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Mastercard (MA) Competitors

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$661.13 +8.53 (+1.31%)
Closing price 11/13/2026 03:59 PM Eastern
Extended Trading
$661.08 -0.05 (-0.01%)
As of 11/13/2026 07:57 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

MA vs. AFRM, AMZN, GOOG, PYPL, and AXP

Should you buy Mastercard stock or one of its competitors? Mastercard's main competitors and comparable companies include Affirm (AFRM), Amazon.com (AMZN), Alphabet (GOOG), PayPal (PYPL), and American Express (AXP). Companies are selected based on similarities in market, industry, and size.

How does Mastercard compare to Affirm?

Mastercard (NYSE:MA) and Affirm (NASDAQ:AFRM) are both large-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, media sentiment, profitability, analyst recommendations, institutional ownership, earnings, dividends and risk.

Mastercard has a net margin of 46.73% compared to Affirm's net margin of 43.86%. Mastercard's return on equity of 260.86% beat Affirm's return on equity.

Company Net Margins Return on Equity Return on Assets
Mastercard46.73% 260.86% 31.44%
Affirm 43.86%43.38%13.80%

Mastercard currently has a consensus target price of $713.21, suggesting a potential upside of 7.88%. Affirm has a consensus target price of $95.96, suggesting a potential upside of 47.39%. Given Affirm's higher probable upside, analysts plainly believe Affirm is more favorable than Mastercard.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Mastercard
1 Sell rating(s)
1 Hold rating(s)
31 Buy rating(s)
2 Strong Buy rating(s)
2.97
Affirm
0 Sell rating(s)
7 Hold rating(s)
25 Buy rating(s)
1 Strong Buy rating(s)
2.82

Mastercard has higher revenue and earnings than Affirm. Affirm is trading at a lower price-to-earnings ratio than Mastercard, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Mastercard$32.79B17.56$14.97B$19.1234.58
Affirm$4.26B5.18$1.93B$5.7611.30

97.3% of Mastercard shares are held by institutional investors. Comparatively, 69.3% of Affirm shares are held by institutional investors. 0.1% of Mastercard shares are held by insiders. Comparatively, 10.6% of Affirm shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Mastercard has a beta of 0.78, indicating that its share price is 22% less volatile than the broader market. Comparatively, Affirm has a beta of 3.74, indicating that its share price is 274% more volatile than the broader market.

In the previous week, Mastercard had 48 more articles in the media than Affirm. MarketBeat recorded 69 mentions for Mastercard and 21 mentions for Affirm. Mastercard's average media sentiment score of 1.01 beat Affirm's score of 0.04 indicating that Mastercard is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Mastercard
40 Very Positive mention(s)
2 Positive mention(s)
13 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Positive
Affirm
4 Very Positive mention(s)
1 Positive mention(s)
8 Neutral mention(s)
5 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Mastercard beats Affirm on 14 of the 17 factors compared between the two stocks.

How does Mastercard compare to Amazon.com?

Amazon.com (NASDAQ:AMZN) and Mastercard (NYSE:MA) are related large-cap companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, media sentiment, analyst recommendations, institutional ownership, risk, earnings, valuation and dividends.

Amazon.com has higher revenue and earnings than Mastercard. Amazon.com is trading at a lower price-to-earnings ratio than Mastercard, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Amazon.com$716.92B4.02$77.67B$12.3721.56
Mastercard$32.79B17.56$14.97B$19.1234.58

Amazon.com currently has a consensus target price of $321.74, suggesting a potential upside of 20.65%. Mastercard has a consensus target price of $713.21, suggesting a potential upside of 7.88%. Given Amazon.com's stronger consensus rating and higher possible upside, equities analysts plainly believe Amazon.com is more favorable than Mastercard.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Amazon.com
0 Sell rating(s)
3 Hold rating(s)
55 Buy rating(s)
2 Strong Buy rating(s)
2.98
Mastercard
1 Sell rating(s)
1 Hold rating(s)
31 Buy rating(s)
2 Strong Buy rating(s)
2.97

In the previous week, Amazon.com had 207 more articles in the media than Mastercard. MarketBeat recorded 276 mentions for Amazon.com and 69 mentions for Mastercard. Mastercard's average media sentiment score of 1.01 beat Amazon.com's score of 1.00 indicating that Mastercard is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Amazon.com
174 Very Positive mention(s)
56 Positive mention(s)
29 Neutral mention(s)
11 Negative mention(s)
5 Very Negative mention(s)
Positive
Mastercard
40 Very Positive mention(s)
2 Positive mention(s)
13 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Positive

Amazon.com has a beta of 1.49, indicating that its stock price is 49% more volatile than the broader market. Comparatively, Mastercard has a beta of 0.78, indicating that its stock price is 22% less volatile than the broader market.

Mastercard has a net margin of 46.73% compared to Amazon.com's net margin of 16.90%. Mastercard's return on equity of 260.86% beat Amazon.com's return on equity.

