Mastercard (MA) Stock Price, News & Analysis

Company Overview

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners. The company partners with banks, fintechs, payment processors and retailers to embed Mastercard’s capabilities into consumer-facing products and B2B payment solutions, and it invests in technologies and partnerships aimed at expanding digital payment acceptance and inclusion.

Mastercard traces its origins to the Interbank Card Association formed in 1966 and later evolved into the Mastercard-brand network. The company is headquartered in Purchase, New York, and maintains operations worldwide to support its global network and local market needs. Leadership has emphasized innovation and collaboration with ecosystem partners to address trends such as digital wallets, real-time payments and enhanced security standards.

Michael Miebach has served as Mastercard’s Chief Executive Officer since 2021, following leadership that included Ajay Banga, who was CEO in the 2010s. Under current management, the company continues to focus on expanding its technology platforms, supporting cross-border commerce, and developing services that help clients reduce fraud, streamline payment flows and leverage payments data for insights.

Key Stats

• Today's Range: $491.73 to $500.41
• 50-Day Range: $483.92 to $525.26
• 52-Week Range: $480.50 to $601.77
• Volume: 4.14 million shs
• Average Volume: 3.69 million shs
• Market Capitalization: $437.71 billion
• P/E Ratio: 28.67
• Dividend Yield: 0.70%
• Price Target: $657.07
• Consensus Rating: Buy

Mastercard Stock Analysis - MarketRank™

Mastercard scored higher than 98% of companies evaluated by MarketBeat, and ranked 11th out of 296 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.6 / 5
• Analyst Rating: Buy

Consensus Rating

Mastercard has received a consensus rating of Buy. The company's average rating score is 3.10, and is based on 6 strong buy ratings, 21 buy ratings, 1 hold rating, and 1 sell rating.

Upside Potential

Mastercard has a consensus price target of $657.07, representing about 32.6% upside from its current price of $495.39.

Amount of Analyst Coverage

Mastercard has been the subject of 16 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 15.68%

Earnings Growth

Earnings for Mastercard are expected to grow by 15.68% in the coming year, from $19.58 to $22.65 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Mastercard is 28.67, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.45.

Price to Earnings Ratio vs. Sector

The P/E ratio of Mastercard is 28.67, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 28.54.

Price to Earnings Growth Ratio

Mastercard has a PEG Ratio of 1.55. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Mastercard has a P/B Ratio of 57.20. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.73% of the float of Mastercard has been sold short.

Short Interest Ratio / Days to Cover

Mastercard has a short interest ratio ("days to cover") of 1.99, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Mastercard has recently increased by 4.04%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Mastercard has a dividend yield of 0.70%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Mastercard has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of Mastercard is 20.14%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Mastercard will have a dividend payout ratio of 15.36% next year. This indicates that Mastercard will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.8 / 5
• News Sentiment: 1.11

News Sentiment

Mastercard has a news sentiment score of 1.11. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.49 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 78 news articles for Mastercard this week, compared to 12 articles on an average week.

Search Interest

Only 68 people have searched for MA on MarketBeat in the last 30 days. This is a decrease of -14% compared to the previous 30 days.

MarketBeat Follows

43 people have added Mastercard to their MarketBeat watchlist in the last 30 days. This is an increase of 115% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Mastercard insiders have not sold or bought any company stock.

Percentage Held by Insiders

0.09% of the stock of Mastercard is held by insiders.

Percentage Held by Institutions

97.28% of the stock of Mastercard is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 5/8 Dividend: 4/09/2026
• Ex-Dividend for 5/8 Dividend: 4/09/2026
• Last Earnings: 4/30/2026
• Dividend Payable: 5/08/2026
• Today: 5/11/2026
• J.P. Morgan 54th Annual Global Technology, Media and Communications Conference: 5/19/2026
• Bernstein 42nd Annual Strategic Decisions Conference: 5/28/2026
• AGM 2026: 6/16/2026
• Next Earnings (Estimated): 7/30/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Data Processing & Outsourced Services
• Current Symbol: NYSE:MA
• Previous Symbol: NYSE:MA,
• CIK: 1141391
• Web: www.mastercard.com
• Phone: (914) 249-2000
• Fax: 914-249-4262
• Employees: 39,800
• Year Founded: 1966

Price Target and Rating

• Average Price Target for Mastercard: $657.07
• High Price Target: $739.00
• Low Price Target: $590.00
• Potential Upside/Downside: +32.6%
• Consensus Rating: Buy
• Rating Score (0-4): 3.10
• Research Coverage: 29 Analysts

Profitability

• EPS (Trailing Twelve Months): $17.28
• Trailing P/E Ratio: 28.67
• Forward P/E Ratio: 25.30
• P/E Growth: 1.55
• Net Income: $14.97 billion
• Net Margins: 45.88%
• Pretax Margin: 57.04%
• Return on Equity: 212.96%
• Return on Assets: 30.50%

Debt

• Debt-to-Equity Ratio: 2.56
• Current Ratio: 0.98
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $32.79 billion
• Price / Sales: 13.35
• Cash Flow: $20.87 per share
• Price / Cash Flow: 23.74
• Book Value: $8.66 per share
• Price / Book: 57.20

Miscellaneous

• Outstanding Shares: 883,580,000
• Free Float: 882,789,000
• Market Cap: $437.71 billion
• Optionable: Optionable
• Beta: 0.76