Lloyds Banking Group (LYG) Stock Price, News & Analysis

Company Overview

Lloyds Banking Group plc is a United Kingdom-based financial services company headquartered in London. Its principal businesses include retail banking, commercial banking, insurance, pensions and long-term savings. The group serves individuals, small and medium-sized businesses, commercial clients and institutional customers primarily across the United Kingdom.

The group operates through well-known brands including Lloyds Bank, Halifax, Bank of Scotland and Scottish Widows. Its products and services include current and savings accounts, mortgages, credit cards, personal loans, business banking, corporate lending, investment products, insurance and retirement planning. Lloyds Banking Group also provides digital banking services through its online and mobile platforms.

Lloyds Banking Group was created in 2009 through the integration of Lloyds TSB and HBOS during the global financial crisis. Lloyds Bank traces its origins to 1765, while Halifax and Bank of Scotland have histories extending back several centuries. The group is led by Chief Executive Officer Charlie Nunn and provides services through branches, digital channels and other distribution networks throughout the UK.

Key Stats

• Today's Range: $5.39 to $5.51
• 50-Day Range: $5.42 to $6.26
• 52-Week Range: $4.42 to $6.34
• Volume: 20.19 million shs
• Average Volume: 15.24 million shs
• Market Capitalization: $79.82 billion
• P/E Ratio: 12.80
• Dividend Yield: 3.09%
• Price Target: N/A
• Consensus Rating: Moderate Buy

Lloyds Banking Group Stock Analysis - MarketRank™

Lloyds Banking Group scored higher than 80% of companies evaluated by MarketBeat, and ranked 293rd out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Lloyds Banking Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.73, and is based on no strong buy ratings, 8 buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Lloyds Banking Group has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 12.73%

Earnings Growth

Earnings for Lloyds Banking Group are expected to grow by 12.73% in the coming year, from $0.55 to $0.62 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Lloyds Banking Group is 12.80, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.66.

Price to Earnings Ratio vs. Sector

The P/E ratio of Lloyds Banking Group is 12.80, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.40.

Price to Earnings Growth Ratio

Lloyds Banking Group has a PEG Ratio of 0.56. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Lloyds Banking Group has a P/B Ratio of 1.29. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.06% of the float of Lloyds Banking Group has been sold short.

Short Interest Ratio / Days to Cover

Lloyds Banking Group has a short interest ratio ("days to cover") of 0.63, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Lloyds Banking Group has recently increased by 120.62%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Lloyds Banking Group pays a meaningful dividend of 3.03%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Lloyds Banking Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Lloyds Banking Group is 39.53%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Lloyds Banking Group will have a dividend payout ratio of 27.42% next year. This indicates that Lloyds Banking Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 0.69

News Sentiment

Lloyds Banking Group has a news sentiment score of 0.69. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Lloyds Banking Group this week, compared to 2 articles on an average week.

MarketBeat Follows

5 people have added Lloyds Banking Group to their MarketBeat watchlist in the last 30 days. This is an increase of 400% compared to the previous 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Lloyds Banking Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

0.01% of the stock of Lloyds Banking Group is held by insiders.

Percentage Held by Institutions

2.15% of the stock of Lloyds Banking Group is held by institutions.

Company Calendar

• Last Earnings: 7/30/2026
• Record date for 9/25 Dividend: 8/10/2026
• Ex-Dividend for 9/25 Dividend: 8/10/2026
• Dividend Payable: 9/25/2026
• Today: 10/05/2026
• Next Earnings (Estimated): 10/29/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:LYG
• CIK: 1160106
• Web: www.lloydsbankinggroup.com
• Phone: 442076261500
• Fax: 44-0-20-7356-1808
• Employees: 60,061
• Year Founded: 1865

Profitability

• EPS (Trailing Twelve Months): $0.43
• Trailing P/E Ratio: 12.80
• Forward P/E Ratio: 10.01
• P/E Growth: 0.56
• Net Income: $6.14 billion
• Net Margins: 24.97%
• Pretax Margin: N/A
• Return on Equity: 10.94%
• Return on Assets: 0.54%

Debt

• Debt-to-Equity Ratio: 2.12
• Current Ratio: 1.52
• Quick Ratio: 0.56

Sales & Book Value

• Annual Sales: $25.61 billion
• Price / Sales: 3.12
• Cash Flow: $0.73 per share
• Price / Cash Flow: 7.55
• Book Value: $4.28 per share
• Price / Book: 1.29

Miscellaneous

• Outstanding Shares: 14,498,680,000
• Free Float: 14,497,226,000
• Market Cap: $79.82 billion
• Optionable: Optionable
• Beta: 0.91