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NU (NU) Financials

NU logo
$12.28 +0.10 (+0.78%)
Closing price 05/18/2026 03:59 PM Eastern
Extended Trading
$12.28 -0.01 (-0.04%)
As of 08:12 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
Annual Income Statements for NU

Annual Income Statements for NU

This table shows NU's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders
599 -479 -165 -56 1,031 1,972 2,874
Consolidated Net Income / (Loss)
599 -479 -165 -56 1,031 1,972 2,872
Net Income / (Loss) Continuing Operations
599 -479 -165 -56 1,031 1,972 2,872
Total Pre-Tax Income
-129 -193 54 0.00 1,539 2,795 3,868
Total Operating Income
619 -172 -144 0.00 -2,891 -4,057 -5,114
Total Gross Profit
248 327 733 0.00 3,491 5,253 6,625
Total Revenue
0.00 0.00 461 0.00 -1,184 -1,888 -2,517
Operating Revenue
0.00 0.00 461 - -1,184 -1,888 -2,517
Total Cost of Revenue
0.00 0.00 117 0.00 494 667 874
Operating Cost of Revenue
- - 117 - 494 667 874
Total Operating Expenses
-619 172 488 0.00 1,213 1,502 1,723
Selling, General & Admin Expense
-200 -266 629 - 1,042 1,256 1,420
Marketing Expense
-42 19 80 - 171 246 303
Total Other Income / (Expense), net
17 -285 199 0.00 4,431 6,852 8,982
Interest Expense
-110 114 367 - 2,037 2,835 4,579
Interest & Investment Income
- - 1,047 - 6,440 9,631 13,435
Other Income / (Expense), net
-93 -171 -481 - 28 56 126
Income Tax Expense
37 22 220 56 509 823 997
Net Income / (Loss) Attributable to Noncontrolling Interest
- - - - 0.00 0.00 -2.78
Basic Earnings per Share
($0.08) - - - $0.22 $0.41 $0.59
Weighted Average Basic Shares Outstanding
- 1.32M 1.60B 4.69B 4.74B 4.79B 4.83B
Diluted Earnings per Share
$1,137,931.00 - - - $0.21 $0.40 $0.58
Weighted Average Diluted Shares Outstanding
- 1.32M 1.60B 4.69B 4.86B 4.89B 4.91B
Weighted Average Basic & Diluted Shares Outstanding
- 1.32M 3.20B 4.69B 4.74B 4.79B 4.86B

Quarterly Income Statements for NU

No quarterly income statements for NU are available.


Annual Cash Flow Statements for NU

This table details how cash moves in and out of NU's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents
3,031 3,270 6,819 6,692 3,266 11,678 11,266
Net Cash From Operating Activities
2,870 3,296 7,628 7,991 4,392 9,562 3,496
Net Cash From Continuing Operating Activities
2,870 3,296 7,628 7,991 4,392 9,562 3,496
Net Income / (Loss) Continuing Operations
0.00 0.00 0.00 0.00 -1,031 0.00 -2,872
Consolidated Net Income / (Loss)
- - - - -1,031 - -2,872
Depreciation Expense
5.07 7.43 17 36 63 77 98
Non-Cash Adjustments To Reconcile Net Income
2,905 3,333 7,835 8,373 5,992 10,199 6,662
Changes in Operating Assets and Liabilities, net
-40 -44 -225 -418 -633 -713 -392
Net Cash From Investing Activities
0.00 0.00 0.00 0.00 -177 0.00 -342
Net Cash From Continuing Investing Activities
0.00 0.00 0.00 0.00 -177 0.00 -342
Purchase of Property, Plant & Equipment
- - - - -20 - -7.22
Acquisitions
- - - - -157 - -335
Net Cash From Financing Activities
161 -26 -809 -1,299 -7,455 2,116 -10,155
Net Cash From Continuing Financing Activities
161 -26 -809 -1,299 -7,455 2,116 -10,155
Repayment of Debt
- - - - -7,925 - -12,979
Issuance of Debt
161 18 116 581 470 1,310 2,823
Other Net Changes in Cash
- - - - 3,278 - 7,873
Cash Interest Paid
- - - - 83 - 92
Cash Interest Received
0.00 263 564 1,573 3,389 5,821 8,440
Cash Income Taxes Paid
- - - - 612 - 1,642

Quarterly Cash Flow Statements for NU

No quarterly cash flow statements for NU are available.


