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Capital One Financial (COF) Competitors

Capital One Financial logo
$214.83 -0.35 (-0.16%)
As of 09:55 AM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

COF vs. AXP, DFS, SLM, CACC, NNI, ECPG, WRLD, EZPW, PRAA, and GDOT

Should you be buying Capital One Financial stock or one of its competitors? The main competitors of Capital One Financial include American Express (AXP), Discover Financial Services (DFS), SLM (SLM), Credit Acceptance (CACC), Nelnet (NNI), Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), and Green Dot (GDOT). These companies are all part of the "consumer finance" industry.

Capital One Financial vs. Its Competitors

Capital One Financial (NYSE:COF) and American Express (NYSE:AXP) are both large-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, media sentiment, institutional ownership, risk, valuation, dividends, earnings and analyst recommendations.

American Express has a net margin of 15.31% compared to Capital One Financial's net margin of 9.65%. American Express' return on equity of 32.48% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial9.65% 9.63% 1.21%
American Express 15.31%32.48%3.57%

Capital One Financial currently has a consensus price target of $215.86, suggesting a potential upside of 0.48%. American Express has a consensus price target of $296.05, suggesting a potential downside of 8.04%. Given Capital One Financial's stronger consensus rating and higher possible upside, analysts plainly believe Capital One Financial is more favorable than American Express.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
4 Hold rating(s)
11 Buy rating(s)
2 Strong Buy rating(s)
2.88
American Express
1 Sell rating(s)
15 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.29

Capital One Financial has a beta of 1.15, indicating that its stock price is 15% more volatile than the S&P 500. Comparatively, American Express has a beta of 1.25, indicating that its stock price is 25% more volatile than the S&P 500.

In the previous week, American Express had 11 more articles in the media than Capital One Financial. MarketBeat recorded 61 mentions for American Express and 50 mentions for Capital One Financial. American Express' average media sentiment score of 1.32 beat Capital One Financial's score of 0.92 indicating that American Express is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
26 Very Positive mention(s)
6 Positive mention(s)
14 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Positive
American Express
46 Very Positive mention(s)
4 Positive mention(s)
9 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.1%. American Express pays an annual dividend of $3.28 per share and has a dividend yield of 1.0%. Capital One Financial pays out 20.2% of its earnings in the form of a dividend. American Express pays out 22.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. American Express has increased its dividend for 4 consecutive years. Capital One Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

89.8% of Capital One Financial shares are owned by institutional investors. Comparatively, 84.3% of American Express shares are owned by institutional investors. 1.3% of Capital One Financial shares are owned by company insiders. Comparatively, 0.2% of American Express shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

American Express has higher revenue and earnings than Capital One Financial. Capital One Financial is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$53.94B1.53$4.75B$11.9118.04
American Express$65.95B3.42$10.13B$14.3222.48

Summary

American Express beats Capital One Financial on 12 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding COF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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COF vs. The Competition

MetricCapital One FinancialFIN IndustryFinance SectorNYSE Exchange
Market Cap$82.31B$8.05B$12.00B$20.43B
Dividend Yield1.13%3.53%5.61%3.76%
P/E Ratio18.0415.5419.9327.62
Price / Sales1.532.2825.6836.40
Price / Cash9.128.2221.1721.79
Price / Book1.351.822.234.52
Net Income$4.75B$486.48M$1.00B$984.47M
7 Day Performance3.20%2.96%2.04%2.61%
1 Month Performance12.31%9.87%3.57%4.99%
1 Year Performance52.93%38.55%539.63%13.53%

Capital One Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
COF
Capital One Financial
4.9654 of 5 stars
$214.83
-0.2%
$215.86
+0.5%
+53.9%$82.31B$53.94B18.0452,600
AXP
American Express
4.6817 of 5 stars
$299.32
+0.2%
$296.05
-1.1%
+38.0%$209.69B$65.95B20.9075,100Positive News
Options Volume
DFS
Discover Financial Services
3.8407 of 5 stars
$197.76
-1.4%
$191.64
-3.1%
+48.7%$49.77B$18.00B12.3920,200High Trading Volume
SLM
SLM
4.6344 of 5 stars
$31.64
+0.2%
$32.30
+2.1%
+61.1%$6.62B$2.62B11.351,710
CACC
Credit Acceptance
2.3891 of 5 stars
$496.84
-1.1%
$440.00
-11.4%
+2.4%$5.74B$2.16B21.092,431
NNI
Nelnet
4.1922 of 5 stars
$115.98
+2.2%
$98.00
-15.5%
+20.3%$4.21B$2.14B21.926,739
ECPG
Encore Capital Group
3.9179 of 5 stars
$38.88
+0.7%
$62.67
+61.2%
-4.1%$908.15M$1.32B-7.957,350Positive News
WRLD
World Acceptance
2.5619 of 5 stars
$158.49
+0.9%
$10.00
-93.7%
+35.2%$841.56M$564.84M9.692,838Positive News
EZPW
EZCORP
4.4192 of 5 stars
$13.19
-0.5%
$18.25
+38.4%
+33.2%$725.91M$1.20B11.098,000Positive News
PRAA
PRA Group
4.3012 of 5 stars
$14.75
+0.5%
$27.00
+83.0%
-21.7%$584.79M$1.11B8.243,115
GDOT
Green Dot
1.9745 of 5 stars
$9.93
+4.1%
$11.50
+15.8%
+17.1%$544.78M$1.72B-76.341,150News Coverage

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This page (NYSE:COF) was last updated on 7/2/2025 by MarketBeat.com Staff
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