Company Net Margins Return on Equity Return on Assets
Amazon.com16.90% 15.72% 7.79%
Mastercard 46.73%260.86%31.44%

72.2% of Amazon.com shares are held by institutional investors. Comparatively, 97.3% of Mastercard shares are held by institutional investors. 8.9% of Amazon.com shares are held by insiders. Comparatively, 0.1% of Mastercard shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Amazon.com beats Mastercard on 9 of the 16 factors compared between the two stocks.

How does Mastercard compare to Alphabet?

Alphabet (NASDAQ:GOOG) and Mastercard (NYSE:MA) are related large-cap companies, but which is the superior stock? We will contrast the two companies based on the strength of their profitability, valuation, risk, dividends, institutional ownership, media sentiment, analyst recommendations and earnings.

Alphabet has a net margin of 50.03% compared to Mastercard's net margin of 46.73%. Mastercard's return on equity of 260.86% beat Alphabet's return on equity.

Company Net Margins Return on Equity Return on Assets
Alphabet50.03% 43.33% 29.24%
Mastercard 46.73%260.86%31.44%

Alphabet pays an annual dividend of $0.88 per share and has a dividend yield of 0.3%. Mastercard pays an annual dividend of $3.48 per share and has a dividend yield of 0.5%. Alphabet pays out 4.6% of its earnings in the form of a dividend. Mastercard pays out 18.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Alphabet has increased its dividend for 1 consecutive years and Mastercard has increased its dividend for 13 consecutive years. Mastercard is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Alphabet presently has a consensus target price of $413.38, indicating a potential upside of 41.32%. Mastercard has a consensus target price of $713.21, indicating a potential upside of 7.88%. Given Alphabet's stronger consensus rating and higher possible upside, research analysts clearly believe Alphabet is more favorable than Mastercard.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Alphabet
1 Sell rating(s)
5 Hold rating(s)
35 Buy rating(s)
6 Strong Buy rating(s)
2.98
Mastercard
1 Sell rating(s)
1 Hold rating(s)
31 Buy rating(s)
2 Strong Buy rating(s)
2.97

27.3% of Alphabet shares are owned by institutional investors. Comparatively, 97.3% of Mastercard shares are owned by institutional investors. 13.0% of Alphabet shares are owned by insiders. Comparatively, 0.1% of Mastercard shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Alphabet has a beta of 1.21, indicating that its stock price is 21% more volatile than the broader market. Comparatively, Mastercard has a beta of 0.78, indicating that its stock price is 22% less volatile than the broader market.

Alphabet has higher revenue and earnings than Mastercard. Alphabet is trading at a lower price-to-earnings ratio than Mastercard, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Alphabet$402.84B8.93$132.17B$19.1615.27
Mastercard$32.79B17.56$14.97B$19.1234.58

In the previous week, Alphabet had 70 more articles in the media than Mastercard. MarketBeat recorded 139 mentions for Alphabet and 69 mentions for Mastercard. Mastercard's average media sentiment score of 1.01 beat Alphabet's score of 0.61 indicating that Mastercard is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Alphabet
72 Very Positive mention(s)
11 Positive mention(s)
43 Neutral mention(s)
11 Negative mention(s)
1 Very Negative mention(s)
Positive
Mastercard
40 Very Positive mention(s)
2 Positive mention(s)
13 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Positive

Summary

Alphabet beats Mastercard on 12 of the 20 factors compared between the two stocks.

How does Mastercard compare to PayPal?

Mastercard (NYSE:MA) and PayPal (NASDAQ:PYPL) are both large-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, analyst recommendations, valuation, risk, media sentiment and dividends.

97.3% of Mastercard shares are held by institutional investors. Comparatively, 68.3% of PayPal shares are held by institutional investors. 0.1% of Mastercard shares are held by insiders. Comparatively, 0.6% of PayPal shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Mastercard has higher earnings, but lower revenue than PayPal. PayPal is trading at a lower price-to-earnings ratio than Mastercard, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Mastercard$32.79B17.56$14.97B$19.1234.58
PayPal$33.17B1.48$5.23B$5.2411.31

In the previous week, Mastercard had 32 more articles in the media than PayPal. MarketBeat recorded 69 mentions for Mastercard and 37 mentions for PayPal. Mastercard's average media sentiment score of 1.01 beat PayPal's score of 0.55 indicating that Mastercard is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Mastercard
40 Very Positive mention(s)
2 Positive mention(s)
13 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Positive
PayPal
14 Very Positive mention(s)
6 Positive mention(s)
12 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Positive

Mastercard has a net margin of 46.73% compared to PayPal's net margin of 13.78%. Mastercard's return on equity of 260.86% beat PayPal's return on equity.

