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NASDAQ:SOFI

SoFi Technologies (SOFI) Stock Price, News & Analysis

SoFi Technologies logo
$16.97 +0.01 (+0.06%)
As of 04:00 PM Eastern

About SoFi Technologies Stock (NASDAQ:SOFI)

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Key Stats

Today's Range
$16.83
$17.52
50-Day Range
$15.25
$19.18
52-Week Range
$14.88
$32.73
Volume
63.19 million shs
Average Volume
65.59 million shs
Market Capitalization
$21.92 billion
P/E Ratio
35.35
Dividend Yield
N/A
Price Target
$22.53
Consensus Rating
Hold

Company Overview

SoFi Technologies, Inc. is a financial technology company that provides digital financial services to consumers in the United States. The company began in 2011 as a platform focused on student loan refinancing and has expanded into a broader range of lending, banking and investment products.

Through its SoFi platform, the company offers personal loans, student loans, home loans, checking and savings accounts, credit cards, brokerage and investing services, and financial planning tools. Its products are primarily delivered through digital channels, including its website and mobile applications.

SoFi also operates a technology platform business through Galileo Financial Technologies and Technisys, which provide payment, account-management and other financial infrastructure to banks, fintech companies and other businesses. SoFi serves customers primarily in the United States. Anthony Noto has served as the company’s chief executive officer since 2018.

AI Generated. May Contain Errors.

SoFi Technologies Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
78th Percentile Overall Score

SOFI MarketRank™: 

SoFi Technologies scored higher than 78% of companies evaluated by MarketBeat, and ranked 307th out of 838 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    SoFi Technologies has received a consensus rating of Hold. The company's average rating score is 2.26, and is based on no strong buy ratings, 9 buy ratings, 11 hold ratings, and 3 sell ratings.

  • Upside Potential

    SoFi Technologies has a consensus price target of $22.53, representing about 32.7% upside from its current price of $16.98.

  • Amount of Analyst Coverage

    SoFi Technologies has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about SoFi Technologies' stock forecast and price target.
  • Earnings Growth

    Earnings for SoFi Technologies are expected to grow by 32.79% in the coming year, from $0.61 to $0.81 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of SoFi Technologies is 35.37, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.03.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of SoFi Technologies is 35.37, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 25.33.

  • Price to Earnings Growth Ratio

    SoFi Technologies has a PEG Ratio of 1.39. PEG Ratios above 1 indicate that a company could be overvalued.

  • Price to Book Value per Share Ratio

    SoFi Technologies has a P/B Ratio of 2.06. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about SoFi Technologies' valuation and earnings.
  • Percentage of Shares Shorted

    14.09% of the float of SoFi Technologies has been sold short.
  • Short Interest Ratio / Days to Cover

    SoFi Technologies has a short interest ratio ("days to cover") of 4.08.
  • Change versus previous month

    Short interest in SoFi Technologies has recently increased by 2.88%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    SoFi Technologies does not currently pay a dividend.

  • Dividend Growth

    SoFi Technologies does not have a long track record of dividend growth.

  • News Sentiment

    SoFi Technologies has a news sentiment score of 0.72. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 21 news articles for SoFi Technologies this week, compared to 9 articles on an average week.
  • Search Interest

    Only 145 people have searched for SOFI on MarketBeat in the last 30 days. This is a decrease of -29% compared to the previous 30 days.
  • MarketBeat Follows

    70 people have added SoFi Technologies to their MarketBeat watchlist in the last 30 days. This is an increase of 43% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, SoFi Technologies insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $581,499.00 in company stock.

  • Percentage Held by Insiders

    2.50% of the stock of SoFi Technologies is held by insiders.

  • Percentage Held by Institutions

    38.43% of the stock of SoFi Technologies is held by institutions.

  • Read more about SoFi Technologies' insider trading history.
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SOFI Stock News Headlines

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Block Makes a Federal Trust Bank Move That Could Reshape Its Fintech Model (SOFI)
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Chime Finds Its Stride With a $590M Deal That Could Reshape Its Banking Model (SOFI)
Chime Financial agreed to acquire Stride Bank for $590 million in cash, gaining a national charter to cut partner fees, protect interchange revenue, and lower lending costs ahead of a 2027 closing.
See More Headlines

SOFI Stock Analysis - Frequently Asked Questions

SoFi Technologies' stock was trading at $26.18 at the beginning of 2026. Since then, SOFI shares have decreased by 35.1% and is now trading at $16.98.

SoFi Technologies, Inc. (NASDAQ:SOFI) issued its quarterly earnings results on Wednesday, July, 29th. The company reported $0.12 EPS for the quarter, topping the consensus estimate of $0.11 by $0.01. The firm's quarterly revenue was up 42.5% compared to the same quarter last year.
Read the conference call transcript
.

Top institutional investors of SoFi Technologies include BlackRock Inc. (5.65%), Bank of America Corp DE (0.71%), Mitsubishi UFJ Asset Management Co. Ltd. (0.41%) and UBS AM a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC (0.38%). Insiders that own company stock include Anthony Noto, Jeremy Rishel, Christopher Lapointe, Steven J Freiberg, Kelli Keough, Magdalena Yesil, Webb Lauren Stafford, Eric Schuppenhauer, Chad M Borton, Arun Pinto, Robert S Lavet, Bashir Ruzwana, Qatar Investment Authority and Iv (Gp) LLC Slta.
View institutional ownership trends
.

Shares of SOFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that SoFi Technologies investors own include Symbotic (SYM), JPMorgan Nasdaq Equity Premium Income ETF (JEPQ), Digital Turbine (APPS), ChargePoint (CHPT) and CrowdStrike (CRWD).

Company Calendar

Last Earnings
7/29/2026
Today
9/21/2026
Next Earnings (Estimated)
10/27/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Consumer Finance
Sub-Industry
Consumer Finance
Current Symbol
NASDAQ:SOFI
CIK
1818874
Fax
N/A
Employees
6,100
Year Founded
2011

Price Target and Rating

High Price Target
$35.00
Low Price Target
$15.00
Potential Upside/Downside
+32.7%
Consensus Rating
Hold
Rating Score (0-4)
2.26
Research Coverage
23 Analysts

Profitability

EPS (Trailing Twelve Months)
$0.48
Trailing P/E Ratio
35.35
Forward P/E Ratio
27.82
P/E Growth
1.39
Net Income
$481.32 million
Net Margins
14.78%
Pretax Margin
17.13%
Return on Equity
6.22%
Return on Assets
1.22%

Debt

Debt-to-Equity Ratio
0.30
Current Ratio
0.74
Quick Ratio
0.10

Sales & Book Value

Annual Sales
$4.31 billion
Price / Sales
5.09
Cash Flow
$0.56 per share
Price / Cash Flow
30.23
Book Value
$8.23 per share
Price / Book
2.06

Miscellaneous

Outstanding Shares
1,291,570,000
Free Float
1,259,281,000
Market Cap
$21.92 billion
Optionable
Optionable
Beta
2.20

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This page (NASDAQ:SOFI) was last updated on 9/21/2026 by MarketBeat.com Staff.
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