Go Pro

SoFi Technologies (SOFI) Competitors

SoFi Technologies logo
$17.32 0.00 (0.00%)
Closing price 09/11/2026 04:00 PM Eastern
Extended Trading
$17.29 -0.03 (-0.17%)
As of 09/11/2026 07:59 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

SOFI vs. AFRM, AMZN, HOOD, PYPL, and UPST

Should you buy SoFi Technologies stock or one of its competitors? SoFi Technologies's main competitors and comparable companies include Affirm (AFRM), Amazon.com (AMZN), Robinhood Markets (HOOD), PayPal (PYPL), and Upstart (UPST). Companies are selected based on similarities in market, industry, and size.

How does SoFi Technologies compare to Affirm?

SoFi Technologies (NASDAQ:SOFI) and Affirm (NASDAQ:AFRM) are both large-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, media sentiment, profitability, valuation, institutional ownership, dividends, risk and analyst recommendations.

SoFi Technologies has a beta of 2.2, meaning that its stock price is 120% more volatile than the broader market. Comparatively, Affirm has a beta of 3.61, meaning that its stock price is 261% more volatile than the broader market.

Affirm has higher revenue and earnings than SoFi Technologies. Affirm is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SoFi Technologies$3.61B6.19$481.32M$0.4836.08
Affirm$4.26B5.66$1.93B$5.5212.94

Affirm has a net margin of 45.29% compared to SoFi Technologies' net margin of 14.78%. Affirm's return on equity of 47.91% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
SoFi Technologies14.78% 6.22% 1.22%
Affirm 45.29%47.91%14.46%

SoFi Technologies currently has a consensus target price of $22.53, suggesting a potential upside of 30.05%. Affirm has a consensus target price of $99.33, suggesting a potential upside of 39.04%. Given Affirm's stronger consensus rating and higher probable upside, analysts plainly believe Affirm is more favorable than SoFi Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies
3 Sell rating(s)
11 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.26
Affirm
0 Sell rating(s)
8 Hold rating(s)
24 Buy rating(s)
0 Strong Buy rating(s)
2.75

In the previous week, SoFi Technologies had 20 more articles in the media than Affirm. MarketBeat recorded 36 mentions for SoFi Technologies and 16 mentions for Affirm. SoFi Technologies' average media sentiment score of 1.00 beat Affirm's score of 0.59 indicating that SoFi Technologies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SoFi Technologies
21 Very Positive mention(s)
4 Positive mention(s)
6 Neutral mention(s)
2 Negative mention(s)
2 Very Negative mention(s)
Positive
Affirm
5 Very Positive mention(s)
0 Positive mention(s)
8 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

38.4% of SoFi Technologies shares are held by institutional investors. Comparatively, 69.3% of Affirm shares are held by institutional investors. 2.5% of SoFi Technologies shares are held by company insiders. Comparatively, 11.0% of Affirm shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Affirm beats SoFi Technologies on 12 of the 16 factors compared between the two stocks.

How does SoFi Technologies compare to Amazon.com?

SoFi Technologies (NASDAQ:SOFI) and Amazon.com (NASDAQ:AMZN) are related large-cap companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, analyst recommendations, dividends, earnings, profitability, valuation, institutional ownership and risk.

Amazon.com has a net margin of 17.44% compared to SoFi Technologies' net margin of 14.78%. Amazon.com's return on equity of 18.00% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
SoFi Technologies14.78% 6.22% 1.22%
Amazon.com 17.44%18.00%8.97%

In the previous week, Amazon.com had 342 more articles in the media than SoFi Technologies. MarketBeat recorded 378 mentions for Amazon.com and 36 mentions for SoFi Technologies. SoFi Technologies' average media sentiment score of 1.00 beat Amazon.com's score of 0.86 indicating that SoFi Technologies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SoFi Technologies
21 Very Positive mention(s)
4 Positive mention(s)
6 Neutral mention(s)
2 Negative mention(s)
2 Very Negative mention(s)
Positive
Amazon.com
234 Very Positive mention(s)
53 Positive mention(s)
47 Neutral mention(s)
28 Negative mention(s)
15 Very Negative mention(s)
Positive

38.4% of SoFi Technologies shares are held by institutional investors. Comparatively, 72.2% of Amazon.com shares are held by institutional investors. 2.5% of SoFi Technologies shares are held by company insiders. Comparatively, 8.9% of Amazon.com shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Amazon.com has higher revenue and earnings than SoFi Technologies. Amazon.com is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SoFi Technologies$3.61B6.19$481.32M$0.4836.08
Amazon.com$716.92B3.86$77.67B$12.4320.66

SoFi Technologies has a beta of 2.2, indicating that its share price is 120% more volatile than the broader market. Comparatively, Amazon.com has a beta of 1.44, indicating that its share price is 44% more volatile than the broader market.

