Which has preferable earnings & valuation, NNI or NAVI?

Nelnet has higher earnings, but lower revenue than Navient. Navient is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Nelnet $1.37B 3.42 $428.47M $11.48 11.40 Navient $3.20B 0.25 -$80M -$0.63 N/A

Is NNI or NAVI more profitable?

Nelnet has a net margin of 18.45% compared to Navient's net margin of -1.94%. Nelnet's return on equity of 11.73% beat Navient's return on equity. Company Net Margins Return on Equity Return on Assets Nelnet 18.45% 11.73% 2.99% Navient -1.94% 4.39% 0.22%

Which has stronger valuation & earnings, CACC or NNI?

Nelnet has lower revenue, but higher earnings than Credit Acceptance. Nelnet is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Credit Acceptance $2.30B 2.61 $423.90M $40.24 14.26 Nelnet $1.37B 3.42 $428.47M $11.48 11.40

Which has stronger earnings and valuation, NNI or SLM?

SLM has higher revenue and earnings than Nelnet. SLM is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Nelnet $1.37B 3.42 $428.47M $11.48 11.40 SLM $2.63B 1.59 $744.85M $3.61 6.13

Is NNI or SLM more profitable?

SLM has a net margin of 26.42% compared to Nelnet's net margin of 18.45%. SLM's return on equity of 34.80% beat Nelnet's return on equity. Company Net Margins Return on Equity Return on Assets Nelnet 18.45% 11.73% 2.99% SLM 26.42% 34.80% 2.53%

Which has higher valuation and earnings, NNI or EZPW?

Nelnet has higher revenue and earnings than EZCORP. Nelnet is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Nelnet $1.37B 3.42 $428.47M $11.48 11.40 EZCORP $1.27B 1.51 $109.61M $1.84 16.98

Is NNI or EZPW more profitable?

Nelnet has a net margin of 18.45% compared to EZCORP's net margin of 9.91%. EZCORP's return on equity of 13.45% beat Nelnet's return on equity. Company Net Margins Return on Equity Return on Assets Nelnet 18.45% 11.73% 2.99% EZCORP 9.91% 13.45% 7.15%

Nelnet (NNI) Competitors

$130.91 +0.79 (+0.61%)

Closing price 05/29/2026 03:59 PM Eastern

Extended Trading

$130.60 -0.31 (-0.24%)

As of 05/29/2026 05:40 PM Eastern

Compare

NNI vs. NAVI, CACC, SLM, EZPW, and ECPG

Should you buy Nelnet stock or one of its competitors? MarketBeat compares Nelnet with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Nelnet include Navient (NAVI), Credit Acceptance (CACC), SLM (SLM), EZCORP (EZPW), and Encore Capital Group (ECPG). These companies are all part of the "fin - cons loans" industry.

How does Nelnet compare to Navient?

Nelnet (NYSE:NNI) and Navient (NASDAQ:NAVI) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, earnings, profitability, institutional ownership, media sentiment, valuation and risk.

Nelnet has a net margin of 18.45% compared to Navient's net margin of -1.94%. Nelnet's return on equity of 11.73% beat Navient's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Nelnet	18.45%	11.73%	2.99%
Navient	-1.94%	4.39%	0.22%

Nelnet presently has a consensus target price of $140.00, suggesting a potential upside of 6.94%. Navient has a consensus target price of $9.29, suggesting a potential upside of 8.48%. Given Navient's higher possible upside, analysts clearly believe Navient is more favorable than Nelnet.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Nelnet	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Navient	4 Sell rating(s)	5 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.56

33.5% of Nelnet shares are held by institutional investors. Comparatively, 97.1% of Navient shares are held by institutional investors. 40.3% of Nelnet shares are held by company insiders. Comparatively, 33.8% of Navient shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Nelnet has higher earnings, but lower revenue than Navient. Navient is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Nelnet	$1.37B	3.42	$428.47M	$11.48	11.40
Navient	$3.20B	0.25	-$80M	-$0.63	N/A

Nelnet pays an annual dividend of $1.32 per share and has a dividend yield of 1.0%. Navient pays an annual dividend of $0.64 per share and has a dividend yield of 7.5%. Nelnet pays out 11.5% of its earnings in the form of a dividend. Navient pays out -101.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Navient is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, Navient had 2 more articles in the media than Nelnet. MarketBeat recorded 2 mentions for Navient and 0 mentions for Nelnet. Navient's average media sentiment score of 0.36 beat Nelnet's score of 0.00 indicating that Navient is being referred to more favorably in the news media.

Company	Overall Sentiment
Nelnet	Neutral
Navient	Neutral

Nelnet has a beta of 0.83, suggesting that its share price is 17% less volatile than the broader market. Comparatively, Navient has a beta of 1.24, suggesting that its share price is 24% more volatile than the broader market.

Summary

Nelnet beats Navient on 10 of the 18 factors compared between the two stocks.

How does Nelnet compare to Credit Acceptance?

