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Nelnet (NNI) Competitors

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$125.64 +0.50 (+0.40%)
Closing price 09/9/2026 03:59 PM Eastern
Extended Trading
$126.70 +1.06 (+0.85%)
As of 08:41 AM Eastern
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NNI vs. ALLY, FCFS, OMF, CACC, and ENVA

Should you buy Nelnet stock or one of its competitors? Nelnet's main competitors and comparable companies include Ally Financial (ALLY), FirstCash (FCFS), OneMain (OMF), Credit Acceptance (CACC), and Enova International (ENVA). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Nelnet compare to Ally Financial?

Nelnet (NYSE:NNI) and Ally Financial (NYSE:ALLY) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, dividends, media sentiment, valuation, analyst recommendations, profitability, earnings and risk.

Nelnet has a beta of 0.76, meaning that its share price is 24% less volatile than the broader market. Comparatively, Ally Financial has a beta of 1.09, meaning that its share price is 9% more volatile than the broader market.

Ally Financial has higher revenue and earnings than Nelnet. Ally Financial is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Nelnet$2.26B1.99$428.47M$8.3615.03
Ally Financial$7.91B1.61$852M$4.249.88

Ally Financial has a net margin of 16.75% compared to Nelnet's net margin of 14.35%. Ally Financial's return on equity of 11.75% beat Nelnet's return on equity.

Company Net Margins Return on Equity Return on Assets
Nelnet14.35% 8.26% 2.11%
Ally Financial 16.75%11.75%0.79%

33.5% of Nelnet shares are held by institutional investors. Comparatively, 88.8% of Ally Financial shares are held by institutional investors. 40.3% of Nelnet shares are held by company insiders. Comparatively, 0.5% of Ally Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Nelnet pays an annual dividend of $1.32 per share and has a dividend yield of 1.1%. Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 2.9%. Nelnet pays out 15.8% of its earnings in the form of a dividend. Ally Financial pays out 28.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Nelnet currently has a consensus price target of $140.00, indicating a potential upside of 11.43%. Ally Financial has a consensus price target of $53.73, indicating a potential upside of 28.25%. Given Ally Financial's stronger consensus rating and higher possible upside, analysts plainly believe Ally Financial is more favorable than Nelnet.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Nelnet
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
1 Strong Buy rating(s)
2.94

In the previous week, Ally Financial had 1 more articles in the media than Nelnet. MarketBeat recorded 2 mentions for Ally Financial and 1 mentions for Nelnet. Ally Financial's average media sentiment score of 1.16 beat Nelnet's score of 0.00 indicating that Ally Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Nelnet
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Ally Financial
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Ally Financial beats Nelnet on 13 of the 19 factors compared between the two stocks.

How does Nelnet compare to FirstCash?

FirstCash (NASDAQ:FCFS) and Nelnet (NYSE:NNI) are both mid-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, dividends, analyst recommendations, media sentiment, earnings and profitability.

Nelnet has a net margin of 14.35% compared to FirstCash's net margin of 9.42%. FirstCash's return on equity of 19.65% beat Nelnet's return on equity.

Company Net Margins Return on Equity Return on Assets
FirstCash9.42% 19.65% 8.38%
Nelnet 14.35%8.26%2.11%

FirstCash presently has a consensus price target of $249.00, indicating a potential upside of 9.51%. Nelnet has a consensus price target of $140.00, indicating a potential upside of 11.43%. Given Nelnet's higher probable upside, analysts clearly believe Nelnet is more favorable than FirstCash.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
FirstCash
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80
Nelnet
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67

Nelnet has lower revenue, but higher earnings than FirstCash. Nelnet is trading at a lower price-to-earnings ratio than FirstCash, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
FirstCash$3.66B2.69$330.38M$8.7625.96
Nelnet$2.26B1.99$428.47M$8.3615.03

80.3% of FirstCash shares are owned by institutional investors. Comparatively, 33.5% of Nelnet shares are owned by institutional investors. 2.9% of FirstCash shares are owned by company insiders. Comparatively, 40.3% of Nelnet shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

FirstCash has a beta of 0.53, indicating that its share price is 47% less volatile than the broader market. Comparatively, Nelnet has a beta of 0.76, indicating that its share price is 24% less volatile than the broader market.

