PayPal (PYPL) Stock Forecast & Price Target

Q: What analysts cover PayPal?

PayPal has been rated by research analysts at Argus , Barclays , BNP Paribas Exane , BTIG Research , Canaccord Genuity Group , Cantor Fitzgerald , Citigroup , Clear Str , Deutsche Bank Aktiengesellschaft , HSBC , Jefferies Financial Group , JPMorgan Chase & Co. , Keefe, Bruyette & Woods , Loop Capital , Mizuho , Morgan Stanley , Piper Sandler , Robert W. Baird , Royal Bank Of Canada , Susquehanna , TD Cowen , Telsey Advisory Group , The Goldman Sachs Group , Truist Financial , UBS Group , Weiss Ratings , Wells Fargo & Company , and William Blair in the past 90 days.

$52.60 +0.09 (+0.17%)

Closing price 09/24/2026 04:00 PM Eastern

Extended Trading

$52.67 +0.07 (+0.13%)

As of 07:21 AM Eastern

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PayPal - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Hold

Based on 47 Analyst Ratings

Sell
4

Hold
34

Buy
9

Based on 47 Wall Street analysts who have issued ratings for PayPal in the last 12 months, the stock has a consensus rating of "Hold." Out of the 47 analysts, 4 have given a sell rating, 34 have given a hold rating, and 9 have given a buy rating for PYPL.

Consensus Price Target

$56.03
6.52% Upside

According to the 47 analysts' twelve-month price targets for PayPal, the average price target is $56.03. The highest price target for PYPL is $100.00, while the lowest price target for PYPL is $32.00. The average price target represents a forecasted upside of 6.52% from the current price of $52.60.

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

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PYPL Analyst Ratings Over Time

Type	Current Forecast 9/25/25 to 9/25/26	1 Month Ago 8/26/25 to 8/26/26	3 Months Ago 6/27/25 to 6/27/26	1 Year Ago 9/25/24 to 9/25/25
Strong Buy	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	9 Buy rating(s)	9 Buy rating(s)	8 Buy rating(s)	17 Buy rating(s)
Hold	34 Hold rating(s)	34 Hold rating(s)	32 Hold rating(s)	14 Hold rating(s)
Sell	4 Sell rating(s)	4 Sell rating(s)	5 Sell rating(s)	2 Sell rating(s)
Consensus Price Target	$56.03	$56.28	$55.85	$84.50
Forecasted Upside	6.52% Upside	-8.95% Downside	26.10% Upside	26.61% Upside
Consensus Rating	Hold	Hold	Hold	Hold

PYPL Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

PYPL Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

PayPal Stock vs. The Competition

Type	PayPal	Finance Companies	Broader Market
Consensus Rating Score	2.11	2.27	2.53
Consensus Rating	Hold	Hold	Moderate Buy
Predicted Upside	6.52% Upside	35.36% Upside	19.68% Upside
News Sentiment Rating	Positive News See Recent PYPL News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

