Citizens Financial Group (CFG) Stock Price, News & Analysis

Company Overview

Citizens Financial Group, Inc. is a bank holding company headquartered in Providence, Rhode Island. Its principal subsidiary, Citizens Bank, provides banking and financial services to individuals, families, businesses and institutions through branches, digital channels and other delivery platforms.

The company’s consumer banking activities include checking and savings accounts, residential mortgages, home equity lending, credit cards, personal loans and other lending products. Through its commercial banking operations, Citizens provides business loans, commercial real estate financing, treasury management, capital markets services and other solutions for companies and institutional clients. The company also offers wealth management and investment services.

Citizens traces its history to the founding of Citizens Bank of Rhode Island in 1828. It primarily serves customers across New England, the Mid-Atlantic and the Midwest, with additional capabilities provided through its national commercial, capital markets and wealth management businesses. Bruce Van Saun serves as chairman and chief executive officer.

Key Stats

• Today's Range: $63.63 to $65.02
• 50-Day Range: $62.51 to $74.72
• 52-Week Range: $48.31 to $75.33
• Volume: 2.26 million shs
• Average Volume: 4.58 million shs
• Market Capitalization: $26.99 billion
• P/E Ratio: 13.90
• Dividend Yield: 2.87%
• Price Target: $79.08
• Consensus Rating: Moderate Buy

Citizens Financial Group Stock Analysis - MarketRank™

Citizens Financial Group scored higher than 100% of companies evaluated by MarketBeat, and ranked 12th out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Citizens Financial Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.85, and is based on 1 strong buy rating, 15 buy ratings, 4 hold ratings, and no sell ratings.

Upside Potential

Citizens Financial Group has a consensus price target of $79.08, representing about 24.6% upside from its current price of $63.44.

Amount of Analyst Coverage

Citizens Financial Group has been the subject of 11 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 4.4 / 5
• Proj. Earnings Growth: 23.06%

Earnings Growth

Earnings for Citizens Financial Group are expected to grow by 23.06% in the coming year, from $5.29 to $6.51 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Citizens Financial Group is 13.76, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 36.53.

Price to Earnings Ratio vs. Sector

The P/E ratio of Citizens Financial Group is 13.76, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.17.

Price to Earnings Growth Ratio

Citizens Financial Group has a PEG Ratio of 0.57. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Citizens Financial Group has a P/B Ratio of 1.13. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.06% of the float of Citizens Financial Group has been sold short.

Short Interest Ratio / Days to Cover

Citizens Financial Group has a short interest ratio ("days to cover") of 3.94, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Citizens Financial Group has recently increased by 0.05%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Citizens Financial Group pays a meaningful dividend of 2.94%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Citizens Financial Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Citizens Financial Group is 39.91%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Citizens Financial Group will have a dividend payout ratio of 28.26% next year. This indicates that Citizens Financial Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.7 / 5
• News Sentiment: 0.85

News Sentiment

Citizens Financial Group has a news sentiment score of 0.85. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.66 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 26 news articles for Citizens Financial Group this week, compared to 5 articles on an average week.

Search Interest

Only 11 people have searched for CFG on MarketBeat in the last 30 days. This is a decrease of -98% compared to the previous 30 days.

MarketBeat Follows

7 people have added Citizens Financial Group to their MarketBeat watchlist in the last 30 days. This is an increase of 75% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Citizens Financial Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $9,323,624.00 in company stock.

Percentage Held by Insiders

0.67% of the stock of Citizens Financial Group is held by insiders.

Percentage Held by Institutions

94.90% of the stock of Citizens Financial Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/16/2026
• Record date for 8/13 Dividend: 7/30/2026
• Ex-Dividend for 8/13 Dividend: 7/30/2026
• Dividend Payable: 8/13/2026
• Today: 10/16/2026
• Next Earnings (Estimated): 10/16/2026
• The BancAnalysts Association of Boston Conference: 11/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:CFG
• CIK: 759944
• Web: www.citizensbank.com
• Phone: (203) 900-6715
• Fax: N/A
• Employees: 17,398
• Year Founded: 1828

Price Target and Rating

• Average Price Target for Citizens Financial Group: $79.08
• High Price Target: $90.00
• Low Price Target: $70.00
• Potential Upside/Downside: +22.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.85
• Research Coverage: 20 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.61
• Trailing P/E Ratio: 13.95
• Forward P/E Ratio: 12.19
• P/E Growth: 0.57
• Net Income: $1.83 billion
• Net Margins: 17.18%
• Pretax Margin: 21.91%
• Return on Equity: 8.85%
• Return on Assets: 0.93%

Debt

• Debt-to-Equity Ratio: 0.63
• Current Ratio: 0.86
• Quick Ratio: 0.85

Sales & Book Value

• Annual Sales: $12.06 billion
• Price / Sales: 2.25
• Cash Flow: $5.54 per share
• Price / Cash Flow: 11.64
• Book Value: $56.36 per share
• Price / Book: 1.14

Miscellaneous

• Outstanding Shares: 421,180,000
• Free Float: 418,355,000
• Market Cap: $27.16 billion
• Optionable: Optionable
• Beta: 0.72