In the previous week, FirstCash had 7 more articles in the media than Nelnet. MarketBeat recorded 8 mentions for FirstCash and 1 mentions for Nelnet. FirstCash's average media sentiment score of 0.68 beat Nelnet's score of 0.00 indicating that FirstCash is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
FirstCash
5 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Nelnet
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

FirstCash pays an annual dividend of $1.68 per share and has a dividend yield of 0.7%. Nelnet pays an annual dividend of $1.32 per share and has a dividend yield of 1.1%. FirstCash pays out 19.2% of its earnings in the form of a dividend. Nelnet pays out 15.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. FirstCash has raised its dividend for 8 consecutive years. Nelnet is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

FirstCash beats Nelnet on 12 of the 19 factors compared between the two stocks.

How does Nelnet compare to OneMain?

OneMain (NYSE:OMF) and Nelnet (NYSE:NNI) are both mid-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their media sentiment, institutional ownership, valuation, dividends, analyst recommendations, earnings, profitability and risk.

OneMain currently has a consensus target price of $68.40, indicating a potential upside of 9.24%. Nelnet has a consensus target price of $140.00, indicating a potential upside of 11.43%. Given Nelnet's higher probable upside, analysts clearly believe Nelnet is more favorable than OneMain.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OneMain
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.58
Nelnet
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67

85.8% of OneMain shares are held by institutional investors. Comparatively, 33.5% of Nelnet shares are held by institutional investors. 0.3% of OneMain shares are held by insiders. Comparatively, 40.3% of Nelnet shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

OneMain has higher revenue and earnings than Nelnet. OneMain is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OneMain$5.46B1.32$783M$6.649.43
Nelnet$2.26B1.99$428.47M$8.3615.03

Nelnet has a net margin of 14.35% compared to OneMain's net margin of 13.92%. OneMain's return on equity of 23.49% beat Nelnet's return on equity.

Company Net Margins Return on Equity Return on Assets
OneMain13.92% 23.49% 2.92%
Nelnet 14.35%8.26%2.11%

In the previous week, OneMain had 7 more articles in the media than Nelnet. MarketBeat recorded 8 mentions for OneMain and 1 mentions for Nelnet. OneMain's average media sentiment score of 1.02 beat Nelnet's score of 0.00 indicating that OneMain is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OneMain
5 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Nelnet
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

OneMain pays an annual dividend of $4.20 per share and has a dividend yield of 6.7%. Nelnet pays an annual dividend of $1.32 per share and has a dividend yield of 1.1%. OneMain pays out 63.3% of its earnings in the form of a dividend. Nelnet pays out 15.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. OneMain has increased its dividend for 5 consecutive years. OneMain is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

OneMain has a beta of 1.22, indicating that its stock price is 22% more volatile than the broader market. Comparatively, Nelnet has a beta of 0.76, indicating that its stock price is 24% less volatile than the broader market.

Summary

OneMain beats Nelnet on 12 of the 19 factors compared between the two stocks.

How does Nelnet compare to Credit Acceptance?

Nelnet (NYSE:NNI) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their risk, earnings, valuation, institutional ownership, media sentiment, analyst recommendations, dividends and profitability.

33.5% of Nelnet shares are held by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are held by institutional investors. 40.3% of Nelnet shares are held by company insiders. Comparatively, 6.1% of Credit Acceptance shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Credit Acceptance has a net margin of 21.54% compared to Nelnet's net margin of 14.35%. Credit Acceptance's return on equity of 31.67% beat Nelnet's return on equity.

Company Net Margins Return on Equity Return on Assets
Nelnet14.35% 8.26% 2.11%
Credit Acceptance 21.54%31.67%5.68%

Nelnet has a beta of 0.76, suggesting that its stock price is 24% less volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.35, suggesting that its stock price is 35% more volatile than the broader market.

