SoFi Technologies (SOFI) Financials

$16.02 -0.28 (-1.69%)

As of 01:05 PM Eastern

Annual Income Statements for SoFi Technologies

This table shows SoFi Technologies' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Net Income / (Loss) Attributable to Common Shareholders	-240	-224	-484	-320	-294	492	501
Consolidated Net Income / (Loss)	-240	-224	-484	-320	-301	499	481
Net Income / (Loss) Continuing Operations	-240	-224	-484	-320	-301	499	481
Total Pre-Tax Income	-240	-329	-481	-319	-301	233	526
Total Revenue	443	566	985	1,574	2,123	2,675	3,613
Net Interest Income / (Expense)	330	178	252	584	1,262	1,716	2,219
Total Interest Income	608	364	355	773	2,051	2,808	3,375
Loans and Leases Interest Income	570	330	352	760	1,944	2,602	3,146
Other Interest Income	11	9.15	3.05	14	107	206	229
Total Interest Expense	278	186	103	189	789	1,091	1,156
Deposits Interest Expense	-	0.00	0.00	170	508	930	1,014
Long-Term Debt Interest Expense	273	183	101	18	281	161	142
Other Interest Expense	5.33	2.48	1.95	0.92	0.45	0.44	0.65
Total Non-Interest Income	113	388	733	989	861	958	1,394
Service Charges on Deposit Accounts	-	90	-2.28	305	733	629	604
Other Service Charges	13	-3.60	543	119	128	329	791
Provision for Credit Losses	-	-	-	-	55	32	30
Total Non-Interest Expense	682	894	1,466	1,838	2,369	2,410	3,057
Marketing Expense	414	478	703	1,023	1,231	1,348	1,744
Other Operating Expenses	269	416	763	869	891	1,062	1,313
Impairment Charge	-	-	0.00	0.00	247	0.00	0.00
Income Tax Expense	0.10	-104	2.76	1.69	-0.42	-265	45
Other Adjustment to Net Income / (Loss) Attributable to Common Shareholders)	0.01	0.15	-	-	-7.09	7.16	-19
Basic Earnings per Share	($4.02)	($4.30)	($1.00)	($0.40)	($0.36)	$0.46	$0.42
Weighted Average Basic Shares Outstanding	65.62M	73.85M	526.73M	900.89M	945.02M	1.05B	1.15B
Diluted Earnings per Share	($4.02)	($4.30)	($1.00)	($0.40)	($0.36)	$0.39	$0.39
Weighted Average Diluted Shares Outstanding	65.62M	73.85M	526.73M	900.89M	945.02M	1.10B	1.25B
Weighted Average Basic & Diluted Shares Outstanding	-	-	828.59M	934.55M	976.74M	1.10B	1.28B
Cash Dividends to Common per Share	-	-	-	$0.00	$0.00	$0.00	$0.00

This table shows SoFi Technologies' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025
Period end date	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025
Net Income / (Loss) Attributable to Common Shareholders	-46	-267	47	87	17	70	332	71	97	145	187
Consolidated Net Income / (Loss)	-48	-267	48	88	17	61	332	71	97	139	174
Net Income / (Loss) Continuing Operations	-48	-267	48	88	17	61	332	71	97	139	174
Total Pre-Tax Income	-49	-267	51	94	15	64	60	80	112	149	185
Total Revenue	498	537	615	645	599	697	734	772	855	962	1,025
Net Interest Income / (Expense)	291	345	390	403	413	431	470	499	518	585	617
Total Interest Income	470	564	645	666	675	723	744	764	792	892	927
Loans and Leases Interest Income	445	540	599	620	621	672	689	713	739	830	864
Other Interest Income	25	24	46	46	54	51	55	51	54	61	63
Total Interest Expense	179	219	256	263	262	292	274	265	275	306	310
Deposits Interest Expense	107	209	363	211	249	248	320	254	263	265	233
Long-Term Debt Interest Expense	72	9.78	-108	52	13	44	-46	11	12	41	77
Other Interest Expense	0.11	0.11	0.11	-	0.11	0.11	0.11	0.12	0.18	0.10	0.25
Total Non-Interest Income	207	192	226	242	186	266	264	273	337	376	408
Service Charges on Deposit Accounts	82	82	87	86	147	171	88	86	162	155	201
Other Service Charges	34	35	56	100	39	95	102	138	175	221	256
Provision for Credit Losses	-	-	-	7.18	12	6.01	-	5.68	10	9.20	5.41
Total Non-Interest Expense	547	804	509	544	572	627	642	686	733	804	834
Marketing Expense	310	312	317	298	317	355	378	394	417	454	478
Other Operating Expenses	238	245	248	245	255	273	296	292	316	350	356
Income Tax Expense	-1.78	-0.24	3.25	6.18	-2.06	3.11	-273	8.67	15	9.16	12
Basic Earnings per Share	($0.06)	($0.29)	$0.04	$0.08	$0.01	$0.06	$0.31	$0.06	$0.09	$0.12	$0.15
Weighted Average Basic Shares Outstanding	936.57M	951.18M	945.02M	982.62M	1.06B	1.07B	1.05B	1.10B	1.11B	1.17B	1.15B
Diluted Earnings per Share	($0.06)	($0.29)	$0.04	$0.02	$0.01	$0.05	$0.31	$0.06	$0.08	$0.11	$0.14
Weighted Average Diluted Shares Outstanding	936.57M	951.18M	945.02M	1.04B	1.07B	1.10B	1.10B	1.19B	1.18B	1.29B	1.25B
Weighted Average Basic & Diluted Shares Outstanding	950.11M	958.74M	976.74M	1.06B	1.07B	1.09B	1.10B	1.11B	1.20B	1.21B	1.28B

