NU (NU) Stock Forecast & Price Target

Q: What analysts cover NU?

NU has been rated by research analysts at Bank of America , JPMorgan Chase & Co. , Needham & Company LLC , Scotiabank , Susquehanna , UBS Group , and Weiss Ratings in the past 90 days.

$14.03 +0.44 (+3.25%)

Closing price 07/20/2026 03:59 PM Eastern

Extended Trading

$13.98 -0.05 (-0.36%)

As of 07/20/2026 07:59 PM Eastern

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NU - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Moderate Buy

Based on 15 Analyst Ratings

Sell
1

Hold
4

Buy
10

Based on 15 Wall Street analysts who have issued ratings for NU in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 15 analysts, 1 has given a sell rating, 4 have given a hold rating, and 10 have given a buy rating for NU.

Consensus Price Target

$17.24
22.88% Upside

According to the 15 analysts' twelve-month price targets for NU, the average price target is $17.24. The highest price target for NU is $21.00, while the lowest price target for NU is $13.00. The average price target represents a forecasted upside of 22.88% from the current price of $14.03.

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

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NU Analyst Ratings Over Time

Type	Current Forecast 7/21/25 to 7/21/26	1 Month Ago 6/21/25 to 6/21/26	3 Months Ago 4/22/25 to 4/22/26	1 Year Ago 7/21/24 to 7/21/25
Strong Buy	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	10 Buy rating(s)	9 Buy rating(s)	13 Buy rating(s)	6 Buy rating(s)
Hold	4 Hold rating(s)	4 Hold rating(s)	2 Hold rating(s)	3 Hold rating(s)
Sell	1 Sell rating(s)	1 Sell rating(s)	0 Sell rating(s)	1 Sell rating(s)
Consensus Price Target	$17.24	$17.08	$18.24	$15.50
Forecasted Upside	22.88% Upside	34.14% Upside	22.85% Upside	20.29% Upside
Consensus Rating	Moderate Buy	Moderate Buy	Moderate Buy	Moderate Buy

NU Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

NU Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

NU Stock vs. The Competition

Type	NU	Finance Companies	Broader Market
Consensus Rating Score	2.60	2.32	2.52
Consensus Rating	Moderate Buy	Hold	Moderate Buy
Predicted Upside	22.88% Upside	30.37% Upside	14.62% Upside
News Sentiment Rating	Positive News See Recent NU News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export

Date	Brokerage	Analyst	Action	Rating	Price Target	Report Date Upside/Downside
7/7/2026	JPMorgan Chase & Co. 3 of 5 stars	Yuri Fernandes Not Rated	Boost Target	Overweight	$18.00 ➝ $20.00	+42.50%
6/26/2026	Needham & Company LLC 4 of 5 stars	Kyle Peterson 1 of 5 stars	Initiated Coverage	Buy	$17.00	+36.67%
6/3/2026	Scotiabank 4 of 5 stars		Downgrade	Sector Perform	$13.00	+9.30%
6/3/2026	Susquehanna Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	James Friedman Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Downgrade	Positive ➝ Neutral	$18.00 ➝ $13.00	+9.30%
6/2/2026	Bank of America Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Mario Pierry Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Neutral ➝ Underperform
5/20/2026	UBS Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Thiago Batista Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$18.10 ➝ $16.90	+34.39%
5/13/2026	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Downgrade	Buy (B-) ➝ Hold (C+)
4/14/2026	CICC Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Initiated Coverage	Outperform	$18.00	+20.35%
3/24/2026	Zacks Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Downgrade	Strong-Buy ➝ Hold
3/17/2026	Itau BBA Securities Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Outperform
Get the Latest News and Ratings for NU and Related Stocks Enter your email address below to receive the latest news and analysts' ratings for NU and its competitors with MarketBeat's FREE daily newsletter.
12/18/2025	The Goldman Sachs Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Tito Labarta Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Buy	$21.00	+32.49%
12/4/2025	Santander Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Neutral ➝ Outperform
11/14/2025	KeyCorp Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Alex Markgraff Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Overweight	$15.00 ➝ $19.00	+21.58%
8/25/2025	Bradesco Corretora Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Outperform	$17.00	+19.49%
8/20/2025	Citigroup Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Gustavo Schroden Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Upgrade	Sell ➝ Buy	$9.00 ➝ $18.00	+37.21%
6/13/2025	Morgan Stanley Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Overweight
4/25/2025	Barclays Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	John Coffey Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Overweight	$15.00 ➝ $16.00	+36.17%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Tuesday at 03:04 AM ET.

Should I Buy NU Stock? NU Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Thursday, July 16, 2026. Please send any questions or comments about these NU pros and cons to contact@marketbeat.com.

NU
Bull Case

Here are some ways that investors could benefit from investing in Nu Holdings Ltd.:

The current stock price is around $13.46, which is near its 50-day moving average, indicating potential stability in the short term.
Nu Holdings Ltd. reported a revenue of $5.32 billion in its latest quarter, exceeding analyst expectations, which suggests strong business performance and growth potential.
The company has a solid net margin of 18.20%, indicating effective cost management and profitability, which can lead to higher returns for investors.
With a return on equity of 30.91%, Nu Holdings Ltd. demonstrates efficient use of shareholders' equity to generate profits, making it an attractive option for investors seeking growth.
The firm has initiated a share buyback plan, which often signals that the company's leadership believes its shares are undervalued, potentially leading to an increase in stock price.

NU
Bear Case

Investors should be bearish about investing in Nu Holdings Ltd. for these reasons:

The company missed its earnings per share estimate by $0.01 in the latest quarter, which may raise concerns about its ability to meet future expectations.
Nu Holdings Ltd. has a quick ratio of 0.58, indicating potential liquidity issues, as it may struggle to cover short-term liabilities with its most liquid assets.
With a debt-to-equity ratio of 0.36, while relatively low, it still indicates that the company is using some leverage, which can increase financial risk in volatile markets.
The stock has fluctuated between a twelve-month low of $11.20 and a high of $18.98, suggesting volatility that may deter risk-averse investors.
Analysts predict a slight decrease in earnings per share for the current fiscal year, which could indicate slowing growth and affect investor confidence.

NU Forecast - Frequently Asked Questions

According to the research reports of 15 Wall Street equities research analysts, the average twelve-month stock price forecast for NU is $17.24, with a high forecast of $21.00 and a low forecast of $13.00.

15 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for NU in the last year. There is currently 1 sell rating, 4 hold ratings and 10 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "moderate buy" NU shares.

According to analysts, NU's stock has a predicted upside of 22.88% based on their 12-month stock forecasts.

Over the previous 90 days, NU's stock had 3 downgrades by analysts.

NU has been rated by research analysts at Bank of America, JPMorgan Chase & Co., Needham & Company LLC, Scotiabank, Susquehanna, UBS Group, and Weiss Ratings in the past 90 days.

Analysts like NU more than other "finance" companies. The consensus rating for NU is Moderate Buy while the average consensus rating for "finance" companies is Hold. Learn more on how NU compares to other companies.

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This page (NYSE:NU) was last updated on 7/21/2026 by MarketBeat.com Staff.

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NU (NU) Stock Forecast & Price Target