Citizens Financial Group Company Profile (NYSE:CFG)

About Citizens Financial Group

Citizens Financial Group logoCitizens Financial Group, Inc. is a retail bank holding company in the United States. The Company offers a range of retail and commercial banking products and services to individuals, institutions and companies. The Company operates in two segments: Consumer Banking and Commercial Banking. The Company's Consumer Banking serves retail customers and small businesses. The Company offers traditional banking products and services, including checking, savings, home loans, student loans, credit cards, business loans and financial management services. Its subsidiaries are Citizens Bank, N.A. (CBNA) and Citizens Bank of Pennsylvania (CBPA). Its Commercial Banking offers financial products and solutions, including loans, leases, trade financing, deposits, cash management, commercial cards, foreign exchange, interest rate risk management, corporate finance and capital markets advisory capabilities.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Regional - Mid-Atlantic Banks
  • Sub-Industry: N/A
  • Exchange: NYSE
  • Symbol: CFG
  • CUSIP:
Key Metrics:
  • Previous Close: $37.84
  • 50 Day Moving Average: $36.355
  • 200 Day Moving Average: $29.781
  • 52-Week Range: $18.34 - $38.43
  • Trailing P/E Ratio: 19.195
  • Foreward P/E Ratio: 14.30
  • P/E Growth: 1.020
  • Market Cap: $19.36B
  • Outstanding Shares: 511,954,000
  • Beta: 1.36
Profitability:
  • Net Margins: 18.13%
  • Return on Equity: 5.19%
  • Return on Assets: 0.71%
Debt:
  • Debt-to-Equity Ratio: 0.66%
  • Current Ratio: 0.97%
  • Quick Ratio: 0.97%
Additional Links:
Companies Related to Citizens Financial Group:

Analyst Ratings

Consensus Ratings for Citizens Financial Group (NYSE:CFG) (?)
Ratings Breakdown: 9 Hold Ratings, 2 Buy Ratings
Consensus Rating:Hold (Score: 2.18)
Consensus Price Target: $32.00 (15.90% downside)

Analysts' Ratings History for Citizens Financial Group (NYSE:CFG)
Show:
DateFirmActionRatingPrice TargetDetails
1/22/2017Oppenheimer Holdings, Inc.Reiterated RatingHoldView Rating Details
1/22/2017Citigroup Inc.Reiterated RatingHoldView Rating Details
1/3/2017Barclays PLCBoost Price TargetEqual Weight$27.00 -> $39.00View Rating Details
11/30/2016Deutsche Bank AGBoost Price TargetHold$27.00 -> $34.00View Rating Details
11/30/2016WedbushBoost Price TargetNeutral$31.00 -> $34.00View Rating Details
11/29/2016Keefe, Bruyette & WoodsUpgradeMarket Perform -> Outperform$27.00 -> $36.00View Rating Details
11/22/2016Credit Suisse GroupInitiated CoverageNeutral$28.00 -> $28.00View Rating Details
11/16/2016Piper Jaffray CompaniesDowngradeOverweight -> Neutral$30.00 -> $32.00View Rating Details
11/16/2016Sanford C. BernsteinDowngradeOutperform -> Market Perform$29.00 -> $32.00View Rating Details
11/14/2016Sandler O'NeillDowngradeBuy -> Hold$31.00View Rating Details
7/9/2016Wells Fargo & CompanyReiterated RatingBuyView Rating Details
2/10/2016GuggenheimLower Price TargetBuy$28.00 -> $26.00View Rating Details
1/26/2016Compass PointLower Price TargetBuy$33.00 -> $30.00View Rating Details
1/25/2016UBS AGReiterated RatingBuy$28.00 -> $27.00View Rating Details
1/11/2016Goldman Sachs Group, Inc. (The)UpgradeNeutral -> Buy$30.00View Rating Details
10/26/2015Jefferies Group LLCBoost Price TargetHold$25.00 -> $26.00View Rating Details
10/26/2015Royal Bank Of CanadaBoost Price TargetSector Perform$24.00 -> $25.00View Rating Details
10/12/2015Ladenburg Thalmann Financial ServicesUpgradeNeutral -> BuyView Rating Details
8/10/2015Bank of America CorpInitiated CoverageBuy$32.00 -> $32.00View Rating Details
6/26/2015Furey Research PartnersDowngradeBuy -> NeutralView Rating Details
(Data available from 2/22/2015 forward)