This table details how cash moves in and out of SoFi Technologies' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Net Change in Cash & Equivalents	153	633	-555	1,078	1,769	-906	2,647
Net Cash From Operating Activities	-55	-479	-1,350	-7,256	-7,227	-1,120	-3,742
Net Cash From Continuing Operating Activities	-55	-479	-1,350	-7,342	-7,227	-1,120	-3,742
Net Income / (Loss) Continuing Operations	-240	-224	-484	-320	-301	499	481
Consolidated Net Income / (Loss)	-240	-224	-484	-320	-301	499	481
Provision For Loan Losses	-	0.00	7.57	-	55	32	30
Depreciation Expense	16	70	102	151	201	203	234
Amortization Expense	33	28	18	18	20	13	11
Non-Cash Adjustments to Reconcile Net Income	121	44	352	323	469	911	732
Changes in Operating Assets and Liabilities, net	14	-397	-1,345	-7,514	-7,672	-2,778	-5,231
Net Cash From Investing Activities	115	259	110	-106	-1,890	-4,821	-6,719
Net Cash From Continuing Investing Activities	115	259	110	-30	-1,870	-4,802	-6,702
Purchase of Property, Leasehold Improvements and Equipment	-	0.00	0.00	11	9.78	9.35	8.67
Purchase of Investment Securities	-41	-57	-321	-80	-2,413	-6,566	-8,295
Sale and/or Maturity of Investments	165	324	431	39	533	1,754	1,584
Other Investing Activities, net	-9.05	-7.64	0.00	-	0.00	0.00	0.00
Net Cash From Financing Activities	93	854	685	8,439	10,886	5,035	13,109
Net Cash From Continuing Financing Activities	93	854	685	8,439	10,886	5,035	13,109
Net Change in Deposits	-	0.00	0.00	7,153	11,232	6,954	11,249
Issuance of Debt	12,400	547	1,192	1,858	521	-1,137	-1,257
Issuance of Common Equity	0.00	370	-	-	0.00	0.00	3,212
Repayment of Debt	-12,832	4.91	-2,110	-525	-812	-361	-33
Repurchase of Preferred Equity	0.00	0.00	-283	0.00	0.00	-323	0.00
Payment of Dividends	-24	-41	-40	-40	-40	-17	0.00
Other Financing Activities, Net	-14	-27	1,927	-6.37	-14	-82	-61
Effect of Exchange Rate Changes	-0.01	-0.15	0.05	0.57	0.68	0.00	-0.36
Cash Interest Paid	225	129	95	151	720	1,118	1,146
Cash Income Taxes Paid	0.01	0.53	1.76	2.57	14	27	29

