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Capital One Financial (COF) Competitors

Capital One Financial logo
$183.11 +2.72 (+1.51%)
Closing price 03:59 PM Eastern
Extended Trading
$183.03 -0.08 (-0.04%)
As of 07:40 PM Eastern
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COF vs. ALLY, AXP, BFH, CFG, and MA

Should you buy Capital One Financial stock or one of its competitors? MarketBeat compares Capital One Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Capital One Financial include Ally Financial (ALLY), American Express (AXP), Bread Financial (BFH), Citizens Financial Group (CFG), and Mastercard (MA).

How does Capital One Financial compare to Ally Financial?

Capital One Financial (NYSE:COF) and Ally Financial (NYSE:ALLY) are both large-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, media sentiment, profitability, earnings, institutional ownership, valuation, dividends and risk.

Capital One Financial has higher revenue and earnings than Ally Financial. Ally Financial is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$69.25B1.65$2.45B$2.8564.25
Ally Financial$7.91B1.68$852M$4.1010.58

Ally Financial has a net margin of 16.47% compared to Capital One Financial's net margin of 4.29%. Ally Financial's return on equity of 11.41% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial4.29% 10.59% 1.78%
Ally Financial 16.47%11.41%0.76%

In the previous week, Capital One Financial had 18 more articles in the media than Ally Financial. MarketBeat recorded 30 mentions for Capital One Financial and 12 mentions for Ally Financial. Capital One Financial's average media sentiment score of 1.11 beat Ally Financial's score of 1.08 indicating that Capital One Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
23 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
2 Negative mention(s)
1 Very Negative mention(s)
Positive
Ally Financial
8 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Capital One Financial has a beta of 1.03, suggesting that its share price is 3% more volatile than the broader market. Comparatively, Ally Financial has a beta of 1.1, suggesting that its share price is 10% more volatile than the broader market.

Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.7%. Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 2.8%. Capital One Financial pays out 112.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Ally Financial pays out 29.3% of its earnings in the form of a dividend. Ally Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Capital One Financial currently has a consensus price target of $258.75, indicating a potential upside of 41.31%. Ally Financial has a consensus price target of $54.14, indicating a potential upside of 24.77%. Given Capital One Financial's higher possible upside, equities analysts clearly believe Capital One Financial is more favorable than Ally Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
5 Hold rating(s)
17 Buy rating(s)
0 Strong Buy rating(s)
2.77
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88

89.8% of Capital One Financial shares are held by institutional investors. Comparatively, 88.8% of Ally Financial shares are held by institutional investors. 0.8% of Capital One Financial shares are held by insiders. Comparatively, 0.5% of Ally Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Capital One Financial beats Ally Financial on 10 of the 18 factors compared between the two stocks.

How does Capital One Financial compare to American Express?

American Express (NYSE:AXP) and Capital One Financial (NYSE:COF) are both large-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, risk, valuation, earnings, institutional ownership, analyst recommendations, profitability and media sentiment.

American Express has a beta of 1.06, indicating that its stock price is 6% more volatile than the broader market. Comparatively, Capital One Financial has a beta of 1.03, indicating that its stock price is 3% more volatile than the broader market.

In the previous week, American Express had 20 more articles in the media than Capital One Financial. MarketBeat recorded 50 mentions for American Express and 30 mentions for Capital One Financial. Capital One Financial's average media sentiment score of 1.11 beat American Express' score of 0.94 indicating that Capital One Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Express
31 Very Positive mention(s)
5 Positive mention(s)
11 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Positive
Capital One Financial
23 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
2 Negative mention(s)
1 Very Negative mention(s)
Positive

American Express has a net margin of 15.13% compared to Capital One Financial's net margin of 4.29%. American Express' return on equity of 33.95% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
American Express15.13% 33.95% 3.73%
Capital One Financial 4.29%10.59%1.78%

American Express has higher revenue and earnings than Capital One Financial. American Express is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Express$72.23B3.01$10.83B$16.0319.89
Capital One Financial$69.25B1.65$2.45B$2.8564.25

American Express pays an annual dividend of $3.80 per share and has a dividend yield of 1.2%. Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.7%. American Express pays out 23.7% of its earnings in the form of a dividend. Capital One Financial pays out 112.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. American Express has raised its dividend for 4 consecutive years.

American Express currently has a consensus target price of $359.05, suggesting a potential upside of 12.62%. Capital One Financial has a consensus target price of $258.75, suggesting a potential upside of 41.31%. Given Capital One Financial's stronger consensus rating and higher possible upside, analysts clearly believe Capital One Financial is more favorable than American Express.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Express
1 Sell rating(s)
13 Hold rating(s)
9 Buy rating(s)
1 Strong Buy rating(s)
2.42
Capital One Financial
0 Sell rating(s)
5 Hold rating(s)
17 Buy rating(s)
0 Strong Buy rating(s)
2.77

84.3% of American Express shares are held by institutional investors. Comparatively, 89.8% of Capital One Financial shares are held by institutional investors. 0.1% of American Express shares are held by company insiders. Comparatively, 0.8% of Capital One Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

American Express beats Capital One Financial on 12 of the 20 factors compared between the two stocks.

