The Western Union Company (Western Union) is a provider of money movement and payment services. The Company operates through three segments: Consumer-to-Consumer, Consumer-to-Business and Business Solutions. The Company's Consumer-to-Consumer segment facilitates money transfers between two consumers, primarily through a network of third-party agents. The Company's Consumer-to-Business segment provides options to make one-time or recurring payments from consumers to businesses and other organizations, including utilities, auto finance companies, mortgage servicers, financial service providers and government agencies. Its Consumer-to-Business payments services are available through a range of services that include Speedpay, Pago Facil and Western Union Payments. Western Union's Business Solutions segment facilitates payment and foreign exchange solutions, primarily cross-border, cross-currency transactions, for small and medium size enterprises and other organizations and individuals.
Industry, Sector and Symbol:
- Industry: Credit Services
- Sub-Industry: Data Processing & Outsourced Services
- Symbol: NYSE:WU
- CUSIP: 95980210
- Web: www.westernunion.com
- Market Cap: $8.99 billion
- Outstanding Shares: 471,254,000
- 50 Day Moving Avg: $19.50
- 200 Day Moving Avg: $20.37
- 52 Week Range: $18.07 - $22.70
Sales & Book Value:
- Trailing P/E Ratio: N/A
- Foreward P/E Ratio: 10.71
- P/E Growth: 1.98
- Annual Revenue: $5.43 billion
- Price / Sales: 1.66
- Book Value: $1.59 per share
- Price / Book: 11.99
- Annual Dividend: $0.64
- Dividend Yield: 3.7%
- EBIDTA: $1.36 billion
- Net Margins: 4.67%
- Return on Equity: 69.22%
- Return on Assets: 8.88%
- Debt-to-Equity Ratio: 3.09%
- Current Ratio: 0.88%
- Quick Ratio: 1.12%
- Average Volume: 4.56 million shs.
- Beta: 1.15
- Short Ratio: 9.8
Frequently Asked Questions for The Western Union Company (NYSE:WU)
What is The Western Union Company's stock symbol?
The Western Union Company trades on the New York Stock Exchange (NYSE) under the ticker symbol "WU."
How often does The Western Union Company pay dividends? What is the dividend yield for The Western Union Company?
The Western Union Company declared a quarterly dividend on Thursday, May 11th. Shareholders of record on Friday, June 16th will be given a dividend of $0.175 per share on Friday, June 30th. This represents a $0.70 annualized dividend and a yield of 3.67%. The ex-dividend date is Wednesday, June 14th. View The Western Union Company's Dividend History.
How will The Western Union Company's stock buyback program work?
The Western Union Company declared that its Board of Directors has authorized a share repurchase program on Saturday, April 8th 2017, which permits the company to buyback $1,200,000,000.00 in shares, according to EventVestor. This buyback authorization permits the company to purchase up to 12.2% of its stock through open market purchases. Stock buyback programs are generally a sign that the company's leadership believes its shares are undervalued.
How were The Western Union Company's earnings last quarter?
The Western Union Company (NYSE:WU) released its quarterly earnings results on Tuesday, May, 2nd. The company reported $0.35 EPS for the quarter, missing the consensus estimate of $0.40 by $0.05. The firm had revenue of $1.30 billion for the quarter, compared to analysts' expectations of $1.29 billion. The Western Union Company had a net margin of 4.67% and a return on equity of 69.22%. View The Western Union Company's Earnings History.
When will The Western Union Company make its next earnings announcement?
What guidance has The Western Union Company issued on next quarter's earnings?
The Western Union Company updated its FY17 earnings guidance on Tuesday, May, 2nd. The company provided earnings per share (EPS) guidance of $1.63-1.75 for the period, compared to the Thomson Reuters consensus earnings per share estimate of $1.68. The company issued revenue guidance of up flat to low single digits, compared to the consensus revenue estimate of $5.41 billion.
Where is The Western Union Company's stock going? Where will The Western Union Company's stock price be in 2017?