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Date	Brokerage	Analyst	Action	Rating	Price Target	Report Date Upside/Downside
8/31/2026	Royal Bank Of Canada 3 of 5 stars	Daniel Perlin 1 of 5 stars	Boost Target	Outperform	$65.00 ➝ $70.00	+30.45%
8/31/2026	Truist Financial 3 of 5 stars	Matthew Coad 2 of 5 stars	Lower Target	Hold	$62.00 ➝ $53.00	+1.48%
8/28/2026	Loop Capital 2 of 5 stars	Dominick Gabriele Not Rated	Lower Target	Hold	$62.00 ➝ $50.00	-18.66%
8/28/2026	Mizuho Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Dan Dolev Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target		$51.00	-5.03%
8/24/2026	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Hold (C-) ➝ Hold (C)
8/17/2026	Piper Sandler Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Bill Carcache Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Neutral	$42.00 ➝ $59.00	-4.33%
8/3/2026	Cantor Fitzgerald Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Ramsey El-Assal Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Neutral	$54.00 ➝ $60.00	+4.88%
7/29/2026	Argus Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Stephen Biggar Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target		$70.00	+19.89%
7/29/2026	UBS Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Timothy Chiodo Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target		$45.00	-23.12%
7/29/2026	Susquehanna Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	James Friedman Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Positive	$63.00 ➝ $67.00	+14.88%
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7/29/2026	Barclays Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Ramsey El-Assal Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Equal Weight	$55.00 ➝ $57.00	-2.26%
7/29/2026	Morgan Stanley Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	James Faucette Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target		$45.00	-22.84%
7/29/2026	Deutsche Bank Aktiengesellschaft Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Hold	$45.00	-22.84%
7/29/2026	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Tien-Tsin Huang Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Neutral	$46.00 ➝ $65.00	+10.27%
7/29/2026	TD Cowen Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Bryan Bergin Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Hold	$48.00 ➝ $59.00	-0.20%
7/29/2026	Wells Fargo & Company Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jason Kupferberg Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Equal Weight	$48.00 ➝ $56.00	-4.27%
7/29/2026	Citigroup Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Bryan Keane Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Neutral	$48.00 ➝ $61.00	+4.60%
7/29/2026	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Sanjay Sakhrani Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Outperform	$55.00 ➝ $70.00	+20.03%
7/29/2026	Canaccord Genuity Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Joseph Vafi Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Hold	$55.00	-5.69%
7/29/2026	Robert W. Baird Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Colin Sebastian Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Neutral	$50.00 ➝ $57.00	-2.26%
7/28/2026	The Goldman Sachs Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Will Nance Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target		$50.00	-14.27%
7/28/2026	Jefferies Financial Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Hold ➝ Buy
7/24/2026	HSBC Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Initiated Coverage	Hold ➝ Buy
7/24/2026	Telsey Advisory Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Downgrade	Market Perform
7/21/2026	BNP Paribas Exane Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Boost Target	Neutral	$43.50 ➝ $52.00	-10.99%
7/16/2026	Clear Str Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Hold
7/15/2026	BTIG Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Neutral
7/15/2026	William Blair Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Market Perform
5/6/2026	Bank of America Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jason Kupferberg Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Neutral	$55.00 ➝ $53.00	+14.58%
5/6/2026	Daiwa Securities Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Hold ➝ Outperform
5/5/2026	Needham & Company LLC Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Mayank Tandon Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Hold
4/21/2026	BMO Capital Markets Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Andrew Bauch Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Initiated Coverage	Market Perform	$52.00	+2.20%
4/17/2026	Zacks Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Strong Sell ➝ Hold
3/2/2026	KGI Securities Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Andrew Cheng Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Outperform ➝ Hold	$55.00	+20.32%
2/24/2026	Sanford C. Bernstein Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Market Perform
2/23/2026	Raymond James Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Market Perform
2/23/2026	Wolfe Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Darrin Peller Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Sell
2/11/2026	Rothschild & Co Redburn Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Sell	$50.00 ➝ $32.00	-22.87%
2/6/2026	Dbs Bank Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Hold
2/4/2026	Compass Point Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Dominick Gabriele Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Upgrade	Sell ➝ Neutral	$51.00	+22.30%
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2/4/2026	Stephens Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Equal Weight	$65.00 ➝ $45.00	+7.91%
2/4/2026	Citizens Jmp Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Andrew Boone Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Outperform ➝ Market Perform
2/3/2026	Evercore Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Adam Frisch Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	In-Line	$65.00 ➝ $40.00	-4.70%
1/5/2026	Monness Crespi & Hardt Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Downgrade	Buy ➝ Neutral
11/25/2025	President Capital Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Buy	$91.00 ➝ $80.00	+32.10%
10/29/2025	Macquarie Infrastructure Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Paul Golding Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Outperform	$95.00 ➝ $100.00	+39.88%
10/22/2025	KeyCorp Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Andrew Schmitt Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Hold
3/27/2025	Arete Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Oliver Lester Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target		$81.00	+20.63%
2/28/2025	DZ Bank Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	P. Hassler Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Upgrade	Hold ➝ Buy	$92.00	+30.07%
11/1/2024	Phillip Securities Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Buy ➝ Accumulate	$80.00 ➝ $90.00	+16.63%
10/1/2024	Oppenheimer Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Initiated Coverage	Market Perform

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Friday at 07:17 AM ET.

Should I Buy PayPal Stock? PYPL Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Thursday, September 24, 2026. Please send any questions or comments about these PayPal pros and cons to contact@marketbeat.com.

