NASDAQ:NICK

Nicholas Financial Competitors

$10.48
-0.01 (-0.10 %)
(As of 04/22/2021 12:00 AM ET)
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Today's Range
$10.45
Now: $10.48
$10.48
50-Day Range
$10.42
MA: $10.57
$10.86
52-Week Range
$5.10
Now: $10.48
$11.49
Volume1,563 shs
Average Volume7,102 shs
Market Capitalization$131.99 million
P/E Ratio15.63
Dividend YieldN/A
Beta0.52

Competitors

Nicholas Financial (NASDAQ:NICK) Vs. AXP, COF, DFS, SLM, CACC, and NNI

Should you be buying NICK stock or one of its competitors? Companies in the sub-industry of "consumer finance" are considered alternatives and competitors to Nicholas Financial, including American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), Credit Acceptance (CACC), and Nelnet (NNI).

American Express (NYSE:AXP) and Nicholas Financial (NASDAQ:NICK) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, valuation, dividends, profitability, analyst recommendations, institutional ownership and risk.

Profitability

This table compares American Express and Nicholas Financial's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
American Express8.84%21.31%2.44%
Nicholas Financial9.12%4.90%2.29%

Valuation & Earnings

This table compares American Express and Nicholas Financial's gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Express$43.56 billion2.71$6.76 billion$8.2017.95
Nicholas Financial$62.10 million2.13$3.47 millionN/AN/A

American Express has higher revenue and earnings than Nicholas Financial.

Risk & Volatility

American Express has a beta of 1.36, suggesting that its share price is 36% more volatile than the S&P 500. Comparatively, Nicholas Financial has a beta of 0.52, suggesting that its share price is 48% less volatile than the S&P 500.

Institutional and Insider Ownership

83.5% of American Express shares are held by institutional investors. Comparatively, 38.7% of Nicholas Financial shares are held by institutional investors. 0.2% of American Express shares are held by insiders. Comparatively, 35.7% of Nicholas Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Analyst Ratings

This is a summary of current ratings and price targets for American Express and Nicholas Financial, as reported by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
American Express2101002.36
Nicholas Financial0000N/A

American Express currently has a consensus target price of $121.60, suggesting a potential downside of 17.37%. Given American Express' higher possible upside, equities analysts plainly believe American Express is more favorable than Nicholas Financial.

Summary

American Express beats Nicholas Financial on 10 of the 12 factors compared between the two stocks.

Capital One Financial (NYSE:COF) and Nicholas Financial (NASDAQ:NICK) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, profitability, risk, analyst recommendations, dividends, institutional ownership and valuation.

Institutional & Insider Ownership

89.6% of Capital One Financial shares are owned by institutional investors. Comparatively, 38.7% of Nicholas Financial shares are owned by institutional investors. 1.5% of Capital One Financial shares are owned by company insiders. Comparatively, 35.7% of Nicholas Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Analyst Recommendations

This is a summary of current ratings and recommmendations for Capital One Financial and Nicholas Financial, as reported by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Capital One Financial021402.88
Nicholas Financial0000N/A

Capital One Financial currently has a consensus target price of $123.8571, suggesting a potential downside of 6.87%. Given Capital One Financial's higher possible upside, equities research analysts plainly believe Capital One Financial is more favorable than Nicholas Financial.

Profitability

This table compares Capital One Financial and Nicholas Financial's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Capital One Financial4.08%3.05%0.43%
Nicholas Financial9.12%4.90%2.29%

Earnings and Valuation

This table compares Capital One Financial and Nicholas Financial's revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$33.77 billion1.80$5.55 billion$12.0911.00
Nicholas Financial$62.10 million2.13$3.47 millionN/AN/A

Capital One Financial has higher revenue and earnings than Nicholas Financial.

Risk & Volatility

Capital One Financial has a beta of 1.72, suggesting that its stock price is 72% more volatile than the S&P 500. Comparatively, Nicholas Financial has a beta of 0.52, suggesting that its stock price is 48% less volatile than the S&P 500.

Summary

Capital One Financial beats Nicholas Financial on 7 of the 12 factors compared between the two stocks.