This table details how cash moves in and out of SoFi Technologies' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025
Period end date	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025
Net Change in Cash & Equivalents	524	-204	319	532	-1,416	238	-260	6.78	-1.53	1,032	1,610
Net Cash From Operating Activities	-2,080	-2,687	-248	738	-484	-1,174	-200	22	-1,467	-1,306	-991
Net Cash From Continuing Operating Activities	-2,080	-2,737	-198	738	-484	-1,174	-200	22	-1,467	-1,306	-991
Net Income / (Loss) Continuing Operations	-48	-267	48	88	17	61	332	71	97	139	174
Consolidated Net Income / (Loss)	-48	-267	48	88	17	61	332	71	97	139	174
Provision For Loan Losses	13	-	-	7.18	12	6.01	6.88	5.68	10	9.20	5.41
Depreciation Expense	50	53	53	49	50	52	54	55	57	59	63
Amortization Expense	5.71	4.49	5.06	4.23	3.98	2.61	2.66	2.44	2.92	3.00	2.97
Non-Cash Adjustments to Reconcile Net Income	70	308	-10	-39	33	-29	-216	-13	405	177	163
Changes in Operating Assets and Liabilities, net	-2,171	-2,814	-349	629	-600	-1,265	-380	-100	-2,039	-1,693	-1,399
Net Cash From Investing Activities	-268	-169	-1,414	-1,261	-2,195	-84	-1,281	-1,440	-1,722	-1,459	-2,097
Net Cash From Continuing Investing Activities	-263	-168	-1,405	-1,257	-2,189	-79	-1,955	-1,437	-1,717	-1,453	-2,094
Purchase of Property, Leasehold Improvements and Equipment	2.25	2.37	2.35	2.13	2.76	2.50	1.97	1.64	2.53	3.18	1.32
Purchase of Investment Securities	-313	-177	-1,584	-1,402	-2,545	-874	-1,745	-1,573	-2,067	-2,022	-2,633
Sale and/or Maturity of Investments	48	6.55	177	143	353	792	-212	134	347	566	537
Net Cash From Financing Activities	2,871	2,651	1,980	1,055	1,263	1,495	1,221	1,426	3,188	3,797	4,698
Net Cash From Continuing Financing Activities	2,871	2,651	1,980	1,055	1,263	1,495	1,221	1,426	3,188	3,797	4,698
Net Change in Deposits	2,638	2,904	2,935	2,897	1,400	1,357	1,300	1,481	2,286	3,335	4,147
Issuance of Debt	521	-62	-722	-1,582	334	186	-76	-31	899	-1,227	-898
Issuance of Common Equity	-	-	-	-	-	-	-	-	-	1,700	1,500
Repayment of Debt	-264	-188	-209	-176	-128	-43	-15	-18	-4.46	-4.71	-5.18
Other Financing Activities, Net	-4.21	-3.18	-4.51	-84	-3.83	-4.75	11	-5.40	-3.70	-5.73	-47
Effect of Exchange Rate Changes	0.39	0.10	0.48	-0.18	-0.14	0.56	-0.25	-0.27	-0.56	-0.23	0.71

This table presents SoFi Technologies' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2020	2021	2022	2023	2024	2025
Period end date	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Total Assets	8,563	9,176	19,008	30,075	36,251	50,660
Cash and Due from Banks	873	495	1,422	3,085	2,538	4,929
Restricted Cash	451	274	424	531	171	427
Trading Account Securities	108	589	397	702	1,896	2,576
Loans and Leases, Net of Allowance	0.00	0.00	0.00	0.00	0.00	0.00
Loans Held for Sale	-	5,953	13,557	15,397	17,685	22,863
Premises and Equipment, Net	81	112	170	217	288	416
Goodwill	899	899	1,623	1,394	1,394	1,394
Intangible Assets	355	285	442	364	298	232
Other Assets	5,779	571	972	8,386	11,982	17,823
Total Liabilities & Shareholders' Equity	8,563	9,176	19,008	30,075	36,251	50,660
Total Liabilities	5,510	4,479	13,479	24,520	29,726	40,171
Non-Interest Bearing Deposits	-	0.00	77	52	117	118
Interest Bearing Deposits	-	0.00	7,266	18,569	25,861	37,387
Long-Term Debt	4,799	3,948	5,486	5,233	3,093	1,815
Other Long-Term Liabilities	711	531	651	666	655	850
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	-120	4,377	5,208	5,235	6,525	10,489
Total Preferred & Common Equity	-120	4,377	5,208	5,235	6,525	10,489
Total Common Equity	-120	4,377	5,208	5,235	6,525	10,489
Common Stock	579	5,562	6,720	7,040	7,839	11,303
Retained Earnings	-699	-1,183	-1,504	-1,804	-1,306	-824
Accumulated Other Comprehensive Income / (Loss)	-0.17	-1.47	-8.30	-1.21	-8.37	11