Earnings

Earnings History for Citizens Financial Group (NYSE:CFG)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
4/19/2017        
1/20/2017Q416$0.52$0.55$1.36 billionViewN/AView Earnings Details
10/21/2016Q316$0.49$0.52$1.31 billion$1.38 billionViewListenView Earnings Details
7/21/2016Q216$0.44$0.46$1.27 billion$1.28 billionViewListenView Earnings Details
4/21/2016Q116$0.39$0.41$1.23 billion$1.23 billionViewListenView Earnings Details
1/22/2016Q415$0.42$0.42$1.20 billionViewListenView Earnings Details
10/23/2015Q315$0.40$0.40$1.22 billionViewListenView Earnings Details
7/21/2015Q215$0.36$0.40$1.21 billion$1.20 billionViewListenView Earnings Details
4/22/2015Q115$0.35$0.39$1.18 billion$1.18 billionViewN/AView Earnings Details
1/26/2015Q414$0.34$0.39$1.17 billion$1.18 billionViewN/AView Earnings Details
10/27/2014Q314$0.35$0.36$821.00 millionViewListenView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Citizens Financial Group (NYSE:CFG)
Current Year EPS Consensus Estimate: $2.27 EPS
Next Year EPS Consensus Estimate: $2.66 EPS
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20162$0.39$0.40$0.40
Q2 20162$0.44$0.44$0.44
Q3 20162$0.46$0.54$0.50
Q4 20162$0.47$0.54$0.51
Q1 20172$0.49$0.53$0.51
Q2 20172$0.56$0.58$0.57
Q3 20172$0.58$0.60$0.59
Q4 20172$0.62$0.62$0.62
(Data provided by Zacks Investment Research)

Dividends

Current Dividend Information for Citizens Financial Group (NYSE:CFG)
Annual Dividend:$0.56
Dividend Yield:1.47%
Dividend Growth:0.00% (3 Year Average)
Payout Ratio:28.28% (Based on Trailing 12 Months of Earnings)
24.67% (Based on Current Year Consensus EPS Estimate)
21.05% (Based on Next Year Consensus EPS Estimate)
Track Record:2 Years of Consecutive Dividend Growth