Company Net Margins Return on Equity Return on Assets
Mastercard46.73% 260.86% 31.44%
PayPal 13.78%24.39%5.97%

Mastercard currently has a consensus target price of $713.21, suggesting a potential upside of 7.88%. PayPal has a consensus target price of $55.97, suggesting a potential downside of 5.58%. Given Mastercard's stronger consensus rating and higher possible upside, analysts clearly believe Mastercard is more favorable than PayPal.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Mastercard
1 Sell rating(s)
1 Hold rating(s)
31 Buy rating(s)
2 Strong Buy rating(s)
2.97
PayPal
6 Sell rating(s)
32 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.04

Mastercard pays an annual dividend of $3.48 per share and has a dividend yield of 0.5%. PayPal pays an annual dividend of $0.56 per share and has a dividend yield of 0.9%. Mastercard pays out 18.2% of its earnings in the form of a dividend. PayPal pays out 10.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Mastercard has raised its dividend for 13 consecutive years. PayPal is clearly the better dividend stock, given its higher yield and lower payout ratio.

Mastercard has a beta of 0.78, suggesting that its share price is 22% less volatile than the broader market. Comparatively, PayPal has a beta of 1.33, suggesting that its share price is 33% more volatile than the broader market.

Summary

Mastercard beats PayPal on 15 of the 20 factors compared between the two stocks.

How does Mastercard compare to American Express?

Mastercard (NYSE:MA) and American Express (NYSE:AXP) are both large-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, risk, institutional ownership, valuation, media sentiment, dividends, analyst recommendations and earnings.

Mastercard has a net margin of 46.73% compared to American Express' net margin of 15.80%. Mastercard's return on equity of 260.86% beat American Express' return on equity.

Company Net Margins Return on Equity Return on Assets
Mastercard46.73% 260.86% 31.44%
American Express 15.80%34.19%3.83%

97.3% of Mastercard shares are held by institutional investors. Comparatively, 84.3% of American Express shares are held by institutional investors. 0.1% of Mastercard shares are held by company insiders. Comparatively, 0.1% of American Express shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Mastercard has higher earnings, but lower revenue than American Express. American Express is trading at a lower price-to-earnings ratio than Mastercard, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Mastercard$32.79B17.56$14.97B$19.1234.58
American Express$72.23B2.97$10.83B$17.7618.04

Mastercard has a beta of 0.78, suggesting that its stock price is 22% less volatile than the broader market. Comparatively, American Express has a beta of 1.09, suggesting that its stock price is 9% more volatile than the broader market.

Mastercard pays an annual dividend of $3.48 per share and has a dividend yield of 0.5%. American Express pays an annual dividend of $3.80 per share and has a dividend yield of 1.2%. Mastercard pays out 18.2% of its earnings in the form of a dividend. American Express pays out 21.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Mastercard has raised its dividend for 13 consecutive years and American Express has raised its dividend for 4 consecutive years.

In the previous week, Mastercard had 28 more articles in the media than American Express. MarketBeat recorded 69 mentions for Mastercard and 41 mentions for American Express. Mastercard's average media sentiment score of 1.01 beat American Express' score of 0.95 indicating that Mastercard is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Mastercard
40 Very Positive mention(s)
2 Positive mention(s)
13 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Positive
American Express
29 Very Positive mention(s)
2 Positive mention(s)
7 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Positive

Mastercard currently has a consensus target price of $713.21, indicating a potential upside of 7.88%. American Express has a consensus target price of $365.42, indicating a potential upside of 14.06%. Given American Express' higher probable upside, analysts plainly believe American Express is more favorable than Mastercard.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Mastercard
1 Sell rating(s)
1 Hold rating(s)
31 Buy rating(s)
2 Strong Buy rating(s)
2.97
American Express
1 Sell rating(s)
12 Hold rating(s)
17 Buy rating(s)
1 Strong Buy rating(s)
2.58

Summary

Mastercard beats American Express on 15 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding MA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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MA vs. The Competition

MetricMastercardFinancial Services IndustryFinance SectorNYSE Exchange
Market Cap$568.53B$31.41B$14.06B$23.48B
Dividend Yield0.53%7.16%4.92%3.78%
P/E Ratio34.5822.5919.7327.05
Price / Sales17.566.964.953.38
Price / Cash31.2720.5120.2315.51
Price / Book85.422.991.823.72
Net Income$14.97B$1.16B$1.33B$1.08B
7 Day Performance1.18%-2.29%0.12%0.58%
1 Month Performance9.75%-3.56%0.11%1.11%
1 Year Performance21.24%-9.41%5.10%7.21%

Mastercard Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
MA
Mastercard
4.4565 of 5 stars
$661.13
+1.3%
$713.21
+7.9%
+19.1%$568.53B$32.79B34.5839,800
AFRM
Affirm
4.2908 of 5 stars
$65.06
-4.4%
$95.96
+47.5%
-11.0%$21.99B$4.26B11.312,358
AMZN
Amazon.com
4.809 of 5 stars
$269.58
+1.0%
$321.74
+19.3%
+12.2%$2.91T$716.92B21.741,576,000
GOOG
Alphabet
4.8201 of 5 stars
$283.51
-0.9%
$413.38
+45.8%
+4.8%$3.47T$402.84B14.80204,757
PYPL
PayPal
3.0069 of 5 stars
$58.73
-2.2%
$55.94
-4.7%
-9.3%$48.80B$33.17B11.2123,800

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This page (NYSE:MA) was last updated on 11/14/2026 by MarketBeat.com Staff.
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