Synchrony Financial Company Profile (NYSE:SYF)

About Synchrony Financial

Synchrony Financial logoSynchrony Financial is a consumer financial services company. The Company provides a range of credit products through programs it has established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. The Company's revenue activities are managed through three sales platforms: Retail Card, Payment Solutions and CareCredit. It offers its credit products through its subsidiary, Synchrony Bank (the Bank). Through the Bank, it offers a range of deposit products insured by the Federal Deposit Insurance Corporation (FDIC), including certificates of deposit, individual retirement accounts (IRAs), money market accounts and savings accounts. The Company offers three types of credit products: credit cards, commercial credit products and consumer installment loans. The Company also offers a debt cancellation product. It offers two types of credit cards: private label credit cards and Dual Cards.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Credit Services
  • Sub-Industry: N/A
  • Exchange: NYSE
  • Symbol: SYF
  • CUSIP:
Key Metrics:
  • Previous Close: $36.86
  • 50 Day Moving Average: $36.42
  • 200 Day Moving Average: $31.60
  • 52-Week Range: $23.25 - $38.06
  • Trailing P/E Ratio: 13.60
  • Foreward P/E Ratio: 10.87
  • P/E Growth: 1.11
  • Market Cap: $30.13B
  • Outstanding Shares: 817,400,000
  • Beta: 1.06
Profitability:
  • Net Margins: 15.15%
  • Return on Equity: 16.34%
  • Return on Assets: 2.64%
Debt:
  • Debt-to-Equity Ratio: 1.42%
  • Current Ratio: 1.46%
  • Quick Ratio: 1.51%
Additional Links:
Companies Related to Synchrony Financial:

Analyst Ratings

Consensus Ratings for Synchrony Financial (NYSE:SYF) (?)
Ratings Breakdown: 2 Hold Ratings, 17 Buy Ratings
Consensus Rating:Buy (Score: 2.89)
Consensus Price Target: $42.94 (16.49% upside)

Analysts' Ratings History for Synchrony Financial (NYSE:SYF)
Show:
DateFirmActionRatingPrice TargetDetails
2/14/2017Jefferies Group LLCReiterated RatingBuy$45.00View Rating Details
1/23/2017Sanford C. BernsteinBoost Price TargetOutperform$39.00 -> $45.00View Rating Details
1/23/2017JMP SecuritiesBoost Price TargetOutperform$37.00 -> $41.00View Rating Details
1/8/2017Barclays PLCSet Price TargetBuy$47.00View Rating Details
1/8/2017Deutsche Bank AGReiterated RatingBuyView Rating Details
12/15/2016DA DavidsonReiterated RatingBuyView Rating Details
12/15/2016Bank of America CorpUpgradeNeutral -> Buy$40.50View Rating Details
12/7/2016WedbushDowngradeOutperform -> Neutral$23.25 -> $37.00View Rating Details
12/4/2016GuggenheimReiterated RatingBuyView Rating Details
11/18/2016StephensInitiated CoverageOverweight$40.00View Rating Details
11/4/2016Compass PointInitiated CoverageBuy$34.00View Rating Details
10/23/2016BTIG ResearchSet Price TargetBuy$42.00View Rating Details
9/22/2016Credit Suisse GroupSet Price TargetBuy$37.00View Rating Details
9/22/2016NomuraReiterated RatingBuy$34.00View Rating Details
7/9/2016J P Morgan Chase & CoReiterated RatingBuyView Rating Details
7/5/2016BMO Capital MarketsReiterated RatingBuy$108.00View Rating Details
6/29/2016Morgan StanleyReiterated RatingOverweightView Rating Details
6/15/2016Citigroup Inc.Reiterated RatingBuy$38.00 -> $31.00View Rating Details
5/11/2016MacquarieInitiated CoverageNeutral$37.00View Rating Details
1/13/2016Goldman Sachs Group, Inc. (The)UpgradeBuy -> Conviction-Buy$37.00View Rating Details
11/23/2015Sterne Agee CRTUpgradeNeutral -> Buy$38.00View Rating Details
8/25/2015Buckingham ResearchInitiated CoverageBuy$40.00View Rating Details
7/20/2015Susquehanna Bancshares IncBoost Price TargetPositive$38.00 -> $41.00View Rating Details
7/20/2015Keefe, Bruyette & WoodsBoost Price TargetHold$35.00 -> $40.00View Rating Details
(Data available from 2/21/2015 forward)