Annual Balance Sheets for NU

This table presents NU's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2020 2021 2022 2023 2024 2025
Period end date 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets
10,154 19,859 29,935 43,345 49,931 74,894
Total Current Assets
3,174 6,027 22,966 17,306 18,995 28,690
Note & Lease Receivable
175 1,195 8,233 3,202 5,322 9,421
Accounts Receivable
- 50 522 1,689 1,413 1,001
Other Current Assets
3,000 4,782 - 12,414 12,259 18,268
Plant, Property, & Equipment, net
102 128 0.00 -1,277 -0.08 -0.08
Plant, Property & Equipment, gross
-0.05 -0.08 - -0.08 -0.08 -0.08
Total Noncurrent Assets
8,923 20,128 13,045 36,512 39,405 59,029
Long-Term Investments
- - - 0.00 99 99
Goodwill
0.83 402 397 398 414 409
Intangible Assets
12 72 182 296 348 602
Noncurrent Deferred & Refundable Income Taxes
125 361 811 1,538 1,818 2,511
Other Noncurrent Operating Assets
8,785 19,293 11,655 34,281 36,726 55,408
Total Liabilities & Shareholders' Equity
14,622 29,469 29,935 59,588 68,950 105,001
Total Liabilities
9,716 15,416 25,044 36,939 42,284 63,572
Total Current Liabilities
3,985 9,573 7,055 14,732 14,387 18,696
Other Current Liabilities
3,985 9,573 - 14,732 14,387 18,696
Total Noncurrent Liabilities
10,199 15,453 23,956 38,449 43,495 68,570
Other Noncurrent Operating Liabilities
10,111 15,414 24,492 38,449 43,495 68,570
Total Equity & Noncontrolling Interests
438 4,443 4,902 6,406 11,068 17,734
Total Preferred & Common Equity
438 4,441 4,902 6,406 11,067 17,704
Total Common Equity
438 4,441 4,902 6,406 11,067 17,704
Retained Earnings
- - - - 3,421 6,413
Other Equity Adjustments
438 4,441 4,964 6,406 7,646 11,291
Noncontrolling Interest
0.00 1.51 - 0.00 0.79 31

Quarterly Balance Sheets for NU

No quarterly balance sheets for NU are available.


Annual Metrics And Ratios for NU

This table displays calculated financial ratios and metrics derived from NU's official financial filings.

