Plumas Bancorp (PLBC) Competitors

First Financial Northwest (NASDAQ:FFNW) and Plumas Bancorp (NASDAQ:PLBC) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, media sentiment, risk, valuation, profitability, analyst recommendations, institutional ownership, dividends and community ranking.

Is FFNW or PLBC more profitable?

Plumas Bancorp has a net margin of 33.12% compared to Plumas Bancorp's net margin of 7.79%. First Financial Northwest's return on equity of 21.53% beat Plumas Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Financial Northwest	7.79%	3.95%	0.41%
Plumas Bancorp	33.12%	21.53%	1.79%

Do analysts recommend FFNW or PLBC?

First Financial Northwest presently has a consensus price target of $23.00, suggesting a potential upside of 12.30%. Plumas Bancorp has a consensus price target of $40.00, suggesting a potential upside of 13.25%. Given First Financial Northwest's stronger consensus rating and higher possible upside, analysts plainly believe Plumas Bancorp is more favorable than First Financial Northwest.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Financial Northwest	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Plumas Bancorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has preferable valuation & earnings, FFNW or PLBC?

Plumas Bancorp has higher revenue and earnings than First Financial Northwest. Plumas Bancorp is trading at a lower price-to-earnings ratio than First Financial Northwest, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Financial Northwest	$80.93M	2.32	$6.30M	$0.68	30.12
Plumas Bancorp	$85.31M	2.44	$29.78M	$4.78	7.39

Does the MarketBeat Community favor FFNW or PLBC?

First Financial Northwest received 99 more outperform votes than Plumas Bancorp when rated by MarketBeat users. However, 63.13% of users gave Plumas Bancorp an outperform vote while only 61.81% of users gave First Financial Northwest an outperform vote.

Company	Underperform	Outperform
First Financial Northwest	Outperform Votes 212 61.81%	Underperform Votes 131 38.19%
Plumas Bancorp	Outperform Votes 113 63.13%	Underperform Votes 66 36.87%

Do institutionals & insiders believe in FFNW or PLBC?

55.0% of First Financial Northwest shares are held by institutional investors. Comparatively, 41.7% of Plumas Bancorp shares are held by institutional investors. 7.2% of First Financial Northwest shares are held by company insiders. Comparatively, 9.0% of Plumas Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Which has more volatility & risk, FFNW or PLBC?

First Financial Northwest has a beta of 0.54, suggesting that its share price is 46% less volatile than the S&P 500. Comparatively, Plumas Bancorp has a beta of 0.73, suggesting that its share price is 27% less volatile than the S&P 500.

Does the media favor FFNW or PLBC?

In the previous week, Plumas Bancorp had 1 more articles in the media than First Financial Northwest. MarketBeat recorded 4 mentions for Plumas Bancorp and 3 mentions for First Financial Northwest. Plumas Bancorp's average media sentiment score of 0.84 beat First Financial Northwest's score of 0.08 indicating that First Financial Northwest is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Financial Northwest	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Plumas Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is FFNW or PLBC a better dividend stock?

First Financial Northwest pays an annual dividend of $0.52 per share and has a dividend yield of 2.5%. Plumas Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 3.1%. First Financial Northwest pays out 76.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Plumas Bancorp pays out 22.6% of its earnings in the form of a dividend. First Financial Northwest has raised its dividend for 7 consecutive years and Plumas Bancorp has raised its dividend for 4 consecutive years. Plumas Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Plumas Bancorp beats First Financial Northwest on 15 of the 20 factors compared between the two stocks.