Riverview Bancorp (RVSB) Stock Price, News & Analysis

Company Overview

Riverview Bancorp, Inc. is a bank holding company headquartered in Greensburg, Pennsylvania, operating through its primary subsidiary, F&M Bank. Established in 1872 as The Farmers & Mechanics Bank, the company has grown into a full-service community bank offering commercial and consumer banking products. Its core activities include deposit gathering, loan origination, mortgage financing, and wealth management services, with an emphasis on personalized client relationships and local decision-making.

The company’s product suite encompasses checking and savings accounts, certificates of deposit, consumer and mortgage loans, and business lending solutions such as asset-based financing, equipment loans, and commercial real estate mortgages. A dedicated treasury management unit provides cash-flow optimization, online payment services, and remote deposit capture for small and mid-sized businesses. In addition, the bank’s trust and wealth management division offers investment advisory, retirement planning, fiduciary services, and estate administration.

Riverview Bancorp serves primarily the communities of Westmoreland, Indiana, Cambria, and Somerset counties in southwestern Pennsylvania. Its branch network is complemented by robust digital banking platforms, enabling customers to access online and mobile banking features, including bill pay, mobile deposits, and electronic transfers. Over the last two decades, the company has expanded through strategic branch openings and selective acquisitions, reinforcing its presence in both suburban and rural markets across the Laurel Highlands region.

Governance is provided by a board of directors comprised of regional civic and business leaders, supported by an experienced executive management team. Under their guidance, Riverview Bancorp maintains a focus on community reinvestment, prudent risk management, and sustainable growth. The company’s historic roots, community-oriented culture, and comprehensive financial offerings continue to define its reputation as a trusted banking partner in its core markets.

Key Stats

• Today's Range: $5.68 to $5.74
• 50-Day Range: $5.33 to $6.37
• 52-Week Range: $3.99 to $6.59
• Volume: 195,467 shs
• Average Volume: 81,578 shs
• Market Capitalization: $119.59 million
• P/E Ratio: 24.78
• Dividend Yield: 1.40%
• Price Target: $7.00
• Consensus Rating: Buy

Riverview Bancorp Stock Analysis - MarketRank™

Riverview Bancorp scored higher than 84% of companies evaluated by MarketBeat, and ranked 236th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

Riverview Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Riverview Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 20.00%

Earnings Growth

Earnings for Riverview Bancorp are expected to grow by 20.00% in the coming year, from $0.20 to $0.24 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Riverview Bancorp is 24.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.26.

Price to Earnings Ratio vs. Sector

The P/E ratio of Riverview Bancorp is 24.78, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.29.

Price to Book Value per Share Ratio

Riverview Bancorp has a P/B Ratio of 0.75. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.31% of the float of Riverview Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Riverview Bancorp has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Riverview Bancorp has recently increased by 733.45%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Riverview Bancorp pays a meaningful dividend of 1.41%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Riverview Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Riverview Bancorp is 34.78%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Riverview Bancorp will have a dividend payout ratio of 33.33% next year. This indicates that Riverview Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.31% of the float of Riverview Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Riverview Bancorp has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Riverview Bancorp has recently increased by 733.45%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: N/A

News Sentiment

Riverview Bancorp has a news sentiment score of 1.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.94 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Riverview Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Riverview Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $44,747.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 2.90% of the stock of Riverview Bancorp is held by insiders.

Percentage Held by Institutions

69.60% of the stock of Riverview Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

RVSB Stock Analysis - Frequently Asked Questions

How have RVSB shares performed this year?

Riverview Bancorp's stock was trading at $5.74 on January 1st, 2025. Since then, RVSB stock has decreased by 0.7% and is now trading at $5.70.

How were Riverview Bancorp's earnings last quarter?

Riverview Bancorp Inc (NASDAQ:RVSB) announced its quarterly earnings data on Tuesday, April, 29th. The savings and loans company reported $0.05 earnings per share for the quarter, topping analysts' consensus estimates of $0.03 by $0.02. The savings and loans company had revenue of $12.90 million for the quarter, compared to analyst estimates of $12.40 million. Riverview Bancorp had a trailing twelve-month return on equity of 3.09% and a net margin of 6.70%.

Is Riverview Bancorp doing a stock buyback?

Riverview Bancorp's Board of Directors authorized a stock buyback program on Tuesday, April 29th 2025, which authorizes the company to repurchase $2,000,000 in outstanding shares, according to EventVestor. This means that the company could buy up to 1.6% of its shares through open market purchases. Shares buyback programs are generally an indication that the company's board of directors believes its shares are undervalued.

How do I buy shares of Riverview Bancorp?

Shares of RVSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Riverview Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Riverview Bancorp investors own include Exxon Mobil (XOM), JPMorgan Chase & Co. (JPM), Bristol Myers Squibb (BMY), Cheniere Energy (LNG), Walgreens Boots Alliance (WBA), AlTi Global (ALTI) and NVIDIA (NVDA).

Company Calendar

• Record date for 4/25 Dividend: 4/14/2025
• Ex-Dividend for 4/25 Dividend: 4/14/2025
• Dividend Payable: 4/25/2025
• Last Earnings: 4/29/2025
• Record date for 7/22 Dividend: 7/10/2025
• Ex-Dividend for 7/22 Dividend: 7/10/2025
• Today: 7/14/2025
• Dividend Payable: 7/22/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 3/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Banking
• Current Symbol: NASDAQ:RVSB
• CIK: 1041368
• Web: www.riverviewbank.com
• Phone: (360) 693-6650
• Fax: 360-693-6275
• Employees: 220
• Year Founded: 1923

Price Target and Rating

• Average Price Target for Riverview Bancorp: $7.00
• High Price Target: $7.00
• Low Price Target: $7.00
• Potential Upside/Downside: +22.8%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.23
• Trailing P/E Ratio: 24.78
• Forward P/E Ratio: 28.50
• P/E Growth: N/A
• Net Income: $4.90 million
• Net Margins: 6.70%
• Pretax Margin: 8.52%
• Return on Equity: 3.09%
• Return on Assets: 0.32%

Debt

• Debt-to-Equity Ratio: 0.66
• Current Ratio: 0.87
• Quick Ratio: 0.87

Sales & Book Value

• Annual Sales: $73.22 million
• Price / Sales: 1.63
• Cash Flow: $0.39 per share
• Price / Cash Flow: 14.45
• Book Value: $7.63 per share
• Price / Book: 0.75

Miscellaneous

• Outstanding Shares: 20,980,000
• Free Float: 20,368,000
• Market Cap: $119.59 million
• Optionable: Optionable
• Beta: 0.45