Metric 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding
- - - - - - 4,855,673,632.00
DEI Adjusted Shares Outstanding
- - - - - - 4,855,673,632.00
DEI Earnings Per Adjusted Shares Outstanding
- - - - - - 0.59
Growth Metrics
- - - - - - -
Revenue Growth
0.00% 0.00% 0.00% -100.00% 0.00% 16.36% -33.32%
EBITDA Growth
0.00% -163.29% -80.61% 105.86% -6,072.66% -51.07% -24.61%
EBIT Growth
0.00% -165.31% -81.75% 100.00% 0.00% -50.25% -24.66%
NOPAT Growth
0.00% -127.84% 462.86% -100.00% 0.00% -19.37% -32.63%
Net Income Growth
0.00% -179.99% 65.52% 66.29% 1,949.05% 91.37% 45.61%
EPS Growth
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 44.92%
Operating Cash Flow Growth
0.00% 14.85% 131.42% 4.73% 25.21% -4.22% -63.43%
Free Cash Flow Firm Growth
0.00% 0.00% -253.25% 523.05% -89.23% 126.24% 4.84%
Invested Capital Growth
0.00% 0.00% 166.52% -912.83% -11.65% -368.51% -15.50%
Revenue Q/Q Growth
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBITDA Q/Q Growth
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBIT Q/Q Growth
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
NOPAT Q/Q Growth
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Net Income Q/Q Growth
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS Q/Q Growth
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow Firm Q/Q Growth
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Profitability Metrics
- - - - - - -
Gross Margin
0.00% 0.00% 159.06% 0.00% 317.01% 409.94% 0.00%
EBITDA Margin
0.00% 0.00% -131.86% 0.00% -192.99% -250.54% 0.00%
Operating Margin
0.00% 0.00% -31.31% 0.00% 8.83% 18.11% 0.00%
EBIT Margin
0.00% 0.00% -135.62% 0.00% -198.70% -256.56% 0.00%
Profit (Net Income) Margin
0.00% 0.00% -35.88% 0.00% 93.58% 153.90% 0.00%
Tax Burden Percent
-463.54% 248.19% -303.42% 0.00% 46.53% 56.21% 74.23%
Interest Burden Percent
-24.56% 56.18% -8.72% 0.00% -101.22% -106.72% -77.56%
Effective Tax Rate
0.00% 0.00% 403.42% 0.00% 53.47% 43.79% 25.77%
Return on Invested Capital (ROIC)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
ROIC Less NNEP Spread (ROIC-NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Net Nonoperating Assets (RNNOA)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Equity (ROE)
0.00% -109.43% -6.78% -1.19% 18.22% 28.07% 19.94%
Cash Return on Invested Capital (CROIC)
0.00% 0.00% -215.77% 0.00% 0.00% 0.00% -967.20%
Operating Return on Assets (OROA)
0.00% 0.00% -4.16% 0.00% -5.96% -7.05% 0.00%
Return on Assets (ROA)
0.00% 0.00% -1.10% 0.00% 2.81% 4.23% 0.00%
Return on Common Equity (ROCE)
0.00% -109.43% -6.77% -1.19% 18.22% 28.06% 19.92%
Return on Equity Simple (ROE_SIMPLE)
0.00% -109.43% -3.72% -1.14% 16.08% 25.79% 0.00%
Net Operating Profit after Tax (NOPAT)
433 -121 438 0.00 45 130 -3,796
NOPAT Margin
0.00% 0.00% 95.00% 0.00% 4.11% 10.18% 0.00%
Net Nonoperating Expense Percent (NNEP)
0.00% -30.63% -21.86% -0.61% 5.95% 20.81% 47.58%
Return On Investment Capital (ROIC_SIMPLE)
- - - - - 1.71% -21.41%
Cost of Revenue to Revenue
0.00% 0.00% 25.42% 0.00% 19.61% 20.32% 0.00%
SG&A Expenses to Revenue
0.00% 0.00% 136.49% 0.00% 94.65% 98.03% 0.00%
R&D to Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue
0.00% 0.00% 105.89% 0.00% 71.57% 61.58% 0.00%
Earnings before Interest and Taxes (EBIT)
526 -344 -625 0.00 -2,188 -3,288 -4,988
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
531 -336 -608 36 -2,125 -3,210 -4,890
Valuation Ratios
- - - - - - -
Price to Book Value (P/BV)
0.00 5.94 0.61 3.83 6.10 6.46 4.56
