NYSE:SYF Synchrony Financial (SYF) Stock Forecast, Price & News $30.90 +0.90 (+3.00%) (As of 05/26/2023 ET) Add Compare Share Share Today's Range$29.92▼$30.9650-Day Range$26.76▼$30.9052-Week Range$26.59▼$40.88Volume3.85 million shsAverage Volume7.17 million shsMarket Capitalization$13.24 billionP/E Ratio5.44Dividend Yield2.98%Price Target$37.53 ProfileProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainabilityProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainability Synchrony Financial MarketRank™ ForecastAnalyst RatingHold2.40 Rating ScoreUpside/Downside21.5% Upside$37.53 Price TargetShort InterestHealthy3.55% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainability-0.43Upright™ Environmental ScoreNews Sentiment0.67Based on 6 Articles This WeekInsider TradingSelling Shares$1.83 M Sold Last QuarterProj. Earnings Growth5.93%From $4.89 to $5.18 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.71 out of 5 starsFinance Sector315th out of 903 stocksNondepository Credit Institutions Industry10th out of 43 stocks 3.2 Analyst's Opinion Consensus RatingSynchrony Financial has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on 7 buy ratings, 7 hold ratings, and 1 sell rating.Price Target Upside/DownsideAccording to analysts' consensus price target of $37.53, Synchrony Financial has a forecasted upside of 21.5% from its current price of $30.90.Amount of Analyst CoverageSynchrony Financial has been the subject of 8 research reports in the past 90 days, demonstrating strong analyst interest in this stock. Previous Next 3.0 Short Interest Percentage of Shares Shorted3.55% of the float of Synchrony Financial has been sold short.Short Interest Ratio / Days to CoverSynchrony Financial has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Synchrony Financial has recently increased by 12.85%, indicating that investor sentiment is decreasing significantly. Previous Next 2.5 Dividend Strength Dividend YieldSynchrony Financial pays a meaningful dividend of 3.07%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthSynchrony Financial has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Synchrony Financial is 16.20%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Synchrony Financial will have a dividend payout ratio of 17.76% next year. This indicates that Synchrony Financial will be able to sustain or increase its dividend. Previous Next 3.7 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreSynchrony Financial has received a 48.11% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Consumer savings accounts provided by online banks", "Consumer transaction accounts provided by online banks", "Mortgages provided by online banks", and "Commercial deposit accounts" products. See details.Environmental SustainabilityThe Environmental Impact score for Synchrony Financial is -0.43. Previous Next 2.0 News and Social Media Coverage News SentimentSynchrony Financial has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for Synchrony Financial this week, compared to 5 articles on an average week.Search InterestOnly 43 people have searched for SYF on MarketBeat in the last 30 days. This is a decrease of -19% compared to the previous 30 days.MarketBeat FollowsOnly 5 people have added Synchrony Financial to their MarketBeat watchlist in the last 30 days. This is a decrease of -44% compared to the previous 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Synchrony Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,827,408.00 in company stock.Percentage Held by InsidersOnly 0.65% of the stock of Synchrony Financial is held by insiders.Percentage Held by Institutions95.97% of the stock of Synchrony Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.9 Earnings and Valuation Earnings GrowthEarnings for Synchrony Financial are expected to grow by 5.93% in the coming year, from $4.89 to $5.18 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Synchrony Financial is 5.44, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 130.49.Price to Earnings Ratio vs. SectorThe P/E ratio of Synchrony Financial is 5.44, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 156.57.Price to Earnings Growth RatioSynchrony Financial has a PEG Ratio of 1.42. PEG Ratios above 1 indicate that a company could be overvalued.Price to Book Value per Share RatioSynchrony Financial has a P/B Ratio of 1.06. