American Express (AXP) Competitors

American Express logo
$307.49 +1.09 (+0.36%)
Closing price 03:59 PM Eastern
Extended Trading
$308.00 +0.51 (+0.17%)
As of 07:59 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

AXP vs. COF, DFS, SLM, CACC, NNI, ECPG, PRAA, WRLD, EZPW, and GDOT

Should you be buying American Express stock or one of its competitors? The main competitors of American Express include Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), Credit Acceptance (CACC), Nelnet (NNI), Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), and Green Dot (GDOT). These companies are all part of the "consumer finance" industry.

American Express vs.

Capital One Financial (NYSE:COF) and American Express (NYSE:AXP) are both large-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, earnings, risk, dividends, analyst recommendations, community ranking, media sentiment, institutional ownership and valuation.

Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.2%. American Express pays an annual dividend of $2.80 per share and has a dividend yield of 0.9%. Capital One Financial pays out 20.7% of its earnings in the form of a dividend. American Express pays out 20.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

89.8% of Capital One Financial shares are owned by institutional investors. Comparatively, 84.3% of American Express shares are owned by institutional investors. 1.3% of Capital One Financial shares are owned by insiders. Comparatively, 0.1% of American Express shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

American Express has higher revenue and earnings than Capital One Financial. Capital One Financial is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$53.94B1.37$4.75B$11.5916.68
American Express$65.95B3.27$10.13B$14.0121.88

Capital One Financial received 69 more outperform votes than American Express when rated by MarketBeat users. Likewise, 64.78% of users gave Capital One Financial an outperform vote while only 59.95% of users gave American Express an outperform vote.

CompanyUnderperformOutperform
Capital One FinancialOutperform Votes
1262
64.78%
Underperform Votes
686
35.22%
American ExpressOutperform Votes
1193
59.95%
Underperform Votes
797
40.05%

In the previous week, American Express had 31 more articles in the media than Capital One Financial. MarketBeat recorded 66 mentions for American Express and 35 mentions for Capital One Financial. American Express' average media sentiment score of 1.11 beat Capital One Financial's score of 1.07 indicating that American Express is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
23 Very Positive mention(s)
2 Positive mention(s)
7 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
American Express
48 Very Positive mention(s)
6 Positive mention(s)
8 Neutral mention(s)
2 Negative mention(s)
1 Very Negative mention(s)
Positive

Capital One Financial has a beta of 1.47, suggesting that its stock price is 47% more volatile than the S&P 500. Comparatively, American Express has a beta of 1.24, suggesting that its stock price is 24% more volatile than the S&P 500.

American Express has a net margin of 15.36% compared to Capital One Financial's net margin of 9.46%. American Express' return on equity of 32.65% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial9.46% 9.45% 1.17%
American Express 15.36%32.65%3.56%

Capital One Financial presently has a consensus price target of $196.31, suggesting a potential upside of 1.55%. American Express has a consensus price target of $296.38, suggesting a potential downside of 3.30%. Given Capital One Financial's stronger consensus rating and higher possible upside, equities analysts plainly believe Capital One Financial is more favorable than American Express.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
9 Hold rating(s)
9 Buy rating(s)
1 Strong Buy rating(s)
2.58
American Express
3 Sell rating(s)
12 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.25

Summary

American Express beats Capital One Financial on 11 of the 20 factors compared between the two stocks.

Get American Express News Delivered to You Automatically

Sign up to receive the latest news and ratings for AXP and its competitors with MarketBeat's FREE daily newsletter.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

AXP vs. The Competition

MetricAmerican ExpressNondepository credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$215.88B$8.05B$11.95B$20.25B
Dividend Yield0.87%4.30%5.72%3.67%
P/E Ratio21.8718.3230.3444.82
Price / Sales3.2717.0927.7416.06
Price / Cash23.1047.2518.3520.34
Price / Book7.132.552.705.74
Net Income$10.13B$494.77M$1.07B$1.00B
7 Day Performance-4.27%-1.03%-0.62%-0.74%
1 Month Performance3.09%5.11%4.54%3.67%
1 Year Performance46.20%26.76%18.37%18.62%

American Express Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
AXP
American Express
4.6893 of 5 stars
$307.49
+0.4%
$296.38
-3.6%
+44.4%$216.61B$65.95B21.9574,600Positive News
COF
Capital One Financial
4.6704 of 5 stars
$198.85
-2.1%
$196.31
-1.3%
+42.8%$75.86B$53.94B17.1751,987Dividend Announcement
Analyst Revision
Positive News
DFS
Discover Financial Services
4.9624 of 5 stars
$195.56
-2.1%
$186.46
-4.7%
+70.4%$49.20B$23.63B12.2721,100Short Interest ↑
Analyst Revision
SLM
SLM
4.9458 of 5 stars
$29.27
-2.3%
$29.82
+1.9%
+48.5%$6.21B$1.85B11.041,740Positive News
CACC
Credit Acceptance
2.5605 of 5 stars
$507.80
-0.5%
$440.00
-13.4%
-10.4%$6.15B$2.16B25.592,232News Coverage
Positive News
NNI
Nelnet
4.0552 of 5 stars
$111.82
+0.4%
$98.00
-12.4%
+22.8%$4.06B$2.06B36.787,550Analyst Upgrade
News Coverage
Positive News
ECPG
Encore Capital Group
4.3618 of 5 stars
$50.43
+0.4%
$65.00
+28.9%
-4.0%$1.20B$1.33B-6.447,400Upcoming Earnings
Short Interest ↓
News Coverage
PRAA
PRA Group
4.4803 of 5 stars
$23.30
+0.6%
$32.00
+37.4%
-6.1%$918.52M$802.55M21.183,155Upcoming Earnings
Positive News
WRLD
World Acceptance
3.017 of 5 stars
$146.32
+2.6%
$10.00
-93.2%
+7.7%$841.31M$573.21M10.222,872
EZPW
EZCORP
3.6575 of 5 stars
$13.36
-0.6%
$17.75
+32.9%
+33.0%$727.17M$1.16B11.618,000
GDOT
Green Dot
1.7555 of 5 stars
$9.24
+2.1%
$10.75
+16.3%
+3.3%$497.02M$1.50B-8.801,200Short Interest ↑

Related Companies and Tools


This page (NYSE:AXP) was last updated on 2/13/2025 by MarketBeat.com Staff
From Our Partners