Price to Tangible Book Value (P/TBV)
0.00 6.12 0.68 4.34 6.84 7.17 4.83
Price to Revenue (P/Rev)
0.00 0.00 5.89 0.00 35.51 38.53 0.00
Price to Earnings (P/E)
4.34 0.00 0.00 0.00 37.95 25.04 28.06
Dividend Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield
23.03% 0.00% 0.00% 0.00% 2.64% 3.99% 3.56%
Enterprise Value to Invested Capital (EV/IC)
0.00 0.00 2.15 0.00 0.00 0.00 228.06
Enterprise Value to Revenue (EV/Rev)
0.00 0.00 5.91 0.00 19.83 38.46 0.00
Enterprise Value to EBITDA (EV/EBITDA)
0.00 0.00 0.00 97.34 0.00 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)
0.00 0.00 6.22 0.00 482.93 377.85 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)
0.00 0.81 0.36 0.43 2.18 5.14 23.05
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 1.50 0.00 0.30 17.54 19.77 0.00
Leverage & Solvency
- - - - - - -
Debt to Equity
0.00 0.18 0.00 -0.22 -0.32 0.00 0.00
Long-Term Debt to Equity
0.00 0.18 0.00 -0.22 -0.32 0.00 0.00
Financial Leverage
0.00 -5.35 -1.13 -1.97 -2.93 -1.26 -0.97
Leverage Ratio
0.00 23.18 6.15 5.33 6.49 6.64 4.33
Compound Leverage Factor
0.00 13.02 -0.54 0.00 -6.57 -7.08 -3.36
Debt to Total Capital
0.00% 15.40% 0.22% -28.52% -47.56% 0.00% 0.00%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
0.00% 15.40% 0.22% -28.52% -47.56% 0.00% 0.00%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.03% 0.00% 0.00% 0.01% 0.17%
Common Equity to Total Capital
0.00% 84.60% 99.74% 128.52% 147.56% 99.99% 99.83%
Debt to EBITDA
0.00 -0.24 -0.02 -30.57 0.97 0.00 0.00
Net Debt to EBITDA
0.00 -0.24 -0.02 -429.98 8.13 0.00 0.00
Long-Term Debt to EBITDA
0.00 -0.24 -0.02 -30.57 0.97 0.00 0.00
Debt to NOPAT
0.00 -0.66 0.02 0.00 -45.68 0.00 0.00
Net Debt to NOPAT
0.00 -0.66 0.02 0.00 -381.84 0.00 0.00
Long-Term Debt to NOPAT
0.00 -0.66 0.02 0.00 -45.68 0.00 0.00
Altman Z-Score
0.00 -0.05 -0.19 1.09 1.03 0.62 0.79
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.03% 0.02% 0.00% 0.01% 0.11%
Liquidity Ratios
- - - - - - -
Current Ratio
0.00 0.80 0.63 3.26 3.00 1.32 1.53
Quick Ratio
0.00 0.04 0.13 3.26 3.00 0.47 0.56
Cash Flow Metrics
- - - - - - -
Free Cash Flow to Firm (FCFF)
0.00 1,784 -2,734 11,566 1,245 2,492 -3,731
Operating Cash Flow to CapEx
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 48,461.15%
Free Cash Flow to Firm to Interest Expense
0.00 15.66 -7.44 0.00 0.61 0.88 -0.82
Operating Cash Flow to Interest Expense
0.00 28.93 20.76 0.00 4.91 3.38 0.76
Operating Cash Flow Less CapEx to Interest Expense
0.00 28.93 20.76 0.00 4.91 3.38 0.76
Efficiency Ratios
- - - - - - -
Asset Turnover
0.00 0.00 0.03 0.00 0.03 0.03 0.00
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 1.00 0.83 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 0.00 3.99 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.00 0.00 0.00 0.00 0.03 0.00 0.00
Days Sales Outstanding (DSO)
0.00 0.00 0.00 0.00 366.38 441.87 0.00
Days Inventory Outstanding (DIO)
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)
0.00 0.00 0.00 0.00 14,207.56 0.00 0.00
Cash Conversion Cycle (CCC)
0.00 0.00 0.00 0.00 -13,841.17 441.87 0.00
Capital & Investment Metrics
- - - - - - -
Invested Capital
0.00 -1,905 1,267 -10,299 -11,499 -3,002 353
Invested Capital Turnover
0.00 0.00 -1.45 0.00 -0.10 -0.70 0.00
Increase / (Decrease) in Invested Capital
0.00 -1,905 3,172 -11,566 -1,200 -2,362 -65
Enterprise Value (EV)
0.00 2,682 2,724 3,463 21,839 49,277 80,596
Market Capitalization
2,602 2,602 2,712 18,763 39,108 49,375 80,664
Book Value per Share
$0.00 $333.02 $2.77 $1.06 $1.37 $1.60 $3.67
