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NYSE:SYF

Synchrony Financial Q3 2026 Earnings Date & Estimates

Synchrony Financial logo
$71.67 -1.92 (-2.61%)
Closing price 03:59 PM Eastern
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$71.96 +0.29 (+0.41%)
As of 06:19 PM Eastern
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Synchrony Financial is estimated to report Q3 2026 earnings on Tuesday, October 20, 2026, before market opens. The conference call is scheduled for 8:00 AM ET.

Research:ProfileEarnings HistoryForecast

Upcoming Earnings Announcement

Quarter
Q3 2026
Announcement Date
Time
Before Market Opens
Conference Call
8:00 AM ET
Google Calendar (opens in a new tab)Outlook (opens in a new tab)Yahoo Calendar (opens in a new tab)

What Analysts Expect from Synchrony Financial in Q3 2026

Synchrony Financial is expected to post earnings of $2.43 per share on revenue of $3.81 billion. In the same quarter a year earlier Synchrony Financial reported $2.86 per share on revenue of $3.82 billion. Synchrony Financial last reported on July 21, 2026, posting $2.59 per share and beating the $2.14 consensus estimate. Synchrony Financial has beaten the consensus EPS estimate in 8 of its last 8 quarters.

Consensus Estimates

Consensus EPS
$2.43
Expected Revenue
$3.81 billion
Prior-Year EPS
$2.86
Prior-Year Revenue
$3.82 billion
Expected EPS Growth
-15.0%
Expected Revenue Growth
-0.4%

Recent Track Record

Last Reported
Q2 2026
Last Quarter EPS
$2.59 (Beat by +$0.45)
Last Quarter Revenue
$3.72 billion
EPS Beat Rate
8 of last 8 quarters

Prepare for the Q3 2026 Call

Synchrony Financial Q3 2026 Earnings FAQ

Synchrony Financial (NYSE:SYF) is estimated to report Q3 2026 earnings on Tuesday, October 20, 2026, before market opens. This date is estimated from past reporting schedules and may change once the company confirms it.

Synchrony Financial's Q3 2026 earnings conference call is scheduled for Tuesday, October 20, 2026 at 8:00 AM ET. MarketBeat streams the conference call audio and posts the transcript as soon as possible on the earnings announcement date.

Analysts expect Synchrony Financial to post earnings of $2.43 per share for Q3 2026.

The consensus revenue estimate for Synchrony Financial is $3.81 billion for Q3 2026.

Synchrony Financial Earnings Headlines

Synchrony Financial (SYF) Set to Release Quarterly Earnings on Tuesday
October 13 at 1:57 AM  |  americanbankingnews.comhttps://www.americanbankingnews.com/?p=31113371
BMO Capital initiates coverage of Synchrony Financial at market perform
October 11 at 7:25 PM  |  msn.comhttps://www.msn.com/en-us/news/other/bmo-capital-initiates-coverage-of-synchrony-financial-at-market-perform/ar-AA2dYLnd
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October 14 at 1:00 AM  |  Banyan Hill Publishing (Ad)
BMO Capital Markets Begins Coverage on Synchrony Financial (NYSE:SYF)
October 11 at 1:48 AM  |  americanbankingnews.comhttps://www.americanbankingnews.com/?p=31106912
Reflecting on credit card stocks’ Q2 earnings: Synchrony Financial (NYSE:SYF)
October 8, 2026  |  msn.comhttps://www.msn.com/en-us/news/other/reflecting-on-credit-card-stocks-q2-earnings-synchrony-financial-nysesyf/ar-AA2dOU6r
Seaport Global Adjusts Price Target on Synchrony Financial to $93 From $94
October 7, 2026  |  finance.yahoo.comhttps://finance.yahoo.com/markets/stocks/articles/seaport-global-adjusts-price-target-113818659.html
See More Synchrony Financial Headlines
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About Synchrony Financial

Synchrony Financial (NYSE:SYF) (NYSE: SYF) is a consumer financial services company that provides credit products and related services through partnerships with retailers, manufacturers, healthcare providers and other businesses. The company is best known for private-label credit cards and dual-use credit cards that allow consumers to finance purchases with participating brands.

Synchrony’s offerings also include promotional financing, installment loans and other consumer payment solutions. Its products support spending across areas such as retail, home improvement, consumer electronics, healthcare, automotive and lifestyle purchases. The company also operates a deposit platform that provides savings products and certificates of deposit through Synchrony Bank.

Synchrony primarily serves consumers and commercial partners in the United States. The company was formed from the retail credit operations of General Electric and became an independent publicly traded company following its initial public offering in 2014. Synchrony is led by President and Chief Executive Officer Brian Doubles.

View Synchrony Financial Profile
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