HMN Financial (HMNF) Competitors

Rhinebeck Bancorp (NASDAQ:RBKB) and HMN Financial (NASDAQ:HMNF) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, dividends, earnings, community ranking, media sentiment, valuation, risk, analyst recommendations and institutional ownership.

Does the media prefer RBKB or HMNF?

In the previous week, Rhinebeck Bancorp and Rhinebeck Bancorp both had 2 articles in the media. HMN Financial's average media sentiment score of 0.00 equaled Rhinebeck Bancorp'saverage media sentiment score.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Rhinebeck Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
HMN Financial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Does the MarketBeat Community believe in RBKB or HMNF?

HMN Financial received 26 more outperform votes than Rhinebeck Bancorp when rated by MarketBeat users. Likewise, 61.62% of users gave HMN Financial an outperform vote while only 54.69% of users gave Rhinebeck Bancorp an outperform vote.

Company	Underperform	Outperform
Rhinebeck Bancorp	Outperform Votes 35 54.69%	Underperform Votes 29 45.31%
HMN Financial	Outperform Votes 61 61.62%	Underperform Votes 38 38.38%

Which has higher valuation and earnings, RBKB or HMNF?

HMN Financial has lower revenue, but higher earnings than Rhinebeck Bancorp. HMN Financial is trading at a lower price-to-earnings ratio than Rhinebeck Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Rhinebeck Bancorp	$66.44M	1.25	$4.39M	$0.40	18.75
HMN Financial	$51.76M	1.70	$6.01M	$1.36	14.52

Which has more risk & volatility, RBKB or HMNF?

Rhinebeck Bancorp has a beta of 0.72, suggesting that its stock price is 28% less volatile than the S&P 500. Comparatively, HMN Financial has a beta of 0.15, suggesting that its stock price is 85% less volatile than the S&P 500.

Do insiders & institutionals believe in RBKB or HMNF?

23.9% of Rhinebeck Bancorp shares are owned by institutional investors. Comparatively, 78.3% of HMN Financial shares are owned by institutional investors. 5.3% of Rhinebeck Bancorp shares are owned by insiders. Comparatively, 8.2% of HMN Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Is RBKB or HMNF more profitable?

HMN Financial has a net margin of 11.60% compared to HMN Financial's net margin of 6.62%. Rhinebeck Bancorp's return on equity of 5.83% beat HMN Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Rhinebeck Bancorp	6.62%	4.01%	0.33%
HMN Financial	11.60%	5.83%	0.54%

Do analysts recommend RBKB or HMNF?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Rhinebeck Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
HMN Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Summary

HMN Financial beats Rhinebeck Bancorp on 10 of the 13 factors compared between the two stocks.