SoFi Technologies presently has a consensus target price of $22.53, indicating a potential upside of 30.05%. Amazon.com has a consensus target price of $323.26, indicating a potential upside of 25.89%. Given SoFi Technologies' higher probable upside, research analysts clearly believe SoFi Technologies is more favorable than Amazon.com.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies
3 Sell rating(s)
11 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.26
Amazon.com
0 Sell rating(s)
2 Hold rating(s)
56 Buy rating(s)
1 Strong Buy rating(s)
2.98

Summary

Amazon.com beats SoFi Technologies on 12 of the 17 factors compared between the two stocks.

How does SoFi Technologies compare to Robinhood Markets?

Robinhood Markets (NASDAQ:HOOD) and SoFi Technologies (NASDAQ:SOFI) are both large-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, risk, analyst recommendations, profitability, media sentiment, dividends, earnings and valuation.

Robinhood Markets currently has a consensus price target of $129.83, indicating a potential upside of 15.34%. SoFi Technologies has a consensus price target of $22.53, indicating a potential upside of 30.05%. Given SoFi Technologies' higher possible upside, analysts clearly believe SoFi Technologies is more favorable than Robinhood Markets.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Robinhood Markets
0 Sell rating(s)
3 Hold rating(s)
23 Buy rating(s)
2 Strong Buy rating(s)
2.96
SoFi Technologies
3 Sell rating(s)
11 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.26

Robinhood Markets has a net margin of 42.01% compared to SoFi Technologies' net margin of 14.78%. Robinhood Markets' return on equity of 22.43% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
Robinhood Markets42.01% 22.43% 4.56%
SoFi Technologies 14.78%6.22%1.22%

In the previous week, Robinhood Markets had 31 more articles in the media than SoFi Technologies. MarketBeat recorded 67 mentions for Robinhood Markets and 36 mentions for SoFi Technologies. SoFi Technologies' average media sentiment score of 1.00 beat Robinhood Markets' score of 0.58 indicating that SoFi Technologies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Robinhood Markets
26 Very Positive mention(s)
12 Positive mention(s)
19 Neutral mention(s)
5 Negative mention(s)
0 Very Negative mention(s)
Positive
SoFi Technologies
21 Very Positive mention(s)
4 Positive mention(s)
6 Neutral mention(s)
2 Negative mention(s)
2 Very Negative mention(s)
Positive

Robinhood Markets has higher revenue and earnings than SoFi Technologies. SoFi Technologies is trading at a lower price-to-earnings ratio than Robinhood Markets, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Robinhood Markets$4.47B22.63$1.88B$2.2749.59
SoFi Technologies$3.61B6.19$481.32M$0.4836.08

Robinhood Markets has a beta of 2.34, meaning that its share price is 134% more volatile than the broader market. Comparatively, SoFi Technologies has a beta of 2.2, meaning that its share price is 120% more volatile than the broader market.

93.3% of Robinhood Markets shares are owned by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are owned by institutional investors. 13.5% of Robinhood Markets shares are owned by insiders. Comparatively, 2.5% of SoFi Technologies shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Robinhood Markets beats SoFi Technologies on 15 of the 17 factors compared between the two stocks.

How does SoFi Technologies compare to PayPal?

SoFi Technologies (NASDAQ:SOFI) and PayPal (NASDAQ:PYPL) are both large-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, risk, earnings, profitability, institutional ownership, valuation, media sentiment and analyst recommendations.

SoFi Technologies has a net margin of 14.78% compared to PayPal's net margin of 14.36%. PayPal's return on equity of 24.39% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
SoFi Technologies14.78% 6.22% 1.22%
PayPal 14.36%24.39%6.06%

SoFi Technologies currently has a consensus price target of $22.53, suggesting a potential upside of 30.05%. PayPal has a consensus price target of $56.03, suggesting a potential upside of 4.30%. Given SoFi Technologies' stronger consensus rating and higher probable upside, equities research analysts clearly believe SoFi Technologies is more favorable than PayPal.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies
3 Sell rating(s)
11 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.26
PayPal
4 Sell rating(s)
34 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.11

38.4% of SoFi Technologies shares are owned by institutional investors. Comparatively, 68.3% of PayPal shares are owned by institutional investors. 2.5% of SoFi Technologies shares are owned by insiders. Comparatively, 0.6% of PayPal shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

PayPal has higher revenue and earnings than SoFi Technologies. PayPal is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SoFi Technologies$3.61B6.19$481.32M$0.4836.08
PayPal$33.17B1.39$5.23B$5.2910.16

