Go Pro

OneMain (OMF) Competitors

OneMain logo
$60.78 -0.16 (-0.26%)
Closing price 09/18/2026 03:59 PM Eastern
Extended Trading
$60.82 +0.03 (+0.05%)
As of 09/18/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

OMF vs. ALLY, AXP, BFH, CFG, and COF

Should you buy OneMain stock or one of its competitors? OneMain's main competitors and comparable companies include Ally Financial (ALLY), American Express (AXP), Bread Financial (BFH), Citizens Financial Group (CFG), and Capital One Financial (COF). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "finance" sector.

How does OneMain compare to Ally Financial?

Ally Financial (NYSE:ALLY) and OneMain (NYSE:OMF) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their valuation, earnings, risk, profitability, analyst recommendations, institutional ownership, media sentiment and dividends.

Ally Financial currently has a consensus target price of $53.73, suggesting a potential upside of 34.43%. OneMain has a consensus target price of $68.40, suggesting a potential upside of 12.53%. Given Ally Financial's stronger consensus rating and higher possible upside, equities research analysts clearly believe Ally Financial is more favorable than OneMain.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
1 Strong Buy rating(s)
2.94
OneMain
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.58

In the previous week, Ally Financial had 5 more articles in the media than OneMain. MarketBeat recorded 9 mentions for Ally Financial and 4 mentions for OneMain. Ally Financial's average media sentiment score of 0.90 beat OneMain's score of 0.60 indicating that Ally Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Ally Financial
4 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OneMain
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Ally Financial has higher revenue and earnings than OneMain. OneMain is trading at a lower price-to-earnings ratio than Ally Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ally Financial$7.91B1.54$852M$4.249.43
OneMain$5.46B1.28$783M$6.649.15

Ally Financial has a net margin of 16.75% compared to OneMain's net margin of 13.92%. OneMain's return on equity of 23.49% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Ally Financial16.75% 11.75% 0.79%
OneMain 13.92%23.49%2.92%

Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 3.0%. OneMain pays an annual dividend of $4.20 per share and has a dividend yield of 6.9%. Ally Financial pays out 28.3% of its earnings in the form of a dividend. OneMain pays out 63.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. OneMain has increased its dividend for 5 consecutive years. OneMain is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

88.8% of Ally Financial shares are held by institutional investors. Comparatively, 85.8% of OneMain shares are held by institutional investors. 0.5% of Ally Financial shares are held by insiders. Comparatively, 0.3% of OneMain shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Ally Financial has a beta of 1.09, suggesting that its stock price is 9% more volatile than the broader market. Comparatively, OneMain has a beta of 1.22, suggesting that its stock price is 22% more volatile than the broader market.

Summary

Ally Financial beats OneMain on 14 of the 20 factors compared between the two stocks.

How does OneMain compare to American Express?

American Express (NYSE:AXP) and OneMain (NYSE:OMF) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, dividends, valuation, media sentiment, analyst recommendations, institutional ownership, profitability and earnings.

American Express presently has a consensus price target of $373.32, suggesting a potential upside of 19.89%. OneMain has a consensus price target of $68.40, suggesting a potential upside of 12.53%. Given American Express' higher probable upside, equities research analysts clearly believe American Express is more favorable than OneMain.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Express
1 Sell rating(s)
10 Hold rating(s)
12 Buy rating(s)
1 Strong Buy rating(s)
2.54
OneMain
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.58

In the previous week, American Express had 28 more articles in the media than OneMain. MarketBeat recorded 32 mentions for American Express and 4 mentions for OneMain. American Express' average media sentiment score of 0.61 beat OneMain's score of 0.60 indicating that American Express is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Express
14 Very Positive mention(s)
4 Positive mention(s)
12 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Positive
OneMain
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

American Express has a beta of 1.05, indicating that its stock price is 5% more volatile than the broader market. Comparatively, OneMain has a beta of 1.22, indicating that its stock price is 22% more volatile than the broader market.

American Express has a net margin of 15.07% compared to OneMain's net margin of 13.92%. American Express' return on equity of 34.12% beat OneMain's return on equity.

Company Net Margins Return on Equity Return on Assets
American Express15.07% 34.12% 3.77%
OneMain 13.92%23.49%2.92%

American Express pays an annual dividend of $3.80 per share and has a dividend yield of 1.2%. OneMain pays an annual dividend of $4.20 per share and has a dividend yield of 6.9%. American Express pays out 23.1% of its earnings in the form of a dividend. OneMain pays out 63.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. American Express has raised its dividend for 4 consecutive years and OneMain has raised its dividend for 5 consecutive years. OneMain is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

American Express has higher revenue and earnings than OneMain. OneMain is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Express$72.23B2.91$10.83B$16.4818.89
OneMain$5.46B1.28$783M$6.649.15

84.3% of American Express shares are held by institutional investors. Comparatively, 85.8% of OneMain shares are held by institutional investors. 0.1% of American Express shares are held by insiders. Comparatively, 0.3% of OneMain shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

American Express beats OneMain on 14 of the 20 factors compared between the two stocks.