Credit Acceptance (NASDAQ:CACC) and Nelnet (NYSE:NNI) are both mid-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, analyst recommendations, dividends, media sentiment, institutional ownership, earnings, valuation and profitability.

Nelnet has lower revenue, but higher earnings than Credit Acceptance. Nelnet is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credit Acceptance	$2.30B	2.61	$423.90M	$40.24	14.26
Nelnet	$1.37B	3.42	$428.47M	$11.48	11.40

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 33.5% of Nelnet shares are held by institutional investors. 6.1% of Credit Acceptance shares are held by company insiders. Comparatively, 40.3% of Nelnet shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

In the previous week, Credit Acceptance had 2 more articles in the media than Nelnet. MarketBeat recorded 2 mentions for Credit Acceptance and 0 mentions for Nelnet. Credit Acceptance's average media sentiment score of 1.59 beat Nelnet's score of 0.00 indicating that Credit Acceptance is being referred to more favorably in the media.

Company	Overall Sentiment
Credit Acceptance	Very Positive
Nelnet	Neutral

Credit Acceptance has a net margin of 19.49% compared to Nelnet's net margin of 18.45%. Credit Acceptance's return on equity of 29.95% beat Nelnet's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credit Acceptance	19.49%	29.95%	5.33%
Nelnet	18.45%	11.73%	2.99%

Credit Acceptance currently has a consensus target price of $520.00, suggesting a potential downside of 9.35%. Nelnet has a consensus target price of $140.00, suggesting a potential upside of 6.94%. Given Nelnet's stronger consensus rating and higher probable upside, analysts plainly believe Nelnet is more favorable than Credit Acceptance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credit Acceptance	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Nelnet	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Credit Acceptance has a beta of 1.36, indicating that its share price is 36% more volatile than the broader market. Comparatively, Nelnet has a beta of 0.83, indicating that its share price is 17% less volatile than the broader market.

Summary

Credit Acceptance beats Nelnet on 10 of the 16 factors compared between the two stocks.

How does Nelnet compare to SLM?

Nelnet (NYSE:NNI) and SLM (NASDAQ:SLM) are both mid-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, valuation, dividends, media sentiment, profitability, institutional ownership, analyst recommendations and risk.

33.5% of Nelnet shares are owned by institutional investors. Comparatively, 98.9% of SLM shares are owned by institutional investors. 40.3% of Nelnet shares are owned by company insiders. Comparatively, 1.3% of SLM shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Nelnet has a beta of 0.83, meaning that its stock price is 17% less volatile than the broader market. Comparatively, SLM has a beta of 1.01, meaning that its stock price is 1% more volatile than the broader market.

SLM has a net margin of 26.42% compared to Nelnet's net margin of 18.45%. SLM's return on equity of 34.80% beat Nelnet's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Nelnet	18.45%	11.73%	2.99%
SLM	26.42%	34.80%	2.53%

In the previous week, SLM had 5 more articles in the media than Nelnet. MarketBeat recorded 5 mentions for SLM and 0 mentions for Nelnet. Nelnet's average media sentiment score of 0.00 beat SLM's score of -0.03 indicating that Nelnet is being referred to more favorably in the media.

Company	Overall Sentiment
Nelnet	Neutral
SLM	Neutral

Nelnet pays an annual dividend of $1.32 per share and has a dividend yield of 1.0%. SLM pays an annual dividend of $0.52 per share and has a dividend yield of 2.4%. Nelnet pays out 11.5% of its earnings in the form of a dividend. SLM pays out 14.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SLM has increased its dividend for 1 consecutive years. SLM is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Nelnet presently has a consensus target price of $140.00, suggesting a potential upside of 6.94%. SLM has a consensus target price of $29.80, suggesting a potential upside of 34.72%. Given SLM's stronger consensus rating and higher probable upside, analysts clearly believe SLM is more favorable than Nelnet.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Nelnet	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
SLM	1 Sell rating(s)	5 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.42

SLM has higher revenue and earnings than Nelnet. SLM is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Nelnet	$1.37B	3.42	$428.47M	$11.48	11.40
SLM	$2.63B	1.59	$744.85M	$3.61	6.13

Summary

SLM beats Nelnet on 12 of the 19 factors compared between the two stocks.

How does Nelnet compare to EZCORP?

Nelnet (NYSE:NNI) and EZCORP (NASDAQ:EZPW) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their institutional ownership, earnings, risk, media sentiment, profitability, dividends, analyst recommendations and valuation.

Nelnet has a net margin of 18.45% compared to EZCORP's net margin of 9.91%. EZCORP's return on equity of 13.45% beat Nelnet's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Nelnet	18.45%	11.73%	2.99%
EZCORP	9.91%	13.45%	7.15%

33.5% of Nelnet shares are owned by institutional investors. Comparatively, 99.8% of EZCORP shares are owned by institutional investors. 40.3% of Nelnet shares are owned by company insiders. Comparatively, 2.1% of EZCORP shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Nelnet has higher revenue and earnings than EZCORP. Nelnet is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Nelnet	$1.37B	3.42	$428.47M	$11.48	11.40
EZCORP	$1.27B	1.51	$109.61M	$1.84	16.98

In the previous week, EZCORP had 4 more articles in the media than Nelnet. MarketBeat recorded 4 mentions for EZCORP and 0 mentions for Nelnet. EZCORP's average media sentiment score of 0.35 beat Nelnet's score of 0.00 indicating that EZCORP is being referred to more favorably in the news media.

