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Bread Financial (BFH) Competitors

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$60.40 +0.52 (+0.87%)
Closing price 07/3/2025 03:30 PM Eastern
Extended Trading
$60.36 -0.04 (-0.07%)
As of 07/3/2025 04:20 PM Eastern
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BFH vs. COOP, GGAL, QFIN, UWMC, OMF, UPST, CADE, OZK, PFSI, and VLY

Should you be buying Bread Financial stock or one of its competitors? The main competitors of Bread Financial include MR. COOPER GROUP (COOP), Grupo Financiero Galicia (GGAL), Qifu Technology (QFIN), UWM (UWMC), OneMain (OMF), Upstart (UPST), Cadence Bank (CADE), Bank OZK (OZK), PennyMac Financial Services (PFSI), and Valley National Bancorp (VLY). These companies are all part of the "banking" industry.

Bread Financial vs. Its Competitors

Mr. Cooper Group (NASDAQ:COOP) and Bread Financial (NYSE:BFH) are both mid-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, risk, profitability, institutional ownership, analyst recommendations, dividends, media sentiment and earnings.

89.8% of Mr. Cooper Group shares are owned by institutional investors. Comparatively, 99.5% of Bread Financial shares are owned by institutional investors. 1.7% of Mr. Cooper Group shares are owned by insiders. Comparatively, 0.9% of Bread Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Mr. Cooper Group has higher earnings, but lower revenue than Bread Financial. Bread Financial is trading at a lower price-to-earnings ratio than Mr. Cooper Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Mr. Cooper Group$2.23B4.34$669M$8.8017.15
Bread Financial$4.80B0.59$277M$5.6310.73

Mr. Cooper Group presently has a consensus price target of $133.29, suggesting a potential downside of 11.70%. Bread Financial has a consensus price target of $60.27, suggesting a potential downside of 0.21%. Given Bread Financial's higher probable upside, analysts plainly believe Bread Financial is more favorable than Mr. Cooper Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Mr. Cooper Group
0 Sell rating(s)
3 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.63
Bread Financial
3 Sell rating(s)
6 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.00

Mr. Cooper Group has a beta of 1.05, indicating that its stock price is 5% more volatile than the S&P 500. Comparatively, Bread Financial has a beta of 1.38, indicating that its stock price is 38% more volatile than the S&P 500.

In the previous week, Mr. Cooper Group had 3 more articles in the media than Bread Financial. MarketBeat recorded 11 mentions for Mr. Cooper Group and 8 mentions for Bread Financial. Mr. Cooper Group's average media sentiment score of 0.65 beat Bread Financial's score of 0.12 indicating that Mr. Cooper Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Mr. Cooper Group
6 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Bread Financial
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Mr. Cooper Group has a net margin of 25.93% compared to Bread Financial's net margin of 5.89%. Mr. Cooper Group's return on equity of 15.27% beat Bread Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Mr. Cooper Group25.93% 15.27% 4.17%
Bread Financial 5.89%12.60%1.75%

Summary

Mr. Cooper Group beats Bread Financial on 12 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BFH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BFH vs. The Competition

MetricBread FinancialFIN IndustryFinance SectorNYSE Exchange
Market Cap$2.81B$7.54B$12.11B$20.73B
Dividend Yield1.39%4.75%5.54%3.72%
P/E Ratio10.7318.1320.0228.09
Price / Sales0.595.8725.6838.31
Price / Cash5.1222.1721.6822.53
Price / Book0.982.722.284.58
Net Income$277M$304.38M$1.00B$986.06M
7 Day Performance6.01%7.10%2.21%2.79%
1 Month Performance20.68%11.98%4.45%5.42%
1 Year Performance33.07%24.96%540.85%14.63%

Bread Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BFH
Bread Financial
2.5923 of 5 stars
$60.40
+0.9%
$60.27
-0.2%
+33.1%$2.81B$4.80B10.736,000Analyst Revision
COOP
MR. COOPER GROUP
4.227 of 5 stars
$152.34
+2.2%
$131.14
-13.9%
+85.8%$9.54B$2.23B13.487,900Analyst Forecast
Insider Trade
GGAL
Grupo Financiero Galicia
2.5354 of 5 stars
$50.37
-3.1%
$61.20
+21.5%
+78.0%$7.67B$10.79B7.4212,440
QFIN
Qifu Technology
4.1504 of 5 stars
$43.18
+0.9%
$45.10
+4.4%
+113.2%$6.75B$2.35B6.573,527Analyst Forecast
UWMC
UWM
3.3795 of 5 stars
$4.22
+4.5%
$6.86
+62.5%
-38.2%$6.46B$2.16B0.009,100Analyst Forecast
Insider Trade
High Trading Volume
OMF
OneMain
4.9531 of 5 stars
$54.07
-0.1%
$58.40
+8.0%
+22.1%$6.44B$4.99B10.489,000Insider Trade
UPST
Upstart
3.489 of 5 stars
$59.07
+1.8%
$66.96
+13.4%
+218.9%$5.52B$636.53M0.001,193
CADE
Cadence Bank
3.5398 of 5 stars
$31.08
+2.6%
$36.82
+18.5%
+21.3%$5.52B$2.90B10.705,335
OZK
Bank OZK
3.6872 of 5 stars
$46.28
+2.1%
$50.86
+9.9%
+25.5%$5.14B$2.77B7.433,028News Coverage
Positive News
Dividend Increase
PFSI
PennyMac Financial Services
4.7382 of 5 stars
$97.02
+1.7%
$121.17
+24.9%
+9.0%$4.93B$1.59B9.124,100News Coverage
Analyst Forecast
VLY
Valley National Bancorp
4.3998 of 5 stars
$8.85
+2.1%
$10.55
+19.2%
+46.3%$4.86B$3.58B13.983,732Positive News
Analyst Upgrade
Gap Up

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This page (NYSE:BFH) was last updated on 7/4/2025 by MarketBeat.com Staff
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