Go Pro

NU (NU) Stock Forecast & Price Target

NU logo
$15.34 -0.03 (-0.20%)
As of 09/4/2026 03:58 PM Eastern

NU - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Sell
1
Hold
4
Buy
9

Based on 14 Wall Street analysts who have issued ratings for NU in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 14 analysts, 1 has given a sell rating, 4 have given a hold rating, and 9 have given a buy rating for NU.

Consensus Price Target

$17.91
16.76% Upside
According to the 14 analysts' twelve-month price targets for NU, the average price target is $17.91. The highest price target for NU is $21.00, while the lowest price target for NU is $13.00. The average price target represents a forecasted upside of 16.76% from the current price of $15.34.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
Get the Latest News and Ratings for NU and Related Stocks

Enter your email address to receive the latest news and analysts' ratings for NU and its competitors.

Sign Up
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

NU Analyst Ratings Over Time

TypeCurrent Forecast
9/7/25 to 9/7/26
1 Month Ago
8/8/25 to 8/8/26
3 Months Ago
6/9/25 to 6/9/26
1 Year Ago
9/7/24 to 9/7/25
Strong Buy
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
9 Buy rating(s)
10 Buy rating(s)
10 Buy rating(s)
9 Buy rating(s)
Hold
4 Hold rating(s)
4 Hold rating(s)
4 Hold rating(s)
3 Hold rating(s)
Sell
1 Sell rating(s)
1 Sell rating(s)
1 Sell rating(s)
0 Sell rating(s)
Consensus Price Target$17.91$17.24$17.08$17.06
Forecasted Upside16.76% Upside24.88% Upside43.88% Upside15.69% Upside
Consensus RatingModerate BuyModerate BuyModerate BuyModerate Buy

NU Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
Skip Chart & View Analyst Rating History

NU Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

NU Stock vs. The Competition

TypeNUFinance CompaniesBroader Market
Consensus Rating Score
2.57
2.28
2.53
Consensus RatingModerate BuyHoldModerate Buy
Predicted Upside16.76% Upside26.94% Upside14.03% Upside
News Sentiment Rating
Positive News

See Recent NU News
Positive News
Positive News
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
8/25/2026
Wolfe Research logo
Wolfe Research
4 of 5 stars
Darrin Peller
Darrin Peller
1 of 5 stars
Lower TargetOutperform$18.00 ➝ $17.00+15.29%
8/21/2026
Weiss Ratings logo
Weiss Ratings
5 of 5 stars
 DowngradeHold (C+)Hold (C)
8/20/2026
UBS Group AG logo
UBS Group
4 of 5 stars
Boost TargetBuy$16.90 ➝ $18.20+24.71%
8/14/2026Boost TargetNeutral$13.00 ➝ $16.00+1.05%
8/14/2026Boost TargetBuy$17.00 ➝ $19.00+36.48%
7/7/2026Boost TargetOverweight$18.00 ➝ $20.00+42.50%
6/3/2026 DowngradeSector Perform$13.00+9.30%
6/2/2026Reiterated RatingNeutralUnderperform
4/14/2026 Initiated CoverageOutperform$18.00+20.35%
3/24/2026 DowngradeStrong-BuyHold
3/17/2026 Reiterated RatingOutperform
12/18/2025Reiterated RatingBuy$21.00+32.49%
12/4/2025 UpgradeNeutralOutperform
11/14/2025Boost TargetOverweight$15.00 ➝ $19.00+21.58%
8/25/2025 UpgradeOutperform$17.00+19.49%
8/20/2025UpgradeSellBuy$9.00 ➝ $18.00+37.21%
6/13/2025 Reiterated RatingOverweight
4/25/2025Boost TargetOverweight$15.00 ➝ $16.00+36.17%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Monday at 01:56 PM ET.


Should I Buy NU Stock? NU Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Thursday, September 3, 2026. Please send any questions or comments about these NU pros and cons to contact@marketbeat.com.

NU
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Nu Holdings Ltd.:

  • Nu Holdings Ltd. recently reported its first billion-dollar quarter, posting $1.1 billion in net income for the second quarter, which represents a 49% year-over-year increase and a 17% increase from the first quarter, demonstrating significant profitability growth.
  • The company has expanded its customer base to 139 million customers across Brazil, Mexico, and Colombia, indicating strong market penetration and a growing user base that supports future revenue generation.
  • Analysts maintain a Moderate Buy consensus rating with a price target of $17.91, which is higher than the current stock price of $15.64, suggesting that the market may be undervaluing the stock relative to its expected performance.
  • Institutional investors are increasing their positions, with Wellington Management Group LLP boosting its holdings by 27.6% in the second quarter and Pale Fire Capital SE establishing a new position worth approximately $9.83 million, signaling confidence from major financial entities.
  • Nu Holdings Ltd. is scheduled to host its first Investor Day on December 8, 2026, in New York City, which will provide investors with detailed insights into the company's long-term strategy and growth opportunities from senior management.

NU
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Nu Holdings Ltd. for these reasons:

  • Insiders have been selling shares, with CEO Cristina Helena Zing Junqueira selling 65,000 shares on August 25, 2026, and 25,000 shares on August 24, 2026, which may indicate a lack of confidence in the stock's near-term performance.
  • The company has a current ratio of 0.55 and a quick ratio of 0.55, which are below 1.0, suggesting that Nu Holdings Ltd. may face challenges in meeting its short-term financial obligations with its liquid assets.
  • Short interest has increased, with 129,510,209 shares shorted as of August 14, 2026, representing a 2.67% short percentage of the float, indicating that some investors are betting against the stock's price appreciation.
  • The stock has a beta of 0.94, which is close to 1.0, meaning it is likely to move in line with the overall market, and investors may not see significant diversification benefits from holding this stock.
  • Nu Holdings Ltd. has a debt-to-equity ratio of 0.35, which, while not extremely high, indicates that the company relies on debt to finance its operations, and investors should monitor its ability to manage this leverage.

NU Forecast - Frequently Asked Questions

According to the research reports of 14 Wall Street equities research analysts, the average twelve-month stock price forecast for NU is $17.91, with a high forecast of $21.00 and a low forecast of $13.00.

14 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for NU in the last year. There is currently 1 sell rating, 4 hold ratings and 9 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "moderate buy" NU shares.

According to analysts, NU's stock has a predicted upside of 16.76% based on their 12-month stock forecasts.

Over the previous 90 days, NU's stock had 1 downgrade by analysts.

NU has been rated by research analysts at JPMorgan Chase & Co., Needham & Company LLC, Susquehanna, UBS Group, Weiss Ratings, and Wolfe Research in the past 90 days.

Analysts like NU more than other "finance" companies. The consensus rating for NU is Moderate Buy while the average consensus rating for "finance" companies is Hold. Learn more on how NU compares to other companies.


MarketBeat monitors more than a dozen sources for NU analyst ratings, with the most recent rating issued on 8/25/2026.
From Our Partners