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Capital One Financial (COF) Competitors

Capital One Financial logo
$208.04 +0.01 (+0.00%)
Closing price 07/17/2026 03:59 PM Eastern
Extended Trading
$208.15 +0.11 (+0.05%)
As of 05:34 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

COF vs. ALLY, AXP, BFH, CFG, and MA

Should you buy Capital One Financial stock or one of its competitors? MarketBeat compares Capital One Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Capital One Financial include Ally Financial (ALLY), American Express (AXP), Bread Financial (BFH), Citizens Financial Group (CFG), and Mastercard (MA).

How does Capital One Financial compare to Ally Financial?

Capital One Financial (NYSE:COF) and Ally Financial (NYSE:ALLY) are both large-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, institutional ownership, earnings, media sentiment, risk, dividends and valuation.

Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.5%. Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 2.6%. Capital One Financial pays out 112.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Ally Financial pays out 29.3% of its earnings in the form of a dividend. Ally Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Capital One Financial has higher revenue and earnings than Ally Financial. Ally Financial is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$69.25B1.87$2.45B$2.8573.00
Ally Financial$7.91B1.77$852M$4.1011.12

Capital One Financial has a beta of 1.02, meaning that its stock price is 2% more volatile than the broader market. Comparatively, Ally Financial has a beta of 1.09, meaning that its stock price is 9% more volatile than the broader market.

Capital One Financial presently has a consensus price target of $259.91, suggesting a potential upside of 24.93%. Ally Financial has a consensus price target of $53.79, suggesting a potential upside of 17.94%. Given Capital One Financial's higher possible upside, equities research analysts plainly believe Capital One Financial is more favorable than Ally Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
4 Hold rating(s)
20 Buy rating(s)
0 Strong Buy rating(s)
2.83
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88

In the previous week, Capital One Financial had 28 more articles in the media than Ally Financial. MarketBeat recorded 40 mentions for Capital One Financial and 12 mentions for Ally Financial. Capital One Financial's average media sentiment score of 1.01 beat Ally Financial's score of 0.63 indicating that Capital One Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
28 Very Positive mention(s)
5 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Ally Financial
3 Very Positive mention(s)
0 Positive mention(s)
8 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Ally Financial has a net margin of 16.47% compared to Capital One Financial's net margin of 4.29%. Ally Financial's return on equity of 11.41% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial4.29% 10.59% 1.78%
Ally Financial 16.47%11.41%0.76%

89.8% of Capital One Financial shares are owned by institutional investors. Comparatively, 88.8% of Ally Financial shares are owned by institutional investors. 0.8% of Capital One Financial shares are owned by company insiders. Comparatively, 0.5% of Ally Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Capital One Financial beats Ally Financial on 11 of the 18 factors compared between the two stocks.

How does Capital One Financial compare to American Express?

Capital One Financial (NYSE:COF) and American Express (NYSE:AXP) are both large-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, valuation, media sentiment, risk, earnings, analyst recommendations, dividends and institutional ownership.

Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.5%. American Express pays an annual dividend of $3.80 per share and has a dividend yield of 1.1%. Capital One Financial pays out 112.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. American Express pays out 23.7% of its earnings in the form of a dividend. American Express has raised its dividend for 4 consecutive years.

In the previous week, American Express had 16 more articles in the media than Capital One Financial. MarketBeat recorded 56 mentions for American Express and 40 mentions for Capital One Financial. Capital One Financial's average media sentiment score of 1.01 beat American Express' score of 0.91 indicating that Capital One Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
28 Very Positive mention(s)
5 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
American Express
35 Very Positive mention(s)
7 Positive mention(s)
10 Neutral mention(s)
2 Negative mention(s)
1 Very Negative mention(s)
Positive

Capital One Financial has a beta of 1.02, meaning that its share price is 2% more volatile than the broader market. Comparatively, American Express has a beta of 1.04, meaning that its share price is 4% more volatile than the broader market.

Capital One Financial presently has a consensus price target of $259.91, indicating a potential upside of 24.93%. American Express has a consensus price target of $374.15, indicating a potential upside of 5.26%. Given Capital One Financial's stronger consensus rating and higher possible upside, research analysts clearly believe Capital One Financial is more favorable than American Express.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
4 Hold rating(s)
20 Buy rating(s)
0 Strong Buy rating(s)
2.83
American Express
1 Sell rating(s)
10 Hold rating(s)
13 Buy rating(s)
1 Strong Buy rating(s)
2.56

American Express has a net margin of 15.13% compared to Capital One Financial's net margin of 4.29%. American Express' return on equity of 33.95% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial4.29% 10.59% 1.78%
American Express 15.13%33.95%3.73%

89.8% of Capital One Financial shares are held by institutional investors. Comparatively, 84.3% of American Express shares are held by institutional investors. 0.8% of Capital One Financial shares are held by company insiders. Comparatively, 0.1% of American Express shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

American Express has higher revenue and earnings than Capital One Financial. American Express is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$69.25B1.87$2.45B$2.8573.00
American Express$72.23B3.36$10.83B$16.0322.17

Summary

American Express beats Capital One Financial on 12 of the 20 factors compared between the two stocks.