PayPal
Bull Case

Here are some ways that investors could benefit from investing in PayPal Holdings, Inc.:

PayPal Holdings, Inc. recently announced a significant partnership with Meta Platforms, allowing customers to use Meta's Muse artificial intelligence agent to shop and check out across PayPal merchants worldwide, which opens a new route into assistant-led digital transactions and could drive higher engagement and monetization.
The company reported strong second-quarter results with earnings per share of $1.38, beating analyst estimates of $1.28, and revenue of $8.68 billion, which exceeded the consensus estimate of $8.47 billion, demonstrating the effectiveness of its turnaround strategy and operational efficiency.
PayPal Holdings, Inc. offers an attractive valuation with a P/E ratio of 10.00 and a current stock price of $52.60, which is significantly below its 52-week high of $79.21, suggesting the stock may be undervalued relative to its earnings potential and providing a margin of safety for investors.
The company is expanding its product ecosystem with initiatives like PayPal World for cross-border payments and the expansion of Venmo's name, image, and likeness partnerships, which aim to deepen customer relationships and create additional monetization opportunities beyond basic peer-to-peer payments.
PayPal's debit card received industry recognition as "Best in Class" in Javelin Strategy & Research's 2026 general-purpose reloadable card scorecard, supporting the company's push into broader consumer financial services and enhancing its competitive position in the payments market.

PayPal
Bear Case

Investors should be bearish about investing in PayPal Holdings, Inc. for these reasons:

Analysts maintain a consensus "Hold" rating with a price target of $56.03, reflecting concerns about slower growth and competitive pressure, while some analysts have recently lowered their fair-value estimates due to uncertainty around competition and recent deal-related volatility.
Investors remain concerned that the low valuation could signal a growth trap, with ongoing debate over weak growth, fintech competition, credit risks, and uncertainty about a possible takeover, which could limit upside potential despite the attractive price.
Insider selling has been consistent, with corporate insiders selling 14,774 shares worth $848,095 in the last three months, including sales by the chief risk officer and chief accounting officer, which may indicate a lack of confidence in the stock's near-term performance.
Short interest in PayPal Holdings, Inc. has been elevated, with 29,335,284 shares shorted as of September 15, 2026, representing 3.45% of the float, suggesting that a significant portion of the market is betting against the stock's future performance.
The company faces intense competition from other fintech players and potential disruption from emerging technologies, as evidenced by the need to partner with Meta for AI shopping capabilities, which could erode its market share and profitability over time.

PYPL Forecast - Frequently Asked Questions

According to the research reports of 47 Wall Street equities research analysts, the average twelve-month stock price forecast for PayPal is $56.03, with a high forecast of $100.00 and a low forecast of $32.00.

47 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for PayPal in the last twelve months. There are currently 4 sell ratings, 34 hold ratings and 9 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "hold" PYPL shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in PYPL, but not buy additional shares or sell existing shares.

According to analysts, PayPal's stock has a predicted upside of 6.52% based on their 12-month stock forecasts.

Over the previous 90 days, PayPal's stock had 7 upgrades and 2 downgrades by analysts.

PayPal has been rated by research analysts at Argus, Barclays, BNP Paribas Exane, BTIG Research, Canaccord Genuity Group, Cantor Fitzgerald, Citigroup, Clear Str, Deutsche Bank Aktiengesellschaft, HSBC, Jefferies Financial Group, JPMorgan Chase & Co., Keefe, Bruyette & Woods, Loop Capital, Mizuho, Morgan Stanley, Piper Sandler, Robert W. Baird, Royal Bank Of Canada, Susquehanna, TD Cowen, Telsey Advisory Group, The Goldman Sachs Group, Truist Financial, UBS Group, Weiss Ratings, Wells Fargo & Company, and William Blair in the past 90 days.

Analysts like PayPal less than other "finance" companies. The consensus rating score for PayPal is 2.11 while the average consensus rating score for "finance" companies is 2.27. Learn more on how PYPL compares to other companies.

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MarketBeat monitors more than a dozen sources for PayPal analyst ratings, with the most recent rating issued on 8/31/2026.

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PayPal (PYPL) Stock Forecast & Price Target