NICK vs. PLBC, SRBK, PROV, RVSB, BSBK, MAYS, NXC, SSSS, HMNF, and JEQ
Should you be buying Nicholas Financial stock or one of its competitors? The main competitors of Nicholas Financial include Plumas Bancorp (PLBC), SR Bancorp (SRBK), Provident Financial (PROV), Riverview Bancorp (RVSB), Bogota Financial (BSBK), J.W. Mays (MAYS), Nuveen California Select Tax-Free Income Portfolio (NXC), SuRo Capital (SSSS), HMN Financial (HMNF), and Abrdn Japan Equity Fund (JEQ). These companies are all part of the "finance" sector.
Nicholas Financial (NASDAQ:NICK) and Plumas Bancorp (NASDAQ:PLBC) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, profitability, media sentiment, dividends, risk, valuation, earnings, community ranking and institutional ownership.
Nicholas Financial has a beta of 0.89, suggesting that its share price is 11% less volatile than the S&P 500. Comparatively, Plumas Bancorp has a beta of 0.71, suggesting that its share price is 29% less volatile than the S&P 500.
Plumas Bancorp has a net margin of 33.12% compared to Nicholas Financial's net margin of -134.48%. Plumas Bancorp's return on equity of 21.53% beat Nicholas Financial's return on equity.
Nicholas Financial pays an annual dividend of $0.48 per share and has a dividend yield of 7.1%. Plumas Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 3.1%. Nicholas Financial pays out -9.6% of its earnings in the form of a dividend. Plumas Bancorp pays out 22.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Nicholas Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.
In the previous week, Nicholas Financial had 6 more articles in the media than Plumas Bancorp. MarketBeat recorded 9 mentions for Nicholas Financial and 3 mentions for Plumas Bancorp. Nicholas Financial's average media sentiment score of 0.27 beat Plumas Bancorp's score of 0.21 indicating that Nicholas Financial is being referred to more favorably in the media.
Plumas Bancorp has higher revenue and earnings than Nicholas Financial. Nicholas Financial is trading at a lower price-to-earnings ratio than Plumas Bancorp, indicating that it is currently the more affordable of the two stocks.
Nicholas Financial received 21 more outperform votes than Plumas Bancorp when rated by MarketBeat users. However, 62.78% of users gave Plumas Bancorp an outperform vote while only 60.36% of users gave Nicholas Financial an outperform vote.
39.9% of Nicholas Financial shares are held by institutional investors. Comparatively, 41.7% of Plumas Bancorp shares are held by institutional investors. 43.0% of Nicholas Financial shares are held by insiders. Comparatively, 9.0% of Plumas Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
Plumas Bancorp has a consensus target price of $40.00, indicating a potential upside of 13.70%. Given Plumas Bancorp's higher probable upside, analysts plainly believe Plumas Bancorp is more favorable than Nicholas Financial.
Summary
Plumas Bancorp beats Nicholas Financial on 11 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding NICK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Nicholas Financial Competitors List
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