How does Capital One Financial compare to Bread Financial?

Capital One Financial (NYSE:COF) and Bread Financial (NYSE:BFH) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, risk, valuation, media sentiment, analyst recommendations, profitability, institutional ownership and earnings.

In the previous week, Capital One Financial had 32 more articles in the media than Bread Financial. MarketBeat recorded 40 mentions for Capital One Financial and 8 mentions for Bread Financial. Capital One Financial's average media sentiment score of 1.01 beat Bread Financial's score of 0.58 indicating that Capital One Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
28 Very Positive mention(s)
5 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Bread Financial
2 Very Positive mention(s)
1 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Capital One Financial has higher revenue and earnings than Bread Financial. Bread Financial is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$69.25B1.87$2.45B$2.8573.00
Bread Financial$4.70B0.85$518M$12.218.13

89.8% of Capital One Financial shares are owned by institutional investors. Comparatively, 99.5% of Bread Financial shares are owned by institutional investors. 0.8% of Capital One Financial shares are owned by insiders. Comparatively, 1.3% of Bread Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Capital One Financial presently has a consensus price target of $259.91, indicating a potential upside of 24.93%. Bread Financial has a consensus price target of $107.92, indicating a potential upside of 8.65%. Given Capital One Financial's stronger consensus rating and higher probable upside, analysts plainly believe Capital One Financial is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
4 Hold rating(s)
20 Buy rating(s)
0 Strong Buy rating(s)
2.83
Bread Financial
1 Sell rating(s)
6 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.47

Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.5%. Bread Financial pays an annual dividend of $0.92 per share and has a dividend yield of 0.9%. Capital One Financial pays out 112.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Bread Financial pays out 7.5% of its earnings in the form of a dividend.

Bread Financial has a net margin of 11.90% compared to Capital One Financial's net margin of 4.29%. Bread Financial's return on equity of 18.79% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial4.29% 10.59% 1.78%
Bread Financial 11.90%18.79%2.79%

Capital One Financial has a beta of 1.02, suggesting that its share price is 2% more volatile than the broader market. Comparatively, Bread Financial has a beta of 1.1, suggesting that its share price is 10% more volatile than the broader market.

Summary

Capital One Financial beats Bread Financial on 10 of the 18 factors compared between the two stocks.

How does Capital One Financial compare to Citizens Financial Group?

Capital One Financial (NYSE:COF) and Citizens Financial Group (NYSE:CFG) are both large-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, media sentiment, valuation, earnings, institutional ownership, analyst recommendations, risk and dividends.

Capital One Financial has a beta of 1.02, indicating that its stock price is 2% more volatile than the broader market. Comparatively, Citizens Financial Group has a beta of 0.67, indicating that its stock price is 33% less volatile than the broader market.

Capital One Financial has higher revenue and earnings than Citizens Financial Group. Citizens Financial Group is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$69.25B1.87$2.45B$2.8573.00
Citizens Financial Group$12.06B2.54$1.83B$4.6115.69

Citizens Financial Group has a net margin of 17.18% compared to Capital One Financial's net margin of 4.29%. Capital One Financial's return on equity of 10.59% beat Citizens Financial Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial4.29% 10.59% 1.78%
Citizens Financial Group 17.18%8.85%0.93%

89.8% of Capital One Financial shares are owned by institutional investors. Comparatively, 94.9% of Citizens Financial Group shares are owned by institutional investors. 0.8% of Capital One Financial shares are owned by company insiders. Comparatively, 0.7% of Citizens Financial Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.5%. Citizens Financial Group pays an annual dividend of $1.84 per share and has a dividend yield of 2.5%. Capital One Financial pays out 112.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Citizens Financial Group pays out 39.9% of its earnings in the form of a dividend. Citizens Financial Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, Citizens Financial Group had 4 more articles in the media than Capital One Financial. MarketBeat recorded 44 mentions for Citizens Financial Group and 40 mentions for Capital One Financial. Capital One Financial's average media sentiment score of 1.01 beat Citizens Financial Group's score of 0.92 indicating that Capital One Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
28 Very Positive mention(s)
5 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Citizens Financial Group
20 Very Positive mention(s)
6 Positive mention(s)
9 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Capital One Financial presently has a consensus price target of $259.91, suggesting a potential upside of 24.93%. Citizens Financial Group has a consensus price target of $77.85, suggesting a potential upside of 7.61%. Given Capital One Financial's stronger consensus rating and higher probable upside, research analysts plainly believe Capital One Financial is more favorable than Citizens Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
4 Hold rating(s)
20 Buy rating(s)
0 Strong Buy rating(s)
2.83
Citizens Financial Group
0 Sell rating(s)
4 Hold rating(s)
16 Buy rating(s)
0 Strong Buy rating(s)
2.80

Summary

Capital One Financial beats Citizens Financial Group on 11 of the 18 factors compared between the two stocks.