This table presents SoFi Technologies' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024	Q1 2025	Q2 2025	Q3 2025
Period end date	9/30/2022	3/31/2023	6/30/2023	9/30/2023	3/31/2024	6/30/2024	9/30/2024	3/31/2025	6/30/2025	9/30/2025
Total Assets	15,835	22,453	25,561	27,977	31,306	32,642	34,380	37,749	41,112	45,293
Cash and Due from Banks	935	2,488	3,016	2,814	3,693	2,335	2,355	2,086	2,123	3,246
Restricted Cash	326	490	485	483	455	397	615	630	592	500
Trading Account Securities	195	360	548	580	973	1,566	1,554	2,153	2,375	2,512
Loans and Leases, Net of Allowance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Loans Held for Sale	-	15,858	18,214	20,994	15,116	15,894	17,325	18,226	20,063	21,587
Premises and Equipment, Net	164	180	191	202	228	246	266	317	355	387
Goodwill	1,623	1,623	1,641	1,394	1,394	1,394	1,394	1,394	1,394	1,394
Intangible Assets	457	420	412	387	347	331	315	280	264	248
Other Assets	12,134	1,034	1,043	1,124	9,099	10,479	10,557	12,664	13,948	15,419
Total Liabilities & Shareholders' Equity	15,835	22,453	25,561	27,977	31,306	32,642	34,380	37,749	41,112	45,293
Total Liabilities	10,334	16,899	19,983	22,603	25,160	26,740	28,259	31,071	34,252	36,513
Non-Interest Bearing Deposits	90	72	68	65	54	51	56	120	130	141
Interest Bearing Deposits	4,942	10,016	12,672	15,607	21,550	22,946	24,352	27,136	29,411	32,806
Long-Term Debt	4,569	6,126	6,484	6,241	2,891	3,107	3,180	3,046	3,943	2,714
Other Long-Term Liabilities	733	685	748	690	664	637	671	768	768	853
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	5,181	5,234	5,258	5,053	5,826	5,901	6,121	6,679	6,861	8,780
Total Preferred & Common Equity	5,181	5,234	5,258	5,053	5,826	5,901	6,121	6,679	6,861	8,780
Total Common Equity	5,181	5,234	5,258	5,053	5,826	5,901	6,121	6,679	6,861	8,780
Common Stock	6,654	6,778	6,848	6,905	7,544	7,602	7,751	7,910	7,994	9,768
Retained Earnings	-1,464	-1,538	-1,585	-1,852	-1,716	-1,699	-1,638	-1,234	-1,137	-998
Accumulated Other Comprehensive Income / (Loss)	-9.60	-6.34	-5.12	0.60	-2.09	-1.48	8.11	2.83	3.59	9.55

This table displays calculated financial ratios and metrics derived from SoFi Technologies' official financial filings.

Metric	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
DEI Shares Outstanding	-	-	-	-	-	-	1,205,903,044.00
DEI Adjusted Shares Outstanding	-	-	-	-	-	-	1,205,903,044.00
DEI Earnings Per Adjusted Shares Outstanding	-	-	-	-	-	-	0.40
Growth Metrics	-	-	-	-	-	-	-
Profitability Metrics	-	-	-	-	-	-	-
Valuation Ratios	-	-	-	-	-	-	-
Leverage & Solvency	-	-	-	-	-	-	-
Liquidity Ratios	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-
Efficiency Ratios	-	-	-	-	-	-	-
Capital & Investment Metrics	-	-	-	-	-	-	-
Earnings Adjustments	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.00	$0.00	($1.00)	($0.40)	($0.36)	$0.46	$0.42
Adjusted Weighted Average Basic Shares Outstanding	0.00	0.00	526.73M	900.89M	945.02M	1.05B	1.15B
Adjusted Diluted Earnings per Share	$0.00	$0.00	($1.00)	($0.40)	($0.36)	$0.39	$0.39
Adjusted Weighted Average Diluted Shares Outstanding	0.00	0.00	526.73M	900.89M	945.02M	1.10B	1.25B
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	0.00	0.00	828.59M	934.55M	976.74M	1.10B	1.28B
Debt Service Ratios	-	-	-	-	-	-	-
Payout Ratios	-	-	-	-	-	-	-

This table displays calculated financial ratios and metrics derived from SoFi Technologies' official financial filings.