Dividend History for Citizens Financial Group (NYSE:CFG)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
1/20/2017Quarterly$0.141.56%1/31/20172/2/20172/16/2017
10/21/2016Quarterly$0.121.82%10/31/201611/2/201611/16/2016
7/21/2016quarterly$0.122.21%8/1/20168/3/20168/17/2016
4/22/2016quarterly$0.122.03%5/2/20165/4/20165/18/2016
1/22/2016quarterly$0.101.92%2/2/20162/4/20162/18/2016
10/26/2015quarterly$0.101.69%11/3/201511/5/201511/19/2015
7/22/2015quarterly$0.101.48%7/30/20158/3/20158/17/2015
4/23/2015quarterly$0.101.56%5/1/20155/5/20155/19/2015
1/27/2015quarterly$0.101.66%2/3/20152/5/20152/19/2015
10/27/2014quarterly$0.1011/4/201411/6/201411/20/2014
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading History for Citizens Financial Group (NYSE:CFG)
Insider Ownership Percentage: 0.22%
Institutional Ownership Percentage: 97.12%
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
3/8/2016Shivan S SubramaniamDirectorBuy5,000$20.91$104,550.00View SEC Filing  
2/10/2016David J BowermanInsiderBuy2,400$19.40$46,560.00View SEC Filing  
11/12/2015Donald H Mccree IIIInsiderBuy80,000$25.83$2,066,400.00View SEC Filing  
11/3/2015Bank Of Scotland Group P RoyalMajor ShareholderSell110,461,782$23.38$2,582,596,463.16View SEC Filing  
8/25/2015Leo I Higdon JrDirectorBuy500$23.48$11,740.00View SEC Filing  
4/28/2015Leo I Higdon JrDirectorBuy1,020$25.73$26,244.60View SEC Filing  
4/28/2015Stephen R WoodsInsiderSell11,000$25.73$283,030.00View SEC Filing  
4/7/2015Bank Of Scotland Group P RoyalMajor ShareholderSell10,473,397$23.87$249,999,986.39View SEC Filing  
3/30/2015Bank Of Scotland Group P RoyalMajor ShareholderSell155,250,000$23.47$3,643,717,500.00View SEC Filing  
9/29/2014Howard W Hanna IIIDirectorBuy9,000$21.50$193,500.00View SEC Filing  
9/29/2014Robert D Jr. MatthewsInsiderBuy4,000$21.50$86,000.00View SEC Filing  
9/29/2014Saun Bruce VanCEOBuy45,000$21.50$967,500.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Latest Headlines for Citizens Financial Group (NYSE:CFG)
DateHeadline
News IconThe Must-Know Technicals As They Stand For Citizens Financial Group, Inc. (CFG) - NY Stock News (NYSE:CFG)
nystocknews.com - February 21 at 2:39 PM
News IconAnalyst's Indicator Review for Citizens Financial Group (CFG), Lowe's Companies (LOW) - The USA Commerce (NYSE:CFG)
www.theusacommerce.com - February 21 at 2:39 PM
News IconChecking Out the Technicals for Citizens Financial Group, Inc. (CFG) - The USA Commerce (NYSE:CFG)
theusacommerce.com - February 21 at 2:39 PM
News IconEarnings Clues on Citizens Financial Group, Inc. (CFG), Lowe's Companies, Inc. (LOW) Analyst's Predictions - StockNewsJournal (NYSE:CFG)
stocknewsjournal.com - February 21 at 2:39 PM
nasdaq.com logoWhy Citizens Financial Group (CFG) Could Be an Impressive Growth Stock - Nasdaq (NYSE:CFG)
www.nasdaq.com - February 21 at 2:39 PM
finance.yahoo.com logo7 Low Price-to-Cash-Flow Stocks for Assured Returns (NYSE:CFG)
finance.yahoo.com - February 21 at 2:39 PM
finance.yahoo.com logoWhy Citizens Financial Group (CFG) Could Be an Impressive Growth Stock (NYSE:CFG)
finance.yahoo.com - February 21 at 2:39 PM
finance.yahoo.com logoCitizens Financial (CFG) Up 9% Since Earnings Report: Can It Continue? (NYSE:CFG)
finance.yahoo.com - February 20 at 11:51 AM