Nicholas Financial (NASDAQ:NICK) and Discover Financial Services (NYSE:DFS) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, risk, valuation, analyst recommendations, institutional ownership and dividends.

Analyst Ratings

This is a summary of current recommendations for Nicholas Financial and Discover Financial Services, as provided by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Nicholas Financial0000N/A
Discover Financial Services09702.44

Discover Financial Services has a consensus price target of $93.7143, suggesting a potential downside of 5.81%. Given Discover Financial Services' higher possible upside, analysts clearly believe Discover Financial Services is more favorable than Nicholas Financial.

Earnings & Valuation

This table compares Nicholas Financial and Discover Financial Services' revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Nicholas Financial$62.10 million2.13$3.47 millionN/AN/A
Discover Financial Services$13.99 billion2.18$2.96 billion$9.0810.96

Discover Financial Services has higher revenue and earnings than Nicholas Financial.

Profitability

This table compares Nicholas Financial and Discover Financial Services' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Nicholas Financial9.12%4.90%2.29%
Discover Financial Services7.89%11.00%0.90%

Institutional and Insider Ownership

38.7% of Nicholas Financial shares are owned by institutional investors. Comparatively, 84.7% of Discover Financial Services shares are owned by institutional investors. 35.7% of Nicholas Financial shares are owned by company insiders. Comparatively, 0.6% of Discover Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Volatility & Risk

Nicholas Financial has a beta of 0.52, suggesting that its stock price is 48% less volatile than the S&P 500. Comparatively, Discover Financial Services has a beta of 1.8, suggesting that its stock price is 80% more volatile than the S&P 500.

Summary

Discover Financial Services beats Nicholas Financial on 9 of the 12 factors compared between the two stocks.

SLM (NASDAQ:SLM) and Nicholas Financial (NASDAQ:NICK) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, risk, institutional ownership, dividends, earnings, analyst recommendations and profitability.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for SLM and Nicholas Financial, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
SLM02402.67
Nicholas Financial0000N/A

SLM presently has a consensus price target of $20.1250, suggesting a potential upside of 7.74%. Given SLM's higher probable upside, equities research analysts plainly believe SLM is more favorable than Nicholas Financial.

Institutional and Insider Ownership

95.7% of SLM shares are owned by institutional investors. Comparatively, 38.7% of Nicholas Financial shares are owned by institutional investors. 0.5% of SLM shares are owned by insiders. Comparatively, 35.7% of Nicholas Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Profitability

This table compares SLM and Nicholas Financial's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
SLM23.87%28.69%1.84%
Nicholas Financial9.12%4.90%2.29%

Earnings and Valuation

This table compares SLM and Nicholas Financial's top-line revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SLM$2.38 billion2.85$578.28 million$1.2714.71
Nicholas Financial$62.10 million2.13$3.47 millionN/AN/A

SLM has higher revenue and earnings than Nicholas Financial.

Risk & Volatility

SLM has a beta of 1.4, meaning that its share price is 40% more volatile than the S&P 500. Comparatively, Nicholas Financial has a beta of 0.52, meaning that its share price is 48% less volatile than the S&P 500.

Summary

SLM beats Nicholas Financial on 9 of the 12 factors compared between the two stocks.

Nicholas Financial (NASDAQ:NICK) and Credit Acceptance (NASDAQ:CACC) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, valuation, profitability, risk, dividends, earnings and analyst recommendations.

Analyst Ratings

This is a summary of current ratings and price targets for Nicholas Financial and Credit Acceptance, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Nicholas Financial0000N/A
Credit Acceptance12001.67

Credit Acceptance has a consensus target price of $355.25, suggesting a potential downside of 6.02%. Given Credit Acceptance's higher possible upside, analysts plainly believe Credit Acceptance is more favorable than Nicholas Financial.

Insider & Institutional Ownership

38.7% of Nicholas Financial shares are owned by institutional investors. Comparatively, 71.4% of Credit Acceptance shares are owned by institutional investors. 35.7% of Nicholas Financial shares are owned by company insiders. Comparatively, 5.2% of Credit Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares Nicholas Financial and Credit Acceptance's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Nicholas Financial9.12%4.90%2.29%
Credit Acceptance25.91%30.84%9.11%

Valuation & Earnings

This table compares Nicholas Financial and Credit Acceptance's revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Nicholas Financial$62.10 million2.13$3.47 millionN/AN/A
Credit Acceptance$1.49 billion4.27$656.10 million$34.7010.89

Credit Acceptance has higher revenue and earnings than Nicholas Financial.