Metric	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025
Period end date	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025
DEI Shares Outstanding	-	-	-	-	-	-	-	-	-	-	1,205,903,044.00
DEI Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	-	-	1,205,903,044.00
DEI Earnings Per Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	-	-	0.14
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	($0.06)	($0.29)	$0.04	$0.08	$0.01	$0.06	$0.31	$0.06	$0.09	$0.12	$0.15
Adjusted Weighted Average Basic Shares Outstanding	936.57M	951.18M	945.02M	982.62M	1.06B	1.07B	1.05B	1.10B	1.11B	1.17B	1.15B
Adjusted Diluted Earnings per Share	($0.06)	($0.29)	$0.04	$0.02	$0.01	$0.05	$0.31	$0.06	$0.08	$0.11	$0.14
Adjusted Weighted Average Diluted Shares Outstanding	936.57M	951.18M	945.02M	1.04B	1.07B	1.10B	1.10B	1.19B	1.18B	1.29B	1.25B
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	950.11M	958.74M	976.74M	1.06B	1.07B	1.09B	1.10B	1.11B	1.20B	1.21B	1.28B
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-

Financials Breakdown Chart

Key Financial Trends

SoFi Technologies (SOFI) has shown a notable shift toward profitability and improved liquidity in the latest quarters, with several positive trends emerging over the last four years. Here are the key takeaway points, prioritized by potential impact on the stock.

Profitable quarterly results: Net income to common shareholders turned positive in Q3 2025 and rose further to about $186.9 million in Q4 2025, signaling a meaningful shift from earlier losses.
Revenue growth into 2025: Total revenue rose sequentially through 2025, culminating at about $1.025 billion in Q4 2025 from $0.772 billion in Q1 2025, indicating stronger top-line performance.
Net interest income rising: Net interest income grew to about $617.3 million in Q4 2025, up from about $498.7 million in Q1 2025, supporting the improving profitability profile.
Improving earnings per share: Diluted earnings per share rose to $0.14 in Q4 2025, up from $0.11 (Q3 2025) and $0.08 (Q2 2025), reflecting higher profitability per share.
Liquidity improves into Q4 2025: Net change in cash & equivalents was positive in Q4 2025 (+$1.61B), signaling stronger liquidity despite earlier quarterly cash burn.
Balance sheet expansion supports growth: Total assets expanded from about $37.75B in Q1 2025 to about $45.29B by Q3 2025, indicating scale-up of the balance sheet.
Strong financing activity: Net cash from financing activities reached multi-billion levels in 2025 (e.g., about $4.70B in Q4 2025 and ~$3.79B in Q3 2025), reflecting ongoing capital-raising or debt/equity activity to fund growth.
Higher near-term non-interest expenses: Total non-interest expense rose to about $834.3 million in Q4 2025 from about $803.9 million in Q3 2025, which may pressure near-term margins.
Operating cash flow remains negative: Net cash from continuing operating activities was negative in Q4 2025 (about -$991.2 million), indicating ongoing cash burn from operations despite improved profitability from other lines.
Credit-loss provisioning remains a drag: Provision for credit losses was around $5.4 million in Q4 2025, modest but a continuing headwind to earnings quality.

05/07/26 10:29 AM ETAI Generated. May Contain Errors.

Frequently Asked Questions About SoFi Technologies' Financials

When does SoFi Technologies' financial year end?

According to the most recent income statement we have on file, SoFi Technologies' fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

How has SoFi Technologies' net income changed over the last 6 years?

SoFi Technologies' net income appears to be on a downward trend, with a most recent value of $481.32 million in 2025, falling from -$239.70 million in 2019. The previous period was $498.67 million in 2024. Check out SoFi Technologies' forecast to explore projected trends and price targets.

How has SoFi Technologies' revenue changed over the last 6 years?

Over the last 6 years, SoFi Technologies' total revenue changed from $442.66 million in 2019 to $3.61 billion in 2025, a change of 716.3%.

How much debt does SoFi Technologies have?

SoFi Technologies' total liabilities were at $40.17 billion at the end of 2025, a 35.1% increase from 2024, and a 629.1% increase since 2020.

How much cash does SoFi Technologies have?

In the past 5 years, SoFi Technologies' cash and equivalents has ranged from $494.71 million in 2021 to $4.93 billion in 2025, and is currently $4.93 billion as of their latest financial filing in 2025.

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Financial statements for NASDAQ:SOFI last updated on 2/21/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.

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SoFi Technologies (SOFI) Financials

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SoFi Technologies (SOFI) Financials

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Key Financial Trends

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