10 brokerages have issued 12 month price objectives for The Western Union Company's stock. Their predictions range from $17.00 to $23.00. On average, they expect The Western Union Company's share price to reach $20.22 in the next year. View Analyst Ratings for The Western Union Company.
What are analysts saying about The Western Union Company stock?
Here are some recent quotes from research analysts about The Western Union Company stock:
- 1. According to Zacks Investment Research, "Western Union's earnings per share of $0.35 missed the Zacks Consensus Estimate by 12.5%. In the year-ago quarter, the company had reported earnings of $0.37 per share. The company’s bottom line suffered from the tax impact of changes in the internal ownership structure of some of its international subsidiaries. Western Union’s strategic investments in new products, services and technology are likely to pave the way for long-term growth. Relentless focus on expansion of customer base, creation of digital infrastructure to boost the electronic channels business should also fuel growth. The company’s wide agent network also impresses.However, over last one year, the stock has underperformed the Zacks categorized Financial Transaction Services industry. Increasing competition, high compliance costs and foreign exchange volatility are other headwinds." (5/4/2017)
- 2. Jefferies Group LLC analysts commented, "Shares should trade lower tomorrow ' while 4Q itself was roughly in-line (ex. lower tax), '17 guidance is light. WU announced a new strategic initiative, WU Way, which will cost $100M in '17, and which we will include in our estimates as these are costs are required for WU to remain competitive in an increasingly digital-centric industry. On a more + note, pricing firmed in 4Q, and the recent large gov't settlement is not expected to impact return of cash." (2/10/2017)
Are investors shorting The Western Union Company?
The Western Union Company saw a decrease in short interest during the month of May. As of May 15th, there was short interest totalling 53,778,743 shares, a decrease of 4.5% from the April 28th total of 56,332,580 shares. Based on an average daily volume of 4,027,520 shares, the days-to-cover ratio is presently 13.4 days. Approximately 11.3% of the shares of the stock are sold short.
Who are some of The Western Union Company's key competitors?
Some companies that are related to The Western Union Company include Equifax (EFX), Total System Services (TSS), CIT Group (CIT), Springleaf Holdings (LEAF), SLM Corp (SLM), Credit Acceptance Corp. (CACC), Navient Corp (NAVI), FirstCash (FCFS), Blackhawk Network Holdings (HAWK), LendingClub Corp (LC), Green Dot (GDOT), Nelnet (NNI), Qiwi PLC (QIWI), Triangle Capital (TCAP), PHH (PHH), World Acceptance Corp. (WRLD), Federal Agricultural Mortgage Corp. (AGM) and EZCORP (EZPW).
Who are The Western Union Company's key executives?
The Western Union Company's management team includes the folowing people:
- Hikmet Ersek, President, Chief Executive Officer, Director
- Rajesh K. Agrawal, Chief Financial Officer, Executive Vice President
- Richard L. Williams, Executive Vice President, Chief Human Resources Officer
- John David Thompson, Executive Vice President - Global Operations, Chief Information Officer
- John R. Dye, Executive Vice President, General Counsel, Secretary
- Odilon Almeida, Executive Vice President, President - Global Money Transfer
- Elizabeth Grace Chambers, Executive Vice President, Chief Strategy officer and Product Officer
- Jean Claude Farah, Executive Vice President, President - Global Payments
- Jack M. Greenberg CPA, Non-Executive Independent Chairman of the Board, Presiding Director
- Martin I. Cole, Independent Director
Who owns The Western Union Company stock?
The Western Union Company's stock is owned by many different of institutional and retail investors. Top institutional shareholders include Vanguard Group Inc. (10.80%), FMR LLC (8.68%), Bank of New York Mellon Corp (7.63%), BlackRock Inc. (7.32%), Abrams Capital Management L.P. (4.59%) and State Street Corp (4.56%). Company insiders that own The Western Union Company stock include Amintore Schenkel, Betsy D Holden, Diane Scott, Hikmet Ersek, John David Thompson, Michael Miles, Odilon Almeida, Rajesh K Agrawal and Richard L Williams. View Institutional Ownership Trends for The Western Union Company.
