Go Pro

American Express (AXP) Stock Forecast & Price Target

American Express logo
$325.86 -14.98 (-4.40%)
Closing price 03:59 PM Eastern
Extended Trading
$325.83 -0.02 (-0.01%)
As of 07:34 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

American Express - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Sell
1
Hold
10
Buy
13

Based on 24 Wall Street analysts who have issued ratings for American Express in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 24 analysts, 1 has given a sell rating, 10 have given a hold rating, 12 have given a buy rating, and 1 has given a strong buy rating for AXP.

Consensus Price Target

$374.11
14.81% Upside
According to the 24 analysts' twelve-month price targets for American Express, the average price target is $374.11. The highest price target for AXP is $415.00, while the lowest price target for AXP is $324.00. The average price target represents a forecasted upside of 14.81% from the current price of $325.86.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
Get the Latest News and Ratings for AXP and Related Stocks

Enter your email address to receive the latest news and analysts' ratings for American Express and its competitors.

Sign Up
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

AXP Analyst Ratings Over Time

TypeCurrent Forecast
7/24/25 to 7/24/26
1 Month Ago
6/24/25 to 6/24/26
3 Months Ago
4/25/25 to 4/25/26
1 Year Ago
7/24/24 to 7/24/25
Strong Buy
1 Strong Buy rating(s)
1 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
12 Buy rating(s)
10 Buy rating(s)
8 Buy rating(s)
8 Buy rating(s)
Hold
10 Hold rating(s)
12 Hold rating(s)
13 Hold rating(s)
13 Hold rating(s)
Sell
1 Sell rating(s)
1 Sell rating(s)
1 Sell rating(s)
2 Sell rating(s)
Consensus Price Target$374.11$361.55$361.05$311.05
Forecasted Upside14.81% Upside5.55% Upside14.95% Upside0.92% Upside
Consensus RatingModerate BuyHoldHoldHold

AXP Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
Skip Chart & View Analyst Rating History

AXP Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

American Express Stock vs. The Competition

TypeAmerican ExpressFinance CompaniesBroader Market
Consensus Rating Score
2.54
2.32
2.52
Consensus RatingModerate BuyHoldModerate Buy
Predicted Upside9.83% Upside31.41% Upside15.34% Upside
News Sentiment Rating
Positive News

See Recent AXP News
Positive News
Positive News
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
7/13/2026
Weiss Ratings logo
Weiss Ratings
5 of 5 stars
 Reiterated RatingHold (C+)
7/13/2026 UpgradeHoldBuy
7/13/2026
Guggenheim logo
Guggenheim
5 of 5 stars
 Initiated CoverageBuy
7/13/2026 Initiated CoverageBuy
7/13/2026DowngradeOverweightHold
7/13/2026Initiated CoverageNeutral
7/13/2026UpgradePositiveOverweight
7/13/2026 DowngradeModerate BuyHold
7/13/2026Boost TargetHold$312.00 ➝ $329.00-6.14%
7/13/2026UpgradeNeutralOverweight$328.00 ➝ $400.00+14.12%
7/9/2026Boost TargetBuy$387.00 ➝ $391.00+16.27%
7/7/2026Boost TargetHold$330.00 ➝ $338.00-4.74%
7/7/2026Boost TargetNeutral$340.00 ➝ $386.00+8.43%
7/7/2026Boost TargetEqual Weight$322.00 ➝ $364.00+2.20%
6/30/2026Boost TargetSell$285.00 ➝ $324.00-4.95%
6/24/2026Boost TargetBuy$360.00 ➝ $375.00+9.03%
6/18/2026 UpgradeHoldBuy$375.00+10.21%
5/21/2026Initiated CoverageBuy$389.00+25.51%
5/14/2026 UpgradeHoldStrong-Buy
4/28/2026Boost TargetBuy$360.00 ➝ $400.00+25.44%
4/9/2026Lower TargetOverweight$425.00 ➝ $415.00+31.82%
1/12/2026 Set Target$328.00-8.70%
12/8/2025Initiated CoveragePeer Perform
10/20/2025Reiterated RatingNeutral$324.00-6.02%
10/1/2025Boost TargetOutperform$371.00 ➝ $394.00+18.48%
7/21/2025Boost TargetBuy$371.00 ➝ $375.00+22.88%
7/15/2025 DowngradeBuyNeutral
7/2/2025 Reiterated RatingOutperform
7/2/2025Reiterated RatingNeutral$300.00 ➝ $327.00+1.08%
4/23/2025UpgradeSellNeutral$270.00 ➝ $255.00+0.91%
3/14/2025DowngradeStrong-BuyHold
3/14/2025UpgradeUnderperformNeutral$265.00 ➝ $265.00+3.39%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Friday at 08:35 PM ET.


Should I Buy American Express Stock? AXP Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Sunday, July 19, 2026. Please send any questions or comments about these American Express pros and cons to contact@marketbeat.com.

American Express
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in American Express:

  • The current stock price is around $350, which may present a buying opportunity for investors looking for growth in the financial services sector.
  • American Express reported a significant year-over-year revenue increase of 11.4%, indicating strong business performance and potential for future growth.
  • The company has a robust return on equity of 33.95%, suggesting effective management and profitability, which can be attractive to investors.
  • Recent upgrades from analysts, including a positive outlook from JPMorgan, highlight confidence in American Express's revenue model amidst market uncertainties.
  • The firm has a relatively low payout ratio of 23.71%, allowing for reinvestment in growth opportunities while still providing dividends to shareholders.

American Express
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in American Express for these reasons:

  • Despite strong revenue growth, the company reported quarterly revenue that fell short of analyst expectations, which could raise concerns about future performance.
  • The debt-to-equity ratio of 1.73 indicates a higher level of debt compared to equity, which may pose risks in a rising interest rate environment.
  • Market volatility and broader economic concerns could impact consumer spending, which is crucial for American Express's revenue model.
  • Increased competition in the payment services industry may pressure margins and market share, potentially affecting long-term profitability.
  • The recent increase in the Platinum Card annual fee may deter some customers, impacting customer retention and future revenue streams.

AXP Forecast - Frequently Asked Questions

According to the research reports of 24 Wall Street equities research analysts, the average twelve-month stock price forecast for American Express is $374.11, with a high forecast of $415.00 and a low forecast of $324.00.

24 Wall Street analysts have issued "buy," "hold," and "sell" ratings for American Express in the last twelve months. There is currently 1 sell rating, 10 hold ratings, 12 buy ratings and 1 strong buy rating for the stock. The consensus among Wall Street analysts is that investors should "moderate buy" AXP shares.

According to analysts, American Express's stock has a predicted upside of 14.81% based on their 12-month stock forecasts.

Over the previous 90 days, American Express's stock had 5 upgrades and 2 downgrades by analysts.

Analysts like American Express more than other "finance" companies. The consensus rating for American Express is Moderate Buy while the average consensus rating for "finance" companies is Hold. Learn more on how AXP compares to other companies.


This page (NYSE:AXP) was last updated on 7/24/2026 by MarketBeat.com Staff.
From Our Partners