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Synchrony Financial (NYSE:SYF) StockSynchrony Financial engages in the provision of consumer financial services. The firm is also involved in managing credit products through the following sales platforms: Home and Auto, Digital, Diversified and Value, Health and Wellness, and Lifestyle. The company was founded on September 12, 2003 and is headquartered in Stamford, CT.Read More Receive SYF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Synchrony Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address SYF Stock News HeadlinesMay 25, 2023 | americanbankingnews.comStockNews.com Downgrades Synchrony Financial (NYSE:SYF) to HoldMay 22, 2023 | americanbankingnews.comSynchrony Financial (NYSE:SYF) Receives $37.00 Consensus Target Price from AnalystsMay 27, 2023 | Behind the Markets (Ad)[BREAKING] New "Living Missile" to Replace Nuclear MissilesCBS News Reports: "It's an entirely new type of weapon." The New York Times Reports: "No existing defense can stop it." And one small company is building them for the Pentagon!May 19, 2023 | americanbankingnews.comSynchrony Financial (NYSE:SYF) Rating Increased to Buy at StockNews.comMay 17, 2023 | americanbankingnews.comSynchrony Financial (NYSE:SYF) Lifted to Buy at StockNews.comMay 9, 2023 | marketwatch.comSynchrony Financial stock rises Tuesday, outperforms marketMay 9, 2023 | americanbankingnews.comQ4 2023 Earnings Forecast for Synchrony Financial Issued By Zacks Research (NYSE:SYF)May 7, 2023 | americanbankingnews.comSynchrony Financial (NYSE:SYF) Forecasted to Post FY2023 Earnings of $4.03 Per ShareMay 27, 2023 | Behind the Markets (Ad)[BREAKING] New "Living Missile" to Replace Nuclear MissilesCBS News Reports: "It's an entirely new type of weapon." The New York Times Reports: "No existing defense can stop it." And one small company is building them for the Pentagon!May 6, 2023 | americanbankingnews.comSynchrony Financial (NYSE:SYF) Hits New 12-Month Low at $27.11May 5, 2023 | americanbankingnews.comZacks Research Equities Analysts Increase Earnings Estimates for Synchrony Financial (NYSE:SYF)May 5, 2023 | marketwatch.comSynchrony Financial stock falls Thursday, underperforms marketMay 4, 2023 | americanbankingnews.comSynchrony Financial Forecasted to Earn Q2 2023 Earnings of $0.93 Per Share (NYSE:SYF)May 2, 2023 | msn.comUnusual Put Option Trade in Synchrony Financial (SYF) Worth $171.34KApril 29, 2023 | americanbankingnews.comSynchrony Financial (NYSE:SYF) Receives $36.00 Consensus Target Price from BrokeragesApril 29, 2023 | marketwatch.comSynchrony Financial stock rises Friday, still underperforms marketApril 28, 2023 | americanbankingnews.comSynchrony Financial (NYSE:SYF) to Buyback $1.00 billion in Outstanding Stock April 27, 2023 | marketwatch.comSynchrony Financial stock remains steady Wednesday, still outperforms marketApril 26, 2023 | markets.businessinsider.comThe Latest Analyst Ratings for Synchrony FinlApril 26, 2023 | msn.comCredit Suisse Maintains Synchrony Financial (SYF) Outperform RecommendationApril 26, 2023 | marketwatch.comSynchrony Financial stock underperforms Monday when compared to competitorsApril 26, 2023 | americanbankingnews.comSynchrony Financial to Post Q3 2023 Earnings of $1.48 Per Share, Oppenheimer Forecasts (NYSE:SYF)April 25, 2023 | americanbankingnews.comSynchrony Financial to Post Q3 2023 Earnings of $1.47 Per Share, Seaport Res Ptn Forecasts (NYSE:SYF)April 25, 2023 | americanbankingnews.comSynchrony Financial to Post Q2 2023 Earnings of $1.13 Per Share, Jefferies Financial Group Forecasts (NYSE:SYF)April 24, 2023 | bizjournals.comSynchrony Financial opens West Chester hubApril 23, 2023 | americanbankingnews.comSynchrony Financial (NYSE:SYF) Price Target Cut to $51.00April 23, 2023 | americanbankingnews.comSeaport Res Ptn Research Analysts Raise Earnings Estimates for Synchrony Financial (NYSE:SYF)See More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive SYF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Synchrony Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address SYF Company Calendar Last Earnings4/19/2023Ex-Dividend for 5/12 Dividend5/01/2023Dividend Payable5/12/2023Today5/27/2023Next Earnings (Estimated)7/17/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE Industry Nondepository credit institutions Sub-IndustryN/A SectorFinance Current SymbolNYSE:SYF CUSIPN/A CIK1601712 Webwww.synchronyfinancial.com Phone(203) 585-2400FaxN/AEmployees18,500Year Founded2003Price Target and Rating Average Stock Price