News IconTelemark Asset Management LLC Takes Position in Citizens Financial Group, Inc. (CFG) (NYSE:CFG)
techknowbits.com - February 19 at 11:24 AM
sg.finance.yahoo.com logoKraft Heinz, TrueCar rise; Campbell Soup, Nu Skin fall (NYSE:CFG)
sg.finance.yahoo.com - February 17 at 5:55 PM
News IconRidgeWorth Capital Management LLC Cuts Position in Citizens Financial Group, Inc. (CFG) (NYSE:CFG)
mundoaguaysaneamiento.net - February 16 at 9:23 PM
News IconKimco Realty Corporation (KIM), Citizens Financial Group, Inc. (CFG) Stock Eyes Ahead of Earnings - The USA Commerce (NYSE:CFG)
www.theusacommerce.com - February 16 at 4:21 PM
finance.yahoo.com logoCitizens Financial Group, Inc. Declares Semi-Annual Dividend on Preferred Stock (NYSE:CFG)
finance.yahoo.com - February 16 at 4:21 PM
News IconA Keen Look At The Chart For Citizens Financial Group, Inc. (CFG) - NY Stock News (NYSE:CFG)
nystocknews.com - February 16 at 9:40 AM
News IconTechnicals in Focus for Citizens Financial Group, Inc. (CFG) - The USA Commerce (NYSE:CFG)
www.theusacommerce.com - February 16 at 9:40 AM
4-traders.com logoCitizens Financial : Bank provides $65 million construction loan for retail outlet center (NYSE:CFG)
www.4-traders.com - February 14 at 10:02 PM
News IconTredje AP fonden Buys 35324 Shares of Citizens Financial Group, Inc. (CFG) (NYSE:CFG)
brassale.net - February 14 at 10:02 PM
News IconTechnical Review on Shares of Citizens Financial Group, Inc. (NYSE:CFG) - Rives Journal (NYSE:CFG)
rivesjournal.com - February 14 at 5:02 PM
News IconAnalysts Take the Wheel on Citizens Financial Group, Inc. (NYSE:CFG) Shares and Where They Might Be Headed - Aiken Advocate (NYSE:CFG)
aikenadvocate.com - February 14 at 5:02 PM
News IconCitizens Financial Group, Inc. (CFG): What's the Story? - StockNewsJournal (NYSE:CFG)
stocknewsjournal.com - February 14 at 5:02 PM
News IconThe HighTower Advisors LLC Cuts Position in Principal Financial Group Inc (PFG) (NYSE:CFG)
www.graffiotech.com - February 14 at 3:00 AM
News IconFocusing on the Numbers for Citizens Financial Group Inc/Ri (CFG) - Benton Bulletin (NYSE:CFG)
bentonbulletin.com - February 13 at 4:51 PM
News IconCitizens Financial Group, Inc. (CFG) : Checking the Chart - The USA Commerce (NYSE:CFG)
theusacommerce.com - February 13 at 4:51 PM
finance.yahoo.com logo5 Price-to-Sales Stocks to Boost Your Portfolio (NYSE:CFG)
finance.yahoo.com - February 13 at 4:51 PM
News IconDigging Up the Facts on Citizens Financial Group, Inc. (CFG) - StockNewsJournal (NYSE:CFG)
stocknewsjournal.com - February 12 at 4:15 PM
News IconCitizens Financial Group, Inc. (NYSE:CFG) shows monthly volitility of 2.31% - The Newburgh Press (NYSE:CFG)
newburghpress.com - February 9 at 4:33 PM
News IconLarge Buying Action and Inflow of Money Witnessed in Citizens Financial Group, Inc. - Highland Mirror (NYSE:CFG)
www.highlandmirror.com - February 9 at 4:33 PM
News IconTraders Secrets on The Charles Schwab Corporation (SCHW), Citizens Financial Group, Inc. (CFG) - StockNewsJournal (NYSE:CFG)
stocknewsjournal.com - February 9 at 4:33 PM
News IconAnalyst Views On Top Movers In Recent Trade: Citizens Financial Group, Inc. (CFG), First NBC Bank Holding Company ... - Post Analyst (NYSE:CFG)
postanalyst.com - February 7 at 10:20 PM