Company	Overall Sentiment
Nelnet	Neutral
EZCORP	Neutral

Nelnet presently has a consensus target price of $140.00, indicating a potential upside of 6.94%. EZCORP has a consensus target price of $37.25, indicating a potential upside of 19.24%. Given EZCORP's stronger consensus rating and higher possible upside, analysts plainly believe EZCORP is more favorable than Nelnet.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Nelnet	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
EZCORP	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	2 Strong Buy rating(s)	3.14

Nelnet has a beta of 0.83, meaning that its share price is 17% less volatile than the broader market. Comparatively, EZCORP has a beta of 0.65, meaning that its share price is 35% less volatile than the broader market.

Summary

EZCORP beats Nelnet on 10 of the 17 factors compared between the two stocks.

How does Nelnet compare to Encore Capital Group?

Encore Capital Group (NASDAQ:ECPG) and Nelnet (NYSE:NNI) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their dividends, risk, media sentiment, valuation, earnings, analyst recommendations, institutional ownership and profitability.

Nelnet has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Encore Capital Group	$1.77B	0.97	$256.83M	$12.89	6.20
Nelnet	$1.37B	3.42	$428.47M	$11.48	11.40

Nelnet has a net margin of 18.45% compared to Encore Capital Group's net margin of 16.00%. Encore Capital Group's return on equity of 30.70% beat Nelnet's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Encore Capital Group	16.00%	30.70%	5.58%
Nelnet	18.45%	11.73%	2.99%

33.5% of Nelnet shares are held by institutional investors. 3.0% of Encore Capital Group shares are held by company insiders. Comparatively, 40.3% of Nelnet shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Encore Capital Group presently has a consensus price target of $86.25, suggesting a potential upside of 7.91%. Nelnet has a consensus price target of $140.00, suggesting a potential upside of 6.94%. Given Encore Capital Group's stronger consensus rating and higher probable upside, equities research analysts clearly believe Encore Capital Group is more favorable than Nelnet.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Encore Capital Group	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	3.00
Nelnet	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

In the previous week, Encore Capital Group had 5 more articles in the media than Nelnet. MarketBeat recorded 5 mentions for Encore Capital Group and 0 mentions for Nelnet. Encore Capital Group's average media sentiment score of 1.30 beat Nelnet's score of 0.00 indicating that Encore Capital Group is being referred to more favorably in the media.

Company	Overall Sentiment
Encore Capital Group	Positive
Nelnet	Neutral

Encore Capital Group has a beta of 1.33, meaning that its share price is 33% more volatile than the broader market. Comparatively, Nelnet has a beta of 0.83, meaning that its share price is 17% less volatile than the broader market.

Summary

Encore Capital Group beats Nelnet on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding NNI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

NNI vs. The Competition

Export

Metric	Nelnet	FIN Industry	Finance Sector	NYSE Exchange
Market Cap	$4.69B	$10.19B	$13.56B	$22.74B
Dividend Yield	1.01%	5.19%	5.76%	4.08%
P/E Ratio	11.40	14.58	24.00	30.62
Price / Sales	3.42	1.71	147.19	15.47
Price / Cash	8.91	8.73	20.24	25.14
Price / Book	1.30	1.72	2.16	4.79
Net Income	$428.47M	$421.68M	$1.13B	$1.07B
7 Day Performance	1.62%	2.84%	0.72%	1.14%
1 Month Performance	-7.64%	0.95%	0.51%	1.26%
1 Year Performance	12.89%	19.95%	12.62%	28.06%

Nelnet Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
NNI Nelnet	3.1861 of 5 stars	$130.91 +0.6%	$140.00 +6.9%	+12.9%	$4.69B	$1.37B	11.40	5,744
NAVI Navient	2.8332 of 5 stars	$8.30 -3.0%	$9.29 +11.9%	-36.7%	$779.64M	$606M	N/A	2,100
CACC Credit Acceptance	2.1809 of 5 stars	$555.75 +0.7%	$520.00 -6.4%	+20.7%	$5.80B	$2.32B	13.77	2,499	Positive News
SLM SLM	4.2323 of 5 stars	$21.93 -0.7%	$29.80 +35.9%	-31.7%	$4.15B	$1.96B	6.09	1,788	Analyst Downgrade
EZPW EZCORP	3.783 of 5 stars	$34.01 -1.8%	$37.25 +9.5%	+130.7%	$2.10B	$1.48B	18.51	8,500

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This page (NYSE:NNI) was last updated on 5/31/2026 by MarketBeat.com Staff.

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Nelnet (NNI) Competitors