Forecast$37.53 High Stock Price Forecast$51.00 Low Stock Price Forecast$26.00 Forecasted Upside/Downside+21.5%Consensus RatingHold Rating Score (0-4)2.40 Research Coverage15 Analysts Profitability EPS (Most Recent Fiscal Year)$5.68 Trailing P/E Ratio5.44 Forward P/E Ratio6.32 P/E Growth1.42Net Income$3.02 billion Net Margins14.93% Pretax Margin19.57% Return on Equity21.68% Return on Assets2.63% Debt Debt-to-Equity Ratio1.20 Current Ratio1.22 Quick Ratio1.22 Sales & Book Value Annual Sales$17.53 billion Price / Sales0.76 Cash Flow$7.80 per share Price / Cash Flow3.96 Book Value$29.07 per share Price / Book1.06Miscellaneous Outstanding Shares428,570,000Free Float425,785,000Market Cap$13.24 billion OptionableOptionable Beta1.58 Social Links Key ExecutivesBrian D. DoublesPresident, Chief Executive Officer & DirectorCarol D. JuelExecutive VP, Chief Technology & Operating OfficerBrian J. WenzelChief Financial Officer & Executive Vice PresidentCurtis HowseEVP, Chief Executive Officer-Home & AutoJonathan S. MothnerSecretary, Executive VP & General CounselKey CompetitorsCoinbase GlobalNASDAQ:COINLufaxNYSE:LULoewsNYSE:LBrookfield Asset ManagementNYSE:BAMUDRNYSE:UDRView All CompetitorsInsiders & InstitutionsProShare Advisors LLCBought 2,025 shares on 5/26/2023Ownership: 0.032%Brandywine Global Investment Management LLCBought 100,124 shares on 5/25/2023Ownership: 0.168%Toroso Investments LLCBought 18,849 shares on 5/23/2023Ownership: 0.006%Ameriprise Financial Inc.Bought 1,454,927 shares on 5/22/2023Ownership: 0.442%Putnam Investments LLCSold 5,742 shares on 5/22/2023Ownership: 0.027%View All Insider TransactionsView All Institutional Transactions SYF Stock - Frequently Asked Questions Should I buy or sell Synchrony Financial stock right now? 15 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Synchrony Financial in the last twelve months. There are currently 1 sell rating, 7 hold ratings and 7 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" SYF shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in SYF, but not buy additional shares or sell existing shares. View SYF analyst ratings or view top-rated stocks. What is Synchrony Financial's stock price forecast for 2023? 15 analysts have issued 1 year price targets for Synchrony Financial's shares. Their SYF share price forecasts range from $26.00 to $51.00. On average, they expect the company's stock price to reach $37.53 in the next twelve months. This suggests a possible upside of 21.5% from the stock's current price. View analysts price targets for SYF or view top-rated stocks among Wall Street analysts. How have SYF shares performed in 2023? Synchrony Financial's stock was trading at $32.86 on January 1st, 2023. Since then, SYF stock has decreased by 6.0% and is now trading at $30.90. View the best growth stocks for 2023 here. When is Synchrony Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Monday, July 17th 2023. View our SYF earnings forecast. How were Synchrony Financial's earnings last quarter? Synchrony Financial (NYSE:SYF) issued its quarterly earnings results on Wednesday, April, 19th. The financial services provider reported $1.35 EPS for the quarter, missing the consensus estimate of $1.37 by $0.02. The financial services provider earned $4.79 billion during the quarter, compared to analysts' expectations of $4.02 billion. Synchrony Financial had a trailing twelve-month return on equity of 21.68% and a net margin of 14.93%. During the same period in the prior year, the business posted $1.73 earnings per share. Read the conference call transcript. How often does Synchrony Financial pay dividends? What is the dividend yield for Synchrony Financial? Synchrony Financial announced a quarterly dividend on Thursday, April 20th. Stockholders of record on Tuesday, May 2nd will be given a dividend of $0.23 per share on Friday, May 12th. This represents a $0.92 dividend on an annualized basis and a yield of 2.98%. The ex-dividend date of this dividend is Monday, May 1st. Read our dividend analysis for SYF. What ETFs hold Synchrony Financial's stock? ETFs with the largest weight of Synchrony Financial (NYSE:SYF) stock in their portfolio include BlackRock Future Financial and Technology ETF (BPAY), LeaderShares AlphaFactor Tactical Focused ETF (LSAT), First Trust Dorsey Wright Momentum & Value ETF (DVLU), First Trust NASDAQ Rising Dividend Achievers (RDVY), FT Cboe Vest Rising Dividend Achievers Target Income ETF (RDVI), SEI Enhanced U.S. Large Cap Value Factor ETF (SEIV), Proshares Equities For Rising Rates ETF (EQRR) and Invesco S&P 500 Equal Weight Financials ETF (RYF). Is Synchrony Financial a good dividend stock? Synchrony Financial (NYSE:SYF) pays an annual dividend of $0.92 per share and currently has a dividend yield of 3.07%. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 16.20%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, SYF will have a dividend payout ratio of 17.76% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for SYF. How will Synchrony Financial's stock buyback program work? Synchrony Financial declared that its board has approved a stock buyback plan on Tuesday, April 25th 2023, which allows the company to repurchase $1,000,000,000.00 in outstanding shares, according to EventVestor. This repurchase authorization allows the company to repurchase up to 8% of its shares through open market purchases. Shares repurchase plans are often an indication that the company's management believes its stock is undervalued. What is Margaret M. Keane's approval rating as Synchrony Financial's CEO? 598 employees have rated Synchrony Financial Chief Executive Officer Margaret M. Keane on Glassdoor.com. Margaret M. Keane has an approval rating of 94% among the company's employees. This puts Margaret M. Keane in the top 30% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of Synchrony Financial own? Based on aggregate information from My MarketBeat watchlists, some companies that other Synchrony Financial investors own include Bank of America (BAC), AT&T (T), Intel (INTC), General Electric (GE), Cisco Systems (CSCO), Micron Technology (MU), Wells Fargo & Company (WFC), Verizon Communications (VZ), QUALCOMM (QCOM) and NVIDIA (NVDA). What is Synchrony Financial's stock symbol? Synchrony Financial trades on the New York Stock Exchange (NYSE) under the ticker symbol "SYF." Who are Synchrony Financial's major shareholders? Synchrony Financial's stock is owned by a variety of institutional and retail investors. Top institutional investors include BlackRock Inc. (9.59%), State Street Corp (4.72%), Bank of America Corp DE (3.91%), Geode Capital Management LLC (2.16%), Southpoint Capital Advisors LP (1.75%) and Dimensional Fund Advisors LP (1.61%). Insiders that own company stock include Alberto Casellas, Bart Schaller, Carol Juel, David P Melito, Margaret M Keane, Paul Whynott, PW Parker and Will W Graylin. View institutional ownership trends. How do I buy shares of Synchrony Financial? Shares of SYF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Synchrony Financial's stock price today? One share of SYF stock can currently be purchased for approximately $30.90. How much money does Synchrony Financial make? Synchrony Financial (NYSE:SYF) has a market capitalization of $13.24 billion and generates $17.53 billion in revenue each year. The financial services provider earns $3.02 billion in net income (profit) each year or $5.68 on an earnings per share basis. How many employees does Synchrony Financial have? The company employs 18,500 workers across the globe. Does Synchrony Financial have any subsidiaries? The following companies are subsidiares of Synchrony Financial: CareCredit LLC, GPShopper, GPShopper LLC, Loop Commerce Inc., Pets Best, RFS Holding Inc., RFS Holding L.L.C., Retail Finance Credit Services LLC, Retail Finance International Holdings Inc., Retail Finance Servicing LLC, Synchrony Bank, Synchrony Card Funding LLC, Synchrony Financial Canada, Synchrony Financial Canada Company, Synchrony Financial Services Puerto Rico LLC, Synchrony Global Services Philippines Inc., Synchrony Holding Company, Synchrony International Resource Management LLC, Synchrony International Services Private Limited, Synchrony Lending Inc., and Synchrony Sales Finance Holding LLC.Read More How can I contact Synchrony Financial? Synchrony Financial's mailing address is 777 LONG RIDGE ROAD, STAMFORD CT, 06902. The official website for the company is www.synchronyfinancial.com. The financial services provider can be reached via phone at (203) 585-2400 or via email at investorrelations@syf.com. This page (NYSE:SYF) was last updated on 5/27/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Synchrony Financial Please log in to your account or sign up in order to add this asset to your watchlist. Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. 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