How does Capital One Financial compare to Mastercard?

Mastercard (NYSE:MA) and Capital One Financial (NYSE:COF) are related large-cap companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, earnings, dividends, media sentiment, analyst recommendations, institutional ownership, risk and valuation.

Mastercard currently has a consensus target price of $653.92, suggesting a potential upside of 20.31%. Capital One Financial has a consensus target price of $259.91, suggesting a potential upside of 24.93%. Given Capital One Financial's higher possible upside, analysts clearly believe Capital One Financial is more favorable than Mastercard.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Mastercard
1 Sell rating(s)
1 Hold rating(s)
20 Buy rating(s)
8 Strong Buy rating(s)
3.17
Capital One Financial
0 Sell rating(s)
4 Hold rating(s)
20 Buy rating(s)
0 Strong Buy rating(s)
2.83

97.3% of Mastercard shares are held by institutional investors. Comparatively, 89.8% of Capital One Financial shares are held by institutional investors. 0.1% of Mastercard shares are held by company insiders. Comparatively, 0.8% of Capital One Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Mastercard pays an annual dividend of $3.48 per share and has a dividend yield of 0.6%. Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.5%. Mastercard pays out 20.1% of its earnings in the form of a dividend. Capital One Financial pays out 112.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Mastercard has raised its dividend for 13 consecutive years.

In the previous week, Mastercard had 24 more articles in the media than Capital One Financial. MarketBeat recorded 64 mentions for Mastercard and 40 mentions for Capital One Financial. Mastercard's average media sentiment score of 1.20 beat Capital One Financial's score of 1.01 indicating that Mastercard is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Mastercard
46 Very Positive mention(s)
5 Positive mention(s)
9 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Positive
Capital One Financial
28 Very Positive mention(s)
5 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Mastercard has a net margin of 45.88% compared to Capital One Financial's net margin of 4.29%. Mastercard's return on equity of 212.96% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Mastercard45.88% 212.96% 30.50%
Capital One Financial 4.29%10.59%1.78%

Mastercard has higher earnings, but lower revenue than Capital One Financial. Mastercard is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Mastercard$32.79B14.65$14.97B$17.2831.46
Capital One Financial$69.25B1.87$2.45B$2.8573.00

Mastercard has a beta of 0.73, suggesting that its share price is 27% less volatile than the broader market. Comparatively, Capital One Financial has a beta of 1.02, suggesting that its share price is 2% more volatile than the broader market.

Summary

Mastercard beats Capital One Financial on 13 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding COF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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COF vs. The Competition

MetricCapital One FinancialFIN IndustryFinance SectorNYSE Exchange
Market Cap$129.46B$11.31B$14.34B$23.38B
Dividend Yield1.54%5.53%5.67%4.16%
P/E Ratio73.0016.3920.6830.95
Price / Sales1.871.8344.1819.91
Price / Cash8.3810.6119.2318.80
Price / Book1.162.142.264.76
Net Income$2.45B$421.66M$1.14B$1.07B
7 Day Performance2.49%1.11%0.69%0.14%
1 Month Performance3.02%5.07%1.80%1.08%
1 Year Performance-4.68%25.30%13.52%16.68%

Capital One Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
COF
Capital One Financial
4.9293 of 5 stars
$208.04
+0.0%
$259.91
+24.9%
-4.7%$129.46B$69.25B73.0076,300
ALLY
Ally Financial
4.8932 of 5 stars
$45.11
-1.1%
$53.79
+19.2%
+14.4%$13.83B$7.91B11.0010,300
AXP
American Express
4.2117 of 5 stars
$354.26
+1.0%
$374.15
+5.6%
+15.3%$241.72B$74.17B22.1076,800
BFH
Bread Financial
4.6301 of 5 stars
$97.08
+0.6%
$107.92
+11.2%
+62.3%$3.92B$3.89B7.956,000
CFG
Citizens Financial Group
4.9326 of 5 stars
$70.35
+0.0%
$74.35
+5.7%
+48.8%$29.75B$12.06B16.6317,398

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This page (NYSE:COF) was last updated on 7/20/2026 by MarketBeat.com Staff.
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