NU (NU) Stock Price, News & Analysis

Company Overview

Nu Holdings Ltd (NYSE: NU), commonly known by its consumer brand Nubank, is a Latin American financial technology company that provides digital banking and financial services through a mobile-first platform. The company’s core offerings include no-fee digital checking accounts, credit cards, personal loans, payments and transfers, and a range of savings and investment products. Nubank emphasizes a streamlined customer experience delivered via its smartphone app, combined with data-driven underwriting and automated customer service tools.

Founded in 2013 by David Vélez, Cristina Junqueira and Edward Wible, Nu grew rapidly by targeting underbanked and digitally savvy consumers in Latin America with low-fee, transparent products. The company completed a public listing in December 2021 on the New York Stock Exchange. Nu is headquartered in São Paulo and operates across multiple markets in the region, with notable operations in Brazil, Mexico and Colombia.

In addition to retail banking products, Nu has expanded its product set to include small business banking solutions, insurance partnerships, and offerings that integrate payments and financial management for customers. The company’s business model centers on attracting customers through a simple digital onboarding process and then cross-selling additional financial services, supported by technology investments in mobile platforms, analytics and cloud infrastructure.

Leadership and governance have been led by founder David Vélez as chief executive, and the company continues to be guided by its founding team’s emphasis on customer-centric product design and low-cost digital distribution. Nu’s positioning as a prominent fintech in Latin America reflects its focus on scale, product innovation and the modernization of traditional banking services in the region.

Key Stats

• Today's Range: $11.44 to $12.21
• 50-Day Range: $12.26 to $15.44
• 52-Week Range: $11.44 to $18.98
• Volume: 183.29 million shs
• Average Volume: 55.78 million shs
• Market Capitalization: $57.75 billion
• P/E Ratio: 18.30
• Dividend Yield: N/A
• Price Target: $17.79
• Consensus Rating: Moderate Buy

NU Stock Analysis - MarketRank™

NU scored higher than 98% of companies evaluated by MarketBeat, and ranked 37th out of 879 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

NU has received a consensus rating of Moderate Buy. The company's average rating score is 2.71, and is based on no strong buy ratings, 11 buy ratings, 2 hold ratings, and 1 sell rating.

Upside Potential

NU has a consensus price target of $17.79, representing about 49.6% upside from its current price of $11.89.

Amount of Analyst Coverage

NU has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 4.4 / 5
• Proj. Earnings Growth: 36.90%

Earnings Growth

Earnings for NU are expected to grow by 36.90% in the coming year, from $0.84 to $1.15 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of NU is 18.30, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.62.

Price to Earnings Ratio vs. Sector

The P/E ratio of NU is 18.30, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.95.

Price to Earnings Growth Ratio

NU has a PEG Ratio of 0.52. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

NU has a P/B Ratio of 5.10. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.00% of the float of NU has been sold short.

Short Interest Ratio / Days to Cover

NU has a short interest ratio ("days to cover") of 2.63, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in NU has recently increased by 1.77%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

NU does not currently pay a dividend.

Dividend Growth

NU does not have a long track record of dividend growth.

Dividend Sustainability

Based on EPS estimates, NU will have a dividend payout ratio of 145.22% in the coming year. This indicates that NU may not be able to sustain their current dividend.

News and Social Media

• Score: 3.8 / 5
• News Sentiment: 1.06

News Sentiment

NU has a news sentiment score of 1.06. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.82 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 16 news articles for NU this week, compared to 8 articles on an average week.

Search Interest

Only 70 people have searched for NU on MarketBeat in the last 30 days. This is a decrease of -24% compared to the previous 30 days.

MarketBeat Follows

29 people have added NU to their MarketBeat watchlist in the last 30 days. This is an increase of 190% compared to the previous 30 days.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, NU insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $4,700,040.00 in company stock.

Percentage Held by Institutions

84.02% of the stock of NU is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 5/15/2026
• Today: 6/03/2026
• Next Earnings (Estimated): 8/13/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - FOREIGN
• Sub-Industry: Banking
• Current Symbol: NYSE:NU
• CIK: 1691493
• Web: www.nubank.com.br
• Phone: 888-888-8888
• Fax: N/A
• Employees: 10,027
• Year Founded: 2013

Price Target and Rating

• Average Price Target for NU: $17.79
• High Price Target: $22.00
• Low Price Target: $10.00
• Potential Upside/Downside: +49.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.71
• Research Coverage: 14 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.65
• Trailing P/E Ratio: 18.30
• Forward P/E Ratio: 14.16
• P/E Growth: 0.52
• Net Income: $2.87 billion
• Net Margins: 18.20%
• Pretax Margin: 23.02%
• Return on Equity: 30.91%
• Return on Assets: 4.80%

Debt

• Debt-to-Equity Ratio: 0.36
• Current Ratio: 0.58
• Quick Ratio: 0.58

Sales & Book Value

• Annual Sales: $15.77 billion
• Price / Sales: 3.66
• Cash Flow: $0.60 per share
• Price / Cash Flow: 19.89
• Book Value: $2.33 per share
• Price / Book: 5.10

Miscellaneous

• Outstanding Shares: 4,855,670,000
• Free Float: N/A
• Market Cap: $57.75 billion
• Optionable: Not Optionable
• Beta: 0.95