U.S. Bancorp (USB) Stock Price, News & Analysis

Company Overview

U.S. Bancorp (NYSE:USB) is a financial services holding company and the parent organization of U.S. Bank, a full-service commercial bank. The company provides deposit accounts, consumer and business loans, mortgages, credit and debit cards, payment services, and other banking products to individuals, businesses, institutions and government entities.

Through its wealth, corporate and commercial banking operations, U.S. Bancorp also offers investment management, trust and custody services, treasury management, capital markets support, equipment finance and other specialized financial solutions. Its payments business serves merchants and financial institutions through card processing, payment acceptance and related technology.

U.S. Bancorp traces its banking heritage to 1863 and serves customers throughout the United States through a combination of branch locations, ATMs and digital banking platforms. The company is headquartered in Minneapolis, Minnesota. Gunjan Kedia serves as president and chief executive officer, while Andy Cecere serves as executive chairman.

Key Stats

• Today's Range: $61.89 to $62.77
• 50-Day Range: $61.09 to $65.39
• 52-Week Range: $45.02 to $66.07
• Volume: 5.62 million shs
• Average Volume: 5.75 million shs
• Market Capitalization: $96.94 billion
• P/E Ratio: 12.42
• Dividend Yield: 3.34%
• Price Target: $67.06
• Consensus Rating: Moderate Buy

U.S. Bancorp Stock Analysis - MarketRank™

U.S. Bancorp scored higher than 94% of companies evaluated by MarketBeat, and ranked 113th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

U.S. Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.72, and is based on 1 strong buy rating, 16 buy ratings, 8 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for U.S. Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

U.S. Bancorp has been the subject of 17 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.34%

Earnings Growth

Earnings for U.S. Bancorp are expected to grow by 10.34% in the coming year, from $5.22 to $5.76 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of U.S. Bancorp is 12.42, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.09.

Price to Earnings Ratio vs. Sector

The P/E ratio of U.S. Bancorp is 12.42, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.79.

Price to Earnings Growth Ratio

U.S. Bancorp has a PEG Ratio of 1.13. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

U.S. Bancorp has a P/B Ratio of 1.64. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.63% of the float of U.S. Bancorp has been sold short.

Short Interest Ratio / Days to Cover

U.S. Bancorp has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

Short interest in U.S. Bancorp has recently decreased by 5.10%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

U.S. Bancorp pays a meaningful dividend of 3.28%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

U.S. Bancorp has been increasing its dividend for 14 years.

Dividend Coverage

The dividend payout ratio of U.S. Bancorp is 41.52%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, U.S. Bancorp will have a dividend payout ratio of 36.11% next year. This indicates that U.S. Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.9 / 5
• News Sentiment: 1.29

News Sentiment

U.S. Bancorp has a news sentiment score of 1.29. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.91 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 19 news articles for U.S. Bancorp this week, compared to 9 articles on an average week.

Search Interest

Only 17 people have searched for USB on MarketBeat in the last 30 days. This is a decrease of -23% compared to the previous 30 days.

MarketBeat Follows

11 people have added U.S. Bancorp to their MarketBeat watchlist in the last 30 days. This is an increase of 57% compared to the previous 30 days.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, U.S. Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $4,028,673.00 in company stock.

Percentage Held by Insiders

0.21% of the stock of U.S. Bancorp is held by insiders.

Percentage Held by Institutions

77.60% of the stock of U.S. Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 7/15 Dividend: 6/30/2026
• Ex-Dividend for 7/15 Dividend: 6/30/2026
• Dividend Payable: 7/15/2026
• Last Earnings: 7/16/2026
• Today: 9/09/2026
• Record date for 10/15 Dividend: 9/30/2026
• Ex-Dividend for 10/15 Dividend: 9/30/2026
• Dividend Payable: 10/15/2026
• Next Earnings (Estimated): 10/15/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:USB
• CIK: 36104
• Web: www.usbank.com
• Phone: (651) 466-3000
• Fax: 612-303-0782
• Employees: 68,520
• Year Founded: 1863

Price Target and Rating

• Average Price Target for U.S. Bancorp: $67.06
• High Price Target: $77.00
• Low Price Target: $52.00
• Potential Upside/Downside: +7.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.72
• Research Coverage: 25 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.01
• Trailing P/E Ratio: 12.42
• Forward P/E Ratio: 11.92
• P/E Growth: 1.11
• Net Income: $7.57 billion
• Net Margins: 18.49%
• Pretax Margin: 23.33%
• Return on Equity: 13.69%
• Return on Assets: 1.15%

Debt

• Debt-to-Equity Ratio: 0.96
• Current Ratio: 0.83
• Quick Ratio: 0.82

Sales & Book Value

• Annual Sales: $42.86 billion
• Price / Sales: 2.26
• Cash Flow: $5.41 per share
• Price / Cash Flow: 11.50
• Book Value: $37.85 per share
• Price / Book: 1.64

Miscellaneous

• Outstanding Shares: 1,558,050,000
• Free Float: 1,554,779,000
• Market Cap: $96.94 billion
• Optionable: Optionable
• Beta: 0.95