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Bread Financial (BFH) Competitors

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$90.47 -1.08 (-1.18%)
As of 09:30 AM Eastern
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BFH vs. HBAN, ALLY, ASB, AXP, and CFG

Should you buy Bread Financial stock or one of its competitors? MarketBeat compares Bread Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Bread Financial include Huntington Bancshares (HBAN), Ally Financial (ALLY), Associated Banc (ASB), American Express (AXP), and Citizens Financial Group (CFG). These companies are all part of the "finance" sector.

How does Bread Financial compare to Huntington Bancshares?

Bread Financial (NYSE:BFH) and Huntington Bancshares (NASDAQ:HBAN) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, valuation, media sentiment, risk, analyst recommendations, earnings, dividends and profitability.

Huntington Bancshares has higher revenue and earnings than Bread Financial. Bread Financial is trading at a lower price-to-earnings ratio than Huntington Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bread Financial$4.70B0.78$518M$12.217.41
Huntington Bancshares$12.49B2.61$2.21B$1.3012.36

Bread Financial pays an annual dividend of $0.92 per share and has a dividend yield of 1.0%. Huntington Bancshares pays an annual dividend of $0.62 per share and has a dividend yield of 3.9%. Bread Financial pays out 7.5% of its earnings in the form of a dividend. Huntington Bancshares pays out 47.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Huntington Bancshares has a net margin of 16.63% compared to Bread Financial's net margin of 11.90%. Bread Financial's return on equity of 18.79% beat Huntington Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Bread Financial11.90% 18.79% 2.79%
Huntington Bancshares 16.63%11.42%1.11%

Bread Financial has a beta of 1.12, meaning that its stock price is 12% more volatile than the broader market. Comparatively, Huntington Bancshares has a beta of 0.94, meaning that its stock price is 6% less volatile than the broader market.

Bread Financial presently has a consensus price target of $94.25, indicating a potential upside of 4.17%. Huntington Bancshares has a consensus price target of $20.05, indicating a potential upside of 24.80%. Given Huntington Bancshares' stronger consensus rating and higher probable upside, analysts plainly believe Huntington Bancshares is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bread Financial
2 Sell rating(s)
4 Hold rating(s)
7 Buy rating(s)
1 Strong Buy rating(s)
2.50
Huntington Bancshares
1 Sell rating(s)
4 Hold rating(s)
14 Buy rating(s)
1 Strong Buy rating(s)
2.75

In the previous week, Huntington Bancshares had 7 more articles in the media than Bread Financial. MarketBeat recorded 16 mentions for Huntington Bancshares and 9 mentions for Bread Financial. Huntington Bancshares' average media sentiment score of 1.29 beat Bread Financial's score of 1.03 indicating that Huntington Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bread Financial
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Huntington Bancshares
12 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

99.5% of Bread Financial shares are held by institutional investors. Comparatively, 80.7% of Huntington Bancshares shares are held by institutional investors. 1.3% of Bread Financial shares are held by insiders. Comparatively, 0.7% of Huntington Bancshares shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Huntington Bancshares beats Bread Financial on 11 of the 18 factors compared between the two stocks.

How does Bread Financial compare to Ally Financial?

Bread Financial (NYSE:BFH) and Ally Financial (NYSE:ALLY) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, profitability, risk, earnings, media sentiment, valuation and institutional ownership.

Ally Financial has a net margin of 16.47% compared to Bread Financial's net margin of 11.90%. Bread Financial's return on equity of 18.79% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Bread Financial11.90% 18.79% 2.79%
Ally Financial 16.47%11.41%0.76%

99.5% of Bread Financial shares are owned by institutional investors. Comparatively, 88.8% of Ally Financial shares are owned by institutional investors. 1.3% of Bread Financial shares are owned by insiders. Comparatively, 0.5% of Ally Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Bread Financial pays an annual dividend of $0.92 per share and has a dividend yield of 1.0%. Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 2.9%. Bread Financial pays out 7.5% of its earnings in the form of a dividend. Ally Financial pays out 29.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Bread Financial has a beta of 1.12, meaning that its share price is 12% more volatile than the broader market. Comparatively, Ally Financial has a beta of 1.1, meaning that its share price is 10% more volatile than the broader market.

In the previous week, Bread Financial and Bread Financial both had 9 articles in the media. Bread Financial's average media sentiment score of 1.03 beat Ally Financial's score of 0.68 indicating that Bread Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bread Financial
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Ally Financial
3 Very Positive mention(s)
2 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Ally Financial has higher revenue and earnings than Bread Financial. Bread Financial is trading at a lower price-to-earnings ratio than Ally Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bread Financial$4.70B0.78$518M$12.217.41
Ally Financial$7.91B1.61$852M$4.1010.15

Bread Financial currently has a consensus price target of $94.25, suggesting a potential upside of 4.17%. Ally Financial has a consensus price target of $54.14, suggesting a potential upside of 30.11%. Given Ally Financial's stronger consensus rating and higher probable upside, analysts clearly believe Ally Financial is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bread Financial
2 Sell rating(s)
4 Hold rating(s)
7 Buy rating(s)
1 Strong Buy rating(s)
2.50
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88

Summary

Bread Financial and Ally Financial tied by winning 9 of the 18 factors compared between the two stocks.