Earnings

Earnings History for Synchrony Financial (NYSE:SYF)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
1/20/2017        
1/20/2017Q416$0.67$0.70ViewN/AView Earnings Details
10/21/2016Q316$0.69$0.73$3.33 billionViewListenView Earnings Details
7/22/2016Q216$0.54$0.58$3.22 billionViewListenView Earnings Details
4/22/2016Q116$0.69$0.70$3.17 billion$3.21 billionViewListenView Earnings Details
1/22/2016Q415$0.63$0.65$3.20 billion$3.21 billionViewListenView Earnings Details
10/16/2015Q315$0.66$0.69$3.02 billion$2.46 billionViewListenView Earnings Details
7/17/2015Q215$0.62$0.65$2.77 billion$2.41 billionViewListenView Earnings Details
4/17/2015Q115$0.64$0.66$2.80 billion$2.88 billionViewN/AView Earnings Details
1/23/2015Q414$0.60$0.64$2.81 billion$2.28 billionViewN/AView Earnings Details
10/17/2014Q3$0.67$0.70$2.25 billion$2.19 billionViewListenView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Synchrony Financial (NYSE:SYF)
Current Year EPS Consensus Estimate: $3.05 EPS
Next Year EPS Consensus Estimate: $3.39 EPS
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20163$0.66$0.69$0.68
Q2 20162$0.54$0.54$0.54
Q3 20163$0.65$0.67$0.66
Q4 20163$0.66$0.70$0.68
Q1 20173$0.78$0.80$0.79
Q2 20173$0.72$0.73$0.73
Q3 20173$0.74$0.83$0.78
Q4 20173$0.67$0.76$0.73
Q1 20182$0.90$0.97$0.94
Q2 20181$0.80$0.80$0.80
Q3 20182$0.82$0.95$0.89
Q4 20182$0.68$0.91$0.80
(Data provided by Zacks Investment Research)

Dividends

Current Dividend Information for Synchrony Financial (NYSE:SYF)
Annual Dividend:$0.52
Dividend Yield:1.41%
Dividend Growth:0.00% (3 Year Average)
Payout Ratio:19.19% (Based on Trailing 12 Months of Earnings)
17.05% (Based on Current Year Consensus EPS Estimate)
15.34% (Based on Next Year Consensus EPS Estimate)

