Citigroup (C) Competitors

U.S. Bancorp (NYSE:USB) and Citigroup (NYSE:C) are both large-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, earnings, valuation, community ranking, media sentiment, analyst recommendations, profitability, institutional ownership and risk.

Does the media refer more to USB or C?

In the previous week, Citigroup had 14 more articles in the media than U.S. Bancorp. MarketBeat recorded 45 mentions for Citigroup and 31 mentions for U.S. Bancorp. U.S. Bancorp's average media sentiment score of 0.64 beat Citigroup's score of 0.51 indicating that Citigroup is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
U.S. Bancorp	8 Very Positive mention(s)	3 Positive mention(s)	8 Neutral mention(s)	3 Negative mention(s)	1 Very Negative mention(s)	Positive
Citigroup	26 Very Positive mention(s)	3 Positive mention(s)	6 Neutral mention(s)	4 Negative mention(s)	5 Very Negative mention(s)	Positive

Does the MarketBeat Community prefer USB or C?

U.S. Bancorp received 629 more outperform votes than Citigroup when rated by MarketBeat users. Likewise, 58.07% of users gave U.S. Bancorp an outperform vote while only 47.18% of users gave Citigroup an outperform vote.

Company	Underperform	Outperform
U.S. Bancorp	Outperform Votes 763 58.07%	Underperform Votes 551 41.93%
Citigroup	Outperform Votes 134 47.18%	Underperform Votes 150 52.82%

Do institutionals & insiders hold more shares of USB or C?

77.6% of U.S. Bancorp shares are held by institutional investors. Comparatively, 71.7% of Citigroup shares are held by institutional investors. 0.2% of U.S. Bancorp shares are held by insiders. Comparatively, 0.1% of Citigroup shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Do analysts prefer USB or C?

U.S. Bancorp currently has a consensus target price of $46.14, indicating a potential upside of 11.50%. Citigroup has a consensus target price of $62.91, indicating a potential upside of 1.83%. Given Citigroup's higher possible upside, analysts clearly believe U.S. Bancorp is more favorable than Citigroup.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
U.S. Bancorp	0 Sell rating(s)	14 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.36
Citigroup	1 Sell rating(s)	5 Hold rating(s)	10 Buy rating(s)	0 Strong Buy rating(s)	2.56

Which has more risk and volatility, USB or C?

U.S. Bancorp has a beta of 1.05, suggesting that its stock price is 5% more volatile than the S&P 500. Comparatively, Citigroup has a beta of 1.52, suggesting that its stock price is 52% more volatile than the S&P 500.

Is USB or C more profitable?

U.S. Bancorp has a net margin of 12.13% compared to U.S. Bancorp's net margin of 4.90%. Citigroup's return on equity of 13.93% beat U.S. Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
U.S. Bancorp	12.13%	13.93%	0.99%
Citigroup	4.90%	6.17%	0.49%

Which has stronger earnings and valuation, USB or C?

Citigroup has higher revenue and earnings than U.S. Bancorp. U.S. Bancorp is trading at a lower price-to-earnings ratio than Citigroup, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
U.S. Bancorp	$40.62B	1.59	$5.43B	$3.02	13.70
Citigroup	$156.82B	0.76	$9.23B	$3.38	18.43

Is USB or C a better dividend stock?

U.S. Bancorp pays an annual dividend of $1.96 per share and has a dividend yield of 4.7%. Citigroup pays an annual dividend of $2.12 per share and has a dividend yield of 3.4%. U.S. Bancorp pays out 64.9% of its earnings in the form of a dividend. Citigroup pays out 62.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. U.S. Bancorp has increased its dividend for 13 consecutive years and Citigroup has increased its dividend for 1 consecutive years. U.S. Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

U.S. Bancorp beats Citigroup on 11 of the 21 factors compared between the two stocks.