HMN Financial (HMNF) Stock Price, News & Analysis

Company Overview

HMN Financial, Inc. operates as a bank holding company for Home Federal Savings Bank that provides various retail banking products and services. The company offers various deposit accounts, such as savings, interest bearing checking, non-interest-bearing checking, money market, individual retirement, and certificate accounts. It also provides various loan products comprising single family residential loans; commercial real estate and multi-family mortgage loans; construction loans; consumer loans, such as home equity, automobile, recreational vehicle, mobile home, and lot loans, as well as loans secured by deposit accounts, and other loans for household and personal purposes; and commercial business loans. In addition, the company offers financial planning products and services; and invests in mortgage-backed and related securities, the United States government agency obligations, and other permissible investments. It operates community banking and loan production offices in Minnesota, Iowa, and Wisconsin. HMN Financial, Inc. was founded in 1934 and is headquartered in Rochester, Minnesota.

Key Stats

• Today's Range: $25.11 to $26.06
• 50-Day Range: $22.87 to $26.94
• 52-Week Range: $17.60 to $27.06
• Volume: 3,439 shs
• Average Volume: 7,043 shs
• Market Capitalization: $116.18 million
• P/E Ratio: 20.17
• Dividend Yield: 1.54%
• Price Target: N/A
• Consensus Rating: N/A

HMN Financial Stock Analysis - MarketRank™

HMN Financial scored higher than 47% of companies evaluated by MarketBeat, and ranked 661st out of 950 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for HMN Financial.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of HMN Financial is 20.17, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 128.19.

Price to Earnings Ratio vs. Sector

The P/E ratio of HMN Financial is 20.17, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 43.58.

Price to Book Value per Share Ratio

HMN Financial has a P/B Ratio of 1.08. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.12% of the float of HMN Financial has been sold short.

Short Interest Ratio / Days to Cover

HMN Financial has a short interest ratio ("days to cover") of 0.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in HMN Financial has recently increased by 95.45%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

HMN Financial pays a meaningful dividend of 1.60%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

HMN Financial has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of HMN Financial is 31.01%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.12% of the float of HMN Financial has been sold short.

Short Interest Ratio / Days to Cover

HMN Financial has a short interest ratio ("days to cover") of 0.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in HMN Financial has recently increased by 95.45%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: N/A

News Sentiment

HMN Financial has a news sentiment score of 1.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.69 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for HMN Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, HMN Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 8.22% of the stock of HMN Financial is held by insiders.

Percentage Held by Institutions

78.25% of the stock of HMN Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

HMNF Stock Analysis - Frequently Asked Questions

How have HMNF shares performed this year?

HMN Financial's stock was trading at $23.00 at the beginning of the year. Since then, HMNF shares have increased by 13.1% and is now trading at $26.02.
View the best growth stocks for 2024 here.

How were HMN Financial's earnings last quarter?

HMN Financial, Inc. (NASDAQ:HMNF) announced its earnings results on Monday, July, 22nd. The bank reported $0.30 earnings per share for the quarter. The bank earned $9.70 million during the quarter. HMN Financial had a trailing twelve-month return on equity of 5.23% and a net margin of 9.33%.

Who are HMN Financial's major shareholders?

HMN Financial's top institutional shareholders include Dimensional Fund Advisors LP (6.03%) and Renaissance Technologies LLC (1.62%). Insiders that own company stock include Bradley Krehbiel and Jeffrey Bolton.
View institutional ownership trends.

How do I buy shares of HMN Financial?

Shares of HMNF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of HMN Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that HMN Financial investors own include Philip Morris International (PM), Gilead Sciences (GILD), Mercury General (MCY), Royal Bank of Canada (RY), AbbVie (ABBV), Algonquin Power & Utilities (AQN) and Alphatec (ATEC).

Company Calendar

• Last Earnings: 7/22/2024
• Ex-Dividend for 9/9 Dividend: 8/16/2024
• Dividend Payable: 9/09/2024
• Today: 9/17/2024
• Next Earnings (Estimated): 10/17/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:HMNF
• CUSIP: N/A
• CIK: 921183
• Web: www.justcallhome.com
• Phone: (507) 535-1200
• Fax: 507-535-1300
• Employees: 160
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $1.29
• Trailing P/E Ratio: 19.96
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $6.01 million
• Net Margins: 9.33%
• Pretax Margin: 13.22%
• Return on Equity: 5.23%
• Return on Assets: 0.50%

Debt

• Debt-to-Equity Ratio: 0.10
• Current Ratio: 0.89
• Quick Ratio: 0.89

Sales & Book Value

• Annual Sales: $38.21 million
• Price / Sales: 3.01
• Cash Flow: $3.57 per share
• Price / Cash Flow: 7.22
• Book Value: $24.00 per share
• Price / Book: 1.07

Miscellaneous

• Outstanding Shares: 4,465,000
• Free Float: 4,098,000
• Market Cap: $114.97 million
• Optionable: Not Optionable
• Beta: 0.21