How does Bread Financial compare to Associated Banc?

Bread Financial (NYSE:BFH) and Associated Banc (NYSE:ASB) are both mid-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, valuation, analyst recommendations, media sentiment, dividends, risk, institutional ownership and earnings.

Associated Banc has a net margin of 19.88% compared to Bread Financial's net margin of 11.90%. Bread Financial's return on equity of 18.79% beat Associated Banc's return on equity.

Company Net Margins Return on Equity Return on Assets
Bread Financial11.90% 18.79% 2.79%
Associated Banc 19.88%10.46%1.10%

Bread Financial pays an annual dividend of $0.92 per share and has a dividend yield of 1.0%. Associated Banc pays an annual dividend of $0.96 per share and has a dividend yield of 3.5%. Bread Financial pays out 7.5% of its earnings in the form of a dividend. Associated Banc pays out 33.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Associated Banc has raised its dividend for 13 consecutive years. Associated Banc is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Bread Financial had 3 more articles in the media than Associated Banc. MarketBeat recorded 9 mentions for Bread Financial and 6 mentions for Associated Banc. Bread Financial's average media sentiment score of 1.03 beat Associated Banc's score of 0.55 indicating that Bread Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bread Financial
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Associated Banc
3 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

99.5% of Bread Financial shares are owned by institutional investors. Comparatively, 83.0% of Associated Banc shares are owned by institutional investors. 1.3% of Bread Financial shares are owned by company insiders. Comparatively, 0.7% of Associated Banc shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Bread Financial presently has a consensus price target of $94.25, indicating a potential upside of 4.17%. Associated Banc has a consensus price target of $30.30, indicating a potential upside of 10.74%. Given Associated Banc's higher probable upside, analysts clearly believe Associated Banc is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bread Financial
2 Sell rating(s)
4 Hold rating(s)
7 Buy rating(s)
1 Strong Buy rating(s)
2.50
Associated Banc
0 Sell rating(s)
6 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.50

Bread Financial has a beta of 1.12, meaning that its stock price is 12% more volatile than the broader market. Comparatively, Associated Banc has a beta of 0.77, meaning that its stock price is 23% less volatile than the broader market.

Bread Financial has higher revenue and earnings than Associated Banc. Bread Financial is trading at a lower price-to-earnings ratio than Associated Banc, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bread Financial$4.70B0.78$518M$12.217.41
Associated Banc$2.46B1.85$474.78M$2.889.50

Summary

Bread Financial beats Associated Banc on 13 of the 19 factors compared between the two stocks.

How does Bread Financial compare to American Express?

Bread Financial (NYSE:BFH) and American Express (NYSE:AXP) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, earnings, valuation, analyst recommendations, media sentiment, dividends, profitability and risk.

Bread Financial has a beta of 1.12, meaning that its share price is 12% more volatile than the broader market. Comparatively, American Express has a beta of 1.06, meaning that its share price is 6% more volatile than the broader market.

Bread Financial pays an annual dividend of $0.92 per share and has a dividend yield of 1.0%. American Express pays an annual dividend of $3.80 per share and has a dividend yield of 1.2%. Bread Financial pays out 7.5% of its earnings in the form of a dividend. American Express pays out 23.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. American Express has raised its dividend for 4 consecutive years. American Express is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Bread Financial currently has a consensus price target of $94.25, suggesting a potential upside of 4.17%. American Express has a consensus price target of $359.05, suggesting a potential upside of 16.33%. Given American Express' higher possible upside, analysts clearly believe American Express is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bread Financial
2 Sell rating(s)
4 Hold rating(s)
7 Buy rating(s)
1 Strong Buy rating(s)
2.50
American Express
1 Sell rating(s)
13 Hold rating(s)
9 Buy rating(s)
1 Strong Buy rating(s)
2.42

American Express has higher revenue and earnings than Bread Financial. Bread Financial is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bread Financial$4.70B0.78$518M$12.217.41
American Express$72.23B2.92$10.83B$16.0319.25

American Express has a net margin of 15.13% compared to Bread Financial's net margin of 11.90%. American Express' return on equity of 33.95% beat Bread Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Bread Financial11.90% 18.79% 2.79%
American Express 15.13%33.95%3.73%

In the previous week, American Express had 28 more articles in the media than Bread Financial. MarketBeat recorded 37 mentions for American Express and 9 mentions for Bread Financial. Bread Financial's average media sentiment score of 1.03 beat American Express' score of 0.93 indicating that Bread Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bread Financial
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
American Express
22 Very Positive mention(s)
6 Positive mention(s)
6 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Positive

99.5% of Bread Financial shares are held by institutional investors. Comparatively, 84.3% of American Express shares are held by institutional investors. 1.3% of Bread Financial shares are held by insiders. Comparatively, 0.1% of American Express shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

American Express beats Bread Financial on 13 of the 19 factors compared between the two stocks.