Who sold The Western Union Company stock? Who is selling The Western Union Company stock?
The Western Union Company's stock was sold by a variety of institutional investors in the last quarter, including Investec Asset Management LTD, Bank of New York Mellon Corp, Wells Fargo & Company MN, OMERS ADMINISTRATION Corp, Credit Agricole S A, Morgan Stanley, UBS Asset Management Americas Inc. and Comerica Bank. Company insiders that have sold The Western Union Company stock in the last year include Betsy D Holden, Hikmet Ersek, Michael Miles, Odilon Almeida and Rajesh K Agrawal. View Insider Buying and Selling for The Western Union Company.
Who bought The Western Union Company stock? Who is buying The Western Union Company stock?
The Western Union Company's stock was acquired by a variety of institutional investors in the last quarter, including BlackRock Inc., Wedge Capital Management L L P NC, MARSHALL WACE ASIA Ltd, Marshall Wace North America L.P., WINTON GROUP Ltd, Janus Capital Management LLC, Clarkston Capital Partners LLC and Schroder Investment Management Group. View Insider Buying and Selling for The Western Union Company.
How do I buy The Western Union Company stock?
Shares of The Western Union Company can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is The Western Union Company's stock price today?
MarketBeat Community Rating for The Western Union Company (NYSE WU)MarketBeat's community ratings are surveys of what our community members think about The Western Union Company and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
One share of The Western Union Company stock can currently be purchased for approximately $19.07.
Earnings History for The Western Union Company (NYSE:WU)Earnings History by Quarter for The Western Union Company (NYSE WU)
(Data available from 1/1/2011 forward)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|8/1/2017|| || || || || || || || |
|5/2/2017||Q1 2017||$0.40||$0.35||$1.29 billion||$1.30 billion||View||Listen|
|2/9/2017||Q416||$0.43||$0.47||$1.37 billion||$1.40 billion||View||Listen|
|8/3/2016||Q216||$0.40||$0.42||$1.38 billion||$1.40 billion||View||N/A|
|5/3/2016||Q116||$0.38||$0.37||$1.32 billion||$1.30 billion||View||N/A|
|2/9/2016||Q415||$0.42||$0.42||$1.40 billion||$1.38 billion||View||N/A|
|10/29/2015||Q315||$0.44||$0.45||$1.41 billion||$1.40 billion||View||Listen|
|7/30/2015||Q215||$0.39||$0.41||$1.36 billion||$1.40 billion||View||Listen|
|4/30/2015||Q115||$0.38||$0.39||$1.31 billion||$1.32 billion||View||N/A|
|2/10/2015||Q414||$0.34||$0.42||$1.44 million||$1.41 billion||View||N/A|
|10/30/2014||Q314||$0.38||$0.44||$1.43 billion||$1.44 billion||View||N/A|
|7/31/2014||Q214||$0.36||$0.36||$1.42 billion||$1.41 billion||View||N/A|
|5/1/2014||Q114||$0.35||$0.37||$1.36 billion||$1.35 billion||View||N/A|
|2/11/2014||Q413||$0.32||$0.31||$1.43 billion||$1.42 billion||View||N/A|
|10/29/2013||Q313||$0.35||$0.39||$1.40 billion||$1.41 billion||View||N/A|
|7/30/2013||Q2 2013||$0.34||$0.36||$1.37 billion||$1.39 billion||View||N/A|
|4/30/2013||Q1 2013||$0.31||$0.37||$1.35 billion||$1.33 billion||View||N/A|
|2/12/2013||Q4 2012||$0.35||$0.42||$1.40 million||$1.43 billion||View||N/A|
Earnings Estimates for The Western Union Company (NYSE:WU)