How does Capital One Financial compare to Bread Financial?

Bread Financial (NYSE:BFH) and Capital One Financial (NYSE:COF) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, media sentiment, profitability, valuation, analyst recommendations, institutional ownership, earnings and risk.

Bread Financial has a beta of 1.12, meaning that its stock price is 12% more volatile than the broader market. Comparatively, Capital One Financial has a beta of 1.03, meaning that its stock price is 3% more volatile than the broader market.

99.5% of Bread Financial shares are held by institutional investors. Comparatively, 89.8% of Capital One Financial shares are held by institutional investors. 1.3% of Bread Financial shares are held by company insiders. Comparatively, 0.8% of Capital One Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Bread Financial currently has a consensus target price of $94.25, suggesting a potential downside of 0.01%. Capital One Financial has a consensus target price of $258.75, suggesting a potential upside of 41.31%. Given Capital One Financial's stronger consensus rating and higher probable upside, analysts clearly believe Capital One Financial is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bread Financial
2 Sell rating(s)
4 Hold rating(s)
7 Buy rating(s)
1 Strong Buy rating(s)
2.50
Capital One Financial
0 Sell rating(s)
5 Hold rating(s)
17 Buy rating(s)
0 Strong Buy rating(s)
2.77

Bread Financial pays an annual dividend of $0.92 per share and has a dividend yield of 1.0%. Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.7%. Bread Financial pays out 7.5% of its earnings in the form of a dividend. Capital One Financial pays out 112.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

In the previous week, Capital One Financial had 24 more articles in the media than Bread Financial. MarketBeat recorded 30 mentions for Capital One Financial and 6 mentions for Bread Financial. Capital One Financial's average media sentiment score of 1.11 beat Bread Financial's score of 0.56 indicating that Capital One Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bread Financial
2 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Capital One Financial
23 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
2 Negative mention(s)
1 Very Negative mention(s)
Positive

Bread Financial has a net margin of 11.90% compared to Capital One Financial's net margin of 4.29%. Bread Financial's return on equity of 18.79% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Bread Financial11.90% 18.79% 2.79%
Capital One Financial 4.29%10.59%1.78%

Capital One Financial has higher revenue and earnings than Bread Financial. Bread Financial is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bread Financial$4.70B0.81$518M$12.217.72
Capital One Financial$69.25B1.65$2.45B$2.8564.25

Summary

Capital One Financial beats Bread Financial on 10 of the 19 factors compared between the two stocks.

How does Capital One Financial compare to Citizens Financial Group?

Citizens Financial Group (NYSE:CFG) and Capital One Financial (NYSE:COF) are both large-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, earnings, valuation, media sentiment, risk, analyst recommendations, profitability and institutional ownership.

Citizens Financial Group pays an annual dividend of $1.84 per share and has a dividend yield of 2.8%. Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.7%. Citizens Financial Group pays out 43.5% of its earnings in the form of a dividend. Capital One Financial pays out 112.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Citizens Financial Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

94.9% of Citizens Financial Group shares are owned by institutional investors. Comparatively, 89.8% of Capital One Financial shares are owned by institutional investors. 0.7% of Citizens Financial Group shares are owned by insiders. Comparatively, 0.8% of Capital One Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

In the previous week, Capital One Financial had 10 more articles in the media than Citizens Financial Group. MarketBeat recorded 30 mentions for Capital One Financial and 20 mentions for Citizens Financial Group. Citizens Financial Group's average media sentiment score of 1.44 beat Capital One Financial's score of 1.11 indicating that Citizens Financial Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens Financial Group
17 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Capital One Financial
23 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
2 Negative mention(s)
1 Very Negative mention(s)
Positive

Citizens Financial Group presently has a consensus price target of $70.88, suggesting a potential upside of 8.03%. Capital One Financial has a consensus price target of $258.75, suggesting a potential upside of 41.31%. Given Capital One Financial's higher probable upside, analysts clearly believe Capital One Financial is more favorable than Citizens Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Financial Group
0 Sell rating(s)
1 Hold rating(s)
19 Buy rating(s)
0 Strong Buy rating(s)
2.95
Capital One Financial
0 Sell rating(s)
5 Hold rating(s)
17 Buy rating(s)
0 Strong Buy rating(s)
2.77

Citizens Financial Group has a net margin of 16.21% compared to Capital One Financial's net margin of 4.29%. Capital One Financial's return on equity of 10.59% beat Citizens Financial Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Financial Group16.21% 8.31% 0.88%
Capital One Financial 4.29%10.59%1.78%

Citizens Financial Group has a beta of 0.68, meaning that its stock price is 32% less volatile than the broader market. Comparatively, Capital One Financial has a beta of 1.03, meaning that its stock price is 3% more volatile than the broader market.