Dividend History for Synchrony Financial (NYSE:SYF)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
1/25/2017Quarterly$0.131.42%2/2/20172/6/20172/16/2017
10/27/2016quarterly$0.131.79%11/3/201611/7/201611/17/2016
7/8/2016special$0.138/10/20168/12/20168/25/2016
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading History for Synchrony Financial (NYSE:SYF)
Insider Ownership Percentage: 0.02%
Institutional Ownership Percentage: 89.10%
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
1/4/2017David P MelitoInsiderSell1,392$38.00$52,896.00View SEC Filing  
11/22/2016Margaret M KeaneInsiderSell6,000$34.00$204,000.00View SEC Filing  
11/21/2016David P MelitoInsiderSell2,159$33.54$72,412.86View SEC Filing  
11/9/2016Margaret M KeaneInsiderSell2,000$30.00$60,000.00View SEC Filing  
5/24/2016Brian D DoublesInsiderSell1,000$30.00$30,000.00View SEC Filing  
7/31/2014Roy A GuthrieDirectorBuy10,000$23.00$230,000.00View SEC Filing  
7/31/2014Thomas M QuindlenInsiderBuy1,000$23.00$23,000.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Latest Headlines for Synchrony Financial (NYSE:SYF)
DateHeadline
News IconCan We Learn Anything From The Technical Chart of Synchrony Financial (SYF)? - NY Stock News (NYSE:SYF)
nystocknews.com - February 21 at 4:49 PM
finance.yahoo.com logo9:00 am Synchrony Financial to acquire the Citi (C (NYSE:SYF)
finance.yahoo.com - February 21 at 4:49 PM
finance.yahoo.com logoCareCredit to Acquire Citi Health Card Portfolio (NYSE:SYF)
finance.yahoo.com - February 21 at 4:49 PM
seekingalpha.com logoSynchrony Financial expands its CareCredit national acceptance network (NYSE:SYF)
seekingalpha.com - February 21 at 11:27 AM
News IconSynchrony Financial (SYF): Thoughts on the Momentum | Post Analyst - Post Analyst (NYSE:SYF)
postanalyst.com - February 18 at 7:05 PM
News IconFocusing on the Charts for Synchrony Financial (SYF) - Midway Monitor (NYSE:SYF)
midwaymonitor.com - February 18 at 8:58 AM
News IconThe Technical Facts on Synchrony Financial (SYF) - The USA Commerce (NYSE:SYF)
www.theusacommerce.com - February 18 at 8:58 AM
News IconBuy or Sell? What Analysts Recommends: Synchrony Financial (SYF), Enterprise Products Partners LP (EPD) - StockNewsJournal (NYSE:SYF)
stocknewsjournal.com - February 18 at 8:58 AM
barrons.com logo[$$] After Nearly 40% Rally, Synchrony Likely to Post Further Gains (NYSE:SYF)
www.barrons.com - February 18 at 8:58 AM
nasdaq.com logoNoteworthy Friday Option Activity: SYF, MCO, ERII (NYSE:SYF)
www.nasdaq.com - February 17 at 7:16 PM
News IconThe Synchrony Financial's (SYF) "Buy" Rating Reaffirm at the Deutsche Bank AG (NYSE:SYF)
cloudhostinghq.net - February 16 at 7:54 PM
News IconStocks in Focus: The Wendy's Company (NASDAQ:WEN), Synchrony Financial (NYSE:SYF) (NYSE:SYF)
hypelee.com - February 16 at 7:54 PM
marketexclusive.com logoAnalyst Activity – Jefferies Group LLC Reiterates Buy on Synchrony Financial (NYSE:SYF) (NYSE:SYF)
marketexclusive.com - February 16 at 7:54 PM
News IconDividend Stock To Watch: Synchrony Financial (SYF) (NYSE:SYF)
hoyentv.com - February 16 at 7:54 PM
News IconSynchrony Financial (NYSE:SYF) at $36.65: How much growth it can achieve (NYSE:SYF)
mundoaguaysaneamiento.net - February 16 at 7:54 PM
streetinsider.com logoJefferies Reiterates Buy on Synchrony Financial (SYF) Following ... - StreetInsider.com (NYSE:SYF)
www.streetinsider.com - February 15 at 6:20 AM
finance.yahoo.com logoCathay Pacific And Synchrony Financial Launch Co-Branded Visa Credit Card With Exclusive Rewards For U.S. Travelers (NYSE:SYF)
finance.yahoo.com - February 15 at 6:20 AM
capitalcube.com logoSynchrony Financial breached its 50 day moving average in a Bullish Manner : SYF-US : February 14, 2017 (NYSE:SYF)
www.capitalcube.com - February 15 at 6:20 AM
finance.yahoo.com logoThe Future Of FinTech And Retail Lies With Plug And Play's Newest Partner (NYSE:SYF)
finance.yahoo.com - February 15 at 6:20 AM
News IconHow Does the Chart Look for Synchrony Financial (SYF) ? - The USA Commerce (NYSE:SYF)
theusacommerce.com - February 13 at 3:29 PM
News IconRevenue Approximations Analysis: Netflix, Inc. (NFLX), Synchrony Financial (SYF) - StockNewsJournal (NYSE:SYF)