How does Bread Financial compare to Citizens Financial Group?

Bread Financial (NYSE:BFH) and Citizens Financial Group (NYSE:CFG) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, valuation, earnings, profitability, media sentiment, institutional ownership, risk and dividends.

Bread Financial has a beta of 1.12, meaning that its share price is 12% more volatile than the broader market. Comparatively, Citizens Financial Group has a beta of 0.68, meaning that its share price is 32% less volatile than the broader market.

Citizens Financial Group has a net margin of 16.21% compared to Bread Financial's net margin of 11.90%. Bread Financial's return on equity of 18.79% beat Citizens Financial Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Bread Financial11.90% 18.79% 2.79%
Citizens Financial Group 16.21%8.31%0.88%

In the previous week, Citizens Financial Group had 6 more articles in the media than Bread Financial. MarketBeat recorded 15 mentions for Citizens Financial Group and 9 mentions for Bread Financial. Citizens Financial Group's average media sentiment score of 1.33 beat Bread Financial's score of 1.03 indicating that Citizens Financial Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bread Financial
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Citizens Financial Group
13 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

99.5% of Bread Financial shares are held by institutional investors. Comparatively, 94.9% of Citizens Financial Group shares are held by institutional investors. 1.3% of Bread Financial shares are held by company insiders. Comparatively, 0.7% of Citizens Financial Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Bread Financial pays an annual dividend of $0.92 per share and has a dividend yield of 1.0%. Citizens Financial Group pays an annual dividend of $1.84 per share and has a dividend yield of 3.0%. Bread Financial pays out 7.5% of its earnings in the form of a dividend. Citizens Financial Group pays out 43.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Citizens Financial Group has higher revenue and earnings than Bread Financial. Bread Financial is trading at a lower price-to-earnings ratio than Citizens Financial Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bread Financial$4.70B0.78$518M$12.217.41
Citizens Financial Group$12.06B2.17$1.83B$4.2314.66

Bread Financial currently has a consensus target price of $94.25, indicating a potential upside of 4.17%. Citizens Financial Group has a consensus target price of $70.88, indicating a potential upside of 14.31%. Given Citizens Financial Group's stronger consensus rating and higher probable upside, analysts plainly believe Citizens Financial Group is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bread Financial
2 Sell rating(s)
4 Hold rating(s)
7 Buy rating(s)
1 Strong Buy rating(s)
2.50
Citizens Financial Group
0 Sell rating(s)
1 Hold rating(s)
19 Buy rating(s)
0 Strong Buy rating(s)
2.95

Summary

Citizens Financial Group beats Bread Financial on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BFH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BFH vs. The Competition

MetricBread FinancialFIN IndustryFinance SectorNYSE Exchange
Market Cap$3.66B$7.09B$13.52B$23.18B
Dividend Yield1.03%5.86%5.78%4.09%
P/E Ratio7.4117.9619.9431.31
Price / Sales0.7812.54143.4924.47
Price / Cash5.4766.4319.9324.80
Price / Book1.243.492.204.74
Net Income$518M$304.02M$1.13B$1.07B
7 Day Performance0.57%0.74%0.30%0.62%
1 Month Performance5.99%0.09%0.55%1.54%
1 Year Performance73.66%17.04%12.32%26.87%

Bread Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BFH
Bread Financial
4.4709 of 5 stars
$90.47
-1.2%
$94.25
+4.2%
+78.8%$3.66B$4.70B7.416,000
HBAN
Huntington Bancshares
5 of 5 stars
$16.03
-0.2%
$20.05
+25.1%
+4.2%$32.49B$8.78B12.3320,424
ALLY
Ally Financial
4.9887 of 5 stars
$42.93
+0.4%
$54.14
+26.1%
+19.5%$13.16B$9.37B10.4710,300
ASB
Associated Banc
4.7471 of 5 stars
$28.09
-0.8%
$30.30
+7.9%
+19.9%$4.66B$2.46B9.754,000
AXP
American Express
4.7282 of 5 stars
$312.67
+0.6%
$359.05
+14.8%
+5.3%$213.34B$74.17B19.5176,800

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This page (NYSE:BFH) was last updated on 6/3/2026 by MarketBeat.com Staff.
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