Nelnet (NNI) Stock Price, News & Analysis

Company Overview

Nelnet, Inc. is a diversified education and technology services company headquartered in Lincoln, Nebraska. Founded in 1978, the company has built its business around helping students, families, schools and other organizations manage education-related financial and administrative needs.

Through its Nelnet Diversified Services businesses, the company provides student loan servicing, payment processing, education technology and related professional services. Nelnet also operates Nelnet Bank, which offers education-focused lending and deposit products, and provides services to colleges, universities, K-12 schools and government agencies. Its businesses have served customers throughout the United States.

Beyond education services, Nelnet has expanded into broadband communications through ALLO Communications, which provides fiber internet, television and telephone services in selected U.S. communities. The company also has interests in renewable energy and other technology-related businesses. Nelnet is led by President and Chief Executive Officer Jeff Noordhoek.

Key Stats

• Today's Range: $124.31 to $126.12
• 50-Day Range: $124.49 to $137.86
• 52-Week Range: $116.62 to $144.38
• Volume: 106,648 shs
• Average Volume: 145,423 shs
• Market Capitalization: $4.45 billion
• P/E Ratio: 14.89
• Dividend Yield: 1.06%
• Price Target: $140.00
• Consensus Rating: Reduce

Nelnet Stock Analysis - MarketRank™

Nelnet scored higher than 73% of companies evaluated by MarketBeat, and ranked 389th out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.2 / 5
• Analyst Rating: Reduce

Consensus Rating

Nelnet has received a consensus rating of Reduce. The company's average rating score is 1.67, and is based on no strong buy ratings, no buy ratings, 2 hold ratings, and 1 sell rating.

Upside Potential

Nelnet has a consensus price target of $140.00, representing about 12.5% upside from its current price of $124.49.

Amount of Analyst Coverage

Nelnet has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 14.67%

Earnings Growth

Earnings for Nelnet are expected to grow by 14.67% in the coming year, from $7.50 to $8.60 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Nelnet is 14.89, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.94.

Price to Earnings Ratio vs. Sector

The P/E ratio of Nelnet is 14.89, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.95.

Price to Book Value per Share Ratio

Nelnet has a P/B Ratio of 1.25. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.82% of the float of Nelnet has been sold short.

Short Interest Ratio / Days to Cover

Nelnet has a short interest ratio ("days to cover") of 3.93, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Nelnet has recently decreased by 0.87%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Nelnet pays a meaningful dividend of 1.06%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Nelnet does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Nelnet is 15.79%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Nelnet will have a dividend payout ratio of 15.35% next year. This indicates that Nelnet will be able to sustain or increase its dividend.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 1.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Nelnet insiders have not sold or bought any company stock.

Percentage Held by Insiders

40.30% of the stock of Nelnet is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

33.51% of the stock of Nelnet is held by institutions.

Company Calendar

• Last Earnings: 8/06/2026
• Record date for 9/15 Dividend: 9/01/2026
• Ex-Dividend for 9/15 Dividend: 9/01/2026
• Dividend Payable: 9/15/2026
• Today: 9/26/2026
• Next Earnings (Estimated): 11/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:NNI
• CIK: 1258602
• Web: www.nelnet.com
• Phone: (402) 458-2370
• Fax: 402-458-2344
• Employees: 5,744
• Year Founded: 1978

Price Target and Rating

• Average Price Target for Nelnet: $140.00
• High Price Target: $140.00
• Low Price Target: $140.00
• Potential Upside/Downside: +12.5%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $8.36
• Trailing P/E Ratio: 14.89
• Forward P/E Ratio: 16.60
• P/E Growth: N/A
• Net Income: $428.47 million
• Net Margins: 14.35%
• Pretax Margin: 15.38%
• Return on Equity: 8.26%
• Return on Assets: 2.11%

Debt

• Debt-to-Equity Ratio: 1.94
• Current Ratio: 15.89
• Quick Ratio: 15.89

Sales & Book Value

• Annual Sales: $2.26 billion
• Price / Sales: 1.97
• Cash Flow: $14.59 per share
• Price / Cash Flow: 8.53
• Book Value: $99.71 per share
• Price / Book: 1.25

Miscellaneous

• Outstanding Shares: 35,780,000
• Free Float: 21,360,000
• Market Cap: $4.45 billion
• Optionable: Optionable
• Beta: 0.76