In the previous week, PayPal had 6 more articles in the media than SoFi Technologies. MarketBeat recorded 42 mentions for PayPal and 36 mentions for SoFi Technologies. SoFi Technologies' average media sentiment score of 1.00 beat PayPal's score of 0.58 indicating that SoFi Technologies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SoFi Technologies
21 Very Positive mention(s)
4 Positive mention(s)
6 Neutral mention(s)
2 Negative mention(s)
2 Very Negative mention(s)
Positive
PayPal
19 Very Positive mention(s)
6 Positive mention(s)
10 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Positive

SoFi Technologies has a beta of 2.2, suggesting that its stock price is 120% more volatile than the broader market. Comparatively, PayPal has a beta of 1.28, suggesting that its stock price is 28% more volatile than the broader market.

Summary

SoFi Technologies beats PayPal on 8 of the 15 factors compared between the two stocks.

How does SoFi Technologies compare to Upstart?

Upstart (NASDAQ:UPST) and SoFi Technologies (NASDAQ:SOFI) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, media sentiment, valuation, risk, profitability, analyst recommendations, earnings and institutional ownership.

In the previous week, SoFi Technologies had 24 more articles in the media than Upstart. MarketBeat recorded 36 mentions for SoFi Technologies and 12 mentions for Upstart. SoFi Technologies' average media sentiment score of 1.00 beat Upstart's score of 0.84 indicating that SoFi Technologies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Upstart
4 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
SoFi Technologies
21 Very Positive mention(s)
4 Positive mention(s)
6 Neutral mention(s)
2 Negative mention(s)
2 Very Negative mention(s)
Positive

Upstart has a beta of 2.16, suggesting that its stock price is 116% more volatile than the broader market. Comparatively, SoFi Technologies has a beta of 2.2, suggesting that its stock price is 120% more volatile than the broader market.

SoFi Technologies has higher revenue and earnings than Upstart. SoFi Technologies is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Upstart$1.04B2.39$53.60M$0.4952.22
SoFi Technologies$3.61B6.19$481.32M$0.4836.08

Upstart currently has a consensus price target of $43.75, indicating a potential upside of 70.97%. SoFi Technologies has a consensus price target of $22.53, indicating a potential upside of 30.05%. Given Upstart's stronger consensus rating and higher probable upside, analysts plainly believe Upstart is more favorable than SoFi Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upstart
2 Sell rating(s)
7 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.35
SoFi Technologies
3 Sell rating(s)
11 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.26

SoFi Technologies has a net margin of 14.78% compared to Upstart's net margin of 4.84%. Upstart's return on equity of 7.13% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
Upstart4.84% 7.13% 1.82%
SoFi Technologies 14.78%6.22%1.22%

63.0% of Upstart shares are owned by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are owned by institutional investors. 17.3% of Upstart shares are owned by insiders. Comparatively, 2.5% of SoFi Technologies shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Upstart and SoFi Technologies tied by winning 8 of the 16 factors compared between the two stocks.

Get SoFi Technologies News Delivered to You Automatically

Sign up to receive the latest news and ratings for SOFI and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SOFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

SOFI vs. The Competition

MetricSoFi TechnologiesConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$22.37B$7.22B$13.80B$12.85B
Dividend YieldN/A12.63%5.95%11.71%
P/E Ratio36.089.0025.6825.33
Price / Sales6.1968.50510.2190.72
Price / Cash30.8711.5730.3034.96
Price / Book2.102.592.746.21
Net Income$481.32M$442.63M$1.32B$358.54M
7 Day Performance-4.94%-2.07%-1.14%-2.35%
1 Month Performance-5.30%-4.16%-0.24%-3.37%
1 Year Performance-34.76%7.74%8.39%8.81%

SoFi Technologies Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SOFI
SoFi Technologies
4.0713 of 5 stars
$17.32
flat
$22.53
+30.1%
-34.8%$22.37B$3.61B36.086,100
AFRM
Affirm
4.6797 of 5 stars
$72.08
-0.4%
$99.33
+37.8%
-14.0%$24.41B$4.26B13.062,358
AMZN
Amazon.com
4.9344 of 5 stars
$256.97
-0.6%
$323.26
+25.8%
+12.5%$2.79T$775.68B20.671,576,000
HOOD
Robinhood Markets
3.8758 of 5 stars
$117.34
-3.9%
$129.00
+9.9%
-2.1%$109.79B$4.93B51.692,900
PYPL
PayPal
3.808 of 5 stars
$53.18
-3.2%
$56.03
+5.4%
-19.7%$47.02B$33.17B10.0523,800

Related Companies and Tools


This page (NASDAQ:SOFI) was last updated on 9/14/2026 by MarketBeat.com Staff.
From Our Partners