C vs. BAC, WFC, UBS, PNC, USB, TFC, MFG, COF, HBAN, and RF
Should you be buying Citigroup stock or one of its competitors? The main competitors of Citigroup include Bank of America (BAC), Wells Fargo & Company (WFC), UBS Group (UBS), The PNC Financial Services Group (PNC), U.S. Bancorp (USB), Truist Financial (TFC), Mizuho Financial Group (MFG), Capital One Financial (COF), Huntington Bancshares (HBAN), and Regions Financial (RF). These companies are all part of the "national commercial banks" industry.
Citigroup (NYSE:C) and Bank of America (NYSE:BAC) are both large-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, institutional ownership, analyst recommendations, dividends, media sentiment, profitability, risk, earnings and community ranking.
71.7% of Citigroup shares are owned by institutional investors. Comparatively, 70.7% of Bank of America shares are owned by institutional investors. 0.1% of Citigroup shares are owned by company insiders. Comparatively, 0.3% of Bank of America shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.
Bank of America has higher revenue and earnings than Citigroup. Bank of America is trading at a lower price-to-earnings ratio than Citigroup, indicating that it is currently the more affordable of the two stocks.
Bank of America received 1805 more outperform votes than Citigroup when rated by MarketBeat users. Likewise, 65.72% of users gave Bank of America an outperform vote while only 47.73% of users gave Citigroup an outperform vote.
Citigroup pays an annual dividend of $2.24 per share and has a dividend yield of 3.4%. Bank of America pays an annual dividend of $0.96 per share and has a dividend yield of 2.3%. Citigroup pays out 62.7% of its earnings in the form of a dividend. Bank of America pays out 33.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Citigroup currently has a consensus price target of $67.25, indicating a potential upside of 3.14%. Bank of America has a consensus price target of $41.92, indicating a potential upside of 0.59%. Given Citigroup's higher probable upside, equities analysts clearly believe Citigroup is more favorable than Bank of America.
Bank of America has a net margin of 13.28% compared to Citigroup's net margin of 4.95%. Bank of America's return on equity of 10.56% beat Citigroup's return on equity.
Citigroup has a beta of 1.46, meaning that its stock price is 46% more volatile than the S&P 500. Comparatively, Bank of America has a beta of 1.35, meaning that its stock price is 35% more volatile than the S&P 500.
In the previous week, Bank of America had 16 more articles in the media than Citigroup. MarketBeat recorded 49 mentions for Bank of America and 33 mentions for Citigroup. Citigroup's average media sentiment score of 0.51 beat Bank of America's score of 0.33 indicating that Citigroup is being referred to more favorably in the media.
Summary
Bank of America beats Citigroup on 14 of the 21 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding C and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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