The PNC Financial Services Group (PNC) Stock Price, News & Analysis

Company Overview

The PNC Financial Services Group, Inc. is a diversified financial services company headquartered in Pittsburgh, Pennsylvania, offering a broad range of banking, lending, investment and wealth management services. PNC operates a national banking franchise with a significant retail branch network and dedicated capabilities for commercial, institutional and government clients. Its services are designed to serve individuals, small businesses, corporations and public sector entities across the United States.

PNC’s core business activities include consumer and business banking, residential mortgage lending, corporate and institutional banking, asset management and wealth advisory services. Product offerings span deposit accounts, consumer and commercial loans, home mortgages and refinancing, credit and debit card services, treasury and liquidity management, capital markets and investment banking solutions, as well as retirement and trust services. The company also provides specialized payment processing and merchant services for businesses.

PNC has grown through organic expansion and strategic acquisitions, including the purchase of National City Corporation in 2008 and the acquisition of BBVA USA, completed in 2021, which expanded its presence into additional U.S. markets. While PNC’s operations are primarily focused on the United States, it supports multinational corporate clients with cross-border and capital markets capabilities. The firm’s history reflects a combination of regional banking roots and national-scale growth through both branch network expansion and targeted transactions.

Leadership at PNC has emphasized integrated client services and technology investments to support digital banking and treasury operations. William S. Demchak serves as chairman, president and chief executive officer, a role he has held since 2009. Under its current leadership, PNC continues to position itself as a full-service financial institution focused on serving a diverse mix of retail, commercial and institutional customers.

Key Stats

• Today's Range: $241.42 to $244.62
• 50-Day Range: $230.01 to $256.91
• 52-Week Range: $176.88 to $258.96
• Volume: 2.33 million shs
• Average Volume: 1.36 million shs
• Market Capitalization: $96.96 billion
• P/E Ratio: 13.38
• Dividend Yield: 3.29%
• Price Target: $265.73
• Consensus Rating: Moderate Buy

The PNC Financial Services Group Stock Analysis - MarketRank™

The PNC Financial Services Group scored higher than 96% of companies evaluated by MarketBeat, and ranked 82nd out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.2 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

The PNC Financial Services Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.86, and is based on 1 strong buy rating, 17 buy ratings, 4 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for The PNC Financial Services Group is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

The PNC Financial Services Group has been the subject of 14 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 10.81%

Earnings Growth

Earnings for The PNC Financial Services Group are expected to grow by 10.81% in the coming year, from $19.25 to $21.33 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of The PNC Financial Services Group is 13.38, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.72.

Price to Earnings Ratio vs. Sector

The P/E ratio of The PNC Financial Services Group is 13.38, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.61.

Price to Earnings Growth Ratio

The PNC Financial Services Group has a PEG Ratio of 0.96. PEG Ratios around 1 indicate that a company is correctly valued.

Price to Book Value per Share Ratio

The PNC Financial Services Group has a P/B Ratio of 1.51. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.81% of the float of The PNC Financial Services Group has been sold short.

Short Interest Ratio / Days to Cover

The PNC Financial Services Group has a short interest ratio ("days to cover") of 4.03.

Change versus previous month

Short interest in The PNC Financial Services Group has recently increased by 7.42%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

The PNC Financial Services Group pays a meaningful dividend of 3.31%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

The PNC Financial Services Group has been increasing its dividend for 14 years.

Dividend Coverage

The dividend payout ratio of The PNC Financial Services Group is 44.03%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, The PNC Financial Services Group will have a dividend payout ratio of 37.51% next year. This indicates that The PNC Financial Services Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 4.8 / 5
• News Sentiment: 1.61

News Sentiment

The PNC Financial Services Group has a news sentiment score of 1.61. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.86 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 53 news articles for The PNC Financial Services Group this week, compared to 9 articles on an average week.

Search Interest

30 people have searched for PNC on MarketBeat in the last 30 days. This is an increase of 76% compared to the previous 30 days.

MarketBeat Follows

16 people have added The PNC Financial Services Group to their MarketBeat watchlist in the last 30 days. This is an increase of 60% compared to the previous 30 days.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, The PNC Financial Services Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $11,552,661.00 in company stock.

Percentage Held by Insiders

0.38% of the stock of The PNC Financial Services Group is held by insiders.

Percentage Held by Institutions

83.53% of the stock of The PNC Financial Services Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/15/2026
• Record date for 8/5 Dividend: 7/20/2026
• Ex-Dividend for 8/5 Dividend: 7/20/2026
• Dividend Payable: 8/05/2026
• Today: 8/22/2026
• Next Earnings (Estimated): 10/15/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:PNC
• CIK: 713676
• Web: www.pnc.com
• Phone: (888) 762-2265
• Fax: 412-762-4507
• Employees: 55,333
• Year Founded: 1865

Price Target and Rating

• Average Price Target for The PNC Financial Services Group: $265.73
• High Price Target: $290.00
• Low Price Target: $220.00
• Potential Upside/Downside: +9.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.86
• Research Coverage: 22 Analysts

Profitability

• EPS (Trailing Twelve Months): $18.17
• Trailing P/E Ratio: 13.38
• Forward P/E Ratio: 12.63
• P/E Growth: 0.96
• Net Income: $6.94 billion
• Net Margins: 21.41%
• Pretax Margin: 26.36%
• Return on Equity: 12.48%
• Return on Assets: 1.31%

Debt

• Debt-to-Equity Ratio: 1.34
• Current Ratio: 0.85
• Quick Ratio: 0.84

Sales & Book Value

• Annual Sales: $34.00 billion
• Price / Sales: 2.85
• Cash Flow: $18.77 per share
• Price / Cash Flow: 12.95
• Book Value: $160.58 per share
• Price / Book: 1.51

Miscellaneous

• Outstanding Shares: 398,940,000
• Free Float: 397,428,000
• Market Cap: $96.96 billion
• Optionable: Optionable
• Beta: 0.91