News IconZWJ Investment Counsel Inc. Boosts Stake in Citizens Financial Group, Inc. (CFG) (NYSE:CFG)
prensariotiretail.com - February 7 at 5:19 PM
News IconRegional – Mid-Atlantic Banks: Citizens Financial Group, Inc. (NYSE:CFG) Position of the day (NYSE:CFG)
twincountynews.com - February 7 at 5:19 PM
finance.yahoo.com logo5 Value Stocks to Pick Using Price-to-Book Ratio (NYSE:CFG)
finance.yahoo.com - February 7 at 5:19 PM
finance.yahoo.com logoCitizens Bank Partners with Opportunity Network to Offer Clients Access to Innovative Growth-Focused Business-to-Business Networking Platform (NYSE:CFG)
finance.yahoo.com - February 7 at 5:19 PM
News IconHow Does Citizens Financial Group, Inc. (CFG) Stack Up Right Now? - StockNewsJournal (NYSE:CFG)
stocknewsjournal.com - February 6 at 4:18 PM
News IconCitizens Financial Group, Inc. (CFG) : How Do the Technicals Stack Up? - The USA Commerce (NYSE:CFG)
theusacommerce.com - February 1 at 4:32 PM
News IconEarnings Forecast Research on Citizens Financial Group, Inc. (CFG) - Highland Mirror (NYSE:CFG)
www.highlandmirror.com - February 1 at 4:32 PM
News IconTop Gainers of the Day: Citizens Financial Group, Inc. (NYSE:CFG) from Regional – Mid-Atlantic Banks (NYSE:CFG)
twincountynews.com - February 1 at 2:44 AM
News IconEarnings Parade Rolls On, What Are Analysts Saying About Citizens Financial Group, Inc. (NYSE:CFG)? - Wall Street Beacon (NYSE:CFG)
wsbeacon.com - January 31 at 4:39 PM
News IconCitizens Financial Group, Inc. (CFG) Stock Price Increases 3.27% - Mundo Agua y Saneamiento (NYSE:CFG)
mundoaguaysaneamiento.net - January 31 at 4:39 PM
News IconTodd Asset Management LLC Has Raised Citizens Financial Group INC (CFG) Position by $16.48 Million; Stock Price Rose (NYSE:CFG)
randolphguide.com - January 30 at 10:01 PM
News IconStock Dragged Lower Ahead of Market Open: Citizens Financial Group, Inc. (NYSE:CFG) - Aiken Advocate (NYSE:CFG)
aikenadvocate.com - January 30 at 5:01 PM
nasdaq.com logoLooking for a Growth Stock? Why It is Time to Focus on Citizens Financial (CFG) - Nasdaq (NYSE:CFG)
www.nasdaq.com - January 30 at 5:01 PM
News IconLooking at the Tea Leaves for Citizens Financial Group, Inc. (CFG) - The USA Commerce (NYSE:CFG)
theusacommerce.com - January 30 at 5:01 PM
nasdaq.com logoCitizens Financial Group, Inc. (CFG) Ex-Dividend Date Scheduled for January 31, 2017 - Nasdaq (NYSE:CFG)
www.nasdaq.com - January 30 at 5:01 PM
finance.yahoo.com logoLooking for a Growth Stock? Why It is Time to Focus on Citizens Financial (CFG) (NYSE:CFG)
finance.yahoo.com - January 30 at 5:01 PM
finance.yahoo.com logoCitizens Financial Group to Announce First Quarter Results on April 20, 2017 (NYSE:CFG)
finance.yahoo.com - January 30 at 5:01 PM
News IconLevels in Review for Citizens Financial Group, Inc. (NYSE:CFG) - Gilbert Daily (NYSE:CFG)
gilbertdaily.com - January 29 at 2:28 AM
News IconLeading stocks in today’s market: Citizens Financial Group, Inc. (NYSE:CFG) (NYSE:CFG)
twincountynews.com - January 28 at 9:26 PM
News IconMonitoring Relative Strength Index Values for Citizens Financial Group Inc/Ri (CFG) - Springdale Times (NYSE:CFG)
springdaletimes.com - January 28 at 4:25 PM
News IconJust the Facts on Citizens Financial Group, Inc. (CFG) - StockNewsJournal (NYSE:CFG)
stocknewsjournal.com - January 28 at 3:51 AM