How does OneMain compare to Bread Financial?

OneMain (NYSE:OMF) and Bread Financial (NYSE:BFH) are both mid-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, valuation, earnings, profitability, media sentiment, analyst recommendations, risk and institutional ownership.

OneMain currently has a consensus price target of $68.40, indicating a potential upside of 12.53%. Bread Financial has a consensus price target of $112.29, indicating a potential upside of 3.64%. Given OneMain's stronger consensus rating and higher possible upside, equities analysts plainly believe OneMain is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OneMain
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.58
Bread Financial
1 Sell rating(s)
6 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
2.56

In the previous week, Bread Financial had 13 more articles in the media than OneMain. MarketBeat recorded 17 mentions for Bread Financial and 4 mentions for OneMain. Bread Financial's average media sentiment score of 0.71 beat OneMain's score of 0.60 indicating that Bread Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OneMain
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Bread Financial
5 Very Positive mention(s)
4 Positive mention(s)
5 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

OneMain has a net margin of 13.92% compared to Bread Financial's net margin of 11.95%. OneMain's return on equity of 23.49% beat Bread Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
OneMain13.92% 23.49% 2.92%
Bread Financial 11.95%18.42%2.76%

OneMain pays an annual dividend of $4.20 per share and has a dividend yield of 6.9%. Bread Financial pays an annual dividend of $0.92 per share and has a dividend yield of 0.8%. OneMain pays out 63.3% of its earnings in the form of a dividend. Bread Financial pays out 7.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. OneMain has raised its dividend for 5 consecutive years. OneMain is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

85.8% of OneMain shares are held by institutional investors. Comparatively, 99.5% of Bread Financial shares are held by institutional investors. 0.3% of OneMain shares are held by company insiders. Comparatively, 1.3% of Bread Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

OneMain has higher revenue and earnings than Bread Financial. Bread Financial is trading at a lower price-to-earnings ratio than OneMain, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OneMain$5.46B1.28$783M$6.649.15
Bread Financial$4.70B0.89$518M$12.828.45

OneMain has a beta of 1.22, meaning that its stock price is 22% more volatile than the broader market. Comparatively, Bread Financial has a beta of 1.1, meaning that its stock price is 10% more volatile than the broader market.

Summary

OneMain beats Bread Financial on 12 of the 19 factors compared between the two stocks.

How does OneMain compare to Citizens Financial Group?

Citizens Financial Group (NYSE:CFG) and OneMain (NYSE:OMF) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, media sentiment, institutional ownership, analyst recommendations, profitability, valuation, earnings and risk.

Citizens Financial Group has a beta of 0.66, indicating that its stock price is 34% less volatile than the broader market. Comparatively, OneMain has a beta of 1.22, indicating that its stock price is 22% more volatile than the broader market.

Citizens Financial Group has a net margin of 17.18% compared to OneMain's net margin of 13.92%. OneMain's return on equity of 23.49% beat Citizens Financial Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Financial Group17.18% 8.85% 0.93%
OneMain 13.92%23.49%2.92%

Citizens Financial Group has higher revenue and earnings than OneMain. OneMain is trading at a lower price-to-earnings ratio than Citizens Financial Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Financial Group$12.06B2.34$1.83B$4.6114.53
OneMain$5.46B1.28$783M$6.649.15

Citizens Financial Group currently has a consensus target price of $79.80, suggesting a potential upside of 19.10%. OneMain has a consensus target price of $68.40, suggesting a potential upside of 12.53%. Given Citizens Financial Group's stronger consensus rating and higher possible upside, research analysts plainly believe Citizens Financial Group is more favorable than OneMain.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Financial Group
0 Sell rating(s)
4 Hold rating(s)
16 Buy rating(s)
0 Strong Buy rating(s)
2.80
OneMain
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.58

94.9% of Citizens Financial Group shares are owned by institutional investors. Comparatively, 85.8% of OneMain shares are owned by institutional investors. 0.7% of Citizens Financial Group shares are owned by insiders. Comparatively, 0.3% of OneMain shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Citizens Financial Group pays an annual dividend of $1.84 per share and has a dividend yield of 2.7%. OneMain pays an annual dividend of $4.20 per share and has a dividend yield of 6.9%. Citizens Financial Group pays out 39.9% of its earnings in the form of a dividend. OneMain pays out 63.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. OneMain has raised its dividend for 5 consecutive years. OneMain is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Citizens Financial Group had 4 more articles in the media than OneMain. MarketBeat recorded 8 mentions for Citizens Financial Group and 4 mentions for OneMain. OneMain's average media sentiment score of 0.60 beat Citizens Financial Group's score of 0.46 indicating that OneMain is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens Financial Group
2 Very Positive mention(s)
1 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
OneMain
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Citizens Financial Group beats OneMain on 12 of the 19 factors compared between the two stocks.

