Receive BFH Stock News and Ratings via Email

Sign-up to receive the latest news and ratings for Bread Financial and its competitors with MarketBeat's FREE daily newsletter.

Company Calendar

Ex-Dividend for 3/15 Dividend
2/08/2024
Dividend Payable
3/15/2024
Last Earnings
4/25/2024
Ex-Dividend for 6/14 Dividend
5/09/2024
Today
5/21/2024
Dividend Payable
6/14/2024
Next Earnings (Estimated)
7/25/2024
Fiscal Year End
12/31/2024

Industry, Sector and Symbol

Industry
Personal credit institutions
Sub-Industry
N/A
Employees
7,000
Year Founded
N/A

Price Target and Rating

Average Stock Price Target
$39.17
High Stock Price Target
$67.00
Low Stock Price Target
$25.00
Potential Upside/Downside
-5.5%
Consensus Rating
Reduce
Rating Score (0-4)
1.93
Research Coverage
14 Analysts

Profitability

Net Income
$718 million
Pretax Margin
10.57%

Debt

Sales & Book Value

Annual Sales
$5.17 billion
Cash Flow
$19.64 per share
Book Value
$59.15 per share

Miscellaneous

Free Float
49,277,000
Market Cap
$2.05 billion
Optionable
Optionable
Beta
1.92
20 Stocks to Sell Now Cover

MarketBeat has just released its list of 20 stocks that Wall Street analysts hate. These companies may appear to have good fundamentals, but top analysts smell something seriously rotten. Are any of these companies lurking around your portfolio? Find out by clicking the link below.

Get This Free Report

Key Executives

  • Mr. Ralph J. Andretta (Age 65)
    President, CEO & Director
    Comp: $3.66M
  • Mr. Perry S. Beberman (Age 57)
    Executive VP & CFO
    Comp: $1.82M
  • Ms. Tammy Michelle McConnaughey (Age 49)
    Executive VP and Chief Credit Risk & Operations Officer
    Comp: $1.78M
  • Mr. Joseph L. Motes III (Age 62)
    Executive VP, Chief Administrative Officer, General Counsel & Secretary
    Comp: $1.81M
  • Ms. Valerie E. Greer (Age 58)
    Executive VP & Chief Commercial Officer
    Comp: $1.83M
  • Mr. Jonathan Bryan Campbell (Age 50)
    Senior VP & Chief Accounting Officer
  • Ms. Allegra S. Driscoll (Age 45)
    Executive VP & CTO
  • Mr. Brian Vereb
    Head of Investor Relations
  • Brandy Sullivan
    Senior VP, Chief People and Culture Officer
  • Mr. Wes Hunt
    Senior Vice President of Operational Excellence

BFH Stock Analysis - Frequently Asked Questions

Should I buy or sell Bread Financial stock right now?

14 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Bread Financial in the last twelve months. There are currently 4 sell ratings, 7 hold ratings and 3 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "reduce" BFH shares.
View BFH analyst ratings
or view top-rated stocks.

What is Bread Financial's stock price target for 2024?

14 brokers have issued 12-month price targets for Bread Financial's shares. Their BFH share price targets range from $25.00 to $67.00. On average, they expect the company's stock price to reach $39.17 in the next year. This suggests that the stock has a possible downside of 5.5%.
View analysts price targets for BFH
or view top-rated stocks among Wall Street analysts.

How have BFH shares performed in 2024?

Bread Financial's stock was trading at $32.94 at the start of the year. Since then, BFH shares have increased by 25.8% and is now trading at $41.43.
View the best growth stocks for 2024 here
.

When is Bread Financial's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Thursday, July 25th 2024.
View our BFH earnings forecast
.

How were Bread Financial's earnings last quarter?

Bread Financial Holdings, Inc. (NYSE:BFH) posted its quarterly earnings data on Thursday, April, 25th. The company reported $2.73 earnings per share (EPS) for the quarter, missing the consensus estimate of $2.92 by $0.19. The firm earned $991 million during the quarter, compared to the consensus estimate of $998.96 million. Bread Financial had a trailing twelve-month return on equity of 14.44% and a net margin of 8.08%. The firm's quarterly revenue was down 23.1% on a year-over-year basis. During the same period in the prior year, the firm earned $9.08 EPS.

How often does Bread Financial pay dividends? What is the dividend yield for Bread Financial?

Bread Financial announced a quarterly dividend on Thursday, April 25th. Stockholders of record on Friday, May 10th will be given a dividend of $0.21 per share on Friday, June 14th. This represents a $0.84 annualized dividend and a dividend yield of 2.03%. The ex-dividend date of this dividend is Thursday, May 9th.
Read our dividend analysis for BFH
.

Is Bread Financial a good dividend stock?

Bread Financial (NYSE:BFH) pays an annual dividend of $0.84 per share and currently has a dividend yield of 2.02%. The dividend payout ratio is 10.58%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, BFH will have a dividend payout ratio of 12.33% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for BFH.

Who are Bread Financial's major shareholders?

Bread Financial's stock is owned by a number of retail and institutional investors. Top institutional shareholders include Vanguard Group Inc. (11.79%), Whitebox Advisors LLC (0.00%), Pzena Investment Management LLC (1.43%), Bridgeway Capital Management LLC (1.09%), Jacobs Levy Equity Management Inc. (0.98%) and BNP Paribas Financial Markets (0.89%). Insiders that own company stock include Roger H Ballou, Timothy J Theriault and Turtle Creek Asset Management.
View institutional ownership trends
.

How do I buy shares of Bread Financial?

Shares of BFH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

This page (NYSE:BFH) was last updated on 5/21/2024 by MarketBeat.com Staff

From Our Partners