COF vs. AXP, DFS, CACC, SLM, NNI, ECPG, PRAA, WRLD, EZPW, and GDOT
Should you be buying Capital One Financial stock or one of its competitors? The main competitors of Capital One Financial include American Express (AXP), Discover Financial Services (DFS), Credit Acceptance (CACC), SLM (SLM), Nelnet (NNI), Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), and Green Dot (GDOT). These companies are all part of the "consumer finance" industry.
American Express (NYSE:AXP) and Capital One Financial (NYSE:COF) are both large-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, dividends, community ranking, profitability, analyst recommendations, valuation, risk, institutional ownership and media sentiment.
Capital One Financial received 10 more outperform votes than American Express when rated by MarketBeat users. Likewise, 65.38% of users gave Capital One Financial an outperform vote while only 60.37% of users gave American Express an outperform vote.
In the previous week, American Express had 6 more articles in the media than Capital One Financial. MarketBeat recorded 17 mentions for American Express and 11 mentions for Capital One Financial. Capital One Financial's average media sentiment score of 1.06 beat American Express' score of 0.95 indicating that Capital One Financial is being referred to more favorably in the news media.
84.3% of American Express shares are held by institutional investors. Comparatively, 89.8% of Capital One Financial shares are held by institutional investors. 0.1% of American Express shares are held by insiders. Comparatively, 1.3% of Capital One Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
American Express has a beta of 1.21, meaning that its stock price is 21% more volatile than the S&P 500. Comparatively, Capital One Financial has a beta of 1.44, meaning that its stock price is 44% more volatile than the S&P 500.
American Express has a net margin of 15.53% compared to Capital One Financial's net margin of 9.01%. American Express' return on equity of 32.94% beat Capital One Financial's return on equity.
American Express has higher revenue and earnings than Capital One Financial. Capital One Financial is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.
American Express pays an annual dividend of $2.80 per share and has a dividend yield of 1.1%. Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.7%. American Express pays out 23.1% of its earnings in the form of a dividend. Capital One Financial pays out 18.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Capital One Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.
American Express currently has a consensus price target of $230.70, indicating a potential downside of 5.48%. Capital One Financial has a consensus price target of $145.89, indicating a potential upside of 4.96%. Given Capital One Financial's stronger consensus rating and higher probable upside, analysts plainly believe Capital One Financial is more favorable than American Express.
Summary
Capital One Financial beats American Express on 11 of the 20 factors compared between the two stocks.
Get Capital One Financial News Delivered to You Automatically
Sign up to receive the latest news and ratings for COF and its competitors with MarketBeat's FREE daily newsletter.
This chart shows the number of new MarketBeat users adding COF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Capital One Financial Competitors List
Related Companies and Tools