In the previous week, Credit Acceptance had 5 more articles in the media than Nelnet. MarketBeat recorded 6 mentions for Credit Acceptance and 1 mentions for Nelnet. Credit Acceptance's average media sentiment score of 1.68 beat Nelnet's score of 0.00 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Nelnet
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Credit Acceptance
6 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Nelnet has higher earnings, but lower revenue than Credit Acceptance. Credit Acceptance is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Nelnet$2.26B1.99$428.47M$8.3615.03
Credit Acceptance$2.32B2.69$423.90M$45.4813.13

Nelnet presently has a consensus price target of $140.00, indicating a potential upside of 11.43%. Credit Acceptance has a consensus price target of $570.00, indicating a potential downside of 4.52%. Given Nelnet's higher possible upside, equities analysts clearly believe Nelnet is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Nelnet
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Summary

Credit Acceptance beats Nelnet on 12 of the 16 factors compared between the two stocks.

How does Nelnet compare to Enova International?

Enova International (NYSE:ENVA) and Nelnet (NYSE:NNI) are both mid-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, dividends, institutional ownership, earnings, valuation, media sentiment, profitability and analyst recommendations.

Nelnet has lower revenue, but higher earnings than Enova International. Nelnet is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Enova International$3.15B1.77$308.39M$13.4916.65
Nelnet$2.26B1.99$428.47M$8.3615.03

89.4% of Enova International shares are held by institutional investors. Comparatively, 33.5% of Nelnet shares are held by institutional investors. 8.4% of Enova International shares are held by company insiders. Comparatively, 40.3% of Nelnet shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Enova International has a beta of 1.21, suggesting that its stock price is 21% more volatile than the broader market. Comparatively, Nelnet has a beta of 0.76, suggesting that its stock price is 24% less volatile than the broader market.

Nelnet has a net margin of 14.35% compared to Enova International's net margin of 10.31%. Enova International's return on equity of 26.66% beat Nelnet's return on equity.

Company Net Margins Return on Equity Return on Assets
Enova International10.31% 26.66% 5.55%
Nelnet 14.35%8.26%2.11%

Enova International presently has a consensus price target of $247.83, suggesting a potential upside of 10.34%. Nelnet has a consensus price target of $140.00, suggesting a potential upside of 11.43%. Given Nelnet's higher possible upside, analysts plainly believe Nelnet is more favorable than Enova International.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Enova International
0 Sell rating(s)
0 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
3.11
Nelnet
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67

In the previous week, Enova International had 2 more articles in the media than Nelnet. MarketBeat recorded 3 mentions for Enova International and 1 mentions for Nelnet. Enova International's average media sentiment score of 0.97 beat Nelnet's score of 0.00 indicating that Enova International is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Enova International
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Nelnet
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Enova International beats Nelnet on 12 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding NNI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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NNI vs. The Competition

MetricNelnetConsumer Finance IndustryFinance SectorNYSE Exchange
Market Cap$4.48B$7.34B$14.04B$23.49B
Dividend Yield1.05%12.70%5.91%3.76%
P/E Ratio15.039.0525.7828.73
Price / Sales1.9978.33504.6120.77
Price / Cash8.5411.6740.7034.36
Price / Book1.262.612.764.74
Net Income$428.47M$442.63M$1.32B$1.07B
7 Day Performance-1.20%-0.40%2.42%-1.48%
1 Month Performance-0.96%-1.03%0.66%-2.03%
1 Year Performance2.49%7.87%10.53%11.67%

Nelnet Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
NNI
Nelnet
2.7812 of 5 stars
$125.64
+0.4%
$140.00
+11.4%
+0.5%$4.48B$2.26B15.035,744
ALLY
Ally Financial
4.9952 of 5 stars
$42.69
+2.0%
$53.73
+25.9%
+1.1%$12.99B$9.63B10.0710,300
FCFS
FirstCash
2.8683 of 5 stars
$220.10
+2.1%
$249.00
+13.1%
+55.2%$9.55B$4.12B25.1322,000
OMF
OneMain
4.9574 of 5 stars
$63.25
+3.5%
$68.40
+8.1%
+2.8%$7.28B$5.12B9.539,300
CACC
Credit Acceptance
2.6034 of 5 stars
$607.77
+2.3%
$570.00
-6.2%
+15.1%$6.36B$2.32B13.362,499

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This page (NYSE:NNI) was last updated on 9/10/2026 by MarketBeat.com Staff.
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