Synchrony Financial (SYF) Competitors

Synchrony Financial (NYSE:SYF) and UBS Group (NYSE:UBS) are both large-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, media sentiment, valuation, earnings, analyst recommendations, dividends, institutional ownership, community ranking and risk.

Does the MarketBeat Community prefer SYF or UBS?

Synchrony Financial received 184 more outperform votes than UBS Group when rated by MarketBeat users. Likewise, 70.57% of users gave Synchrony Financial an outperform vote while only 55.46% of users gave UBS Group an outperform vote.

Company	Underperform	Outperform
Synchrony Financial	Outperform Votes 849 70.57%	Underperform Votes 354 29.43%
UBS Group	Outperform Votes 665 55.46%	Underperform Votes 534 44.54%

Which has stronger valuation & earnings, SYF or UBS?

UBS Group has higher revenue and earnings than Synchrony Financial. Synchrony Financial is trading at a lower price-to-earnings ratio than UBS Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Synchrony Financial	$15.98B	1.63	$2.24B	$7.66	8.72
UBS Group	$65.28B	1.59	$27.85B	$1.20	27.05

Do analysts prefer SYF or UBS?

Synchrony Financial presently has a consensus price target of $58.68, indicating a potential downside of 12.19%. Given Synchrony Financial's stronger consensus rating and higher possible upside, equities research analysts plainly believe Synchrony Financial is more favorable than UBS Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Synchrony Financial	1 Sell rating(s)	7 Hold rating(s)	13 Buy rating(s)	1 Strong Buy rating(s)	2.64
UBS Group	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Is SYF or UBS a better dividend stock?

Synchrony Financial pays an annual dividend of $1.00 per share and has a dividend yield of 1.5%. UBS Group pays an annual dividend of $0.23 per share and has a dividend yield of 0.7%. Synchrony Financial pays out 13.1% of its earnings in the form of a dividend. UBS Group pays out 19.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Synchrony Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the media favor SYF or UBS?

In the previous week, UBS Group had 32 more articles in the media than Synchrony Financial. MarketBeat recorded 61 mentions for UBS Group and 29 mentions for Synchrony Financial. UBS Group's average media sentiment score of 0.99 beat Synchrony Financial's score of 0.87 indicating that UBS Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Synchrony Financial	16 Very Positive mention(s)	1 Positive mention(s)	8 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Positive
UBS Group	22 Very Positive mention(s)	7 Positive mention(s)	29 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk & volatility, SYF or UBS?

Synchrony Financial has a beta of 1.63, indicating that its share price is 63% more volatile than the S&P 500. Comparatively, UBS Group has a beta of 1.14, indicating that its share price is 14% more volatile than the S&P 500.

Is SYF or UBS more profitable?

Synchrony Financial has a net margin of 13.98% compared to UBS Group's net margin of 5.13%. Synchrony Financial's return on equity of 16.64% beat UBS Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Synchrony Financial	13.98%	16.64%	1.96%
UBS Group	5.13%	4.69%	0.25%

Do institutionals & insiders hold more shares of SYF or UBS?

96.5% of Synchrony Financial shares are owned by institutional investors. 0.3% of Synchrony Financial shares are owned by insiders. Comparatively, 1.0% of UBS Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

Synchrony Financial beats UBS Group on 15 of the 21 factors compared between the two stocks.