How does OneMain compare to Capital One Financial?

Capital One Financial (NYSE:COF) and OneMain (NYSE:OMF) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, institutional ownership, profitability, earnings, valuation, media sentiment, analyst recommendations and dividends.

Capital One Financial currently has a consensus target price of $258.91, indicating a potential upside of 28.23%. OneMain has a consensus target price of $68.40, indicating a potential upside of 12.53%. Given Capital One Financial's stronger consensus rating and higher possible upside, equities research analysts clearly believe Capital One Financial is more favorable than OneMain.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
3 Hold rating(s)
21 Buy rating(s)
0 Strong Buy rating(s)
2.88
OneMain
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.58

Capital One Financial has a beta of 1.02, suggesting that its stock price is 2% more volatile than the broader market. Comparatively, OneMain has a beta of 1.22, suggesting that its stock price is 22% more volatile than the broader market.

Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.6%. OneMain pays an annual dividend of $4.20 per share and has a dividend yield of 6.9%. Capital One Financial pays out 19.8% of its earnings in the form of a dividend. OneMain pays out 63.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. OneMain has increased its dividend for 5 consecutive years. OneMain is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Capital One Financial had 16 more articles in the media than OneMain. MarketBeat recorded 20 mentions for Capital One Financial and 4 mentions for OneMain. Capital One Financial's average media sentiment score of 0.76 beat OneMain's score of 0.60 indicating that Capital One Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
9 Very Positive mention(s)
3 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OneMain
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

89.8% of Capital One Financial shares are owned by institutional investors. Comparatively, 85.8% of OneMain shares are owned by institutional investors. 0.8% of Capital One Financial shares are owned by insiders. Comparatively, 0.3% of OneMain shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

OneMain has a net margin of 13.92% compared to Capital One Financial's net margin of 13.37%. OneMain's return on equity of 23.49% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial13.37% 11.28% 1.90%
OneMain 13.92%23.49%2.92%

Capital One Financial has higher revenue and earnings than OneMain. OneMain is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$69.25B1.79$2.45B$16.1612.49
OneMain$5.46B1.28$783M$6.649.15

Summary

Capital One Financial beats OneMain on 13 of the 19 factors compared between the two stocks.

Get OneMain News Delivered to You Automatically

Sign up to receive the latest news and ratings for OMF and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OMF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

OMF vs. The Competition

MetricOneMainConsumer Finance IndustryFinance SectorNYSE Exchange
Market Cap$7.00B$6.98B$13.82B$23.10B
Dividend Yield6.91%12.77%5.95%3.62%
P/E Ratio9.158.7825.3128.21
Price / Sales1.2863.66511.0720.34
Price / Cash6.5811.3643.4236.36
Price / Book2.092.532.734.67
Net Income$783M$442.63M$1.31B$1.07B
7 Day Performance-3.19%-0.78%-0.59%-1.64%
1 Month Performance-1.69%-2.87%0.16%-3.60%
1 Year Performance-0.03%-0.83%7.82%8.41%

OneMain Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OMF
OneMain
4.9604 of 5 stars
$60.78
-0.3%
$68.40
+12.5%
0.0%$7.00B$5.46B9.159,300
ALLY
Ally Financial
4.9966 of 5 stars
$41.97
-0.2%
$53.73
+28.0%
-9.6%$12.80B$7.91B9.9010,300
AXP
American Express
4.533 of 5 stars
$327.86
+1.0%
$373.32
+13.9%
-8.5%$219.27B$75.95B19.8976,800
BFH
Bread Financial
3.4779 of 5 stars
$109.27
+2.7%
$112.29
+2.8%
+70.7%$4.09B$4.70B8.526,000
CFG
Citizens Financial Group
4.9918 of 5 stars
$70.54
+0.1%
$79.80
+13.1%
+25.1%$29.68B$12.06B15.3017,398

Related Companies and Tools


This page (NYSE:OMF) was last updated on 9/20/2026 by MarketBeat.com Staff.
From Our Partners