Citigroup (C) Competitors

Bank of America (NYSE:BAC) and Citigroup (NYSE:C) are both large-cap banking companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, institutional ownership, media sentiment, earnings, dividends, analyst recommendations, valuation and profitability.

Is BAC or C a better dividend stock?

Bank of America pays an annual dividend of $1.04 per share and has a dividend yield of 2.2%. Citigroup pays an annual dividend of $2.24 per share and has a dividend yield of 2.6%. Bank of America pays out 31.0% of its earnings in the form of a dividend. Citigroup pays out 35.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of America has raised its dividend for 11 consecutive years and Citigroup has raised its dividend for 2 consecutive years.

Is BAC or C more profitable?

Bank of America has a net margin of 14.56% compared to Citigroup's net margin of 7.95%. Bank of America's return on equity of 10.25% beat Citigroup's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank of America	14.56%	10.25%	0.84%
Citigroup	7.95%	6.94%	0.55%

Do analysts prefer BAC or C?

Bank of America currently has a consensus price target of $48.89, suggesting a potential upside of 3.93%. Citigroup has a consensus price target of $89.12, suggesting a potential upside of 1.85%. Given Bank of America's stronger consensus rating and higher probable upside, equities analysts plainly believe Bank of America is more favorable than Citigroup.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of America	1 Sell rating(s)	6 Hold rating(s)	17 Buy rating(s)	1 Strong Buy rating(s)	2.72
Citigroup	0 Sell rating(s)	4 Hold rating(s)	10 Buy rating(s)	0 Strong Buy rating(s)	2.71

Does the media favor BAC or C?

In the previous week, Citigroup had 42 more articles in the media than Bank of America. MarketBeat recorded 162 mentions for Citigroup and 120 mentions for Bank of America. Bank of America's average media sentiment score of 0.87 beat Citigroup's score of 0.54 indicating that Bank of America is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bank of America	61 Very Positive mention(s)	28 Positive mention(s)	15 Neutral mention(s)	7 Negative mention(s)	1 Very Negative mention(s)	Positive
Citigroup	62 Very Positive mention(s)	23 Positive mention(s)	50 Neutral mention(s)	10 Negative mention(s)	9 Very Negative mention(s)	Positive

Do insiders and institutionals have more ownership in BAC or C?

70.7% of Bank of America shares are held by institutional investors. Comparatively, 71.7% of Citigroup shares are held by institutional investors. 0.3% of Bank of America shares are held by company insiders. Comparatively, 0.1% of Citigroup shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Which has more volatility & risk, BAC or C?

Bank of America has a beta of 1.3, suggesting that its stock price is 30% more volatile than the S&P 500. Comparatively, Citigroup has a beta of 1.34, suggesting that its stock price is 34% more volatile than the S&P 500.

Which has preferable valuation & earnings, BAC or C?

Bank of America has higher revenue and earnings than Citigroup. Citigroup is trading at a lower price-to-earnings ratio than Bank of America, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of America	$192.43B	1.84	$27.13B	$3.36	14.00
Citigroup	$170.76B	0.96	$12.68B	$6.33	13.82

Summary

Bank of America beats Citigroup on 15 of the 20 factors compared between the two stocks.