Nelnet (NNI) Stock Price, News & Analysis

Company Overview

Nelnet, Inc. engages in loan servicing, communications, education technology, services, and payment processing businesses worldwide. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer service, payment processing, due diligence procedures, funds management reconciliation, and claim processing services. This segment also offers student loan servicing software; business process outsourcing services specialized in contact center management, such as inbound calls, outreach campaigns and sales, and interacting with customers through multi-channels, and processing and technology services. The Education Technology Services and Payments segment provides financial management services; school information system software; website design and cost-effective admissions software; FACTS Giving, a donation platform; and customized professional development and coaching services, educational instruction services, and technology products that aid in teacher and student evaluations. This segment also offers tuition payment plans, and service and technology for student billings, payments, and refunds; solutions for in-person, online, and mobile payment experiences on campus; payment processing services, such as credit card and electronic transfer; faith community, giving, and learning management services and technologies; and an integrated commerce payment platform, financial management, and tuition payment plan services, as well as a school management platform that provides administrative, information and financial management, and communication functions for K-12 schools. The Asset Generation and Management segment acquires, manages, and owns loan assets. The Nelnet Bank segment operates as an internet industrial bank. It also offers investment advisory, insurance, and reinsurance services, as well as engages in real estate investment business. The company was incorporated in 1977 and is headquartered in Lincoln, Nebraska.

Key Stats

• Today's Range: $104.35 to $106.33
• 50-Day Range: $101.30 to $122.27
• 52-Week Range: $93.59 to $127.32
• Volume: 46,008 shs
• Average Volume: 60,973 shs
• Market Capitalization: $3.81 billion
• P/E Ratio: 34.50
• Dividend Yield: 1.07%
• Price Target: $98.00
• Consensus Rating: Hold

Nelnet Stock Analysis - MarketRank™

Nelnet scored higher than 67% of companies evaluated by MarketBeat, and ranked 494th out of 951 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

Nelnet has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Nelnet has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 30.53%

Earnings Growth

Earnings for Nelnet are expected to grow by 30.53% in the coming year, from $4.52 to $5.90 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Nelnet is 34.50, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 21.38.

Price to Earnings Ratio vs. Sector

The P/E ratio of Nelnet is 34.50, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 21.67.

Price to Book Value per Share Ratio

Nelnet has a P/B Ratio of 1.21. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.73% of the float of Nelnet has been sold short.

Short Interest Ratio / Days to Cover

Nelnet has a short interest ratio ("days to cover") of 5.4.

Change versus previous month

Short interest in Nelnet has recently increased by 17.93%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Nelnet pays a meaningful dividend of 1.07%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Nelnet does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Nelnet is 22.40%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Nelnet will have a dividend payout ratio of 18.98% next year. This indicates that Nelnet will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 4.7 / 5
• Environmental Score: -0.11

Percentage of Shares Shorted

1.73% of the float of Nelnet has been sold short.

Short Interest Ratio / Days to Cover

Nelnet has a short interest ratio ("days to cover") of 5.4.

Change versus previous month

Short interest in Nelnet has recently increased by 17.93%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.40

News Sentiment

Nelnet has a news sentiment score of 0.40. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.80 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 10 news articles for Nelnet this week, compared to 2 articles on an average week.

MarketBeat Follows

Only 1 people have added Nelnet to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Nelnet insiders have not sold or bought any company stock.

Percentage Held by Insiders

50.90% of the stock of Nelnet is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 33.51% of the stock of Nelnet is held by institutions.

NNI Stock Analysis - Frequently Asked Questions

How have NNI shares performed this year?

Nelnet's stock was trading at $106.81 on January 1st, 2025. Since then, NNI shares have decreased by 1.8% and is now trading at $104.8740.
View the best growth stocks for 2025 here.

How were Nelnet's earnings last quarter?

Nelnet, Inc. (NYSE:NNI) announced its earnings results on Thursday, February, 27th. The credit services provider reported $1.44 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.23 by $0.21. The credit services provider earned $401.61 million during the quarter, compared to analysts' expectations of $335 million. Nelnet had a trailing twelve-month return on equity of 3.78% and a net margin of 5.54%.

Who are Nelnet's major shareholders?

Nelnet's top institutional investors include Farmers & Merchants Investments Inc. (3.32%), Bar Harbor Wealth Management (0.30%), GAMMA Investing LLC (0.10%) and Rhumbline Advisers (0.08%). Insiders that own company stock include Kathleen Anne Farrell, William J Munn and Deun Jona M Van.
View institutional ownership trends.

How do I buy shares of Nelnet?

Shares of NNI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Nelnet own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Nelnet investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), Visa (V) and JPMorgan Chase & Co. (JPM).

Company Calendar

• Last Earnings: 2/27/2025
• Record date for 3/14 Dividend: 2/28/2025
• Ex-Dividend for 3/14 Dividend: 2/28/2025
• Dividend Payable: 3/14/2025
• Today: 4/18/2025
• Next Earnings (Estimated): 5/08/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Personal credit institutions
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:NNI
• CIK: 1258602
• Web: www.nelnet.com
• Phone: (402) 458-2370
• Fax: 402-458-2344
• Employees: 5,200
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $98.00
• High Stock Price Target: $98.00
• Low Stock Price Target: $98.00
• Potential Upside/Downside: -6.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $5.00
• Trailing P/E Ratio: 34.50
• Forward P/E Ratio: 23.20
• P/E Growth: N/A
• Net Income: $91.53 million
• Net Margins: 5.54%
• Pretax Margin: 5.71%
• Return on Equity: 3.78%
• Return on Assets: 0.80%

Debt

• Debt-to-Equity Ratio: 2.78
• Current Ratio: 31.47
• Quick Ratio: 31.47

Sales & Book Value

• Annual Sales: $1.17 billion
• Price / Sales: 3.26
• Cash Flow: $6.76 per share
• Price / Cash Flow: 15.51
• Book Value: $86.93 per share
• Price / Book: 1.21

Miscellaneous

• Outstanding Shares: 36,293,000
• Free Float: 18,108,000
• Market Cap: $3.81 billion
• Optionable: Optionable
• Beta: 0.88