stocknewsjournal.com - February 13 at 3:29 PM
finance.yahoo.com logoBaron Funds' Baron Fifth Avenue Growth Fund 4th Quarter Commentary (NYSE:SYF)
finance.yahoo.com - February 13 at 3:29 PM
finance.yahoo.com logoBaron Funds' Fifth Avenue Growth Fund Comments on Synchrony Financial (NYSE:SYF)
finance.yahoo.com - February 13 at 3:29 PM
finance.yahoo.com logoBaron Funds' Baron Fifth Avenue Growth Fund Comments on Synchrony Financial (NYSE:SYF)
finance.yahoo.com - February 13 at 3:29 PM
finance.yahoo.com logoSeth Klarman's Favorite Stock (NYSE:SYF)
finance.yahoo.com - February 13 at 3:29 PM
News IconSynchrony Financial (SYF) is Birch Hill Investment Advisors LLC's 5th Largest Position (NYSE:SYF)
nyhetsbanken.info - February 10 at 5:35 AM
News IconHot Stock for Investors: Synchrony Financial (NYSE:SYF) (NYSE:SYF)
mlbinjurynews.com - February 10 at 5:35 AM
News IconSynchrony Financial(SYF) Declares Dividend of $0.1300 (NYSE:SYF)
xboxonezone.com - February 10 at 5:35 AM
finance.yahoo.com logoDoes Synchrony Financial Make for a Suitable Value Pick? (NYSE:SYF)
finance.yahoo.com - February 10 at 5:35 AM
News IconThe Technical Case for and Against Synchrony Financial (SYF) - The USA Commerce (NYSE:SYF)
www.theusacommerce.com - February 9 at 5:48 AM
News IconTop Gainers of the Day: Synchrony Financial (NYSE:SYF) from Credit Services (NYSE:SYF)
twincountynews.com - February 7 at 1:21 AM
News IconNotable Stock Analysts Ratings: Synchrony Financial (NYSE:SYF) (NYSE:SYF)
mundoaguaysaneamiento.net - February 7 at 1:21 AM
News IconToday Analysts Focus on Twenty-First Century Fox, Inc. (FOXA), Synchrony Financial (SYF) - StockNewsJournal (NYSE:SYF)
stocknewsjournal.com - February 6 at 8:14 PM
News IconSynchrony Financial (NYSE:SYF) from Credit Services – Todays Top Gains (NYSE:SYF)
twincountynews.com - February 4 at 3:17 AM
istreetwire.com logoStocks Buzz: PPL Corporation (PPL), Synchrony Financial (SYF), Eastman Chemical Company (EMN) - iStreetWire (NYSE:SYF)
istreetwire.com - February 2 at 5:32 AM
News IconDrilling Down Into the Charts for Synchrony Financial (SYF) - The USA Commerce (NYSE:SYF)
theusacommerce.com - February 2 at 5:32 AM
nasdaq.com logoSynchrony Financial (SYF) Ex-Dividend Date Scheduled for February 02, 2017 - Nasdaq (NYSE:SYF)
www.nasdaq.com - February 2 at 5:32 AM
capitalcube.com logoSynchrony Financial breached its 50 day moving average in a Bearish Manner : SYF-US : February 1, 2017 (NYSE:SYF)
www.capitalcube.com - February 2 at 5:32 AM
News IconLarge Buying Action and Inflow of Money Witnessed in Synchrony ... - Highland Mirror (NYSE:SYF)
www.highlandmirror.com - February 1 at 6:48 AM
News IconChecking Out the Technical for Synchrony Financial (SYF) - The USA Commerce (NYSE:SYF)
www.theusacommerce.com - February 1 at 6:48 AM
News IconSynchrony Financial (SYF) Stock Price Increases 1.08% (NYSE:SYF)
mlbinjurynews.com - January 31 at 3:45 AM
News IconSynchrony Financial (NYSE:SYF) Analysts Recommendations and Insider Trading (NYSE:SYF)
xboxonezone.com - January 31 at 3:45 AM
News IconCredit Services: Synchrony Financial (NYSE:SYF) Position of the day (NYSE:SYF)
twincountynews.com - January 30 at 11:53 AM
marketexclusive.com logoSYNCHRONY FINANCIAL (NYSE:SYF) Files An 8-K Regulation FD Disclosure (NYSE:SYF)
marketexclusive.com - January 30 at 11:53 AM
News IconHow Does Synchrony Financial (SYF) Stack Up Right Now? - StockNewsJournal (NYSE:SYF)
stocknewsjournal.com - January 29 at 10:26 PM
News IconHow Synchrony Financial's (SYF) 16.8% ROE Fares Against The ... - Simply Wall St (NYSE:SYF)
simplywall.st - January 29 at 10:26 PM
News IconSleepy Friday? Not For This Active Stock: Synchrony Financial (NYSE:SYF) (NYSE:SYF)
vgtoday.net - January 28 at 8:18 PM
News IconNext Weeks Broker Price Targets For Synchrony Financial (NYSE:SYF) (NYSE:SYF)
myhealthbowl.com - January 28 at 8:18 PM
News IconIs Synchrony Financial (NYSE:SYF), a large market cap stock a smart buy? (NYSE:SYF)
twincountynews.com - January 28 at 6:48 AM
News IconRevenue Update on Synchrony Financial(NYSE:SYF) (NYSE:SYF)
flapship.com - January 27 at 5:58 AM

