Synchrony Financial (NYSE: SYF) is a consumer financial services company that provides private-label credit cards, co-branded credit cards and promotional financing programs. Its financing products are offered through retailers, manufacturers, healthcare providers and other businesses, helping consumers pay for purchases over time.
The company serves a range of industries, including digital commerce, home improvement, furniture, automotive, healthcare, jewelry, apparel, electronics and specialty retail. Its offerings include revolving credit accounts, installment financing and promotional payment plans, as well as the CareCredit healthcare financing platform. Synchrony also provides consumer deposit products, including savings accounts and certificates of deposit, through Synchrony Bank.
Synchrony primarily serves consumers and business partners in the United States, with certain products available in Puerto Rico. The company was formerly part of GE Capital’s retail finance operations and became an independent publicly traded company in 2014. Synchrony is headquartered in Stamford, Connecticut, and is led by President and Chief Executive Officer Brian Doubles.
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