2017 EPS Consensus Estimate: $1.67
2018 EPS Consensus Estimate: $1.77
(Data provided by Zacks Investment Research)
|Quarter||Number of Estimates||Low Estimate||High Estimate||Average Estimate|
Current Dividend Information for The Western Union Company (NYSE:WU)
|Dividend Growth:||8.60% (3 Year Average)|
|Payout Ratio:||128.00% (Trailing 12 Months of Earnings) |
37.87% (Based on This Year's Estimates)
35.96% (Based on Next Year's Estimates)
|Track Record:||2 Years of Consecutive Dividend Growth|
Dividend History by Quarter for The Western Union Company (NYSE WU)
(Data available from 1/1/2013 forward)
|Announced||Period||Amount||Yield||Ex-Dividend Date||Record Date||Payable Date|
Insider Trading and Institutional Ownership History for The Western Union Company (NYSE:WU)
Insider Ownership Percentage: 1.10%Insider Trades by Quarter for The Western Union Company (NYSE:WU)
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Details|
|2/16/2017||Richard L Williams||EVP||Buy||300||$19.49||$5,847.00|| |
|9/28/2016||Michael Miles||Director||Sell||21,281||$20.37||$433,493.97|| |
|8/30/2016||Rajesh K Agrawal||CFO||Sell||9,263||$21.50||$199,154.50|| |
|8/29/2016||Odilon Almeida||EVP||Sell||18,064||$21.57||$389,640.48|| |
|8/24/2016||Hikmet Ersek||Insider||Sell||276,127||$21.52||$5,942,253.04|| |
|8/18/2016||Betsy D Holden||Director||Sell||21,281||$21.02||$447,326.62|| |
|4/19/2016||Amintore Schenkel||Insider||Sell||28,816||$20.13||$580,066.08|| |
|4/8/2016||Odilon Almeida||EVP||Sell||2,014||$19.58||$39,434.12|| |
|3/3/2016||Amintore Schenkel||Insider||Sell||28,378||$18.84||$534,641.52|| |
|2/16/2016||Richard L Williams||EVP||Buy||300||$17.84||$5,352.00|| |
|10/8/2015||John David Thompson||EVP||Sell||10,114||$19.11||$193,278.54|| |
|9/17/2015||John David Thompson||EVP||Sell||65,527||$19.12||$1,252,876.24|| |
|9/3/2015||John David Thompson||EVP||Sell||11,000||$18.36||$201,960.00|| |
|6/1/2015||Diane Scott||CMO||Sell||56,301||$21.99||$1,238,058.99|| |
|5/28/2015||Jeffrey A Joerres||Director||Buy||4,550||$21.91||$99,690.50|| |
|3/23/2015||Jean Claude Farah||EVP||Sell||3,976||$20.00||$79,520.00|| |
|3/2/2015||Odilon Almeida||EVP||Sell||3,998||$19.52||$78,040.96|| |
|11/12/2014||Jean Claude Farah||EVP||Sell||3,975||$18.50||$73,537.50|| |
|9/15/2014||John David Thompson||EVP||Sell||24,342||$16.76||$407,971.92|| |
|7/9/2014||Jean Claude Farah||EVP||Sell||3,975||$17.50||$69,562.50|| |
|10/28/2013||Hikmet Ersek||CEO||Sell||47,711||$19.50||$930,364.50|| |
|10/22/2013||Jack M Greenberg||Director||Sell||38,266||$19.00||$727,054.00|| |
|9/16/2013||Jack Greenberg||Director||Sell||43,910||$18.82||$826,386.20|| |
|8/29/2013||Jack Greenberg||Director||Sell||7,332||$17.74||$130,069.68|| |
|11/29/2012||Rajesh K Agrawal||Insider||Buy||2,000||$12.68||$25,360.00|| |
|11/14/2012||Solomon D Trujillo||Director||Buy||11,800||$12.72||$150,096.00|| |
|11/9/2012||Hikmet Ersek||CEO||Buy||8,060||$12.36||$99,621.60|| |
|11/8/2012||Dinyar S Devitre||Director||Buy||23,800||$12.58||$299,404.00|| |
|11/8/2012||Jack M Greenberg||Chairman||Buy||8,000||$12.44||$99,520.00|| |
Headline Trends for The Western Union Company (NYSE:WU)
Latest Headlines for The Western Union Company (NYSE:WU)
The Western Union Company (WU) Chart for Tuesday, May, 30, 2017