Social

What is Citizens Financial Group's stock symbol?

Citizens Financial Group trades on the New York Stock Exchange (NYSE) under the ticker symbol "CFG."

How often does Citizens Financial Group pay dividends? What is the dividend yield for Citizens Financial Group?

Citizens Financial Group declared a quarterly dividend on Friday, January 20th. Shareholders of record on Thursday, February 2nd will be given a dividend of $0.14 per share on Thursday, February 16th. This represents a $0.56 dividend on an annualized basis and a yield of 1.47%. The ex-dividend date is Tuesday, January 31st. This is an increase from Citizens Financial Group's previous quarterly dividend of $0.12.

Where is Citizens Financial Group's stock going? Where will Citizens Financial Group's stock price be in 2017?

11 brokerages have issued twelve-month price targets for Citizens Financial Group's shares. Their predictions range from $25.00 to $39.00. On average, they expect Citizens Financial Group's share price to reach $32.00 in the next twelve months.

When will Citizens Financial Group announce their earnings?

Citizens Financial Group is scheduled to release their next quarterly earnings announcement on Wednesday, April, 19th 2017.

What are analysts saying about Citizens Financial Group stock?

Here are some recent quotes from research analysts about Citizens Financial Group stock:

  • Citigroup Inc. analysts commented, "Citizen’s Financial reported very strong 4Q16 results, continuing its progress toward a 10%+ ROTCE. While it’s taken longer than originally anticipated, with rates finally moving higher and solid execution of its strategy and TOP programs, 2016 has proven to be the breakout year toward the company’s goal. The "core" ROTCE trend from 2Q16 to 4Q16 was 7.3%, 8.0%, 8.4% after being stuck in the 6.6%-6.8% range from 4Q14 to 1Q16. We’ve got full-year 2017 ROTCE improving to 8.8% and improving further to 9.6% in 2018. If the company can successfully accelerate its fee growth, then there is room to reach 10% faster than we are currently modeling." (1/22/2017)

  • According to Zacks Investment Research, "Citizens Financial’s shares have outperformed the Zacks categorized Savings & Loan industry so far this year. The company remains on track to implement TOP II and TOP III efficiency initiatives which are expected to boost earnings performance. Further, the company continues to benefit from improving loans and deposit balances and is well positioned to grow further as the U.S. economy is gaining traction. Also, lately the company raised its prime lending rate to 3.75%, following Fed interest rate hike to 0.50%-0.75%. However, pressure on margin, higher costs resulting from pending legal hassles and a stricter regulatory landscape across the finance sector continues to be major concerns." (12/29/2016)

Who owns Citizens Financial Group stock?

Citizens Financial Group's stock is owned by a variety of of retail and institutional investors. Top institutional shareholders include State Street Corp (5.64%), Franklin Resources Inc. (4.70%), Hotchkis & Wiley Capital Management LLC (2.47%), Artisan Partners Limited Partnership (2.01%), AQR Capital Management LLC (0.90%) and Dimensional Fund Advisors LP (0.47%). Company insiders that own Citizens Financial Group stock include Bank Of Scotland Group P Royal, David J Bowerman, Donald H Mccree III, Leo I Higdon Jr, Shivan S Subramaniam and Stephen R Woods.

Who sold Citizens Financial Group stock? Who is selling Citizens Financial Group stock?

Citizens Financial Group's stock was sold by a variety of institutional investors in the last quarter, including Hotchkis & Wiley Capital Management LLC, Janus Capital Management LLC, RidgeWorth Capital Management LLC, Basswood Capital Management L.L.C., Endeavour Capital Advisors Inc., FIL Ltd, Franklin Resources Inc. and Tudor Investment Corp Et Al.

Who bought Citizens Financial Group stock? Who is buying Citizens Financial Group stock?

Citizens Financial Group's stock was acquired by a variety of institutional investors in the last quarter, including Russell Investments Group Ltd., FMR LLC, State Street Corp, Nokota Management LP, AQR Capital Management LLC, Asset Management One Co. Ltd., AMF Pensionsforsakring AB and Gillson Capital LP. Company insiders that have bought Citizens Financial Group stock in the last two years include David J Bowerman, Donald H Mccree III, Leo I Higdon Jr and Shivan S Subramaniam.

How do I buy Citizens Financial Group stock?

Shares of Citizens Financial Group can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

How much does a share of Citizens Financial Group stock cost?

One share of Citizens Financial Group stock can currently be purchased for approximately $38.05.

Citizens Financial Group (NYSE:CFG) Chart for Wednesday, February, 22, 2017


Institutional Ownership Chart

Institutional Ownership by Quarter for Citizens Financial Group (NYSE:CFG)

Earnings History Chart

Earnings by Quarter for Citizens Financial Group (NYSE:CFG)

Dividend History Chart

Dividend Payments by Quarter for Citizens Financial Group (NYSE:CFG)

Last Updated on 2/22/2017 by MarketBeat.com Staff