Tangible Book Value per Share
$0.00 $322.98 $2.48 $0.94 $1.22 $1.44 $3.46
Total Capital
0.00 518 4,453 3,814 4,344 7,647 17,734
Total Debt
0.00 80 10 -1,088 -2,066 0.00 0.00
Total Long-Term Debt
0.00 80 10 -1,088 -2,066 0.00 0.00
Net Debt
0.00 80 10 -15,299 -17,268 -99 -99
Capital Expenditures (CapEx)
0.00 0.00 0.00 0.00 0.00 0.00 7.22
Debt-free, Cash-free Net Working Capital (DFCFNWC)
0.00 -810 -3,546 1,700 4,348 4,608 9,994
Debt-free Net Working Capital (DFNWC)
0.00 -810 -3,546 15,911 19,550 4,608 9,994
Net Working Capital (NWC)
0.00 -810 -3,546 15,911 19,550 4,608 9,994
Net Nonoperating Expense (NNE)
-166 359 603 56 -985 -1,842 -6,668
Net Nonoperating Obligations (NNO)
0.00 -2,343 -3,176 -15,201 -17,909 -10,649 -17,381
Total Depreciation and Amortization (D&A)
5.07 7.43 17 36 63 77 98
Debt-free, Cash-free Net Working Capital to Revenue
0.00% 0.00% -769.60% 0.00% 394.84% 359.58% 0.00%
Debt-free Net Working Capital to Revenue
0.00% 0.00% -769.60% 0.00% 1,775.37% 359.58% 0.00%
Net Working Capital to Revenue
0.00% 0.00% -769.60% 0.00% 1,775.37% 359.58% 0.00%
Earnings Adjustments
- - - - - - -
Adjusted Basic Earnings per Share
$0.00 $0.00 ($0.10) $0.00 $0.00 $0.00 $0.59
Adjusted Weighted Average Basic Shares Outstanding
0.00 0.00 4.61B 4.69B 4.77B 4.82B 4.83B
Adjusted Diluted Earnings per Share
$0.00 $0.00 $1,602,126.00 $0.00 $0.00 $0.00 $0.58
Adjusted Weighted Average Diluted Shares Outstanding
0.00 0.00 4.61B 4.69B 4.77B 4.82B 4.91B
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
0.00 0.00 4.61B 4.69B 9.60B 9.68B 4.86B
Normalized Net Operating Profit after Tax (NOPAT)
433 -121 -101 0.00 68 130 -3,796
Normalized NOPAT Margin
0.00% 0.00% -21.92% 0.00% 6.18% 10.18% 0.00%
Pre Tax Income Margin
0.00% 0.00% 11.83% 0.00% 201.13% 273.81% 0.00%
Debt Service Ratios
- - - - - - -
EBIT to Interest Expense
0.00 -3.02 -1.70 0.00 -1.07 -1.16 -1.09
NOPAT to Interest Expense
0.00 -1.06 1.19 0.00 0.02 0.05 -0.83
EBIT Less CapEx to Interest Expense
0.00 -3.02 -1.70 0.00 -1.07 -1.16 -1.09
NOPAT Less CapEx to Interest Expense
0.00 -1.06 1.19 0.00 0.02 0.05 -0.83
Payout Ratios
- - - - - - -
Dividend Payout Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Quarterly Metrics And Ratios for NU

No quarterly metrics and ratios for NU are available.



Financials Breakdown Chart

NU Financials - Frequently Asked Questions

According to the most recent income statement we have on file, NU's financial year ends in December. Their financial year 2025 ended on December 31, 2025.

NU's net income appears to be on an upward trend, with a most recent value of $2.87 billion in 2025, rising from $599.35 million in 2019. The previous period was $1.97 billion in 2024. See NU's forecast for analyst expectations on what's next for the company.

NU's total operating income in 2025 was -$5.11 billion, based on the following breakdown:
  • Total Gross Profit: $6.63 billion
  • Total Operating Expenses: $1.72 billion

Over the last 6 years, NU's total revenue changed from $0.00 in 2019 to -$2.52 billion in 2025, a change of -251,657,800,000.0%.

NU's total liabilities were at $63.57 billion at the end of 2025, a 50.3% increase from 2024, and a 554.3% increase since 2020.

Over the last 6 years, NU's book value per share changed from 0.00 in 2019 to 3.67 in 2025, a change of 367.4%.



Financial statements for NYSE:NU last updated on 4/13/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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