Capital One Financial has higher revenue and earnings than Citizens Financial Group. Citizens Financial Group is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Financial Group$12.06B2.30$1.83B$4.2315.51
Capital One Financial$69.25B1.65$2.45B$2.8564.25

Summary

Citizens Financial Group and Capital One Financial tied by winning 9 of the 18 factors compared between the two stocks.

How does Capital One Financial compare to Mastercard?

Mastercard (NYSE:MA) and Capital One Financial (NYSE:COF) are related large-cap companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, media sentiment, dividends, earnings, profitability, risk and institutional ownership.

Mastercard has higher earnings, but lower revenue than Capital One Financial. Mastercard is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Mastercard$32.79B13.33$14.97B$17.2828.64
Capital One Financial$69.25B1.65$2.45B$2.8564.25

In the previous week, Mastercard had 39 more articles in the media than Capital One Financial. MarketBeat recorded 69 mentions for Mastercard and 30 mentions for Capital One Financial. Capital One Financial's average media sentiment score of 1.11 beat Mastercard's score of 0.91 indicating that Capital One Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Mastercard
50 Very Positive mention(s)
6 Positive mention(s)
4 Neutral mention(s)
7 Negative mention(s)
1 Very Negative mention(s)
Positive
Capital One Financial
23 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
2 Negative mention(s)
1 Very Negative mention(s)
Positive

Mastercard presently has a consensus price target of $656.04, suggesting a potential upside of 32.58%. Capital One Financial has a consensus price target of $258.75, suggesting a potential upside of 41.31%. Given Capital One Financial's higher probable upside, analysts clearly believe Capital One Financial is more favorable than Mastercard.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Mastercard
1 Sell rating(s)
1 Hold rating(s)
20 Buy rating(s)
6 Strong Buy rating(s)
3.11
Capital One Financial
0 Sell rating(s)
5 Hold rating(s)
17 Buy rating(s)
0 Strong Buy rating(s)
2.77

Mastercard has a net margin of 45.88% compared to Capital One Financial's net margin of 4.29%. Mastercard's return on equity of 212.96% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Mastercard45.88% 212.96% 30.50%
Capital One Financial 4.29%10.59%1.78%

Mastercard has a beta of 0.74, meaning that its share price is 26% less volatile than the broader market. Comparatively, Capital One Financial has a beta of 1.03, meaning that its share price is 3% more volatile than the broader market.

97.3% of Mastercard shares are owned by institutional investors. Comparatively, 89.8% of Capital One Financial shares are owned by institutional investors. 0.1% of Mastercard shares are owned by company insiders. Comparatively, 0.8% of Capital One Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Mastercard pays an annual dividend of $3.48 per share and has a dividend yield of 0.7%. Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.7%. Mastercard pays out 20.1% of its earnings in the form of a dividend. Capital One Financial pays out 112.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Mastercard has raised its dividend for 13 consecutive years.

Summary

Mastercard beats Capital One Financial on 13 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding COF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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COF vs. The Competition

MetricCapital One FinancialFIN IndustryFinance SectorNYSE Exchange
Market Cap$113.95B$10.05B$13.60B$23.08B
Dividend Yield1.77%5.35%5.80%4.10%
P/E Ratio64.2514.6620.0130.59
Price / Sales1.651.71133.4412.90
Price / Cash7.288.8819.1518.46
Price / Book1.021.832.214.65
Net Income$2.45B$421.66M$1.13B$1.07B
7 Day Performance-0.39%0.88%0.75%-0.71%
1 Month Performance-3.29%1.69%0.46%0.06%
1 Year Performance-8.01%17.62%11.31%21.50%

Capital One Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
COF
Capital One Financial
4.9047 of 5 stars
$183.11
+1.5%
$258.75
+41.3%
-9.0%$113.95B$69.25B64.2576,300
ALLY
Ally Financial
4.9838 of 5 stars
$42.31
-1.1%
$54.14
+28.0%
+16.5%$12.97B$9.37B10.3210,300
AXP
American Express
4.4533 of 5 stars
$312.27
+0.5%
$359.05
+15.0%
+3.2%$213.07B$74.17B19.4876,800
BFH
Bread Financial
3.8736 of 5 stars
$91.48
+0.4%
$94.25
+3.0%
+77.3%$3.70B$3.89B7.496,000
CFG
Citizens Financial Group
4.9583 of 5 stars
$64.32
+0.5%
$70.88
+10.2%
+55.3%$27.20B$8.48B15.2117,398

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This page (NYSE:COF) was last updated on 6/9/2026 by MarketBeat.com Staff.
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