Risk & Volatility

Nicholas Financial has a beta of 0.52, suggesting that its share price is 48% less volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.22, suggesting that its share price is 22% more volatile than the S&P 500.

Summary

Credit Acceptance beats Nicholas Financial on 10 of the 11 factors compared between the two stocks.

Nicholas Financial (NASDAQ:NICK) and Nelnet (NYSE:NNI) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, valuation, profitability, risk, dividends, earnings and analyst recommendations.

Analyst Ratings

This is a summary of current ratings and price targets for Nicholas Financial and Nelnet, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Nicholas Financial0000N/A
Nelnet00103.00

Nelnet has a consensus target price of $75.00, suggesting a potential upside of 1.42%. Given Nelnet's higher possible upside, analysts plainly believe Nelnet is more favorable than Nicholas Financial.

Insider & Institutional Ownership

38.7% of Nicholas Financial shares are owned by institutional investors. Comparatively, 34.7% of Nelnet shares are owned by institutional investors. 35.7% of Nicholas Financial shares are owned by company insiders. Comparatively, 45.0% of Nelnet shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Risk & Volatility

Nicholas Financial has a beta of 0.52, suggesting that its share price is 48% less volatile than the S&P 500. Comparatively, Nelnet has a beta of 0.7, suggesting that its share price is 30% less volatile than the S&P 500.

Profitability

This table compares Nicholas Financial and Nelnet's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Nicholas Financial9.12%4.90%2.29%
Nelnet10.09%7.53%0.78%

Valuation & Earnings

This table compares Nicholas Financial and Nelnet's revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Nicholas Financial$62.10 million2.13$3.47 millionN/AN/A
Nelnet$1.78 billion1.59$141.80 millionN/AN/A

Nelnet has higher revenue and earnings than Nicholas Financial.

Summary

Nelnet beats Nicholas Financial on 9 of the 12 factors compared between the two stocks.


Nicholas Financial Competitors List

Competitor NameCompetitor BTM RankCompetitor PriceCompetitor Price ChangeCompetitor Market CapCompetitor RevenueCompetitor P/E RatioCompetitor Indicator(s)
American Express logo
AXP
American Express
1.9$147.16-0.0%$118.23 billion$43.56 billion36.52
Capital One Financial logo
COF
Capital One Financial
2.1$133.00-0.1%$60.73 billion$33.77 billion66.50Upcoming Earnings
Analyst Report
Discover Financial Services logo
DFS
Discover Financial Services
2.1$99.50-1.1%$30.48 billion$13.99 billion30.62Earnings Announcement
Dividend Announcement
Analyst Report
News Coverage
SLM logo
SLM
SLM
2.2$18.68-4.6%$6.79 billion$2.38 billion13.25Earnings Announcement
Unusual Options Activity
Credit Acceptance logo
CACC
Credit Acceptance
1.1$377.99-0.4%$6.36 billion$1.49 billion16.47
Nelnet logo
NNI
Nelnet
1.4$73.95-0.9%$2.84 billion$1.78 billion17.95News Coverage
Green Dot logo
GDOT
Green Dot
1.8$44.09-1.0%$2.39 billion$1.11 billion48.99Analyst Report
PRA Group logo
PRAA
PRA Group
1.2$37.20-2.4%$1.70 billion$1.02 billion11.63News Coverage
Encore Capital Group logo
ECPG
Encore Capital Group
1.5$38.27-2.4%$1.20 billion$1.40 billion5.56
World Acceptance logo
WRLD
World Acceptance
1.0$127.14-2.1%$865.19 million$590.14 million24.40
Regional Management logo
RM
Regional Management
1.8$37.68-1.9%$405.96 million$355.71 million15.01
EZCORP logo
EZPW
EZCORP
1.8$4.99-2.6%$277.44 million$822.81 million-4.02
This page was last updated on 4/23/2021 by MarketBeat.com Staff
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