Social

What is Synchrony Financial's stock symbol?

Synchrony Financial trades on the New York Stock Exchange (NYSE) under the ticker symbol "SYF."

How often does Synchrony Financial pay dividends? What is the dividend yield for Synchrony Financial?

Synchrony Financial announced a quarterly dividend on Wednesday, January 25th. Stockholders of record on Monday, February 6th will be given a dividend of $0.13 per share on Thursday, February 16th. This represents a $0.52 dividend on an annualized basis and a dividend yield of 1.41%. The ex-dividend date of this dividend is Thursday, February 2nd.

Where is Synchrony Financial's stock going? Where will Synchrony Financial's stock price be in 2017?

19 analysts have issued 1 year price objectives for Synchrony Financial's shares. Their predictions range from $31.00 to $108.00. On average, they expect Synchrony Financial's share price to reach $42.94 in the next year.

When will Synchrony Financial announce their earnings?

Synchrony Financial is scheduled to release their next quarterly earnings announcement on Friday, January, 20th 2017.

What are analysts saying about Synchrony Financial stock?

Here are some recent quotes from research analysts about Synchrony Financial stock:

  • Jefferies Group LLC analysts commented, "In this note, we provide an update on SYF based on interaction with management during a series of investor meetings. We continue to believe that SYF is one of the best positioned of the card companies in terms of prospects for loan growth, capitalization, and margins; and we anticipate growing capital returns as SYF seeks to optimize its capital structure over time. We continue to recommend this as a top pick in the card-issuer space." (2/14/2017)
  • According to Zacks Investment Research, "Synchrony Financial is a consumer financial services company. It offers private label credit cards, dual cards and small and medium-sized business credit products; promotional financing for consumer purchases, including installment loans; and promotional financing to consumers. The company also offers various deposit products, such as certificates of deposit, individual retirement accounts, money market accounts, and savings accounts directly to retail and commercial customers under the Optimizer+Plus brand. Synchrony Financial is headquartered in Stamford, Connecticut. " (12/27/2016)

Who owns Synchrony Financial stock?

Synchrony Financial's stock is owned by a number of of institutional and retail investors. Top institutional investors include State Street Corp (4.33%), FMR LLC (3.37%), Janus Capital Management LLC (2.68%), Tourbillon Capital Partners L.P. (0.75%), AQR Capital Management LLC (0.73%) and Dimensional Fund Advisors LP (0.61%). Company insiders that own Synchrony Financial stock include Brian D Doubles, David P Melito and Margaret M Keane.

Who sold Synchrony Financial stock? Who is selling Synchrony Financial stock?

Synchrony Financial's stock was sold by a variety of institutional investors in the last quarter, including Temasek Holdings Private Ltd, Janus Capital Management LLC, Southpoint Capital Advisors LP, Levin Capital Strategies L.P., Tourbillon Capital Partners L.P., Dimensional Fund Advisors LP, Edge Asset Management Inc. and RidgeWorth Capital Management LLC. Company insiders that have sold Synchrony Financial stock in the last year include Brian D Doubles, David P Melito and Margaret M Keane.

Who bought Synchrony Financial stock? Who is buying Synchrony Financial stock?

Synchrony Financial's stock was acquired by a variety of institutional investors in the last quarter, including FMR LLC, Russell Investments Group Ltd., State Street Corp, DZ BANK AG Deutsche Zentral Genossenschafts Bank Frankfurt am Main, AQR Capital Management LLC, Artemis Investment Management LLP, Asset Management One Co. Ltd. and Bessemer Group Inc..

How do I buy Synchrony Financial stock?

Shares of Synchrony Financial can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

How much does a share of Synchrony Financial stock cost?

One share of Synchrony Financial stock can currently be purchased for approximately $36.86.

Synchrony Financial (NYSE:SYF) Chart for Tuesday, February, 21, 2017


Institutional Ownership Chart

Institutional Ownership by Quarter for Synchrony Financial (NYSE:SYF)

Earnings History Chart

Earnings by Quarter for Synchrony Financial (NYSE:SYF)

Dividend History Chart

Dividend Payments by Quarter for Synchrony Financial (NYSE:SYF)

Last Updated on 2/21/2017 by MarketBeat.com Staff